SiriusPoint Ltd. (SPNT) Balance Sheet
SPNT balance sheet, 2025
December 31, 2025 · U.S. dollars$12.57B assets = $10.10B liabilities + $2.47B equity
Both columns are drawn to the same scale: what SPNT owns equals what it owes plus shareholders’ equity. Hover a block for its value.
SPNT financial health
Descriptive bands, not a rating. Fiscal 2025.
SPNT balance sheet trends, 2016–2025
| Metric | Trend | Then | Latest | Change |
|---|---|---|---|---|
| Total assets | $3.90B2016 | $12.57B2025 | +13.9%/yr | |
| Total liabilities | $2.45B2016 | $10.10B2025 | +17.1%/yr | |
| Shareholders’ equity | $1.41B2016 | $2.47B2025 | +6.4%/yr | |
| Cash & short-term investments | $10.0M2016 | $3.35B2025 | +90.9%/yr | |
| Total debt | $113.6M2016 | $688.6M2025 | +22.2%/yr | |
| Net cash (debt) | −$103.6M2016 | $2.67B2025 | +$2.8B | |
| Working capital | −$97.1M2016 | $3.11B2025 | +$3.2B | |
| Book value per share | $13.402016 | $20.302025 | +4.7%/yr | |
| Debt / equity | 0.082016 | 0.282025 | +0.20 | |
| Shares outstanding | 105.6M2016 | 121.6M2025 | +1.6%/yr |
Change is the average annual growth (CAGR) or the difference between the first and latest year.
SPNT assets
SPNT liabilities and equity
SPNT debt vs cash
Debt includes short- and long-term borrowings and, where reported, lease obligations.
SPNT balance sheet
| 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
|---|---|---|---|---|---|---|---|---|---|---|
| Assets | ||||||||||
| Cash & short-term investments | $3.35B | $3.81B | $3.69B | $4.33B | $2.08B | $526.0M | $639.4M | $104.2M | $8.2M | $10.0M |
| Cash & equivalents | $731.2M | $682.0M | $969.2M | $705.3M | $999.8M | $526.0M | $639.4M | $104.2M | $8.2M | $10.0M |
| Short-term investments | $2.62B | $3.12B | $2.72B | $3.62B | $1.08B | $4.0M | $4.0M | $84,000 | $111.1M | $110.1M |
| Receivables | $4.42B | $4.42B | $4.31B | $3.30B | $3.20B | $552.1M | $603.8M | $607.2M | $784.9M | $6.5M |
| Inventory | $0 | $0 | −$12.78B | −$6.34B | −$5.01B | −$2.35B | −$1.66B | −$1.32B | −$2.12B | −$1.65B |
| Other current assets | $658.6M | $0 | $5.75B | $3.97B | $8.29B | $2.35B | $1.66B | $1.32B | $1.33B | $1.65B |
| Total current assets | $8.43B | $8.12B | $969.2M | $5.26B | $8.55B | $1.08B | $1.24B | $711.4M | $11.8M | $16.5M |
| Property, plant & equipment (net) | $0 | $0 | $25.6M | $25.9M | $4.06B | $800,000 | $0 | $0 | $0 | $0 |
| Goodwill & intangible assets | $505.3M | $468.3M | $152.7M | $163.8M | $390.7M | $68.6M | $154.7M | $203.8M | $258.8M | $221.6M |
| Long-term investments | $5.29B | $5.39B | $5.77B | $5.65B | $4.07B | $1.16B | $985.7M | $1.52B | $2.98B | $0 |
| Other non-current assets | $0 | $0 | $5.95B | $0 | $0 | $1.23B | $1.06B | $647.4M | $1.42B | $3.66B |
| Total assets | $12.57B | $12.52B | $12.87B | $11.04B | $10.62B | $3.54B | $3.44B | $3.09B | $4.67B | $3.90B |
| Liabilities | ||||||||||
| Accounts payable | $1.45B | $1.80B | $2.02B | $1.08B | $924.6M | $95.7M | $99.8M | $77.0M | $846.5M | $953.1M |
