Stewart Information Services Corporation (STC) Key Metrics
STC valuation today
Trailing 12 months · as of October 17, 2026- Market cap
- $1.60B
- Enterprise value
- $2.43B
- P/E (TTM)
- 11.5 10-yr median 18.6
- Forward P/E
- 18.6
- PEG ratio
- 3.71
- Price / sales
- 0.5 10-yr median 0.5
- Price / book
- 1.2 10-yr median 1.3
- EV / EBITDA
- — 10-yr median 7.7
- Dividend yield
- 4.19% $2.20 a year
- Beta
- 1.05
STC key metrics, 2016–2025
Fiscal year ended December 31, 2025 · U.S. dollarsSTC valuation Price multiples at each fiscal year-end price.
STC returns How much profit the business earns on the capital it uses.
STC per-share figures Results divided by the shares outstanding at year-end.
STC financial health Debt, liquidity and how easily interest is covered.
STC efficiency & capital use Working capital cycle and where the cash goes.
STC valuation history
STC returns on capital
Net income (ROE, ROA) or after-tax operating income (ROIC) divided by the average of the opening and closing balance.
STC debt vs cash
Debt includes short- and long-term borrowings and, where reported, lease liabilities.
STC cash returned to shareholders
STC price vs earnings per share
STC key metrics
2016–2025| 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
|---|---|---|---|---|---|---|---|---|---|---|
| Valuation | ||||||||||
| Market capitalization | $2.04B | $1.90B | $1.62B | $1.17B | $2.17B | $1.20B | $968.9M | $980.6M | $998.2M | $1.08B |
| Enterprise value | $2.44B | $2.21B | $1.93B | $1.80B | $2.61B | $972.3M | $839.2M | $972.5M | $99.10B | $441.8M |
| P/E ratio | 17.7 | 25.9 | 53.1 | 7.2 | 6.7 | 7.8 | 12.3 | 20.6 | 20.5 | 19.5 |
| Price / sales | 0.7 | 0.8 | 0.7 | 0.4 | 0.7 | 0.5 | 0.5 | 0.5 | 0.5 | 0.5 |
| Price / book | 1.2 | 1.4 | 1.2 | 0.9 | 1.0 | 1.2 | 1.3 | 1.4 | 1.5 | 1.7 |
| Price / free cash flow | 15.4 | 20.0 | 35.7 | 8.1 | 6.2 | 4.6 | 6.5 | 13.3 | 10.9 | 10.3 |
| Price / operating cash flow | 9.9 | 14.0 | 19.5 | 6.1 | 5.5 | 4.4 | 5.8 | 11.6 | 9.2 | 8.8 |
| EV / sales | 0.8 | 0.9 | 0.9 | 0.6 | 0.8 | 0.4 | 0.4 | 0.5 | 50.7 | 0.2 |
| EV / EBITDA | 10.1 | 11.3 | 13.5 | 5.9 | 5.5 | 4.0 | 5.8 | 9.6 | 949.2 | 3.6 |
| EV / free cash flow | 18.4 | 23.2 | 42.5 | 12.5 | 7.4 | 3.7 | 5.6 | 13.2 | — | 4.2 |
| Earnings yield | 5.7% | 3.9% | 1.9% | 13.9% | 14.9% | 12.9% | 8.1% | 4.8% | 4.9% | 5.1% |
| Free cash flow yield | 6.5% | 5.0% | 2.8% | 12.3% | 16.2% | 21.6% | 15.4% | 7.5% | 9.2% | 9.7% |
| Dividend yield | 2.9% | 2.8% | 3.1% | 3.8% | 1.7% | 2.5% | 2.9% | 2.9% | 2.8% | 2.6% |
| Shareholder yield (dividends + buybacks) | 3.1% | 3.0% | 3.2% | 4.1% | 1.8% | 2.6% | 3.0% | 3.0% | 2.9% | 2.7% |
| Share price at fiscal year-end | $70.26 | $67.49 | $58.75 | $42.73 | $79.73 | $48.36 | $40.79 | $41.40 | $42.30 | $46.08 |
| Per share | ||||||||||
| Revenue per share | $100.61 | $88.54 | $82.03 | $112.24 | $121.68 | $91.86 | $81.67 | $80.54 | $82.88 | $85.49 |
