PLDT Inc (PHI) AI Stock Analysis

PLDT Inc., headquartered in Makati City, Philippines, is a telecommunications and digital services provider established in 1928 as the Philippine Long Distance Telephone Company. It operates across three core segments: Wireless, Fixed Line, and Others. The Wireless segment offers cellular mobile services, Internet broadband distribution, satellite information, messaging services, Wi-Fi access equipment, and mobile handsets. The Fixed Line segment delivers telecommunications services, infrastructure solutions, data processing, data analytics, and IT-related services for e-commerce and customer relationship management. PLDT also provides managed IT outsourcing, Internet-based purchasing, professional IT consulting, loyalty programs, and distributes Filipino channels and content services.

Revenue rose from $192.19B in FY2021 to $223.30B in FY2025, reflecting a 5-year CAGR of 4.3% from FY2020 to FY2025. Annual revenue growth was 3.0% in FY2025, down from 6.2% in FY2021 and 6.3% in FY2022. Gross margin contracted to 59.6% in FY2025 from 73.0% in FY2024 and 78.1% in FY2021. Operating margin was 24.9% in FY2025, compared to 49.9% in FY2024. Net income reached $30.69B in FY2025 with a net margin of 13.7%. Over the trailing twelve months ended June 30, 2026, revenue stood at $220.89B with an operating margin of 26.0%. For the latest quarter, year-over-year quarterly revenue grew 2.1%, while quarterly earnings declined 14.0%.

As of June 30, 2026, PLDT held $12.71B in cash and short-term investments against $361.87B in total debt, resulting in net debt of $349.16B. Shareholders' equity was $134.13B, reflecting a debt-to-equity ratio of 2.70 and a current ratio of 0.44. Total assets were $639.79B. Operating cash flow stood at $85.35B in FY2025, while free cash flow reached $23.85B. Capital expenditures were $61.49B in FY2025, dividends paid totaled $21.05B, and the 5-year share count change was -0.2%.

PLDT trades at a trailing P/E of 9.4x and a forward P/E of 6.6x, compared to medians of 16.2x and 14.1x for its US-listed Communication Services peers. Its EV to EBITDA ratio of 5.1x sits below the peer group median of 10.0x, while its price-to-sales ratio of 1.1x is above the peer median of 0.8x. Over the past year, the stock returned 13.4% compared to 16.8% for SPY. Over a 5-year period, PLDT returned -11.5% compared to 83.0% for SPY.

PLDT pays a semiannual dividend with an annual forward payout of $1.50, representing a dividend yield of 7.52%. The company has paid dividends for 22 consecutive years, generating a 5-year annualized dividend growth rate of 1.5%. The payout ratio stands at 69.0%, and the last ex-dividend date was August 27, 2026.

Wall Street coverage consists of 1 analyst rating, categorized as a Strong Buy. The mean price target is $26.42, which represents a 32.8% premium over the last close of $19.90. For the fiscal year ending December 31, 2026, consensus estimates project revenue of $223.49B and an EPS of $2.58, representing an EPS decline of 5.2%. For the following fiscal year, 1 analyst projects revenue of $228.51B and EPS of $2.69. PLDT has beaten EPS estimates in 1 of the last 4 quarters, and the next earnings date is November 10, 2026.

This page is an AI-written research summary of PLDT Inc (PHI). The text was generated on October 30, 2026 from Quotelinks data as of October 16, 2026 (company profile, annual results, latest balance sheet, valuation, price performance and analyst estimates). An automatic check rejects any draft that contains a figure not found in that data. It is not investment advice; verify figures on the linked tabs before making decisions.

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