Fidelity National Information Services, Inc. (FIS) AI Stock Analysis

Headquartered in Jacksonville, Florida, Fidelity National Information Services, Inc. provides technology solutions to merchants, banks, and capital markets firms worldwide. The company operates through three segments: Merchant Solutions, Banking Solutions, and Capital Market Solutions. Merchant Solutions offers enterprise acquiring services, software for small and medium-sized businesses, and global e-commerce platforms. Banking Solutions supplies core processing systems, digital banking platforms, fraud detection, risk management tools, retail payment solutions, and wealth management applications. Capital Market Solutions delivers securities processing, global trading systems, asset management services, and corporate liquidity tools.

Revenue increased from $10.13B in FY2024 to $10.68B in FY2025, reflecting 5.4% growth, while net income decreased from $1.45B to $382.0M. Operating margin was 16.5% in FY2025 compared to 16.9% in FY2024. Over the longer term, 5-year revenue CAGR from FY2020 to FY2025 was -3.2%, weighed down by a 30.0% contraction in FY2022. For the trailing twelve months, revenue reached $12.20B with a profit margin of 27.7% and operating margin of 20.7%. In the latest quarter ended June 30, 2026, revenue increased 29.1% year-over-year, and earnings expanded by 3040.6%.

As of June 30, 2026, cash and short-term investments totaled $744.0M against total debt of $21.17B, resulting in net debt of $20.43B. The current ratio stands at 0.53, and the debt-to-equity ratio is 1.32 on shareholders' equity of $16.04B. In FY2025, operating cash flow was $2.96B and free cash flow was $2.81B. Capital expenditures totaled $154.0M, while cash returns to shareholders included $1.43B in share buybacks and $847.0M in dividends paid.

FIS trades at a trailing P/E of 5.5x and a forward P/E of 5.1x, below the median of its S&P 500 Technology peers of 31.5x and 20.9x, respectively. Its enterprise value of $38.39B implies an EV/EBITDA multiple of 9.1x, compared to the peer median of 19.9x, while price-to-sales is 1.5x against the peer median of 6.3x. Over the past year, FIS shares declined 43.2%, trailing the S&P 500 benchmark return of 16.8%.

FIS pays an annual forward dividend of $1.76 per share, yielding 4.89% on a payout ratio of 28.5%. Dividends are distributed quarterly, with 24 consecutive years paid and a 5-year annualized dividend growth rate of 2.7%. The last ex-dividend date was September 11, 2026.

Wall Street analysts hold 10 Strong Buy, 4 Buy, 15 Hold, and 1 Sell ratings on FIS. The mean price target is $47.56, representing a 32.1% premium to the last close of $36.01. For the current fiscal year ending December 31, 2026, consensus estimates project revenue of $13.66B and EPS of $6.19, up 7.7%. FIS beat EPS estimates in 3 of the last 4 quarters, with the next earnings release scheduled for November 3, 2026.

This page is an AI-written research summary of Fidelity National Information Services, Inc. (FIS). The text was generated on October 30, 2026 from Quotelinks data as of October 16, 2026 (company profile, annual results, latest balance sheet, valuation, price performance and analyst estimates). An automatic check rejects any draft that contains a figure not found in that data. It is not investment advice; verify figures on the linked tabs before making decisions.

Related: FIS income statement, FIS balance sheet, FIS key metrics, FIS analyst forecast, FIS chart. See the FIS stock overview for the latest quote and news.