| Earnings per share | $3.98 | $2.61 | $1.11 | $5.94 | $11.90 | $6.22 | $3.31 | $2.01 | $2.06 | $2.36 |
| Operating cash flow per share | $7.08 | $4.82 | $3.02 | $7.02 | $14.37 | $11.07 | $7.00 | $3.55 | $4.58 | $5.24 |
| Free cash flow per share | $4.56 | $3.38 | $1.64 | $5.26 | $12.90 | $10.47 | $6.28 | $3.10 | $3.88 | $4.47 |
| Cash per share | $12.73 | $9.15 | $9.90 | $9.97 | $18.54 | $18.20 | $14.91 | $9.08 | $37.46 | $35.77 |
| Book value per share | $56.51 | $49.85 | $49.83 | $50.11 | $78.46 | $40.34 | $31.46 | $28.70 | $28.77 | $27.64 |
| Tangible book value per share | $1.51 | $5.15 | $3.85 | $3.59 | $35.96 | $21.53 | $20.79 | $17.78 | $18.55 | $17.93 |
| Dividends per share | $2.01 | $1.92 | $1.84 | $1.63 | $1.35 | $1.21 | $1.19 | $1.19 | $1.19 | $1.19 |
| Capex per share | $2.53 | $1.44 | $1.37 | $1.75 | $1.46 | $0.60 | $0.72 | $0.45 | $0.69 | $0.77 |
| Debt per share | $26.47 | $20.07 | $21.11 | $33.18 | $34.80 | $8.87 | $9.45 | $8.74 | $4,194.78 | $8.51 |
| Shares outstanding | 29.0M | 28.1M | 27.5M | 27.3M | 27.2M | 24.9M | 23.8M | 23.7M | 23.6M | 23.5M |
| Change in shares outstanding | +3.2% | +2.2% | +0.6% | +0.7% | +9.1% | +4.9% | +0.3% | +0.4% | +0.5% | −0.3% |
| Returns & profitability | ||||||||||
| Return on equity (ROE) | 7.6% | 5.3% | 2.2% | 9.3% | 20.6% | 17.7% | 11.0% | 7.0% | 7.3% | 8.6% |
| Return on invested capital (ROIC) | 6.9% | 5.2% | 2.5% | 7.9% | 20.3% | 24.4% | 14.0% | 0.1% | 0.1% | — |
| Return on assets (ROA) | 3.9% | 2.7% | 1.1% | 5.8% | 13.5% | 8.7% | 5.3% | 3.4% | 3.5% | 4.2% |
| Return on tangible assets | 7.0% | 5.0% | 2.1% | 11.1% | 19.5% | 10.3% | 5.9% | 4.3% | 4.2% | 5.0% |
| Free cash flow margin | 4.5% | 3.8% | 2.0% | 4.7% | 10.6% | 11.4% | 7.7% | 3.9% | 4.7% | 5.2% |
| Income quality (OCF / net income) | 1.78 | 1.85 | 2.73 | 1.18 | 1.21 | 1.78 | 2.12 | 1.77 | 2.22 | 2.22 |
| Financial health | ||||||||||
| Total debt | $768.8M | $564.7M | $580.9M | $907.3M | $945.6M | $220.9M | $224.5M | $206.9M | $98.98B | $199.7M |
| Cash & short-term investments | $369.7M | $257.5M | $272.4M | $272.7M | $503.6M | $453.4M | $354.1M | $215.0M | $883.9M | $839.5M |
| Net debt | $399.1M | $307.2M | $308.6M | $634.6M | $442.0M | −$232.5M | −$129.7M | −$8.1M | $98.10B | −$639.8M |
| Debt / equity | 0.47 | 0.40 | 0.42 | 0.66 | 0.44 | 0.22 | 0.30 | 0.30 | 145.82 | 0.31 |
| Debt / assets | 0.24 | 0.21 | 0.21 | 0.33 | 0.34 | 0.11 | 0.14 | 0.15 | 70.41 | 0.15 |
| Net debt / EBITDA | 1.65 | 1.57 | 2.16 | 2.06 | 0.93 | −0.97 | −0.90 | −0.08 | 939.63 | −5.28 |
| Current ratio | 0.72 | 0.74 | 0.72 | 0.44 | 1.35 | 1.32 | 0.58 | 1.34 | 1.38 | 1.38 |
| Quick ratio | 0.72 | 0.74 | 1.44 | 0.44 | 2.85 | 3.22 | 1.25 | 1.34 | 2.51 | 2.44 |
| Interest coverage | 8.1 | 5.7 | 3.1 | 12.6 | 86.3 | 83.3 | 26.9 | 18.7 | 21.7 | 28.7 |
| Working capital | −$218.1M | −$141.5M | −$156.0M | −$256.2M | $160.8M | $105.7M | −$312.4M | $202.7M | $236.0M | $224.4M |
