Origin Bancorp, Inc. (OBK) Balance Sheet
OBK balance sheet, 2025
December 31, 2025 · U.S. dollars$9.72B assets = $8.48B liabilities + $1.25B equity
Both columns are drawn to the same scale: what OBK owns equals what it owes plus shareholders’ equity. Hover a block for its value.
OBK financial health
Descriptive bands, not a rating. Fiscal 2025.
OBK balance sheet trends, 2016–2025
| Metric | Trend | Then | Latest | Change |
|---|---|---|---|---|
| Total assets | $4.07B2016 | $9.72B2025 | +10.2%/yr | |
| Total liabilities | $3.65B2016 | $8.48B2025 | +9.8%/yr | |
| Shareholders’ equity | $420.1M2016 | $1.25B2025 | +12.8%/yr | |
| Cash & short-term investments | $635.4M2016 | $104.2M2025 | −18.2%/yr | |
| Total debt | $119.9M2016 | $35.6M2025 | −12.6%/yr | |
| Net cash (debt) | $515.5M2016 | $68.6M2025 | −$446.9M | |
| Working capital | −$2.80B2016 | −$1.88B2025 | +$924.0M | |
| Book value per share | $19.072016 | $40.132025 | +8.6%/yr | |
| Debt / equity | 0.292016 | 0.032025 | −0.26 | |
| Shares outstanding | 22.0M2016 | 31.1M2025 | +3.9%/yr |
Change is the average annual growth (CAGR) or the difference between the first and latest year.
OBK assets
OBK liabilities and equity
OBK debt vs cash
Debt includes short- and long-term borrowings and, where reported, lease obligations.
OBK balance sheet
| 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
|---|---|---|---|---|---|---|---|---|---|---|
| Assets | ||||||||||
| Cash & short-term investments | $104.2M | $1.57B | $1.53B | $2.00B | $2.21B | $1.38B | $792.6M | $692.3M | $591.7M | $635.4M |
| Cash & equivalents | $73.1M | $470.2M | $280.4M | $359.0M | $705.6M | $377.2M | $291.5M | $116.7M | $187.2M | $259.9M |
| Short-term investments | $31.1M | $1.10B | $1.25B | $1.64B | $1.50B | $1.00B | $501.1M | $575.6M | $404.5M | $375.5M |
| Receivables | $0 | $0 | $0 | $209.2M | $141.8M | $141.0M | $110.9M | $83.8M | $83.9M | $67.8M |
| Inventory | $0 | $0 | $0 | −$359.8M | −$707.1M | −$378.8M | −$296.2M | −$120.4M | −$187.7M | −$261.5M |
| Other current assets | $0 | $0 | $0 | $359.8M | $707.1M | $378.8M | $296.2M | $120.4M | $187.7M | $261.5M |
| Total current assets | $104.2M | $1.57B | $1.53B | $2.21B | $2.35B | $1.52B | $903.5M | $776.1M | $675.6M | $703.2M |
| Property, plant & equipment (net) | $124.2M | $126.6M | $119.0M | $100.2M | $80.7M | $81.8M | $80.5M | $75.0M | $77.4M | $86.7M |
| Goodwill & intangible assets | $162.0M | $166.2M | $189.8M | $199.3M | $67.5M | $44.1M | $52.2M | $58.0M | $48.5M | $54.2M |
| Long-term investments | $1.23B | $1.12B | $1.27B | $1.73B | $1.58B | $1.12B | $541.2M | $0 | $0 | $0 |
| Other non-current assets | $8.10B | $6.69B | $6.61B | $5.45B | $3.78B | $4.86B | $3.75B | $3.91B | $3.35B | $3.23B |
| Total assets | $9.72B | $9.68B | $9.72B | $9.69B | $7.86B | $7.63B | $5.32B | $4.82B | $4.15B | $4.07B |
