Jumia Technologies AG (JMIA) Balance Sheet
JMIA balance sheet, 2025
December 31, 2025 · U.S. dollars$133.6M assets = $107.8M liabilities + $25.7M equity
Both columns are drawn to the same scale: what JMIA owns equals what it owes plus shareholders’ equity. Hover a block for its value.
JMIA financial health
Descriptive bands, not a rating. Fiscal 2025.
JMIA balance sheet trends, 2017–2025
| Metric | Trend | Then | Latest | Change |
|---|---|---|---|---|
| Total assets | $100.6M2017 | $133.6M2025 | +3.6%/yr | |
| Total liabilities | $118.4M2017 | $107.8M2025 | −1.2%/yr | |
| Shareholders’ equity | $4.4M2017 | $26.3M2025 | +24.9%/yr | |
| Cash & short-term investments | $41.8M2017 | $77.8M2025 | +8.1%/yr | |
| Total debt | $3.2M2017 | $11.7M2025 | +17.8%/yr | |
| Net cash (debt) | $38.7M2017 | $66.1M2025 | +$27.4M | |
| Working capital | −$24.8M2017 | $13.7M2025 | +$38.5M | |
| Book value per share | $0.062017 | $0.432025 | +28.4%/yr | |
| Current ratio | 0.792017 | 1.142025 | +0.35 | |
| Debt / equity | 0.712017 | 0.452025 | −0.26 | |
| Shares outstanding | 76.4M2017 | 61.2M2025 | −2.7%/yr |
Change is the average annual growth (CAGR) or the difference between the first and latest year.
JMIA assets
JMIA liabilities and equity
JMIA debt vs cash
Debt includes short- and long-term borrowings and, where reported, lease obligations.
JMIA balance sheet
| 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | |
|---|---|---|---|---|---|---|---|---|---|
| Assets | |||||||||
| Cash & short-term investments | $77.8M | $133.9M | $120.6M | $227.4M | $512.8M | $375.1M | $260.9M | $137.6M | $41.8M |
| Cash & equivalents | $76.7M | $55.4M | $35.5M | $71.6M | $117.1M | $373.9M | $190.8M | $137.6M | $41.8M |
| Short-term investments | $1.2M | $78.6M | $85.1M | $155.8M | $395.7M | $1.2M | $70.1M | $0 | $0 |
| Receivables | $20.8M | $19.7M | $26.6M | $31.3M | $22.1M | $16.9M | $23.2M | $24.2M | $26.7M |
| Inventory | $10.1M | $6.4M | $9.7M | $11.4M | $12.5M | $9.0M | $13.9M | $12.9M | $13.3M |
| Other current assets | $4.1M | $9.2M | $12.1M | $21.3M | $5.7M | $12.8M | $14.1M | $10.4M | $11.8M |
| Total current assets | $112.8M | $169.3M | $169.0M | $291.5M | $553.0M | $413.8M | $312.1M | $185.0M | $93.6M |
| Property, plant & equipment (net) | $19.2M | $17.2M | $14.4M | $28.5M | $21.8M | $20.3M | $19.6M | $6.9M | $4.8M |
| Goodwill & intangible assets | $0 | $0 | $0 | $143,000 | $327,000 | $544,009 | $59,165 | $219,824 | $662,989 |
| Long-term investments | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 |
| Other non-current assets | $1.6M | $5.5M | $6.5M | $10.1M | $2.9M | $1.8M | $1.8M | $2.0M | $1.6M |
| Total assets | $133.6M | $192.1M | $189.9M | $330.2M | $578.1M | $436.5M | $333.6M | $194.1M | $100.6M |
| Liabilities | |||||||||
| Accounts payable | $58.0M | $44.3M | $55.4M | $64.2M | $23.8M | $20.4M | $17.7M | $13.2M | $18.4M |
