Altisource Portfolio Solutions S.A. (ASPS) AI Stock Analysis

NASDAQ: ASPSAI research summary: business, growth, valuation, analysts, bull and bear case.

ASPS AI stock analysis summary

AI Research

Altisource Portfolio Solutions S.A. (ASPS) provides marketplace and servicing technologies for the real estate and mortgage sectors. Annual revenue rose 6.8% to $171.0M in FY2025, generating net income of $1.6M after several years of losses. However, the company faces balance sheet pressure with net debt of $163.0M and negative shareholders' equity of -$110.1M as of June 30, 2026.

Market cap
$65.7M
Revenue (TTM)
$182.5M
P/E
—
fwd 11.0x
1Y return
-52.3%
S&P 500 16.8%
Avg. target
$8.00
39.1% vs last close

Bull case

  • Quarterly revenue grew 17.0% year-over-year in the period ended June 30, 2026, continuing a recovery from FY2023.
  • The stock trades at a forward P/E of 11.0x and price-to-sales of 0.4x, well below the US-listed Real Estate peer medians of 23.5x and 3.7x.
  • The sole analyst following the stock maintains a Strong Buy rating with an $8.00 price target, representing 39.1% upside above the $5.75 close.

Bear case

  • The company carries total debt of $186.2M against cash of $23.2M, contributing to negative shareholders' equity of -$110.1M as of June 30, 2026.
  • Free cash flow remained negative in FY2025 at -$5.1M, continuing a multi-year trend of cash outflows.
  • Over the past 5 years, ASPS shares declined 94.8%, sharply lagging the S&P 500 gain of 83.0%.

What Altisource Portfolio Solutions does

Altisource Portfolio Solutions S.A. provides services and marketplace technology to the real estate and mortgage industries across the United States, India, Luxembourg, Uruguay, and other international markets. The company provides property preservation, inspection services, payment management technologies, and a vendor management software-as-a-service platform. It operates Hubzu, an online real estate auction platform for property transactions, and Equator, a SaaS technology used to manage real estate owned properties, short sales, foreclosures, bankruptcies, and evictions. Its additional solutions include mortgage loan fulfillment, title insurance, settlement, real estate valuation, and construction inspection.

Growth and profitability

Between FY2021 and FY2023, Altisource experienced contraction, with revenue falling from $178.5M in FY2021 to $145.1M in FY2023, resulting in a 5-year revenue CAGR of -14.1% through FY2025. Performance improved in FY2024 as revenue grew 10.4% to $160.1M, followed by 6.8% growth to $171.0M in FY2025. Gross margin expanded from 4.0% in FY2021 to 28.6% in FY2025, while operating margin rose to 4.6%. Net income reached $1.6M in FY2025, compared to net losses of -$56.3M in FY2023 and -$35.6M in FY2024. For the latest quarter ended June 30, 2026, quarterly revenue grew 17.0% year-over-year, while quarterly earnings declined 10.2%.

ASPS income statement →

Balance sheet and cash flow

As of June 30, 2026, Altisource held $23.2M in cash and short-term investments against total debt of $186.2M, resulting in net debt of $163.0M. The company reported a current ratio of 1.16, total assets of $136.5M, and negative shareholders' equity of -$110.1M. Operating cash flow for FY2025 was -$5.1M, matching a free cash flow outflow of -$5.1M. Capital expenditures totaled $69,000, while share buybacks were $1,000 in FY2025.

ASPS balance sheet →

Valuation and performance

ASPS trades at a forward P/E of 11.0x, below the 23.5x median of its US-listed Real Estate peers. Its price-to-sales ratio is 0.4x compared to the peer median of 3.7x, while its EV/EBITDA multiple is 22.9x against the peer median of 14.7x. The company carries an enterprise value of $298.5M and a market capitalization of $65.7M. Over the past year, ASPS shares fell 52.3%, underperforming the S&P 500 (SPY) return of 16.8%. Over five years, the stock fell 94.8% while SPY gained 83.0%.

ASPS key metrics →

What analysts expect

Wall Street coverage consists of 1 analyst with a Strong Buy rating. The mean price target is $8.00, representing 39.1% upside from the last close of $5.75. For the fiscal year ending December 31, 2026, consensus estimates project revenue of $199.6M and EPS of $0.76. In the following fiscal year, analysts forecast revenue of $218.2M and EPS of $1.18, reflecting 55.3% EPS growth. Altisource has beaten EPS estimates in 3 of the last 4 quarters, with next earnings scheduled for October 22, 2026.

ASPS forecast and price target →

Key risks and what to watch

  • Net debt stood at $163.0M as of June 30, 2026, posing solvency risks against a market capitalization of $65.7M.
  • Quarterly earnings fell 10.2% year-over-year in the quarter ended June 30, 2026, reflecting continuing earnings volatility.
  • Trailing twelve-month profit margin is negative at -5.9%, with an EPS of -$1.08.

AI-generated research summary. Written with AI from Quotelinks data as of October 16, 2026 and checked so every figure matches that data. For information only, not investment advice. Disclaimer

About this ASPS AI stock analysis

This page is an AI-written research summary of Altisource Portfolio Solutions S.A. (ASPS). The text was generated on October 30, 2026 from Quotelinks data as of October 16, 2026 (company profile, annual results, latest balance sheet, valuation, price performance and analyst estimates). An automatic check rejects any draft that contains a figure not found in that data. It is not investment advice; verify figures on the linked tabs before making decisions.

Related: ASPS income statement, ASPS balance sheet, ASPS key metrics, ASPS analyst forecast, ASPS chart. See the ASPS stock overview for the latest quote and news.

ASPS AI stock analysis FAQ

When does Altisource Portfolio Solutions report its next earnings?

Altisource Portfolio Solutions is scheduled to report its next earnings on October 22, 2026.

What is the analyst price target for ASPS stock?

The mean analyst price target is $8.00, which is 39.1% above the last close price of $5.75.

Does Altisource Portfolio Solutions pay a dividend?

Altisource Portfolio Solutions does not currently pay a dividend.

What are the revenue and earnings expectations for ASPS in FY2026?

For the fiscal year ending December 31, 2026, analysts estimate revenue of $199.6M and EPS of $0.76.

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