Huntington Bancshares Incorporated (HBAN) Balance Sheet
HBAN balance sheet, 2025
December 31, 2025 · U.S. dollars$225.11B assets = $200.73B liabilities + $24.38B equity
Both columns are drawn to the same scale: what HBAN owns equals what it owes plus shareholders’ equity. Hover a block for its value.
HBAN financial health
Descriptive bands, not a rating. Fiscal 2025.
HBAN balance sheet trends, 2016–2025
| Metric | Trend | Then | Latest | Change |
|---|---|---|---|---|
| Total assets | $99.71B2016 | $225.11B2025 | +9.5%/yr | |
| Total liabilities | $89.41B2016 | $200.73B2025 | +9.4%/yr | |
| Shareholders’ equity | $10.31B2016 | $24.34B2025 | +10.0%/yr | |
| Cash & short-term investments | $2.23B2016 | $27.91B2025 | +32.4%/yr | |
| Total debt | $12.00B2016 | $18.48B2025 | +4.9%/yr | |
| Net cash (debt) | −$9.77B2016 | $9.43B2025 | +$19.2B | |
| Working capital | −$76.81B2016 | −$119.18B2025 | −$42.4B | |
| Book value per share | $11.222016 | $16.172025 | +4.1%/yr | |
| Debt / equity | 1.162016 | 0.762025 | −0.41 | |
| Shares outstanding | 918.8M2016 | 1.50B2025 | +5.6%/yr |
Change is the average annual growth (CAGR) or the difference between the first and latest year.
HBAN assets
HBAN liabilities and equity
HBAN debt vs cash
Debt includes short- and long-term borrowings and, where reported, lease obligations.
HBAN balance sheet
| 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
|---|---|---|---|---|---|---|---|---|---|---|
| Assets | ||||||||||
| Cash & short-term investments | $27.91B | $17.21B | $13.70B | $7.43B | $6.29B | $7.02B | $1.50B | $2.91B | $16.44B | $2.23B |
| Cash & equivalents | $1.78B | $13.33B | $10.32B | $6.92B | $5.91B | $6.71B | $1.27B | $2.73B | $1.57B | $1.44B |
| Short-term investments | $26.13B | $3.88B | $3.37B | $511.0M | $374.0M | $304.0M | $229.0M | $185.0M | $14.87B | $786.0M |
| Receivables | $0 | $7.58B | $6.83B | $6.77B | $6.28B | $2.16B | $0 | $0 | $2.15B | $2.06B |
| Inventory | $0 | $0 | −$17.18B | −$13.71B | −$6.37B | −$8.97B | $11.0M | $23.0M | −$1.69B | −$1.63B |
| Other current assets | $0 | $53.0M | $17.18B | $13.73B | $6.41B | $8.97B | $0 | $0 | $1.77B | $1.63B |
| Total current assets | $27.91B | $24.84B | $20.52B | $14.22B | $12.61B | $9.18B | $1.50B | $2.91B | $18.67B | $4.29B |
| Property, plant & equipment (net) | $1.32B | $1.07B | $1.11B | $1.16B | $1.16B | $757.0M | $763.0M | $790.0M | $864.0M | $816.0M |
| Goodwill & intangible assets | $6.75B | $6.24B | $6.23B | $6.28B | $5.96B | $2.42B | $2.46B | $2.52B | $2.58B | $2.62B |
| Long-term investments | $41.54B | $43.75B | $41.23B | $41.35B | $41.60B | $106.48B | $98.82B | $97.38B | $79.09B | $74.78B |
| Other non-current assets | $147.58B | $128.33B | $120.28B | $119.90B | $112.73B | $4.21B | $5.46B | $5.17B | $2.98B | $17.21B |
| Total assets | $225.11B | $204.23B | $189.37B | $182.91B | $174.06B | $123.04B | $109.00B | $108.78B | $104.19B | $99.71B |
| Liabilities | ||||||||||
| Accounts payable | — | — | — | $147.91B | $143.26B | $98.95B | $82.35B | $84.77B | $77.04B | $75.61B |