| Short-term debt | — | $489.0M | $6.7M | $18.0M | $816.0M | $114.3M | $114.1M | — | $29.6M | $113.6M |
| Deferred revenue | $1.86B | — | −$6.7M | −$18.0M | — | — | −$14.3M | — | $816.8M | — |
| Total current liabilities | $5.32B | $5.94B | $6.2M | $4.89B | $4.34B | $92.7M | $114.1M | $77.0M | $846.5M | $113.6M |
| Long-term debt | $688.6M | $639.1M | $786.2M | $778.0M | $816.7M | $114.3M | $114.1M | $113.9M | $113.7M | $0 |
| Other long-term liabilities | $4.09B | $4.00B | $9.55B | $3.29B | $5.84B | $1.86B | $167,000 | $421,000 | $688,000 | $115.5M |
| Total liabilities | $10.10B | $10.59B | $10.34B | $8.95B | $8.12B | $1.97B | $2.03B | $1.88B | $2.90B | $2.45B |
| Shareholders' equity | ||||||||||
| Common stock & paid-in capital | $11.7M | $11.6M | $16.8M | $16.2M | $16.2M | $9.6M | $9.4M | $9.4M | $10.7M | $10.7M |
| Retained earnings (deficit) | $1.23B | $784.9M | $601.0M | $262.2M | $665.0M | $620.4M | $476.9M | $276.3M | $594.0M | $316.2M |
| Accumulated other comprehensive income | $61.9M | −$4.1M | $3.1M | −$45.0M | −$200,000 | $0 | $0 | $0 | $0 | $0 |
| Minority interest | $1.1M | $1.4M | $16.7M | $7.9M | — | — | — | — | — | — |
| Total shareholders' equity | $2.47B | $1.94B | $2.51B | $2.07B | $2.50B | $1.56B | $1.41B | $1.20B | $1.66B | $1.41B |
| Key figures | ||||||||||
| Total debt | $688.6M | $639.1M | $786.2M | $778.0M | $816.7M | $114.3M | $114.1M | $113.9M | $113.7M | $113.6M |
| Net cash (debt) | $2.67B | $3.17B | $2.90B | $3.55B | $1.26B | $411.7M | $525.3M | −$9.7M | −$105.5M | −$103.6M |
| Working capital | $3.11B | $2.18B | $963.0M | $374.1M | $4.21B | $985.4M | $1.13B | $634.4M | −$834.7M | −$97.1M |
| Tangible book value | $1.96B | $1.47B | $2.36B | $1.91B | $2.11B | $1.50B | $1.26B | $1.00B | $1.40B | $1.19B |
| Book value per share | $20.30 | $11.43 | $14.82 | $12.95 | $16.67 | $16.82 | $15.26 | $12.41 | $15.74 | $13.40 |
| Shares outstanding | 121.6M | 169.5M | 169.6M | 160.2M | 150.2M | 93.0M | 92.7M | 97.1M | 105.2M | 105.6M |
| Current ratio | 1.59 | 1.37 | 156.32 | 1.08 | 1.97 | 11.63 | 10.90 | 9.24 | 0.01 | 0.14 |
| Quick ratio | 1.46 | 1.38 | 1,289.98 | 1.56 | 1.21 | 11.63 | 10.90 | 9.24 | 0.94 | 0.14 |
| Debt / equity | 0.28 | 0.33 | 0.31 | 0.37 | 0.33 | 0.07 | 0.08 | 0.09 | 0.07 | 0.08 |
| Equity / assets | 19.6% | 15.5% | 19.5% | 18.8% | 23.6% | 44.2% | 41.1% | 39.0% | 35.4% | 36.3% |
| Jun '26 | Mar '26 | Dec '25 | Sep '25 | Jun '25 | Mar '25 | Dec '24 | Sep '24 | Jun '24 | Mar '24 | Dec '23 | Sep '23 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Assets | ||||||||||||
| Cash & short-term investments | $5.90B | $3.24B | $3.35B | $3.40B | $3.61B | $3.66B | $3.81B | $3.42B | $3.52B | $3.86B | $3.69B | $5.68B |
| Cash & equivalents | $745.9M | $856.9M | $731.2M | $582.4M | $732.4M | $740.3M | $682.0M | $640.7M | $598.1M | $867.5M | $969.2M | $703.5M |
| Short-term investments | $5.16B | $2.38B | $2.62B | $2.82B | $2.88B | $2.92B | $3.12B | $2.78B | $2.92B | $2.99B | $2.72B | $4.97B |
