Kearny Financial Corp. (KRNY) Key Metrics
KRNY valuation today
Trailing 12 months · as of October 18, 2026- Market cap
- $566.7M
- Enterprise value
- $1.60B
- P/E (TTM)
- 15.7 10-yr median 15.6
- Forward P/E
- 11.5
- PEG ratio
- 15.99
- Price / sales
- 3.2 10-yr median 3.0
- Price / book
- 0.8 10-yr median 0.8
- EV / EBITDA
- — 10-yr median 13.2
- Dividend yield
- 4.91% $0.44 a year
- Beta
- 0.62
KRNY key metrics, FY2017–FY2026
Fiscal year ended June 30, 2026 · U.S. dollarsKRNY valuation Price multiples at each fiscal year-end price.
KRNY returns How much profit the business earns on the capital it uses.
KRNY per-share figures Results divided by the shares outstanding at year-end.
KRNY financial health Debt, liquidity and how easily interest is covered.
KRNY efficiency & capital use Working capital cycle and where the cash goes.
KRNY valuation history
KRNY returns on capital
Net income (ROE, ROA) or after-tax operating income (ROIC) divided by the average of the opening and closing balance.
KRNY debt vs cash
Debt includes short- and long-term borrowings and, where reported, lease liabilities.
KRNY cash returned to shareholders
KRNY price vs earnings per share
KRNY key metrics
FY2017–FY2026| FY2026 | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 | FY2020 | FY2019 | FY2018 | FY2017 | |
|---|---|---|---|---|---|---|---|---|---|---|
| Valuation | ||||||||||
| Market capitalization | $598.1M | $405.1M | $384.0M | $456.9M | $788.1M | $984.6M | $684.4M | $1.21B | $1.11B | $1.26B |
| Enterprise value | $668.9M | $481.4M | $857.1M | $665.4M | $243.7M | −$74.3M | $290.9M | $1.78B | $1.46B | $1.37B |
| P/E ratio | 16.5 | 15.5 | — | 11.2 | 11.7 | 15.6 | 15.2 | 28.7 | 56.7 | 67.6 |
| Price / sales | 1.7 | 1.2 | 1.2 | 2.6 | 3.3 | 3.8 | 2.7 | 4.8 | 6.0 | 8.4 |
| Price / book | 0.8 | 0.5 | 0.5 | 0.5 | 0.9 | 0.9 | 0.6 | 1.1 | 0.9 | 1.2 |
| Price / free cash flow | 17.4 | 18.9 | 9.0 | 6.7 | 10.1 | 14.1 | 49.4 | 36.8 | 30.2 | 36.4 |
| Price / operating cash flow | 16.2 | 16.4 | 8.7 | 6.6 | 9.7 | 13.1 | 34.5 | 31.0 | 24.6 | 32.6 |
| EV / sales | 1.9 | 1.4 | 2.6 | 3.7 | 1.0 | -0.3 | 1.1 | 7.1 | 7.9 | 9.1 |
| EV / EBITDA | 12.9 | 13.4 | — | 11.3 | 2.5 | — | 4.6 | 28.9 | 38.7 | 45.1 |
| EV / free cash flow | 19.4 | 22.5 | 20.1 | 9.8 | 3.1 | — | 21.0 | 54.1 | 39.5 | 39.8 |
| Earnings yield | 6.1% | 6.4% | −22.6% | 8.9% | 8.6% | 6.4% | 6.6% | 3.5% | 1.8% | 1.5% |
| Free cash flow yield | 5.8% | 5.3% | 11.1% | 14.9% | 9.9% | 7.1% | 2.0% | 2.7% | 3.3% | 2.7% |
| Dividend yield | 4.7% | 6.8% | 7.2% | 6.2% | 3.9% | 2.9% | 3.5% | 2.9% | 1.8% | 0.7% |
| Shareholder yield (dividends + buybacks) | 4.7% | 6.9% | 10.2% | 12.4% | 20.5% | 15.1% | 13.9% | 14.7% | 14.8% | 10.7% |
| Share price at fiscal year-end | $9.46 | $6.46 | $6.15 | $7.05 | $11.11 | $11.95 | $8.18 | $13.29 | $13.45 | $14.85 |
| Per share | ||||||||||