| Short-term debt | $1.26B | $199.0M | $620.0M | $2.03B | $334.0M | $183.0M | $2.61B | $2.02B | $5.06B | $3.69B |
| Total current liabilities | $147.10B | $162.65B | $151.85B | $149.94B | $143.60B | $99.13B | $84.95B | $86.79B | $84.17B | $81.10B |
| Long-term debt | $17.22B | $16.37B | $12.39B | $9.69B | $7.11B | $8.35B | $9.85B | $8.62B | $9.21B | $8.31B |
| Other long-term liabilities | $36.41B | $5.43B | $5.73B | $5.51B | $4.04B | $2.56B | $2.40B | $2.26B | $0 | $0 |
| Total liabilities | $200.73B | $184.45B | $169.97B | $165.14B | $154.75B | $110.05B | $97.21B | $97.68B | $93.37B | $89.41B |
| Shareholders' equity | ||||||||||
| Common stock & paid-in capital | $16.0M | $15.0M | $15.0M | $14.0M | $14.0M | $10.0M | $10.0M | $11.0M | $11.0M | $11.0M |
| Retained earnings (deficit) | $6.35B | $5.20B | $4.32B | $3.42B | $2.20B | $1.88B | $2.09B | $1.36B | $588.0M | −$227.0M |
| Treasury stock | — | — | — | — | −$79.0M | −$59.0M | −$56.0M | −$45.0M | −$35.0M | −$27.4M |
| Accumulated other comprehensive income | −$1.91B | −$2.87B | −$2.68B | −$3.10B | −$229.0M | $192.0M | −$256.0M | −$609.0M | −$528.0M | −$401.0M |
| Minority interest | $37.0M | $42.0M | $45.0M | $38.0M | $21.0M | — | — | — | $0 | $0 |
| Total shareholders' equity | $24.34B | $19.74B | $19.35B | $17.73B | $19.30B | $12.99B | $11.79B | $11.10B | $10.81B | $10.31B |
| Key figures | ||||||||||
| Total debt | $18.48B | $16.57B | $13.01B | $11.71B | $7.44B | $8.54B | $12.46B | $10.64B | $14.26B | $12.00B |
| Net cash (debt) | $9.43B | $638.0M | $682.0M | −$4.28B | −$1.15B | −$1.52B | −$10.95B | −$7.73B | $2.17B | −$9.77B |
| Working capital | −$119.18B | −$137.80B | −$131.33B | −$135.72B | −$130.99B | −$89.95B | −$83.45B | −$83.88B | −$65.49B | −$76.81B |
| Tangible book value | $17.59B | $13.50B | $13.12B | $11.45B | $13.34B | $10.57B | $9.33B | $8.58B | $8.24B | $7.69B |
| Book value per share | $16.17 | $13.37 | $13.18 | $12.10 | $15.00 | $12.58 | $11.17 | $10.61 | $9.52 | $11.22 |
| Shares outstanding | 1.50B | 1.48B | 1.47B | 1.47B | 1.29B | 1.03B | 1.06B | 1.05B | 1.14B | 918.8M |
| Current ratio | 0.19 | 0.15 | 0.14 | 0.09 | 0.09 | 0.09 | 0.02 | 0.03 | 0.22 | 0.05 |
| Quick ratio | 0.19 | 0.15 | 0.14 | 0.09 | 0.09 | 0.09 | 0.02 | 0.03 | 0.22 | 0.05 |
| Debt / equity | 0.76 | 0.84 | 0.67 | 0.66 | 0.39 | 0.66 | 1.06 | 0.96 | 1.32 | 1.16 |
| Equity / assets | 10.8% | 9.7% | 10.2% | 9.7% | 11.1% | 10.6% | 10.8% | 10.2% | 10.4% | 10.3% |
| Jun '26 | Mar '26 | Dec '25 | Sep '25 | Jun '25 | Mar '25 | Dec '24 | Sep '24 | Jun '24 | Mar '24 | Dec '23 | Sep '23 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Assets | ||||||||||||
| Cash & short-term investments | $38.54B | $37.65B | $27.91B | $13.23B | $15.00B | $19.20B | $17.21B | $18.02B | $18.25B | $17.49B | $13.70B | $12.12B |
| Cash & equivalents | $3.33B | $2.10B | $1.78B | $1.70B | $10.95B | $15.93B | $13.33B | $12.84B | $12.78B | $12.40B | $10.32B | $11.69B |
| Short-term investments | $35.21B | $35.56B | $26.13B | $11.54B | $4.05B | $3.27B | $3.88B | $5.18B | $5.47B | $5.08B | $3.37B | $426.0M |