| Receivables | $2.65B | $4.52B | $4.42B | $4.51B | $4.60B | $4.64B | $4.42B | $4.33B | $4.39B | $4.42B | $4.31B | $4.44B |
| Inventory | $0 | $0 | $0 | $0 | $0 | $0 | $0 | −$3.00B | −$8.24B | −$3.04B | −$12.78B | −$6.26B |
| Other current assets | $0 | $727.1M | $658.6M | $622.4M | $0 | $0 | $0 | $3.59B | $3.20B | $0 | $5.75B | $6.72B |
| Total current assets | $8.55B | $8.49B | $8.43B | $8.53B | $7.99B | $7.84B | $8.12B | $8.35B | $2.87B | $3.23B | $969.2M | $10.58B |
| Property, plant & equipment (net) | $0 | $0 | $0 | $0 | $0 | $21.5M | $22.8M | $22.0M | $22.9M | −$1.43B | −$5.92B | −$4.10B |
| Goodwill & intangible assets | $156.0M | $561.8M | $505.3M | $504.7M | $514.6M | $507.2M | $468.3M | $143.8M | $146.8M | −$171.0M | $152.7M | $155.6M |
| Long-term investments | $5.34B | $5.12B | $5.29B | $5.27B | $4.89B | $4.80B | $5.39B | $5.70B | $5.75B | $5.79B | $5.77B | $5.70B |
| Other non-current assets | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $3.97B | $5.71B | $11.90B | $255.9M |
| Total assets | $12.65B | $12.48B | $12.57B | $12.46B | $12.36B | $12.28B | $12.52B | $12.68B | $12.76B | $13.14B | $12.87B | $12.59B |
| Liabilities | ||||||||||||
| Accounts payable | $1.48B | $1.46B | $1.45B | $1.52B | $1.55B | $1.71B | $1.80B | $1.53B | $1.58B | $1.84B | $2.02B | $1.77B |
| Short-term debt | $3.5M | $5.1M | — | $1.4M | $2.9M | $4.3M | $489.0M | — | $3.3M | $4.9M | $6.7M | — |
| Deferred revenue | — | $1.99B | $1.86B | $1.87B | — | — | — | — | — | −$4.9M | $2.01B | — |
| Total current liabilities | $9.43B | $9.26B | $5.32B | $9.28B | $9.31B | $9.41B | $5.94B | $5.04B | $5.00B | $5.17B | $2.02B | $1.77B |
| Long-term debt | $675.5M | $679.6M | $688.6M | $682.5M | $678.4M | $663.5M | $639.1M | $660.5M | $648.6M | $770.6M | $786.2M | $763.5M |
| Other long-term liabilities | $7.08B | $244.3M | $4.09B | $289.0M | $260.6M | $180.4M | $4.00B | $9.30B | $9.41B | $9.74B | $9.55B | $9.56B |
| Total liabilities | $10.38B | $10.18B | $10.10B | $10.25B | $10.25B | $10.25B | $10.59B | $9.99B | $10.06B | $10.52B | $10.34B | $10.33B |
| Shareholders' equity | ||||||||||||
| Common stock & paid-in capital | $11.6M | $11.6M | $11.7M | $11.7M | $11.7M | $11.6M | $11.6M | $16.2M | $17.1M | $17.0M | $16.8M | $16.5M |
| Retained earnings (deficit) | $1.40B | $1.33B | $1.23B | $988.5M | $901.7M | $842.5M | $784.9M | $806.2M | $801.7M | $691.8M | $601.0M | $507.5M |
| Accumulated other comprehensive income | −$21.3M | $6.3M | $61.9M | $52.3M | $46.5M | $26.4M | −$4.1M | $81.5M | −$28.0M | −$17.4M | $3.1M | −$135.4M |
| Minority interest | $800,000 | $1.0M | $1.1M | $1.1M | $1.1M | — | — | — | — | — | — | — |
| Total shareholders' equity | $2.28B | $2.30B | $2.47B | $2.21B | $2.11B | $2.03B | $1.94B | $2.69B | $2.70B | $2.60B | $2.51B | $2.25B |
| Key figures | ||||||||||||
| Total debt | $700.9M | $679.6M | $688.6M | $682.5M | $678.4M | $663.5M | $639.1M | $660.5M | $648.6M | $770.6M | $786.2M | $763.5M |
