Citigroup Inc. (C) Key Metrics
C valuation today
Trailing 12 months · as of October 18, 2026- Market cap
- $208.44B
- Enterprise value
- −$357.67B
- P/E (TTM)
- 12.1 10-yr median 10.6
- Forward P/E
- 10.2
- PEG ratio
- 0.60
- Price / sales
- 2.5 10-yr median 1.4
- Price / book
- 1.2 10-yr median 0.7
- EV / EBITDA
- — 10-yr median 4.3
- Dividend yield
- 2.16% $2.68 a year
- Beta
- 1.11
C key metrics, 2016–2025
Fiscal year ended December 31, 2025 · U.S. dollarsC valuation Price multiples at each fiscal year-end price.
C returns How much profit the business earns on the capital it uses.
C per-share figures Results divided by the shares outstanding at year-end.
C financial health Debt, liquidity and how easily interest is covered.
C efficiency & capital use Working capital cycle and where the cash goes.
C valuation history
C returns on capital
Net income (ROE, ROA) or after-tax operating income (ROIC) divided by the average of the opening and closing balance.
C debt vs cash
Debt includes short- and long-term borrowings and, where reported, lease liabilities.
C cash returned to shareholders
C price vs earnings per share
C key metrics
2016–2025| 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
|---|---|---|---|---|---|---|---|---|---|---|
| Valuation | ||||||||||
| Market capitalization | $217.35B | $133.84B | $100.61B | $88.85B | $123.76B | $129.42B | $180.97B | $129.88B | $200.80B | $171.65B |
| Enterprise value | $257.71B | $226.38B | $196.79B | $29.22B | $56.07B | −$46.05B | $120.49B | $71.58B | $144.07B | $95.90B |
| P/E ratio | 15.2 | 10.6 | 10.9 | 6.0 | 5.6 | 11.7 | 9.3 | 7.2 | — | 11.5 |
| Price / sales | 1.3 | 0.8 | 0.6 | 0.9 | 1.5 | 1.5 | 1.7 | 1.3 | 2.3 | 2.1 |
| Price / book | 1.0 | 0.6 | 0.5 | 0.4 | 0.6 | 0.6 | 0.9 | 0.7 | 1.0 | 0.8 |
| Price / free cash flow | — | — | — | 4.6 | 2.2 | — | — | 3.9 | — | 3.4 |
| Price / operating cash flow | — | — | — | 3.5 | 2.0 | — | — | 3.5 | — | 3.2 |
| EV / sales | 1.5 | 1.3 | 1.3 | 0.3 | 0.7 | -0.5 | 1.2 | 0.7 | 1.6 | 1.2 |
| EV / EBITDA | 10.6 | 10.6 | 11.3 | 1.3 | 1.8 | — | 4.3 | 2.6 | 5.5 | 3.8 |
| EV / free cash flow | — | — | — | 1.5 | 1.0 | — | — | 2.2 | — | 1.9 |
| Earnings yield | 6.6% | 9.5% | 9.2% | 16.7% | 17.7% | 8.5% | 10.7% | 13.9% | −3.4% | 8.7% |
| Free cash flow yield | −34.1% | −19.6% | −79.5% | 21.9% | 46.2% | −18.6% | −10.0% | 25.5% | −6.0% | 29.8% |
| Dividend yield | 2.5% | 3.9% | 5.2% | 5.6% | 4.2% | 4.1% | 3.0% | 3.9% | 1.9% | 1.3% |
| Shareholder yield (dividends + buybacks) | 10.9% | 9.5% | 11.3% | 9.7% | 10.6% | 6.7% | 12.9% | 15.6% | 9.1% | 6.7% |
