OFS Credit Company, Inc. (OCCI) Key Metrics
OCCI valuation today
Trailing 12 months · as of October 17, 2026- Market cap
- $52.3M
- Enterprise value
- $138.2M
- P/E (TTM)
- —
- Forward P/E
- —
- PEG ratio
- —
- Price / sales
- 1.2 10-yr median 5.5
- Price / book
- 0.6 10-yr median 0.8
- EV / EBITDA
- —
- Dividend yield
- 33.71% $0.60 a year
- Beta
- 0.83
OCCI key metrics, FY2018–FY2025
Fiscal year ended October 31, 2025 · U.S. dollarsOCCI valuation Price multiples at each fiscal year-end price.
OCCI returns How much profit the business earns on the capital it uses.
OCCI per-share figures Results divided by the shares outstanding at year-end.
OCCI financial health Debt, liquidity and how easily interest is covered.
OCCI efficiency & capital use Working capital cycle and where the cash goes.
OCCI valuation history
OCCI returns on capital
Net income (ROE, ROA) or after-tax operating income (ROIC) divided by the average of the opening and closing balance.
OCCI debt vs cash
Debt includes short- and long-term borrowings and, where reported, lease liabilities.
OCCI cash returned to shareholders
OCCI price vs earnings per share
OCCI key metrics
FY2018–FY2025| FY2025 | FY2024 | FY2023 | FY2022 | FY2021 | FY2020 | FY2019 | FY2018 | |
|---|---|---|---|---|---|---|---|---|
| Valuation | ||||||||
| Market capitalization | $123.2M | $118.0M | $70.6M | $78.7M | $106.9M | — | — | — |
| Enterprise value | $223.6M | $182.3M | $116.5M | $128.4M | $140.9M | — | — | — |
| P/E ratio | — | 7.9 | — | — | 5.3 | — | — | — |
| Price / sales | 3.0 | 6.3 | 74.6 | — | 4.7 | — | — | — |
| Price / book | 0.8 | 0.8 | 0.6 | 0.8 | 1.0 | — | — | — |
| EV / sales | 5.5 | 9.8 | 123.2 | — | 6.1 | — | — | — |
| EV / EBITDA | — | 5.4 | — | — | 6.9 | — | — | — |
| Earnings yield | −8.0% | 12.7% | −2.7% | −17.3% | 19.0% | — | — | — |
| Free cash flow yield | −40.9% | −25.9% | −33.6% | −18.6% | −61.5% | — | — | — |
| Dividend yield | 25.0% | 16.1% | 7.1% | 4.6% | 2.1% | — | — | — |
| Shareholder yield (dividends + buybacks) | 25.6% | 19.6% | 7.1% | 31.7% | 2.1% | — | — | — |
| Share price at fiscal year-end | $4.82 | $7.07 | $6.18 | $9.55 | $13.60 | $9.83 | $16.91 | $18.78 |
| Per share | ||||||||
| Revenue per share | $1.59 | $1.12 | $0.08 | $0.00 | $2.92 | — | — | — |
| Earnings per share | −$0.39 | $0.90 | −$0.17 | −$1.65 | $2.58 | — | — | — |
| Operating cash flow per share | −$1.97 | −$1.83 | −$2.07 | −$1.77 | −$8.36 | — | — | — |
| Free cash flow per share | −$1.97 | −$1.83 | −$2.07 | −$1.77 | −$8.36 | — | — | — |
| Cash per share | $0.53 | $1.48 | $1.47 | $1.52 | $1.91 | — | — | — |
| Book value per share | $5.99 | $8.90 | $10.53 | $11.44 | $13.75 | — | — | — |
| Tangible book value per share | $5.99 | $8.90 | $10.53 | $11.44 | $13.75 | — | — | — |
| Dividends per share | $1.20 | $1.14 | $0.44 | $0.44 | $0.28 | — | — | — |
| Capex per share | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | — | — | — |
| Debt per share | $4.46 | $5.33 | $5.50 | $7.56 | $6.24 | — | — | — |
| Shares outstanding | 25.6M | 16.7M | 11.4M | 8.2M | 7.9M | — | — | — |
| Change in shares outstanding | +53.1% | +46.2% | +38.6% | +4.8% | — | — | — | — |
| Returns & profitability | ||||||||
| Return on equity (ROE) | −6.6% | 11.2% | −1.8% | −13.4% | 27.2% | −6.7% | −13.3% | 0.6% |
| Return on invested capital (ROIC) | −0.8% | 6.3% | −1.0% | −5.3% | 14.0% | −3.6% | −8.5% | 3.1% |
| Return on assets (ROA) | −3.9% | 7.0% | −1.1% | −8.4% | 17.8% | −5.6% | −13.2% | 0.6% |
| Return on tangible assets | −3.7% | 6.2% | −1.0% | −8.5% | 12.3% | −5.8% | −11.5% | 0.6% |
| Free cash flow margin | −124.1% | −163.5% | — | — | −286.1% | — | — | 733.1% |
| Income quality (OCF / net income) | — | −2.03 | — | — | −3.24 | — | — | 8.98 |
| Financial health | ||||||||
| Total debt | $113.9M | $89.0M | $62.8M | $62.3M | $49.0M | $20.7M | $41.2M | $13,555 |
| Cash & short-term investments | $13.5M | $24.7M | $16.8M | $12.5M | $15.0M | $6.4M | $3.9M | $9.1M |
| Net debt | $100.4M | $64.3M | $46.0M | $49.8M | $34.0M | $14.3M | $37.2M | −$9.0M |
| Debt / equity | 0.74 | 0.60 | 0.52 | 0.66 | 0.45 | 0.50 | 0.61 | 0.00 |
| Debt / assets | 0.42 | 0.37 | 0.34 | 0.39 | 0.30 | 0.33 | 0.60 | 0.00 |
| Net debt / EBITDA | — | 1.91 | — | — | 1.68 | — | — | −10.85 |