| Revenue per share | $5.49 | $5.48 | $5.23 | $2.76 | $3.39 | $3.11 | $3.02 | $2.75 | $2.23 | $1.78 |
| Earnings per share | $0.57 | $0.42 | −$1.39 | $0.63 | $0.95 | $0.77 | $0.54 | $0.46 | $0.24 | $0.22 |
| Operating cash flow per share | $0.58 | $0.39 | $0.70 | $1.07 | $1.15 | $0.92 | $0.24 | $0.43 | $0.55 | $0.46 |
| Free cash flow per share | $0.54 | $0.34 | $0.68 | $1.05 | $1.11 | $0.85 | $0.17 | $0.36 | $0.45 | $0.41 |
| Cash per share | $17.07 | $18.82 | $18.20 | $20.03 | $20.38 | $21.18 | $18.73 | $8.27 | $10.33 | $8.17 |
| Book value per share | $12.13 | $11.89 | $12.07 | $13.41 | $12.60 | $12.66 | $12.96 | $12.37 | $15.35 | $12.49 |
| Tangible book value per share | $10.32 | $10.06 | $10.22 | $10.12 | $9.59 | $10.05 | $10.39 | $10.00 | $12.72 | $11.20 |
| Dividends per share | $0.44 | $0.44 | $0.44 | $0.44 | $0.43 | $0.35 | $0.29 | $0.38 | $0.25 | $0.10 |
| Capex per share | $0.04 | $0.05 | $0.02 | $0.02 | $0.04 | $0.07 | $0.07 | $0.07 | $0.10 | $0.05 |
| Debt per share | $18.19 | $20.03 | $25.78 | $23.25 | $12.71 | $8.32 | $14.02 | $14.51 | $14.50 | $9.52 |
| Shares outstanding | 63.2M | 62.7M | 62.4M | 64.8M | 70.9M | 82.4M | 83.7M | 91.1M | 82.6M | 84.7M |
| Change in shares outstanding | +0.8% | +0.4% | −3.6% | −8.6% | −13.9% | −1.5% | −8.2% | +10.2% | −2.4% | −5.5% |
| Returns & profitability | ||||||||||
| Return on equity (ROE) | 4.8% | 3.5% | −10.7% | 4.6% | 7.0% | 5.9% | 4.1% | 3.5% | 1.7% | 1.7% |
| Return on invested capital (ROIC) | 4.4% | 2.5% | −5.5% | 5.7% | 40.5% | — | 3.8% | 2.5% | 1.4% | 1.6% |
| Return on assets (ROA) | 0.5% | 0.3% | −1.1% | 0.5% | 0.9% | 0.9% | 0.7% | 0.6% | 0.3% | 0.4% |
| Return on tangible assets | 0.5% | 0.3% | −1.1% | 0.5% | 0.9% | 0.9% | 0.7% | 0.7% | 0.3% | 0.4% |
| Free cash flow margin | 9.9% | 6.2% | 13.0% | 38.2% | 32.6% | 27.3% | 5.5% | 13.1% | 19.9% | 22.9% |
| Income quality (OCF / net income) | 1.02 | 0.95 | — | 1.70 | 1.20 | 1.19 | 0.44 | 0.93 | 2.30 | 2.07 |
| Financial health | ||||||||||
| Total debt | $1.15B | $1.26B | $1.61B | $1.51B | $901.3M | $685.9M | $1.17B | $1.32B | $1.20B | $806.2M |
| Cash & short-term investments | $1.08B | $1.18B | $1.14B | $1.30B | $1.45B | $1.74B | $1.57B | $753.2M | $853.9M | $692.0M |
| Net debt | $70.8M | $76.3M | $473.1M | $208.6M | −$544.4M | −$1.06B | −$393.5M | $568.8M | $344.7M | $114.2M |
| Debt / equity | 1.50 | 1.68 | 2.14 | 1.73 | 1.01 | 0.66 | 1.08 | 1.17 | 0.94 | 0.76 |
| Debt / assets | 0.15 | 0.16 | 0.21 | 0.19 | 0.12 | 0.09 | 0.17 | 0.20 | 0.18 | 0.17 |
| Net debt / EBITDA | 1.37 | 2.13 | — | 3.55 | −5.50 | −11.59 | −6.24 | 9.24 | 9.17 | 3.76 |
| Current ratio | 1.21 | 1.20 | 0.22 | 0.23 | 0.24 | 0.32 | 0.36 | 0.19 | 0.21 | 0.24 |
| Quick ratio | 1.21 | 1.20 | 1.30 | 0.25 | 0.24 | 0.34 | 0.40 | 0.20 | 0.21 | 0.24 |
| Interest coverage | 0.3 | 0.2 | -0.4 | 0.4 | 3.1 | 1.7 | 0.7 | 0.7 | 0.7 | 0.8 |
| Working capital | $1.21B | $1.15B | −$4.17B | −$4.53B | −$4.65B | −$3.72B | −$2.85B | −$3.38B | −$3.20B | −$2.23B |