| Liabilities | ||||||||||
| Accounts payable | — | — | — | $7.78B | $6.57B | $5.75B | $4.23B | — | — | — |
| Short-term debt | — | $6.3M | $77.1M | $632.5M | $52.8M | $713.9M | $144.6M | $141.1M | $86.7M | $33.8M |
| Total current liabilities | $1.98B | $8.23B | $8.33B | $8.53B | $6.72B | $6.55B | $4.44B | $3.82B | $3.54B | $3.50B |
| Long-term debt | $16.5M | $161.9M | $196.5M | $204.3M | $160.3M | $160.3M | $426.9M | $0 | $0 | $0 |
| Other long-term liabilities | $6.48B | $142.2M | $134.9M | $4.2M | $254.1M | $267.6M | $0 | $454.9M | $189.0M | $148.5M |
| Total liabilities | $8.48B | $8.53B | $8.66B | $8.74B | $7.13B | $6.98B | $4.73B | $4.27B | $3.73B | $3.65B |
| Shareholders' equity | ||||||||||
| Common stock & paid-in capital | $154.8M | $156.0M | $154.9M | $153.7M | $118.7M | $117.5M | $117.4M | $118.6M | $97.6M | $97.4M |
| Retained earnings (deficit) | $612.5M | $557.9M | $500.4M | $435.4M | $363.6M | $266.6M | $239.9M | $191.6M | $145.1M | $137.4M |
| Accumulated other comprehensive income | −$54.1M | −$106.0M | −$121.0M | −$159.9M | $5.7M | $25.6M | $6.3M | −$2.5M | $1.3M | $3.5M |
| Total shareholders' equity | $1.25B | $1.15B | $1.06B | $949.9M | $730.2M | $647.1M | $599.3M | $549.8M | $420.4M | $420.1M |
| Key figures | ||||||||||
| Total debt | $35.6M | $172.4M | $277.9M | $841.0M | $467.2M | $1.14B | $426.9M | $454.9M | $154.0M | $119.9M |
| Net cash (debt) | $68.6M | $1.40B | $1.26B | $1.16B | $1.74B | $240.1M | $365.7M | $237.5M | $437.7M | $515.5M |
| Working capital | −$1.88B | −$6.66B | −$6.79B | −$6.32B | −$4.36B | −$5.03B | −$3.54B | −$3.04B | −$2.87B | −$2.80B |
| Tangible book value | $1.08B | $979.1M | $873.1M | $750.6M | $662.7M | $603.0M | $547.0M | $491.8M | $371.8M | $365.9M |
| Book value per share | $40.13 | $36.70 | $34.36 | $35.50 | $30.93 | $27.52 | $25.31 | $24.77 | $19.09 | $19.07 |
| Shares outstanding | 31.1M | 31.2M | 30.9M | 26.8M | 23.6M | 23.5M | 23.7M | 22.2M | 22.0M | 22.0M |
| Current ratio | 0.05 | 0.19 | 0.18 | 0.26 | 0.35 | 0.23 | 0.20 | 0.20 | 0.19 | 0.20 |
| Quick ratio | 0.05 | 0.19 | 0.18 | 0.26 | 0.35 | 0.23 | 0.20 | 0.20 | 0.19 | 0.20 |
| Debt / equity | 0.03 | 0.15 | 0.26 | 0.89 | 0.64 | 1.76 | 0.71 | 0.83 | 0.37 | 0.29 |
| Equity / assets | 12.8% | 11.8% | 10.9% | 9.8% | 9.3% | 8.5% | 11.3% | 11.4% | 10.1% | 10.3% |
| Jun '26 | Mar '26 | Dec '25 | Sep '25 | Jun '25 | Mar '25 | Dec '24 | Sep '24 | Jun '24 | Mar '24 | Dec '23 | Sep '23 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Assets | ||||||||||||
| Cash & short-term investments | $125.0M | $121.8M | $104.2M | $1.38B | $1.11B | $1.31B | $1.57B | $1.48B | $1.45B | $1.48B | $1.53B | $1.60B |
| Cash & equivalents | $87.3M | $90.6M | $73.1M | $626.9M | $334.1M | $486.2M | $470.2M | $321.2M | $288.1M | $291.5M | $280.4M | $305.3M |