| Short-term debt | $3.8M | $3.9M | $7.4M | $5.1M | $3.9M | $3.6M | $3.4M | $10.3M | $27.1M |
| Deferred revenue | $4.8M | $7.1M | $3.1M | $4.0M | $6.0M | $5.2M | $6.7M | $8.9M | $5.4M |
| Total current liabilities | $99.0M | $95.7M | $117.5M | $143.2M | $154.6M | $150.3M | $120.2M | $126.0M | $118.4M |
| Long-term debt | $0 | $0 | $2.4M | $8.7M | $8.6M | $8.0M | $6.1M | $0 | $0 |
| Lease obligations | $11.7M | $11.2M | $6.1M | — | — | $10.9M | $10.3M | $0 | $0 |
| Other long-term liabilities | $8.8M | $10.1M | $1.3M | $4.1M | $2.3M | $3.3M | $2.4M | $272,000 | $0 |
| Total liabilities | $107.8M | $105.8M | $121.2M | $156.0M | $165.5M | $161.6M | $128.6M | $126.0M | $118.4M |
| Shareholders' equity | |||||||||
| Common stock & paid-in capital | $286.2M | $283.1M | $236.8M | $235.7M | $234.2M | $219.8M | $176.0M | $181,791 | $187,213 |
| Retained earnings (deficit) | −$2.23B | −$2.17B | −$2.06B | −$1.96B | −$1.72B | −$1.57B | −$1.23B | −$1.18B | −$953.9M |
| Treasury stock | — | — | — | — | — | — | $0 | $0 | $0 |
| Accumulated other comprehensive income | $178.5M | $180.4M | $160.7M | $163.2M | $164.7M | $143.9M | $116.9M | $90.3M | $71.7M |
| Minority interest | −$539,000 | −$506,000 | −$511,000 | −$469,000 | — | — | $0 | $0 | $0 |
| Total shareholders' equity | $26.3M | $86.8M | $69.2M | $174.7M | $413.0M | $275.3M | $205.5M | $68.1M | $4.4M |
| Key figures | |||||||||
| Total debt | $11.7M | $11.2M | $12.2M | $13.8M | $12.5M | $13.4M | $10.3M | $10.3M | $3.2M |
| Net cash (debt) | $66.1M | $122.7M | $108.4M | $213.6M | $500.3M | $361.8M | $250.6M | $127.2M | $38.7M |
| Working capital | $13.7M | $73.6M | $51.5M | $148.3M | $398.4M | $263.5M | $192.0M | $59.1M | −$24.8M |
| Tangible book value | $26.3M | $86.8M | $69.2M | $174.6M | $412.7M | $274.8M | $205.4M | $67.9M | $3.8M |
| Book value per share | $0.43 | $1.42 | $0.69 | $1.74 | $4.26 | $3.43 | $2.92 | $0.89 | $0.06 |
| Shares outstanding | 61.2M | 61.2M | 100.9M | 100.2M | 96.9M | 80.3M | 70.3M | 76.5M | 76.4M |
| Current ratio | 1.14 | 1.77 | 1.44 | 2.04 | 3.58 | 2.75 | 2.60 | 1.47 | 0.79 |
| Quick ratio | 1.00 | 1.61 | 1.25 | 1.81 | 3.46 | 2.61 | 2.36 | 1.28 | 0.58 |
| Debt / equity | 0.45 | 0.13 | 0.18 | 0.08 | 0.03 | 0.05 | 0.05 | 0.15 | 0.71 |
| Equity / assets | 19.7% | 45.2% | 36.5% | 52.9% | 71.4% | 63.1% | 61.6% | 35.1% | 4.4% |
| Jun '26 | Mar '26 | Dec '25 | Sep '25 | Jun '25 | Mar '25 | Dec '24 | Sep '24 | Jun '24 | Mar '24 | Dec '23 | Sep '23 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Assets | ||||||||||||
| Cash & short-term investments | $48.3M | $62.6M | $77.8M | $82.5M | $98.3M | $110.7M | $133.9M | $164.6M | $92.8M | $101.5M | $120.6M | $147.4M |
| Cash & equivalents | $47.4M | $61.5M | $76.7M | $81.5M | $95.6M | $61.6M | $55.4M | $85.8M | $45.1M | $28.6M | $35.5M | $54.3M |
| Short-term investments | $853,000 | $1.1M | $1.2M | $1.0M | $2.7M | $49.1M | $78.6M | $78.8M | $47.7M | $72.8M | $85.1M | $93.1M |