| Receivables | $0 | $0 | $0 | $1.82B | $7.13B | $7.11B | $7.58B | $6.92B | $6.74B | $6.70B | $6.83B | $6.61B |
| Inventory | $0 | $0 | $0 | $0 | $0 | $0 | $0 | −$13.20B | −$8.66B | −$8.44B | −$17.18B | −$12.17B |
| Other current assets | $0 | $0 | $0 | $822.9M | $0 | $0 | $53.0M | $13.20B | $8.66B | $8.44B | $17.18B | $12.17B |
| Total current assets | $38.54B | $37.65B | $27.91B | $15.87B | $22.13B | $26.31B | $24.84B | $24.95B | $25.00B | $24.19B | $20.52B | $18.73B |
| Property, plant & equipment (net) | $2.17B | $2.14B | $1.32B | $1.11B | $1.10B | $1.08B | $1.07B | $1.09B | $1.09B | $1.09B | $1.11B | $1.10B |
| Goodwill & intangible assets | $11.22B | $11.25B | $6.75B | $6.19B | $6.21B | $6.22B | $6.24B | $6.19B | $6.23B | $6.24B | $6.23B | $6.28B |
| Long-term investments | $50.05B | $50.65B | $41.54B | $41.82B | $44.83B | $44.69B | $43.75B | $44.69B | $42.69B | $42.43B | $41.23B | $38.85B |
| Other non-current assets | $182.01B | $183.68B | $147.58B | $145.23B | $133.47B | $131.30B | $128.33B | $123.61B | $121.29B | $119.56B | $120.28B | $121.70B |
| Total assets | $283.98B | $285.37B | $225.11B | $210.23B | $207.74B | $209.60B | $204.23B | $200.53B | $196.31B | $193.52B | $189.37B | $186.65B |
| Liabilities | ||||||||||||
| Accounts payable | — | — | — | — | — | — | — | — | — | — | — | $148.87B |
| Short-term debt | $3.11B | $1.88B | $1.26B | $252.0M | $576.0M | $664.0M | $199.0M | $868.0M | $187.0M | $182.0M | $620.0M | $681.0M |
| Total current liabilities | $3.11B | $1.88B | $147.10B | $252.0M | $163.96B | $166.00B | $162.65B | $159.22B | $154.55B | $153.41B | $151.85B | $149.55B |
| Long-term debt | $18.74B | $21.59B | $17.22B | $17.32B | $17.47B | $18.10B | $16.37B | $15.66B | $16.46B | $14.89B | $12.39B | $12.82B |
| Other long-term liabilities | $229.47B | $229.32B | $36.41B | $5.16B | $5.35B | $5.01B | $5.43B | $5.01B | $5.73B | $5.84B | $5.73B | $5.75B |
| Total liabilities | $251.32B | $252.79B | $200.73B | $187.94B | $186.77B | $189.11B | $184.45B | $179.88B | $176.75B | $174.15B | $169.97B | $168.12B |
| Shareholders' equity | ||||||||||||
| Common stock & paid-in capital | $20.0M | $20.0M | $16.0M | $15.0M | $15.0M | $15.0M | $15.0M | $15.0M | $15.0M | $15.0M | $15.0M | $15.0M |
| Retained earnings (deficit) | $6.88B | $6.51B | $6.35B | $6.12B | $5.75B | $5.47B | $5.20B | $4.93B | $4.68B | $4.48B | $4.32B | $4.33B |
| Accumulated other comprehensive income | −$2.21B | −$2.06B | −$1.91B | −$2.07B | −$2.25B | −$2.43B | −$2.87B | −$2.10B | −$2.91B | −$2.88B | −$2.68B | −$3.62B |
| Minority interest | $41.0M | $46.0M | $37.0M | $38.0M | $42.0M | — | — | — | — | — | — | — |
| Total shareholders' equity | $32.62B | $32.53B | $24.34B | $22.25B | $20.93B | $20.43B | $19.74B | $20.61B | $19.52B | $19.32B | $19.35B | $18.48B |
| Key figures | ||||||||||||
| Total debt | $21.85B | $23.47B | $18.48B | $17.57B | $18.04B | $18.76B | $16.57B | $16.52B | $16.65B | $15.08B | $13.01B | $13.50B |