| Short-term investments | $37.7M | $31.2M | $31.1M | $756.1M | $775.2M | $819.8M | $1.10B | $1.16B | $1.16B | $1.19B | $1.25B | $1.29B |
| Receivables | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $226.2M |
| Inventory | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | −$309.2M |
| Other current assets | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $309.2M |
| Total current assets | $125.0M | $121.8M | $104.2M | $1.38B | $1.11B | $1.31B | $1.57B | $1.48B | $1.45B | $1.48B | $1.53B | $1.82B |
| Property, plant & equipment (net) | $133.8M | $126.9M | $124.2M | $122.9M | $122.6M | $123.8M | $126.6M | $126.8M | $121.6M | $120.9M | $119.0M | $111.7M |
| Goodwill & intangible assets | $159.1M | $160.6M | $162.0M | $163.5M | $165.1M | $166.9M | $166.2M | $168.0M | $169.9M | $172.0M | $189.8M | $190.3M |
| Long-term investments | $1.26B | $1.27B | $1.23B | $1.19B | $1.14B | $1.18B | $1.12B | $1.18B | $1.18B | $1.21B | $1.27B | $1.31B |
| Other non-current assets | $8.60B | $8.51B | $8.10B | $6.93B | $7.14B | $6.97B | $6.69B | $7.01B | $7.03B | $6.91B | $6.61B | $6.30B |
| Total assets | $10.28B | $10.19B | $9.72B | $9.79B | $9.68B | $9.75B | $9.68B | $9.97B | $9.95B | $9.89B | $9.72B | $9.73B |
| Liabilities | ||||||||||||
| Accounts payable | — | — | — | — | — | — | — | — | — | — | — | $8.37B |
| Short-term debt | $136.9M | — | — | $6.8M | $121.8M | $6.4M | $6.3M | $24.2M | $34.4M | $6.8M | $77.1M | $5.7M |
| Total current liabilities | $8.84B | — | $1.98B | $8.34B | $8.24B | $8.34B | $8.23B | $8.51B | $8.55B | $8.51B | $8.33B | $8.38B |
| Long-term debt | $21.9M | $29.2M | $16.5M | $89.7M | $89.7M | $89.6M | $161.9M | $159.9M | $166.1M | $167.1M | $200.8M | $196.8M |
| Other long-term liabilities | $117.2M | $8.90B | $6.48B | $148.2M | $137.9M | $135.8M | $142.2M | $149.7M | $139.9M | $134.2M | $130.7M | $157.4M |
| Total liabilities | $9.00B | $8.93B | $8.48B | $8.58B | $8.47B | $8.57B | $8.53B | $8.82B | $8.85B | $8.81B | $8.66B | $8.73B |
| Shareholders' equity | ||||||||||||
| Common stock & paid-in capital | $154.3M | $154.4M | $154.8M | $154.8M | $156.1M | $156.2M | $156.0M | $155.8M | $155.5M | $155.1M | $154.9M | $154.5M |
| Retained earnings (deficit) | $656.7M | $633.9M | $612.5M | $588.1M | $585.4M | $575.6M | $557.9M | $548.4M | $534.6M | $518.3M | $500.4M | $491.7M |
| Accumulated other comprehensive income | −$60.8M | −$60.8M | −$54.1M | −$61.2M | −$73.6M | −$90.4M | −$106.0M | −$94.2M | −$127.2M | −$124.9M | −$121.0M | −$172.7M |
| Total shareholders' equity | $1.28B | $1.26B | $1.25B | $1.21B | $1.21B | $1.18B | $1.15B | $1.15B | $1.10B | $1.08B | $1.06B | $998.9M |
| Key figures | ||||||||||||
| Total debt | $136.9M | $29.2M | $35.6M | $102.5M | $217.5M | $102.1M | $172.4M | $190.3M | $200.5M | $173.8M | $277.9M | $209.0M |
| Net cash (debt) | −$11.9M | $92.7M | $68.6M | $1.28B | $891.8M | $1.20B | $1.40B | $1.29B | $1.25B | $1.31B | $1.26B | $1.39B |
