TTEC Holdings, Inc. (TTEC) AI Stock Analysis

TTEC Holdings, Inc. designs, builds, orchestrates, and delivers digitally enabled customer experiences across two core segments: TTEC Digital and TTEC Engage. TTEC Digital integrates and orchestrates customer relationship management, data analytics, customer experience technology, and intelligent automation. TTEC Engage provides managed services including omnichannel customer care, technical support, order fulfillment, customer acquisition, retention, and back-office solutions like AI operations, content moderation, and fraud management. Founded in 1982 and based in Englewood, Colorado, the company serves industries such as automotive, communications, financial services, healthcare, and retail across global locations including the United States, Australia, Canada, India, Mexico, the Philippines, and the United Kingdom.

TTEC's revenue grew from $2.27B in FY2021 to a peak of $2.46B in FY2023 before contracting to $2.21B in FY2024 and $2.14B in FY2025, producing a 5-year revenue CAGR of 1.9% from FY2020 to FY2025. Operating margin shifted from 9.6% in FY2021 to -7.9% in FY2024, recovering to 4.5% in FY2025. Net income fell from $141.0M in FY2021 to -$321.0M in FY2024 and -$192.5M in FY2025. For the trailing twelve months ending June 30, 2026, revenue was $2.04B with an operating margin of 3.4% and diluted EPS of -$4.32. In the quarter ended June 30, 2026, quarterly revenue fell 11.3% year-over-year and quarterly earnings declined 95.2%.

As of June 30, 2026, TTEC held $93.9M in cash and short-term investments against $933.4M in total debt, resulting in net debt of $839.5M. Total assets stood at $1.37B alongside shareholders' equity of $72.2M, representing a debt-to-equity ratio of 12.93 and a current ratio of 1.87. Operating cash flow improved to $119.6M in FY2025 from -$58.8M in FY2024, supporting free cash flow of $81.5M. In FY2025, capital expenditures totaled $38.1M, while the share count increased 3.2% over 5 years.

TTEC trades at a forward P/E of 1.2x and an EV-to-EBITDA of 5.5x, below the median of its US-listed Technology peers of 18.8x forward P/E and 16.6x EV-to-EBITDA. Its price-to-sales ratio is 0.0x compared to the peer median of 2.8x. The stock closed at $1.51 on October 16, 2026, with a market capitalization of $74.4M and enterprise value of $901.1M. Over the past year, TTEC shares fell 57.8%, while the S&P 500 (SPY) gained 16.8%. Over five years, the stock dropped 98.3% versus an 83.0% gain for SPY.

Wall Street coverage includes 1 Strong Buy and 2 Hold ratings. The mean price target is $3.00, representing a 98.7% premium over the last close of $1.51. For the fiscal year ending December 31, 2026, consensus estimates project revenue of $1.96B and EPS of $0.85, an EPS decline of 23.0%. For the following fiscal year, 3 analysts project revenue of $1.97B and EPS of $1.08. Over the last four quarters, TTEC beat EPS estimates once. The company's next earnings report is scheduled for November 5, 2026.

This page is an AI-written research summary of TTEC Holdings, Inc. (TTEC). The text was generated on October 30, 2026 from Quotelinks data as of October 16, 2026 (company profile, annual results, latest balance sheet, valuation, price performance and analyst estimates). An automatic check rejects any draft that contains a figure not found in that data. It is not investment advice; verify figures on the linked tabs before making decisions.

Related: TTEC income statement, TTEC balance sheet, TTEC key metrics, TTEC analyst forecast, TTEC chart. See the TTEC stock overview for the latest quote and news.