OFS Credit Company, Inc. (OCCI) Balance Sheet
OCCI balance sheet, FY2025
October 31, 2025 · U.S. dollars$270.8M assets = $117.8M liabilities + $153.0M equity
Both columns are drawn to the same scale: what OCCI owns equals what it owes plus shareholders’ equity. Hover a block for its value.
OCCI financial health
Descriptive bands, not a rating. Fiscal FY2025.
OCCI balance sheet trends, FY2018–FY2025
| Metric | Trend | Then | Latest | Change |
|---|---|---|---|---|
| Total assets | $51.1MFY2018 | $270.8MFY2025 | +26.9%/yr | |
| Total liabilities | $714,734FY2018 | $117.8MFY2025 | +107.4%/yr | |
| Shareholders’ equity | $50.4MFY2018 | $153.0MFY2025 | +17.2%/yr | |
| Cash & short-term investments | $9.1MFY2018 | $13.5MFY2025 | +5.9%/yr | |
| Total debt | $13,555FY2018 | $113.9MFY2025 | +263.6%/yr | |
| Net cash (debt) | $9.0MFY2018 | −$100.4MFY2025 | −$109.5M | |
| Working capital | $8.6MFY2018 | $10.1MFY2025 | +$1.5M | |
| Book value per share | $13.75FY2021 | $5.99FY2025 | −18.8%/yr | |
| Current ratio | 15.64FY2018 | 3.99FY2025 | −11.64 | |
| Debt / equity | 0.00FY2018 | 0.74FY2025 | +0.74 | |
| Shares outstanding | 7.9MFY2021 | 25.6MFY2025 | +34.3%/yr |
Change is the average annual growth (CAGR) or the difference between the first and latest year.
OCCI assets
OCCI liabilities and equity
OCCI debt vs cash
Debt includes short- and long-term borrowings and, where reported, lease obligations.
OCCI balance sheet
| FY2025 | FY2024 | FY2023 | FY2022 | FY2021 | FY2020 | FY2019 | FY2018 | |
|---|---|---|---|---|---|---|---|---|
| Assets | ||||||||
| Cash & short-term investments | $13.5M | $24.7M | $16.8M | $12.5M | $15.0M | $6.4M | $3.9M | $9.1M |
| Cash & equivalents | $13.5M | $24.7M | $16.8M | $12.5M | $15.0M | $6.4M | $3.9M | $9.1M |
| Receivables | $422,588 | $800,883 | $833,143 | $607,293 | $289,205 | $0 | $0 | $155,443 |
| Inventory | $0 | $0 | $0 | $0 | $0 | $0 | $0 | −$51.1M |
| Other current assets | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $51.1M |
| Total current assets | $13.5M | $25.5M | $17.6M | $13.1M | $15.3M | $6.4M | $3.9M | $9.2M |
| Property, plant & equipment (net) | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 |
| Goodwill & intangible assets | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 |
| Long-term investments | $256.5M | $214.9M | $168.1M | $145.8M | $149.7M | $56.9M | $64.1M | $41.9M |
| Other non-current assets | $778,194 | $426,222 | $221,190 | $115,004 | $249,092 | $259,527 | $54,062 | $0 |
| Total assets | $270.8M | $240.8M | $185.9M | $159.0M | $165.2M | $63.6M | $68.1M | $51.1M |
| Liabilities | ||||||||
| Accounts payable | — | — | — | $607,293 | $5.9M | — | $320,000 | $590,000 |
| Short-term debt | $26.0M | — | $62.8M | $62.3M | $49.0M | $20.7M | $20.6M | — |
| Deferred revenue | — | — | — | — | −$43.1M | — | −$20.3M | — |
| Total current liabilities | $3.4M | $2.9M | $2.8M | $2.3M | $5.9M | $1.3M | $320,000 | $590,000 |
| Long-term debt | $0 | $0 | $0 | $0 | $0 | $0 | $20.6M | $0 |
| Other long-term liabilities | $114.4M | $92.2M | $62.8M | $64.8M | $51.2M | $22.1M | $0 | $124,734 |
| Total liabilities | $117.8M | $92.2M | $65.7M | $64.8M | $57.1M | $22.1M | $320,000 | $714,734 |
| Shareholders' equity | ||||||||
| Common stock & paid-in capital | $28,026 | $20,701 | $15,917 | $9,443 | $7,719 | $3,581 | $3,062 | $2,505 |