| Working capital | −$8.72B | — | −$1.88B | −$6.96B | −$7.14B | −$7.04B | −$6.66B | −$7.03B | −$7.10B | −$7.03B | −$6.79B | −$6.56B |
| Tangible book value | $1.12B | $1.10B | $1.08B | $1.05B | $1.04B | $1.01B | $979.1M | $977.7M | $926.0M | $906.9M | $873.1M | $808.6M |
| Book value per share | $41.11 | $40.39 | $40.13 | $38.73 | $38.49 | $37.57 | $36.58 | $36.67 | $35.20 | $34.71 | $34.29 | $32.28 |
| Shares outstanding | 31.2M | 31.2M | 31.1M | 31.4M | 31.3M | 31.4M | 31.3M | 31.2M | 31.1M | 31.1M | 31.0M | 30.9M |
| Current ratio | 0.01 | — | 0.05 | 0.17 | 0.13 | 0.16 | 0.19 | 0.17 | 0.17 | 0.17 | 0.18 | 0.22 |
| Quick ratio | 0.01 | — | 0.05 | 0.17 | 0.13 | 0.16 | 0.19 | 0.17 | 0.17 | 0.17 | 0.18 | 0.22 |
| Debt / equity | 0.11 | 0.02 | 0.03 | 0.08 | 0.18 | 0.09 | 0.15 | 0.17 | 0.18 | 0.16 | 0.26 | 0.21 |
| Equity / assets | 12.5% | 12.4% | 12.8% | 12.4% | 12.5% | 12.1% | 11.8% | 11.5% | 11.0% | 10.9% | 10.9% | 10.3% |
Quarterly columns are labeled by the month the quarter ended. Figures in U.S. dollars as reported (latest annual report filed February 25, 2026); data from EODHD.
OBK financial position
At the end of fiscal 2025 (December 31, 2025), Origin Bancorp had total assets of $9.7 billion (up 0.5% from a year earlier), total liabilities of $8.5 billion and shareholders' equity of $1.2 billion. It held $104.2 million in cash and short-term investments against $35.6 million of debt, a net cash position of $68.6 million. Its current ratio was 0.05. In the latest quarter (ended June 30, 2026) total assets were $10.3 billion and equity $1.3 billion.
Related: OBK income statement, OBK cash flow statement, OBK key metrics. See the OBK stock overview for the latest quote and news.
OBK balance sheet FAQ
What are Origin Bancorp's total assets?
Origin Bancorp reported total assets of $9.7 billion at the end of fiscal 2025 (December 31, 2025), compared with $9.7 billion a year earlier.
How much debt does Origin Bancorp have?
Origin Bancorp had $35.6 million of total debt at the end of fiscal 2025, including short-term borrowings. Its debt-to-equity ratio was 0.03.
How much cash does Origin Bancorp have?
Origin Bancorp held $104.2 million in cash and short-term investments at the end of fiscal 2025; with $35.6 million of debt that is net cash of $68.6 million.
What is Origin Bancorp's book value?
Origin Bancorp's shareholders' equity (book value) was $1.2 billion at the end of fiscal 2025, or $40.13 per share.
What is Origin Bancorp's current ratio?
Origin Bancorp had current assets of $104.2 million and current liabilities of $2.0 billion, a current ratio of 0.05 (current liabilities exceed current assets).
How much goodwill does Origin Bancorp have?
Origin Bancorp carried $162.0 million of goodwill and intangible assets, 1.7% of total assets, at the end of fiscal 2025.