| Net cash (debt) | $5.20B | $2.56B | $2.67B | $2.72B | $2.93B | $2.99B | $3.17B | $2.76B | $2.87B | $3.09B | $2.90B | $4.91B |
| Working capital | −$874.0M | −$764.9M | $3.11B | −$748.2M | −$1.32B | −$1.57B | $2.18B | $3.31B | −$2.13B | −$1.94B | −$1.05B | $8.80B |
| Tangible book value | $2.12B | $1.74B | $1.96B | $1.71B | $1.59B | $1.52B | $1.47B | $2.55B | $2.56B | $2.77B | $2.36B | $2.09B |
| Book value per share | $19.12 | $18.90 | $20.27 | $18.60 | $13.05 | $12.55 | $12.01 | $15.60 | $15.13 | $14.92 | $14.48 | $13.35 |
| Shares outstanding | 119.0M | 121.8M | 121.8M | 118.8M | 161.4M | 161.4M | 161.4M | 172.8M | 178.7M | 174.4M | 173.6M | 168.5M |
| Current ratio | 0.91 | 0.92 | 1.59 | 0.92 | 0.86 | 0.83 | 1.37 | 1.66 | 0.57 | 0.62 | 0.48 | 5.97 |
| Quick ratio | 0.91 | 0.84 | 1.46 | 0.85 | 0.88 | 0.88 | 1.38 | 1.54 | 1.58 | 1.60 | 3.96 | 5.71 |
| Debt / equity | 0.31 | 0.30 | 0.28 | 0.31 | 0.32 | 0.33 | 0.33 | 0.25 | 0.24 | 0.30 | 0.31 | 0.34 |
| Equity / assets | 18.0% | 18.4% | 19.6% | 17.7% | 17.0% | 16.5% | 15.5% | 21.2% | 21.2% | 19.8% | 19.5% | 17.9% |
Quarterly columns are labeled by the month the quarter ended. Figures in U.S. dollars as reported (latest annual report filed February 24, 2026); data from EODHD.
SPNT financial position
At the end of fiscal 2025 (December 31, 2025), SiriusPoint had total assets of $12.6 billion (up 0.4% from a year earlier), total liabilities of $10.1 billion and shareholders' equity of $2.5 billion. It held $3.4 billion in cash and short-term investments against $688.6 million of debt, a net cash position of $2.7 billion. Its current ratio was 1.59. In the latest quarter (ended June 30, 2026) total assets were $12.7 billion and equity $2.3 billion.
Related: SPNT income statement, SPNT cash flow statement, SPNT key metrics. See the SPNT stock overview for the latest quote and news.
SPNT balance sheet FAQ
What are SiriusPoint's total assets?
SiriusPoint reported total assets of $12.6 billion at the end of fiscal 2025 (December 31, 2025), compared with $12.5 billion a year earlier.
How much debt does SiriusPoint have?
SiriusPoint had $688.6 million of total debt at the end of fiscal 2025, including short-term borrowings. Its debt-to-equity ratio was 0.28.
How much cash does SiriusPoint have?
SiriusPoint held $3.4 billion in cash and short-term investments at the end of fiscal 2025; with $688.6 million of debt that is net cash of $2.7 billion.
What is SiriusPoint's book value?
SiriusPoint's shareholders' equity (book value) was $2.5 billion at the end of fiscal 2025, or $20.30 per share.
What is SiriusPoint's current ratio?
SiriusPoint had current assets of $8.4 billion and current liabilities of $5.3 billion, a current ratio of 1.59 (it can cover its short-term obligations).
How much goodwill does SiriusPoint have?
SiriusPoint carried $505.3 million of goodwill and intangible assets, 4.0% of total assets, at the end of fiscal 2025.