| Net cash (debt) | $16.69B | $14.18B | $9.43B | −$4.33B | −$3.04B | $440.0M | $638.0M | $1.50B | $1.60B | $2.41B | $682.0M | −$1.38B |
| Working capital | $35.42B | $35.78B | −$119.18B | $15.62B | −$141.83B | −$139.69B | −$137.80B | −$134.27B | −$129.56B | −$129.22B | −$131.33B | −$130.82B |
| Tangible book value | $21.41B | $21.28B | $17.59B | $16.06B | $14.72B | $14.22B | $13.50B | $14.41B | $13.28B | $13.08B | $13.12B | $12.20B |
| Book value per share | $16.52 | $17.11 | $15.50 | $14.98 | $14.13 | $13.79 | $13.37 | $13.95 | $13.24 | $13.11 | $13.17 | $12.59 |
| Shares outstanding | 1.98B | 1.90B | 1.57B | 1.49B | 1.48B | 1.48B | 1.48B | 1.48B | 1.47B | 1.47B | 1.47B | 1.47B |
| Current ratio | 12.39 | 20.08 | 0.19 | 62.99 | 0.13 | 0.16 | 0.15 | 0.16 | 0.16 | 0.16 | 0.14 | 0.13 |
| Quick ratio | 12.39 | 20.08 | 0.19 | 59.73 | 0.13 | 0.16 | 0.15 | 0.16 | 0.16 | 0.16 | 0.14 | 0.13 |
| Debt / equity | 0.67 | 0.72 | 0.76 | 0.79 | 0.86 | 0.92 | 0.84 | 0.80 | 0.85 | 0.78 | 0.67 | 0.73 |
| Equity / assets | 11.5% | 11.4% | 10.8% | 10.6% | 10.1% | 9.7% | 9.7% | 10.3% | 9.9% | 10.0% | 10.2% | 9.9% |
Quarterly columns are labeled by the month the quarter ended. Figures in U.S. dollars as reported (latest annual report filed February 13, 2026); data from EODHD.
HBAN financial position
At the end of fiscal 2025 (December 31, 2025), Huntington Bancshares had total assets of $225.1 billion (up 10.2% from a year earlier), total liabilities of $200.7 billion and shareholders' equity of $24.3 billion. It held $27.9 billion in cash and short-term investments against $18.5 billion of debt, a net cash position of $9.4 billion. Its current ratio was 0.19. In the latest quarter (ended June 30, 2026) total assets were $284.0 billion and equity $32.6 billion.
Related: HBAN income statement, HBAN cash flow statement, HBAN key metrics. See the HBAN stock overview for the latest quote and news.
HBAN balance sheet FAQ
What are Huntington Bancshares's total assets?
Huntington Bancshares reported total assets of $225.1 billion at the end of fiscal 2025 (December 31, 2025), compared with $204.2 billion a year earlier.
How much debt does Huntington Bancshares have?
Huntington Bancshares had $18.5 billion of total debt at the end of fiscal 2025, including short-term borrowings. Its debt-to-equity ratio was 0.76.
How much cash does Huntington Bancshares have?
Huntington Bancshares held $27.9 billion in cash and short-term investments at the end of fiscal 2025; with $18.5 billion of debt that is net cash of $9.4 billion.
What is Huntington Bancshares's book value?
Huntington Bancshares's shareholders' equity (book value) was $24.3 billion at the end of fiscal 2025, or $16.17 per share.
What is Huntington Bancshares's current ratio?
Huntington Bancshares had current assets of $27.9 billion and current liabilities of $147.1 billion, a current ratio of 0.19 (current liabilities exceed current assets).
How much goodwill does Huntington Bancshares have?
Huntington Bancshares carried $6.7 billion of goodwill and intangible assets, 3.0% of total assets, at the end of fiscal 2025.