| Invested capital | $837.5M | $822.2M | $1.23B | $1.08B | $349.6M | −$15.9M | $690.7M | $1.70B | $1.61B | $1.17B |
| Tangible asset value | $652.2M | $631.0M | $638.1M | $655.9M | $680.1M | $828.3M | $869.3M | $911.1M | $1.05B | $948.3M |
| Net current asset value | $21.4M | −$19.4M | −$5.76B | −$5.87B | −$5.36B | −$4.48B | −$4.09B | −$4.74B | −$4.44B | −$3.06B |
| Graham number | $12.51 | $10.55 | — | $13.79 | $16.43 | $14.78 | $12.52 | $11.35 | $9.05 | $7.86 |
| Graham net-net per share | −$22.83 | −$23.41 | −$138.71 | −$91.54 | −$75.78 | −$54.92 | −$50.12 | −$52.35 | −$53.76 | −$36.13 |
| Capital allocation | ||||||||||
| Dividends paid | $27.8M | $27.6M | $27.6M | $28.5M | $30.7M | $28.6M | $24.1M | $34.7M | $20.6M | $8.3M |
| Share buybacks (net) | $424,000 | $362,000 | $11.7M | $28.0M | $130.5M | $119.8M | $70.9M | $142.7M | $144.0M | $126.0M |
| Dividend payout ratio | 76.8% | 106.0% | — | 69.8% | 45.4% | 45.3% | 53.6% | 82.5% | 104.9% | 44.5% |
| Dividends + buybacks / free cash flow | 82.1% | 130.9% | 92.2% | 82.9% | 205.6% | 212.2% | 685.3% | 539.9% | 446.8% | 389.3% |
| Capex / revenue | 0.7% | 1.0% | 0.4% | 0.8% | 1.2% | 2.1% | 2.4% | 2.4% | 4.5% | 2.7% |
| Capex / operating cash flow | 6.7% | 13.7% | 3.1% | 1.9% | 3.6% | 7.2% | 30.1% | 15.7% | 18.3% | 10.5% |
| Capex / depreciation | 0.55 | 0.69 | 0.26 | 0.22 | 0.44 | 0.80 | 1.03 | 1.12 | 2.30 | 1.35 |
| Stock-based compensation / revenue | 1.1% | 0.9% | 1.2% | 2.7% | 2.6% | 3.0% | 3.3% | 3.5% | 5.0% | 4.5% |
| SG&A / revenue | 24.2% | 23.3% | 23.9% | 46.0% | 34.5% | 29.6% | 27.0% | 28.3% | 33.0% | 35.6% |
| Efficiency | ||||||||||
| Days sales outstanding | 6,126.1 | 3,094.2 | 32.2 | 49.7 | 30.3 | 26.2 | 26.5 | 27.5 | 30.6 | 28.8 |
| Days of inventory on hand | — | — | -5,586.7 | -200.3 | -888.7 | -1,070.8 | -532.3 | -122.8 | 8.1 | 10.7 |
| Days payables outstanding | — | — | — | 2,936.0 | 14,765.7 | 37,135.1 | 17,779.1 | 17,532.6 | 24,186.5 | 23,862.5 |
| Cash conversion cycle (days) | — | — | — | -3,086.6 | -15,624.1 | -38,179.7 | -18,284.9 | -17,627.8 | -24,147.7 | -23,823.1 |
| Receivables turnover | 0.06 | 0.12 | 11.34 | 7.35 | 12.06 | 13.94 | 13.77 | 13.25 | 11.91 | 12.69 |
| Payables turnover | — | — | — | 0.12 | 0.02 | 0.01 | 0.02 | 0.02 | 0.02 | 0.02 |
| Inventory turnover | — | — | — | — | — | — | — | — | 44.84 | 34.09 |
| Asset turnover | 0.05 | 0.04 | 0.04 | 0.02 | 0.03 | 0.04 | 0.04 | 0.04 | 0.03 | 0.03 |
| Average receivables | $5.83B | $2.91B | $28.8M | $24.3M | $19.9M | $18.4M | $18.4M | $18.9M | $15.5M | $11.9M |
| Average payables | — | — | — | $968.0M | $896.1M | $4.96B | $4.29B | $4.11B | $3.50B | $2.74B |
| Average inventory | — | — | −$2.95B | −$66.0M | −$53.9M | −$143.0M | −$128.4M | −$28.8M | $1.2M | $1.2M |
| Intangibles / total assets | 1.5% | 1.5% | 1.5% | 2.6% | 2.8% | 2.9% | 3.2% | 3.3% | 3.3% | 2.3% |
