Camden Property Trust (CPT) AI Stock Analysis
CPT AI stock analysis summary
AI ResearchCamden Property Trust (CPT) is a residential REIT specializing in multifamily apartment communities across the United States. In FY2025, the company generated $1.57B in revenue and $384.5M in net income, while delivering free cash flow of $386.2M. The stock offers an annual dividend yield of 4.30% alongside a net debt position of $4.80B.
- Market cap
- $9.91B
- Revenue (TTM)
- $1.58B
- P/E
- 32.5x fwd 62.5x
- 1Y return
- 0.8% S&P 500 16.8%
- Avg. target
- $112.83 14.4% vs last close
Bull case
- Camden maintains an active development pipeline of 7 properties that will expand its footprint to 174 properties and 59,104 apartment homes.
- The company generated $826.6M in operating cash flow and $386.2M in free cash flow in FY2025, supporting a forward dividend yield of 4.30%.
- Wall Street analysts set a mean price target of $112.83, implying 14.4% upside potential from the last close of $98.59.
Bear case
- In the quarter ended June 30, 2026, Camden saw quarterly earnings decline 75.7% and quarterly revenue drop 0.8% year-over-year.
- The stock trades at a forward price-to-earnings ratio of 62.5x, more than double the S&P 500 Real Estate peer median of 29.2x.
- Camden carries $4.85B in total debt against just $44.7M in cash and short-term investments as of June 30, 2026.
What Camden Property does
Camden Property Trust is an S&P 400 real estate company specializing in the ownership, management, development, redevelopment, acquisition, and construction of multifamily apartment communities throughout the United States. Camden holds interests in and manages 167 properties comprising 56,850 apartment homes. The company also has 7 properties under active development, which are scheduled to expand its total portfolio to 174 properties containing 59,104 apartment homes. Camden has been recognized on FORTUNE magazine's 100 Best Companies to Work For list for 13 consecutive years, achieving a #18 ranking.
Growth and profitability
Between FY2020 and FY2025, Camden achieved a 5-year revenue compound annual growth rate of 8.6%. Annual revenue expanded from $1.14B in FY2021 to $1.42B in FY2022, $1.54B in FY2023, $1.54B in FY2024, and $1.57B in FY2025. Over the same span, net income fluctuated from $303.9M in FY2021 to $653.6M in FY2022, $163.3M in FY2024, and $384.5M in FY2025, representing a net margin of 24.4%. For the trailing twelve months ended June 30, 2026, revenue stood at $1.58B with a profit margin of 20.6%. In the latest quarter, quarterly revenue fell 0.8% year-over-year, and quarterly earnings fell 75.7%.
Balance sheet and cash flow
As of June 30, 2026, Camden held $44.7M in cash and short-term investments against $4.85B in total debt, resulting in net debt of $4.80B. Shareholders' equity was $3.80B, giving a debt-to-equity ratio of 1.28, while total assets totaled $9.46B and the current ratio was 45.10. In FY2025, operating cash flow reached $826.6M. The company deployed this capital by funding $440.4M in capital expenditures, paying $460.9M in dividends, and repurchasing $270.7M of shares.
Valuation and performance
At a last close of $98.59, Camden has a market capitalization of $9.91B and an enterprise value of $16.11B. The stock trades at a trailing price-to-earnings ratio of 32.5x and a forward price-to-earnings ratio of 62.5x, compared to medians of 30.3x and 29.2x for its S&P 500 Real Estate peers. Its EV-to-EBITDA multiple is 14.6x, below the peer group median of 17.6x. Over the 1-year period, Camden shares returned 0.8%, trailing the 16.8% return for the S&P 500. Over 5 years, Camden returned -24.8% versus 83.0% for the S&P 500.
CPT dividend
Camden pays an annual forward dividend of $4.24 per share, resulting in a dividend yield of 4.30% with a payout ratio of 2.1%. The company distributes dividends on a quarterly schedule and has paid dividends for 34 consecutive years. Over the past 5 years, Camden has delivered an annualized dividend growth rate of 4.8%, with its last ex-dividend date on September 30, 2026.
What analysts expect
Wall Street coverage consists of 6 Strong Buy, 1 Buy, 15 Hold, 1 Sell, and 1 Strong Sell ratings. Analysts have established a mean price target of $112.83, indicating 14.4% upside compared to the last close of $98.59. For the fiscal year ending December 31, 2026, consensus estimates project revenue of $1.55B and earnings per share of $2.30. Camden has exceeded earnings estimates in 2 of the last 4 quarters. The next earnings date is November 5, 2026.
Key risks and what to watch
- A total debt burden of $4.85B and net debt of $4.80B create financial leverage that requires steady cash flow generation.
- EPS is projected to fall 52.5% to $1.09 in the next fiscal year, which could put pressure on bottom-line results.
- The stock has lagged broader benchmarks, posting a 5-year return of -24.8% compared to an 83.0% gain for the S&P 500.
- Camden's operating margin of 16.1% over the trailing twelve months trails the median of 28.8% for its S&P 500 Real Estate peers.
AI-generated research summary. Written with AI from Quotelinks data as of October 16, 2026 and checked so every figure matches that data. For information only, not investment advice. Disclaimer
About this CPT AI stock analysis
This page is an AI-written research summary of Camden Property Trust (CPT). The text was generated on October 30, 2026 from Quotelinks data as of October 16, 2026 (company profile, annual results, latest balance sheet, valuation, price performance and analyst estimates). An automatic check rejects any draft that contains a figure not found in that data. It is not investment advice; verify figures on the linked tabs before making decisions.
Related: CPT income statement, CPT balance sheet, CPT key metrics, CPT analyst forecast, CPT chart. See the CPT stock overview for the latest quote and news.
CPT AI stock analysis FAQ
What is Camden Property Trust's dividend yield and track record?
Camden offers a forward dividend yield of 4.30% with an annual dividend of $4.24 per share. The company has paid dividends for 34 consecutive years and posted an annualized 5-year dividend growth rate of 4.8%.
How many apartment homes does Camden Property Trust operate?
Camden holds interests in and manages 167 properties comprising 56,850 apartment homes. It also has 7 properties under development that are set to increase its portfolio to 59,104 apartment homes across 174 properties.
What are analysts forecasting for Camden Property Trust's stock price?
Analysts maintain a mean price target of $112.83, representing an upside of 14.4% from the last close of $98.59. The analyst ratings include 6 Strong Buy, 1 Buy, 15 Hold, 1 Sell, and 1 Strong Sell recommendations.
How does Camden Property Trust's valuation compare to its sector peers?
Camden trades at a trailing price-to-earnings multiple of 32.5x and a forward multiple of 62.5x, compared to medians of 30.3x and 29.2x for its S&P 500 Real Estate peers. However, its EV-to-EBITDA ratio of 14.6x is lower than the peer group median of 17.6x.
When does Camden Property Trust report its next earnings?
Camden is scheduled to report its next earnings results on November 5, 2026. Over the prior 4 quarters, the company beat earnings estimates 2 times.