| Invested capital | $2.04B | $1.71B | $1.68B | $2.00B | $2.57B | $772.6M | $617.6M | $671.7M | $98.78B | $9.0M |
| Tangible asset value | $53.3M | $153.9M | $113.2M | $98.2M | $977.0M | $543.5M | $500.3M | $421.2M | $437.6M | $420.9M |
| Net current asset value | −$1.04B | −$920.8M | −$927.0M | −$1.16B | −$58.8M | −$533.5M | −$412.9M | $101.0M | $133.3M | $125.2M |
| Graham number | $71.13 | $54.06 | $35.22 | $81.80 | $144.92 | $75.13 | $48.40 | $36.00 | $36.53 | $38.34 |
| Graham net-net per share | −$37.54 | −$33.99 | −$42.04 | −$36.81 | −$16.05 | −$30.42 | −$28.55 | −$17.92 | −$5.89 | −$4.91 |
| Capital allocation | ||||||||||
| Dividends paid | $58.5M | $53.9M | $50.5M | $44.7M | $36.6M | $30.2M | $28.3M | $28.3M | $28.1M | $27.8M |
| Share buybacks (net) | $3.9M | $3.8M | $1.8M | $3.3M | $2.3M | $1.1M | $532,000 | $1.2M | $727,000 | $1.1M |
| Dividend payout ratio | 50.6% | 73.5% | 166.0% | 27.5% | 11.3% | 19.5% | 36.1% | 59.5% | 57.8% | 50.2% |
| Dividends + buybacks / free cash flow | 47.2% | 60.7% | 115.6% | 33.3% | 11.1% | 12.0% | 19.3% | 40.1% | 31.5% | 27.6% |
| Capex / revenue | 2.5% | 1.6% | 1.7% | 1.6% | 1.2% | 0.7% | 0.9% | 0.6% | 0.8% | 0.9% |
| Capex / operating cash flow | 35.7% | 29.8% | 45.5% | 25.0% | 10.2% | 5.4% | 10.3% | 12.7% | 15.2% | 14.8% |
| Capex / depreciation | 1.20 | 0.66 | 0.61 | 0.84 | 1.09 | 0.78 | 0.76 | 0.43 | 0.63 | 0.60 |
| Stock-based compensation / revenue | 0.6% | 0.5% | 0.5% | 0.4% | 0.4% | 0.3% | 0.1% | 0.3% | 0.3% | 0.1% |
| SG&A / revenue | 35.7% | 29.9% | 33.8% | 26.1% | 23.5% | 26.8% | 29.2% | 47.6% | 28.9% | 30.1% |
| Efficiency | ||||||||||
| Days sales outstanding | 20.7 | 19.5 | 19.6 | 14.1 | 11.4 | 12.7 | 13.5 | 14.3 | 14.0 | 14.0 |
| Days of inventory on hand | — | — | -1,806.3 | — | -1,902.9 | -1,768.0 | -2,138.6 | — | -2,535.0 | -2,425.4 |
| Days payables outstanding | — | — | 878.8 | 859.6 | 740.9 | 557.5 | 510.3 | 579.4 | 441.2 | 468.0 |
| Cash conversion cycle (days) | — | — | -2,665.5 | -845.5 | -2,632.4 | -2,312.7 | -2,635.4 | -565.0 | -2,962.2 | -2,879.5 |
| Receivables turnover | 17.66 | 18.75 | 18.61 | 25.89 | 31.92 | 28.64 | 27.05 | 25.44 | 26.03 | 26.15 |
| Payables turnover | — | — | 0.42 | 0.42 | 0.49 | 0.65 | 0.72 | 0.63 | 0.83 | 0.78 |
| Asset turnover | 0.98 | 0.92 | 0.83 | 1.11 | 1.38 | 1.28 | 1.31 | 1.37 | 1.42 | 1.51 |
| Average receivables | $165.4M | $132.8M | $121.3M | $118.5M | $103.6M | $79.9M | $71.7M | $75.0M | $75.1M | $76.7M |
| Average payables | — | — | $193.3M | $241.9M | $256.3M | $176.0M | $118.0M | $113.5M | $116.7M | $116.9M |
| Average inventory | — | — | −$397.3M | — | −$658.2M | −$558.1M | −$494.7M | — | −$670.4M | −$605.7M |
| Intangibles / total assets | 49.1% | 46.0% | 46.8% | 46.5% | 41.0% | 23.7% | 15.9% | 18.8% | 17.2% | 17.0% |
Computed from STC's annual financial statements (latest annual report filed February 27, 2026) and the closing share price on each fiscal year-end, adjusted for stock splits. Figures in U.S. dollars; data from EODHD. Averages use the opening and closing balance of each year.