| Receivables | $19.7M | $16.8M | $20.8M | $23.2M | $21.8M | $22.0M | $19.7M | $19.6M | $21.0M | $21.0M | $18.0M | $19.3M |
| Inventory | $12.3M | $8.4M | $10.1M | $8.3M | $9.6M | $10.9M | $6.4M | $7.2M | $7.2M | $8.7M | $10.0M | $6.3M |
| Other current assets | $5.6M | $6.1M | $4.1M | $5.6M | $5.6M | $7.6M | $9.2M | $8.2M | $7.5M | $10.7M | $20.4M | $19.0M |
| Total current assets | $85.9M | $93.9M | $112.8M | $119.6M | $135.2M | $151.2M | $169.3M | $199.6M | $128.5M | $141.8M | $169.0M | $192.0M |
| Property, plant & equipment (net) | $20.8M | $16.7M | $19.2M | $19.0M | $19.2M | $17.9M | $17.2M | $16.9M | $14.8M | $11.6M | $14.4M | $16.0M |
| Goodwill & intangible assets | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 |
| Long-term investments | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 |
| Other non-current assets | $1.5M | $1.4M | $1.6M | $5.7M | $6.3M | $5.7M | $5.5M | $5.9M | $5.6M | $5.6M | $6.5M | $7.7M |
| Total assets | $108.2M | $112.0M | $133.6M | $144.3M | $160.7M | $174.8M | $192.1M | $222.3M | $148.9M | $159.0M | $189.9M | $215.7M |
| Liabilities | ||||||||||||
| Accounts payable | $61.0M | $56.4M | $58.0M | $48.6M | $48.4M | $46.9M | $44.3M | $52.8M | $48.4M | $45.4M | $55.4M | $54.9M |
| Short-term debt | $4.5M | $3.0M | $3.8M | $4.3M | $4.5M | $4.3M | $3.9M | $4.1M | $2.7M | $3.3M | $3.7M | $3.5M |
| Deferred revenue | $2.7M | $3.4M | $4.8M | $4.6M | $4.2M | $4.5M | $7.1M | $6.9M | $16.4M | $14.1M | $3.1M | $3.2M |
| Total current liabilities | $97.4M | $91.9M | $99.0M | $99.4M | $97.9M | $96.2M | $95.7M | $111.0M | $115.6M | $112.1M | $117.5M | $122.9M |
| Long-term debt | $9.5M | $6.7M | $0 | $0 | $8.1M | $8.0M | $0 | $7.2M | $5.5M | $2.2M | $2.4M | $3.3M |
| Lease obligations | — | — | $11.7M | $12.5M | — | — | $11.2M | — | — | — | $6.1M | — |
| Other long-term liabilities | $876,999 | $868,000 | $8.8M | $9.9M | $1.7M | $2.1M | $10.1M | $1.8M | $2.8M | $2.2M | $1.3M | $2.6M |
| Total liabilities | $107.8M | $99.4M | $107.8M | $109.3M | $107.7M | $106.4M | $105.8M | $119.9M | $123.9M | $116.5M | $121.2M | $128.8M |
| Shareholders' equity | ||||||||||||
| Common stock & paid-in capital | $287.8M | $286.2M | $286.2M | $286.2M | $286.2M | $283.1M | $283.1M | $283.1M | $239.2M | $237.0M | $236.8M | $236.8M |
| Retained earnings (deficit) | −$2.26B | −$2.25B | −$2.23B | −$2.22B | −$2.20B | −$2.19B | −$2.17B | −$2.15B | −$2.13B | −$2.11B | −$2.06B | −$2.05B |
| Accumulated other comprehensive income | $181.0M | $183.1M | $178.5M | $177.4M | $177.5M | $179.2M | $180.4M | $177.0M | $177.4M | $174.9M | $160.7M | $161.2M |
| Minority interest | −$521,000 | −$527,000 | −$539,000 | −$547,000 | −$548,000 | — | — | — | — | — | — | — |
| Total shareholders' equity | $888,000 | $13.1M | $26.3M | $35.5M | $53.6M | $68.8M | $86.8M | $102.9M | $25.6M | $43.0M | $69.2M | $87.4M |
| Key figures | ||||||||||||
| Total debt | $13.9M | $9.7M | $11.7M | $12.5M | $12.6M | $12.3M | $11.2M | $11.2M | $8.2M | $5.5M | $6.1M | $6.7M |