Computed from KRNY's annual financial statements (latest annual report filed August 21, 2026) and the closing share price on each fiscal year-end, adjusted for stock splits. Figures in U.S. dollars; data from EODHD. Averages use the opening and closing balance of each year.
KRNY valuation and financial ratios
At the end of fiscal 2026 (June 30, 2026), Kearny Financial traded at 16.5 times earnings, against a 10-year median of 15.6. Based on the latest twelve months, the trailing P/E is 15.7 and the forward P/E is 11.5. Kearny Financial earned a return on equity of 4.8% and a return on invested capital of 4.4% in fiscal 2026. It ended the year with $1.1 billion of debt and $1.1 billion in cash and short-term investments, net debt of $70.8 million. It returned $28.3 million to shareholders: $27.8 million in dividends and $0.4 million in share buybacks, 82% of free cash flow. The share count fell 25.3% from 84.7M to 63.2M over 9 years.
See the KRNY income statement, the KRNY chart for price history, or the KRNY stock overview for the latest quote and news.
KRNY key metrics FAQ
What is Kearny Financial's P/E ratio?
Kearny Financial's trailing P/E ratio is 15.7 based on the last twelve months of earnings (as of October 18, 2026), and its forward P/E is 11.5. At the end of fiscal 2026 it was 16.5, compared with a 10-year median of 15.6.
What is Kearny Financial's EV/EBITDA?
Kearny Financial's enterprise value was 12.9 times EBITDA at the end of fiscal 2026 (enterprise value $668.9 million, EBITDA $51.9 million).
What is Kearny Financial's return on equity?
Kearny Financial's return on equity (ROE) was 4.8% in fiscal 2026: net income of $36.3 million on average shareholders' equity of $756.3 million.
What is Kearny Financial's ROIC?
Kearny Financial's return on invested capital was 4.4% in fiscal 2026, using after-tax operating income divided by average debt plus equity minus cash.
How much debt does Kearny Financial have?
Kearny Financial had total debt of $1.1 billion at the end of fiscal 2026, a debt-to-equity ratio of 1.50 and $70.8 million of net debt (1.37 times EBITDA).
What is Kearny Financial's dividend yield?
Kearny Financial's forward dividend yield is 4.91%. Kearny Financial paid $27.8 million in dividends in fiscal 2026 ($0.44 per share), a payout ratio of 76.8%.
Does Kearny Financial buy back its shares?
Yes. Kearny Financial spent $0.4 million on net share repurchases in fiscal 2026 Shares outstanding changed +0.8% over the year, to 63.2M..
What is Kearny Financial's free cash flow yield?
Kearny Financial generated $34.4 million of free cash flow in fiscal 2026, a free cash flow yield of 5.8% on its market value at year-end ($598.1 million).
What is Kearny Financial's current ratio?
Kearny Financial's current ratio was 1.21 at the end of fiscal 2026: current assets were 1.21 times current liabilities.