| Retained earnings (deficit) | −$65.8M | −$45.2M | −$42.9M | −$15.3M | $11.7M | −$11.8M | −$5.1M | $420,079 |
| Accumulated other comprehensive income | — | — | $0 | $0 | $0 | $0 | $0 | $50.4M |
| Total shareholders' equity | $153.0M | $148.6M | $120.2M | $94.2M | $108.1M | $41.5M | $67.8M | $50.4M |
| Key figures | ||||||||
| Total debt | $113.9M | $89.0M | $62.8M | $62.3M | $49.0M | $20.7M | $41.2M | $13,555 |
| Net cash (debt) | −$100.4M | −$64.3M | −$46.0M | −$49.8M | −$34.0M | −$14.3M | −$37.2M | $9.0M |
| Working capital | $10.1M | $22.6M | $14.8M | $10.8M | $9.4M | $5.2M | $3.6M | $8.6M |
| Tangible book value | $153.0M | $148.6M | $120.2M | $94.2M | $108.1M | $41.5M | $67.8M | $50.4M |
| Book value per share | $5.99 | $8.90 | $10.53 | $11.44 | $13.75 | — | — | — |
| Shares outstanding | 25.6M | 16.7M | 11.4M | 8.2M | 7.9M | — | — | — |
| Current ratio | 3.99 | 8.94 | 6.35 | 5.65 | 2.59 | 5.00 | 12.29 | 15.64 |
| Quick ratio | 4.12 | 8.94 | 6.35 | 5.65 | 2.59 | 5.00 | 12.29 | 15.61 |
| Debt / equity | 0.74 | 0.60 | 0.52 | 0.66 | 0.45 | 0.50 | 0.61 | 0.00 |
| Equity / assets | 56.5% | 61.7% | 64.6% | 59.2% | 65.4% | 65.2% | 99.5% | 98.6% |
| Jul '26 | Apr '26 | Jan '26 | Oct '25 | Jul '25 | Apr '25 | Jan '25 | Oct '24 | Jul '24 | Apr '24 | Jan '24 | Oct '23 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Assets | ||||||||||||
| Cash & short-term investments | $7.8M | $2.3M | $7.1M | $13.5M | $7.3M | $23.1M | $17.5M | $24.7M | $22.0M | $15.3M | $6.9M | $16.8M |
| Cash & equivalents | $7.8M | $2.3M | $7.1M | $13.5M | $7.3M | $23.1M | $17.5M | $24.7M | $22.0M | $15.3M | $6.9M | $16.8M |
| Receivables | $0 | $349,082 | $1.4M | $422,588 | $345,365 | $1.1M | $587,007 | $800,883 | $192,698 | $152,479 | $697,227 | $833,143 |
| Inventory | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 |
| Other current assets | $0 | $0 | $0 | $0 | $0 | $467,715 | $875,557 | $0 | $0 | $0 | $0 | $0 |
| Total current assets | $7.8M | $2.7M | $8.4M | $13.5M | $7.7M | $24.7M | $19.0M | $25.5M | $22.2M | $15.5M | $7.6M | $17.6M |
| Property, plant & equipment (net) | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 |
| Goodwill & intangible assets | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 |
| Long-term investments | $0 | $197.4M | $0 | $256.5M | $0 | $252.2M | $0 | $214.9M | $0 | $164.6M | $0 | $168.1M |
| Other non-current assets | $181.8M | $325,198 | $236.3M | $778,194 | $279.7M | $369,974 | $238.0M | $426,222 | $161.8M | $295,107 | $177.9M | $221,190 |
| Total assets | $189.6M | $200.4M | $244.7M | $270.8M | $287.4M | $277.3M | $257.0M | $240.8M | $184.0M | $180.4M | $185.5M | $185.9M |
| Liabilities | ||||||||||||
| Accounts payable | — | — | — | — | — | — | — | — | — | $152,479 | — | $833,143 |
| Short-term debt | — | — | — | $26.0M | — | — | — | — | — | — | — | — |
| Total current liabilities | — | $2.5M | — | $3.4M | $3.4M | $3.0M | $3.2M | $2.9M | $2.4M | $2.3M | $2.6M | $2.8M |
| Long-term debt | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 |
| Other long-term liabilities | $91.6M | $88.9M | $118.0M | $114.4M | $114.0M | $114.0M | $89.5M | $92.2M | $60.6M | $62.8M | $60.3M | $62.8M |
| Total liabilities | $91.6M | $91.3M | $118.0M | $117.8M | $117.4M | $117.0M | $92.7M | $92.2M | $63.0M | $62.8M | $62.9M | $65.7M |
| Shareholders' equity | ||||||||||||