| Net cash (debt) | $34.4M | $52.9M | $66.1M | $70.0M | $85.6M | $98.4M | $122.7M | $153.4M | $84.6M | $95.9M | $114.5M | $140.6M |
| Working capital | −$11.6M | $2.0M | $13.7M | $20.2M | $37.4M | $55.0M | $73.6M | $88.6M | $12.9M | $29.7M | $51.5M | $69.1M |
| Tangible book value | $888,000 | $13.1M | $26.3M | $35.5M | $53.6M | $68.8M | $86.8M | $102.9M | $25.6M | $43.0M | $69.2M | $87.4M |
| Book value per share | $0.01 | $0.21 | $0.43 | $0.29 | $0.44 | $0.56 | $0.71 | $0.84 | $0.25 | $0.43 | $0.68 | $0.87 |
| Shares outstanding | 62.0M | 61.9M | 61.2M | 122.5M | 122.5M | 122.5M | 122.5M | 122.5M | 101.8M | 101.1M | 101.1M | 100.6M |
| Current ratio | 0.88 | 1.02 | 1.14 | 1.20 | 1.38 | 1.57 | 1.77 | 1.80 | 1.11 | 1.27 | 1.44 | 1.56 |
| Quick ratio | 0.70 | 0.86 | 1.00 | 1.06 | 1.23 | 1.38 | 1.61 | 1.66 | 0.98 | 1.09 | 1.18 | 1.36 |
| Debt / equity | 15.68 | 0.74 | 0.45 | 0.35 | 0.24 | 0.18 | 0.13 | 0.11 | 0.32 | 0.13 | 0.09 | 0.08 |
| Equity / assets | 0.8% | 11.7% | 19.7% | 24.6% | 33.3% | 39.4% | 45.2% | 46.3% | 17.2% | 27.0% | 36.5% | 40.5% |
Quarterly columns are labeled by the month the quarter ended. Figures in U.S. dollars as reported (latest annual report filed February 24, 2026); data from EODHD.
JMIA financial position
At the end of fiscal 2025 (December 31, 2025), Jumia Technologies had total assets of $133.6 million (down 30.5% from a year earlier), total liabilities of $107.8 million and shareholders' equity of $26.3 million. It held $77.8 million in cash and short-term investments against $11.7 million of debt, a net cash position of $66.1 million. Its current ratio was 1.14. In the latest quarter (ended June 30, 2026) total assets were $108.2 million and equity $0.9 million.
Related: JMIA income statement, JMIA cash flow statement, JMIA key metrics. See the JMIA stock overview for the latest quote and news.
JMIA balance sheet FAQ
What are Jumia Technologies's total assets?
Jumia Technologies reported total assets of $133.6 million at the end of fiscal 2025 (December 31, 2025), compared with $192.1 million a year earlier.
How much debt does Jumia Technologies have?
Jumia Technologies had $11.7 million of total debt at the end of fiscal 2025, including short-term borrowings and lease obligations. Its debt-to-equity ratio was 0.45.
How much cash does Jumia Technologies have?
Jumia Technologies held $77.8 million in cash and short-term investments at the end of fiscal 2025; with $11.7 million of debt that is net cash of $66.1 million.
What is Jumia Technologies's book value?
Jumia Technologies's shareholders' equity (book value) was $26.3 million at the end of fiscal 2025, or $0.43 per share.
What is Jumia Technologies's current ratio?
Jumia Technologies had current assets of $112.8 million and current liabilities of $99.0 million, a current ratio of 1.14 (it can cover its short-term obligations).