| Share price at fiscal year-end | $116.69 | $70.39 | $51.44 | $45.23 | $60.39 | $61.66 | $79.89 | $52.06 | $74.41 | $59.43 |
| Per share | ||||||||||
| Revenue per share | $90.35 | $89.78 | $79.45 | $51.02 | $38.97 | $42.32 | $45.67 | $38.93 | $32.97 | $28.84 |
| Earnings per share | $7.68 | $6.67 | $4.72 | $7.56 | $10.71 | $5.26 | $8.56 | $7.23 | −$2.52 | $5.16 |
| Operating cash flow per share | −$36.31 | −$10.34 | −$37.54 | $12.76 | $29.89 | −$9.82 | −$5.67 | $14.81 | −$3.25 | $18.67 |
| Free cash flow per share | −$39.81 | −$13.76 | −$40.90 | $9.90 | $27.88 | −$11.47 | −$8.02 | $13.30 | −$4.50 | $17.72 |
| Cash per share | $362.63 | $261.92 | $258.72 | $295.66 | $264.14 | $307.15 | $209.33 | $187.13 | $171.18 | $156.38 |
| Book value per share | $113.98 | $109.71 | $105.05 | $102.42 | $98.55 | $95.53 | $85.62 | $78.99 | $74.95 | $78.30 |
| Tangible book value per share | $101.42 | $97.19 | $92.51 | $90.14 | $85.97 | $82.71 | $73.72 | $68.06 | $64.80 | $68.49 |
| Dividends per share | $2.88 | $2.73 | $2.66 | $2.55 | $2.54 | $2.55 | $2.40 | $2.01 | $1.41 | $0.79 |
| Capex per share | $3.50 | $3.42 | $3.37 | $2.87 | $2.01 | $1.64 | $2.36 | $1.51 | $1.25 | $0.95 |
| Debt per share | $384.30 | $310.59 | $307.90 | $265.31 | $231.11 | $223.55 | $182.63 | $163.76 | $150.16 | $130.15 |
| Shares outstanding | 1.86B | 1.90B | 1.96B | 1.96B | 2.05B | 2.10B | 2.27B | 2.49B | 2.70B | 2.89B |
| Change in shares outstanding | −2.0% | −2.8% | −0.4% | −4.2% | −2.4% | −7.3% | −9.2% | −7.5% | −6.6% | −4.0% |
| Returns & profitability | ||||||||||
| Return on equity (ROE) | 6.8% | 6.1% | 4.5% | 7.4% | 10.9% | 5.6% | 9.9% | 9.0% | −3.2% | 6.6% |
| Return on invested capital (ROIC) | 5.2% | 4.3% | 4.2% | 11.0% | 27.6% | 14.0% | 14.3% | 12.7% | 7.7% | 10.3% |
| Return on assets (ROA) | 0.6% | 0.5% | 0.4% | 0.6% | 1.0% | 0.5% | 1.0% | 1.0% | −0.4% | 0.8% |
| Return on tangible assets | 0.5% | 0.5% | 0.4% | 0.6% | 1.0% | 0.5% | 1.0% | 1.0% | −0.4% | 0.8% |
| Free cash flow margin | −44.1% | −15.3% | −51.5% | 19.4% | 71.5% | −27.1% | −17.6% | 34.2% | −13.6% | 61.4% |
| Income quality (OCF / net income) | −4.73 | −1.55 | −7.96 | 1.69 | 2.79 | −1.87 | −0.66 | 2.05 | — | 3.62 |
| Financial health | ||||||||||
| Total debt | $715.80B | $590.56B | $602.18B | $521.15B | $473.63B | $469.23B | $413.70B | $408.56B | $405.21B | $375.92B |
| Cash & short-term investments | $675.44B | $498.02B | $506.00B | $580.77B | $541.33B | $644.70B | $474.18B | $466.85B | $461.94B | $451.68B |
| Net debt | $40.36B | $92.54B | $96.18B | −$59.62B | −$67.70B | −$175.47B | −$60.48B | −$58.30B | −$56.73B | −$75.75B |