| Common stock & paid-in capital | $29,492 | $29,314 | $29,088 | $28,026 | $27,716 | $25,966 | $23,455 | $20,701 | $16,719 | $16,023 | $15,948 | $15,917 |
| Retained earnings (deficit) | −$127.1M | −$115.6M | −$97.3M | −$65.8M | −$71.8M | −$70.3M | −$49.0M | −$45.2M | −$47.9M | −$46.2M | −$40.7M | −$42.9M |
| Accumulated other comprehensive income | — | — | — | — | — | — | $0 | — | $0 | $0 | $0 | $0 |
| Total shareholders' equity | $98.0M | $109.0M | $126.8M | $153.0M | $170.0M | $160.3M | $164.2M | $148.6M | $121.0M | $117.6M | $122.5M | $120.2M |
| Key figures | ||||||||||||
| Total debt | $88.5M | $88.3M | $114.1M | $113.9M | $113.7M | $113.5M | $89.1M | $89.0M | $60.1M | $60.0M | $59.9M | $62.8M |
| Net cash (debt) | −$80.7M | −$86.0M | −$107.0M | −$100.4M | −$106.4M | −$90.4M | −$71.6M | −$64.3M | −$38.1M | −$44.7M | −$53.0M | −$46.0M |
| Working capital | — | $230,450 | — | $10.1M | $4.3M | $21.7M | $15.8M | $22.6M | $19.8M | $13.1M | $4.9M | $14.8M |
| Tangible book value | $98.0M | $109.0M | $126.8M | $153.0M | $170.0M | $160.3M | $164.2M | $148.6M | $121.0M | $117.6M | $122.5M | $120.2M |
| Book value per share | $3.34 | $3.73 | $4.49 | $5.50 | $6.26 | $6.38 | $7.47 | $7.96 | $7.46 | $7.36 | $7.70 | $7.55 |
| Shares outstanding | 29.4M | 29.2M | 28.2M | 27.8M | 27.2M | 25.1M | 22.0M | 18.7M | 16.2M | 16.0M | 15.9M | 15.9M |
| Current ratio | — | 1.09 | — | 3.99 | 2.24 | 8.25 | 5.93 | 8.94 | 9.36 | 6.59 | 2.86 | 6.35 |
| Quick ratio | — | 1.09 | — | 4.12 | 2.24 | 8.09 | 5.65 | 8.94 | 9.36 | 6.59 | 2.86 | 6.35 |
| Debt / equity | 0.90 | 0.81 | 0.90 | 0.74 | 0.67 | 0.71 | 0.54 | 0.60 | 0.50 | 0.51 | 0.49 | 0.52 |
| Equity / assets | 51.7% | 54.4% | 51.8% | 56.5% | 59.2% | 57.8% | 63.9% | 61.7% | 65.8% | 65.2% | 66.1% | 64.6% |
Quarterly columns are labeled by the month the quarter ended. Figures in U.S. dollars as reported (latest annual report filed October 31, 2025); data from EODHD.
OCCI financial position
At the end of fiscal 2025 (October 31, 2025), OFS Credit had total assets of $270.8 million (up 12.5% from a year earlier), total liabilities of $117.8 million and shareholders' equity of $153.0 million. It held $13.5 million in cash and short-term investments against $113.9 million of debt, net debt of $100.4 million. Its current ratio was 3.99. In the latest quarter (ended July 31, 2026) total assets were $189.6 million and equity $98.0 million.
Related: OCCI income statement, OCCI cash flow statement, OCCI key metrics. See the OCCI stock overview for the latest quote and news.
OCCI balance sheet FAQ
What are OFS Credit's total assets?
OFS Credit reported total assets of $270.8 million at the end of fiscal 2025 (October 31, 2025), compared with $240.8 million a year earlier.
How much debt does OFS Credit have?
OFS Credit had $113.9 million of total debt at the end of fiscal 2025, including short-term borrowings. Its debt-to-equity ratio was 0.74.
How much cash does OFS Credit have?
OFS Credit held $13.5 million in cash and short-term investments at the end of fiscal 2025; with $113.9 million of debt that is net debt of $100.4 million.
What is OFS Credit's book value?
OFS Credit's shareholders' equity (book value) was $153.0 million at the end of fiscal 2025, or $5.99 per share.
What is OFS Credit's current ratio?
OFS Credit had current assets of $13.5 million and current liabilities of $3.4 million, a current ratio of 3.99 (it can cover its short-term obligations).