| Current ratio | 3.99 | 8.94 | 6.35 | 5.65 | 2.59 | 5.00 | 12.29 | 15.64 |
| Quick ratio | 3.99 | 8.94 | 6.35 | 5.65 | 2.59 | 5.00 | 12.29 | 102.25 |
| Interest coverage | -0.3 | 4.1 | -0.5 | -2.4 | 7.5 | -2.3 | -8.0 | 37.5 |
| Working capital | $10.1M | $22.6M | $14.8M | $10.8M | $9.4M | $5.2M | $3.6M | $8.6M |
| Invested capital | $253.4M | $212.9M | $166.2M | $144.0M | $142.1M | $55.8M | $105.0M | $41.3M |
| Tangible asset value | $153.0M | $148.6M | $120.2M | $94.2M | $108.1M | $41.5M | $67.8M | $50.4M |
| Net current asset value | −$104.3M | −$66.7M | −$48.1M | −$51.7M | −$41.8M | −$15.7M | $3.6M | $8.5M |
| Graham number | — | $13.42 | — | — | $28.28 | — | — | — |
| Graham net-net per share | −$4.07 | −$4.01 | −$4.23 | −$6.29 | −$5.33 | — | — | — |
| Capital allocation | ||||||||
| Dividends paid | $30.7M | $19.0M | $5.0M | $3.6M | $2.2M | $3.5M | $5.5M | $5.5M |
| Share buybacks (net) | $803,801 | $4.1M | — | $21.3M | — | — | $0 | $0 |
| Dividend payout ratio | — | 126.5% | — | — | 11.0% | — | — | — |
| Dividends + buybacks / free cash flow | — | — | — | — | — | 100.9% | — | 212.9% |
| Capex / revenue | 0.0% | 0.0% | 0.0% | — | 0.0% | — | — | 0.0% |
| Capex / operating cash flow | — | — | — | — | — | 0.0% | — | 0.0% |
| Capex / depreciation | — | — | 0.00 | — | — | — | 0.00 | 0.00 |
| R&D / revenue | — | — | 0.0% | — | 0.0% | — | — | 0.0% |
| SG&A / revenue | 8.5% | 17.2% | 284.3% | — | 11.6% | — | — | 457.6% |
| Efficiency | ||||||||
| Days sales outstanding | 5.5 | 16.0 | 277.9 | — | 4.6 | — | — | 161.7 |
| Days of inventory on hand | — | — | — | — | — | — | — | -1,865,195.3 |
| Days payables outstanding | — | — | — | 161.8 | 442.0 | — | 39.1 | 21,535.0 |
| Cash conversion cycle (days) | — | — | — | — | -437.4 | — | — | -1,886,568.6 |
| Receivables turnover | 66.28 | 22.87 | 1.31 | 0.00 | 79.43 | — | — | 2.26 |
| Payables turnover | — | — | — | 2.26 | 0.83 | — | 9.34 | 0.02 |
| Asset turnover | 0.16 | 0.09 | 0.01 | 0.00 | 0.20 | 0.00 | 0.00 | 0.01 |
| Average receivables | $611,736 | $817,013 | $720,218 | $448,249 | $289,205 | — | — | $155,443 |
| Average payables | — | — | — | $3.3M | $5.9M | — | $455,000 | $590,000 |
| Average inventory | — | — | — | — | — | — | — | −$51.1M |
| Intangibles / total assets | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% |
Computed from OCCI's annual financial statements (latest annual report filed October 31, 2025) and the closing share price on each fiscal year-end, adjusted for stock splits. Figures in U.S. dollars; data from EODHD. Averages use the opening and closing balance of each year.
OCCI valuation and financial ratios
OFS Credit earned a return on equity of −6.6% and a return on invested capital of −0.8% in fiscal 2025. It ended the year with $113.9 million of debt and $13.5 million in cash and short-term investments, net debt of $100.4 million. It returned $31.6 million to shareholders: $30.7 million in dividends and $0.8 million in share buybacks.
See the OCCI income statement, the OCCI chart for price history, or the OCCI stock overview for the latest quote and news.
OCCI key metrics FAQ
What is OFS Credit's return on equity?
OFS Credit's return on equity (ROE) was −6.6% in fiscal 2025: net income of -$9.9 million on average shareholders' equity of $150.8 million.
What is OFS Credit's ROIC?
OFS Credit's return on invested capital was −0.8% in fiscal 2025, using after-tax operating income divided by average debt plus equity minus cash.
How much debt does OFS Credit have?
OFS Credit had total debt of $113.9 million at the end of fiscal 2025, a debt-to-equity ratio of 0.74.
What is OFS Credit's dividend yield?
OFS Credit's forward dividend yield is 33.71%. OFS Credit paid $30.7 million in dividends in fiscal 2025 ($1.20 per share), a payout ratio of —.
Does OFS Credit buy back its shares?
Yes. OFS Credit spent $0.8 million on net share repurchases in fiscal 2025 Shares outstanding changed +53.1% over the year, to 25.6M..
What is OFS Credit's free cash flow yield?
OFS Credit generated -$50.3 million of free cash flow in fiscal 2025, a free cash flow yield of −40.9% on its market value at year-end ($123.2 million).
What is OFS Credit's current ratio?
OFS Credit's current ratio was 3.99 at the end of fiscal 2025: current assets were 3.99 times current liabilities.