STC valuation and financial ratios
At the end of fiscal 2025 (December 31, 2025), Stewart Information Services traded at 17.7 times earnings, against a 10-year median of 18.6. Based on the latest twelve months, the trailing P/E is 11.5 and the forward P/E is 18.6. Stewart Information Services earned a return on equity of 7.6% and a return on invested capital of 6.9% in fiscal 2025. It ended the year with $768.8 million of debt and $369.7 million in cash and short-term investments, net debt of $399.1 million. It returned $62.4 million to shareholders: $58.5 million in dividends and $3.9 million in share buybacks, 47% of free cash flow. The share count rose 23.7% from 23.5M to 29.0M over 9 years.
See the STC income statement, the STC chart for price history, or the STC stock overview for the latest quote and news.
STC key metrics FAQ
What is Stewart Information Services's P/E ratio?
Stewart Information Services's trailing P/E ratio is 11.5 based on the last twelve months of earnings (as of October 17, 2026), and its forward P/E is 18.6. At the end of fiscal 2025 it was 17.7, compared with a 10-year median of 18.6.
What is Stewart Information Services's EV/EBITDA?
Stewart Information Services's enterprise value was 10.1 times EBITDA at the end of fiscal 2025 (enterprise value $2.4 billion, EBITDA $241.4 million).
What is Stewart Information Services's return on equity?
Stewart Information Services's return on equity (ROE) was 7.6% in fiscal 2025: net income of $115.6 million on average shareholders' equity of $1.5 billion.
What is Stewart Information Services's ROIC?
Stewart Information Services's return on invested capital was 6.9% in fiscal 2025, using after-tax operating income divided by average debt plus equity minus cash.
How much debt does Stewart Information Services have?
Stewart Information Services had total debt of $768.8 million at the end of fiscal 2025, a debt-to-equity ratio of 0.47 and $399.1 million of net debt (1.65 times EBITDA).
What is Stewart Information Services's dividend yield?
Stewart Information Services's forward dividend yield is 4.19%. Stewart Information Services paid $58.5 million in dividends in fiscal 2025 ($2.01 per share), a payout ratio of 50.6%.
Does Stewart Information Services buy back its shares?
Yes. Stewart Information Services spent $3.9 million on net share repurchases in fiscal 2025 Shares outstanding changed +3.2% over the year, to 29.0M..
What is Stewart Information Services's free cash flow yield?
Stewart Information Services generated $132.3 million of free cash flow in fiscal 2025, a free cash flow yield of 6.5% on its market value at year-end ($2.0 billion).
What is Stewart Information Services's current ratio?
Stewart Information Services's current ratio was 0.72 at the end of fiscal 2025: current assets were 0.72 times current liabilities.