Jianzhi Education Technology Group Company Limited (JZ) AI Stock Analysis
JZ AI stock analysis summary
AI ResearchJianzhi Education Technology Group Company Limited (JZ) provides educational content products and customized IT services for higher education institutions in China. In FY2025, revenue fell 71.8% to $70.2M with net income of -$15.7M. The company held $15.0M in net cash as of June 30, 2026, but its stock has declined 97.1% over the past year.
- Market cap
- $3.3M
- Revenue (TTM)
- $73.2M
- P/E
- —
- 1Y return
- -97.1% S&P 500 16.8%
- Avg. target
- —
Bull case
- JZ holds a net cash balance of $15.0M, backed by $22.3M in cash and short-term investments as of June 30, 2026.
- The company maintains solid balance sheet liquidity with a current ratio of 3.58 and a low debt-to-equity ratio of 0.08 as of June 30, 2026.
- Quarterly revenue for the period ended March 31, 2024, increased 39.8% year-over-year.
Bear case
- Annual revenue contracted 71.8% to $70.2M in FY2025, leading to a 5-year revenue CAGR of -28.8%.
- The business posted net income of -$15.7M in FY2025 and an operating margin of -126.5% over the trailing twelve months.
- Free cash flow stood at -$45.1M in FY2025 alongside an operating cash flow of -$9.7M.
What Jianzhi Education Technology does
Jianzhi Education Technology Group Company Limited is a Beijing-based firm specializing in the development and provision of educational content products and IT services tailored for higher education institutions across China. Founded in 2018, the company delivers customized IT system services, which include the procurement and assembly of essential educational equipment, alongside technological support and maintenance solutions. In addition, Jianzhi Education provides mobile media advertising services, utilizing its marketing capabilities to reach and engage target audiences within the education sector and beyond.
Growth and profitability
Revenue rose from $467.1M in FY2021 to $505.7M in FY2022, but declined to $440.5M in FY2023, $248.8M in FY2024, and $70.2M in FY2025, reflecting a 5-year revenue CAGR of -28.8%. Net income moved from $47.6M in FY2021 to -$199.2M in FY2022, -$373.5M in FY2023, -$33.5M in FY2024, and -$15.7M in FY2025. Gross margin was 17.7% in FY2025, while operating margin stood at -24.1%. In the latest quarter ended March 31, 2024, quarterly revenue grew 39.8% year-over-year, while quarterly earnings growth fell 81.2%. Trailing twelve months revenue totaled $73.2M with an operating margin of -126.5% and EPS of -$131.19.
Balance sheet and cash flow
As of June 30, 2026, the company held $22.3M in cash and short-term investments against total debt of $7.3M, leaving net cash of $15.0M. Total assets were $124.9M and shareholders' equity was $87.4M. Its current ratio stood at 3.58 with a debt-to-equity ratio of 0.08. In FY2025, operating cash flow was -$9.7M, capital expenditures were $35.4M, and free cash flow was -$45.1M. Over the past five years, the company's share count changed by 16829.0%.
Valuation and performance
JZ closed at $1.35 on October 16, 2026, with a market capitalization of $3.3M and an enterprise value of -$1.1M. The stock trades at a price-to-sales multiple of 0.0x and an enterprise value-to-EBITDA of 4.0x, compared to medians of 2.8x and 16.6x, respectively, for its US-listed Technology peers. Price-to-book stands at 0.1x. Over the past year, JZ generated a return of -97.1%, while the S&P 500 (SPY) returned 16.8%. The stock trades 91.5% below its 200-day average and has a beta of 2.16.
What analysts expect
The company currently has no coverage detailing analyst ratings, price targets, or forward earnings estimates. Institutional ownership stands at 0.1%, while insiders hold 0.0% of shares. Short interest represents 9.7% of the float. Over the past year, the stock declined 97.1%, trading between a 52-week low of $0.37 and a 52-week high of $98.40. Year-to-date, the stock has posted a return of -95.6%.
Key risks and what to watch
- The stock has experienced extreme downward volatility, declining 97.1% over the past year and carrying a beta of 2.16.
- Shareholder dilution has been substantial, with the 5-year share count expanding by 16829.0%.
- Profitability metrics remain challenged, as trailing twelve months return on equity was -36.8% and return on assets was -14.8%.
AI-generated research summary. Written with AI from Quotelinks data as of October 16, 2026 and checked so every figure matches that data. For information only, not investment advice. Disclaimer
About this JZ AI stock analysis
This page is an AI-written research summary of Jianzhi Education Technology Group Company Limited (JZ). The text was generated on October 30, 2026 from Quotelinks data as of October 16, 2026 (company profile, annual results, latest balance sheet, valuation, price performance and analyst estimates). An automatic check rejects any draft that contains a figure not found in that data. It is not investment advice; verify figures on the linked tabs before making decisions.
Related: JZ income statement, JZ balance sheet, JZ key metrics, JZ chart. See the JZ stock overview for the latest quote and news.
JZ AI stock analysis FAQ
What is JZ's market capitalization?
As of October 16, 2026, JZ had a market capitalization of $3.3M and an enterprise value of -$1.1M.
Does Jianzhi Education Technology Group pay a dividend?
No, the company does not pay a dividend.
How much cash and debt does JZ carry?
As of June 30, 2026, JZ held $22.3M in cash and short-term investments and $7.3M in total debt, resulting in net cash of $15.0M.
What was JZ's financial performance in FY2025?
In FY2025, JZ generated revenue of $70.2M, a decrease of 71.8% year-over-year, and recorded net income of -$15.7M.