| Debt / equity | 3.37 | 2.83 | 2.93 | 2.59 | 2.35 | 2.34 | 2.13 | 2.07 | 2.00 | 1.66 |
| Debt / assets | 0.27 | 0.25 | 0.25 | 0.22 | 0.21 | 0.21 | 0.21 | 0.21 | 0.22 | 0.21 |
| Net debt / EBITDA | 1.67 | 4.33 | 5.51 | −2.58 | −2.15 | −9.99 | −2.18 | −2.14 | −2.15 | −3.01 |
| Current ratio | 0.48 | 0.31 | 0.30 | 0.34 | 0.34 | 8.62 | 5.49 | 5.20 | 12.36 | 16.44 |
| Quick ratio | 0.48 | 0.31 | 0.93 | 0.97 | 0.92 | 21.42 | 13.62 | 12.93 | 29.65 | 39.22 |
| Interest coverage | 0.2 | 0.2 | 0.2 | 0.7 | 3.4 | 1.0 | 0.8 | 1.0 | 1.4 | 1.7 |
| Working capital | −$792.17B | −$1.24T | −$1.28T | −$1.22T | −$1.16T | $609.51B | $420.39B | $406.97B | $461.42B | $453.07B |
| Invested capital | $252.65B | $301.14B | $301.64B | $141.56B | $134.28B | $25.05B | $133.47B | $138.78B | $145.54B | $150.39B |
| Tangible asset value | $190.44B | $185.57B | $181.73B | $177.72B | $176.88B | $173.61B | $167.00B | $169.81B | $174.86B | $197.81B |
| Net current asset value | −$1.71T | −$1.59T | −$1.65T | −$1.58T | −$1.49T | −$1.37T | −$1.24T | −$1.22T | −$1.14T | −$1.08T |
| Graham number | $140.34 | $128.31 | $105.60 | $131.97 | $154.12 | $106.36 | $128.45 | $113.38 | — | $95.37 |
| Graham net-net per share | −$923.94 | −$845.28 | −$1,141.83 | −$1,108.18 | −$986.40 | −$902.15 | −$721.22 | −$641.82 | −$556.37 | −$494.00 |
| Capital allocation | ||||||||||
| Dividends paid | $5.37B | $5.20B | $5.21B | $5.00B | $5.20B | $5.35B | $5.45B | $5.02B | $3.80B | $2.29B |
| Share buybacks (net) | $18.25B | $7.52B | $6.12B | $3.59B | $7.94B | $3.34B | $17.93B | $15.23B | $14.54B | $9.29B |
| Dividend payout ratio | 37.6% | 41.0% | 56.5% | 33.7% | 23.7% | 48.4% | 28.1% | 27.8% | — | 15.3% |
| Dividends + buybacks / free cash flow | — | — | — | 44.2% | 23.0% | — | — | 61.0% | — | 22.6% |
| Capex / revenue | 3.9% | 3.8% | 4.2% | 5.6% | 5.2% | 3.9% | 5.2% | 3.9% | 3.8% | 3.3% |
| Capex / operating cash flow | — | — | — | 22.5% | 6.7% | — | — | 10.2% | — | 5.1% |
| Capex / depreciation | 1.49 | 1.51 | 1.44 | 1.32 | 1.04 | 0.88 | 1.37 | 1.01 | 0.92 | 0.74 |
| Stock-based compensation / revenue | — | — | 1.2% | 1.8% | −4.6% | 17.8% | 6.6% | 1.4% | 1.8% | 1.8% |
| R&D / revenue | 1.4% | — | — | — | — | — | — | — | — | — |
| SG&A / revenue | 18.3% | 17.4% | 19.8% | 28.2% | 33.5% | 26.5% | 22.3% | 23.5% | 25.7% | 27.4% |
| Efficiency | ||||||||||
| Days sales outstanding | 123.4 | 112.6 | 127.7 | 199.1 | 227.6 | 173.9 | 132.9 | 138.7 | 138.0 | 123.9 |
| Days of inventory on hand | — | — | -4,831.1 | -13,000.1 | -91,682.1 | -10,610.0 | -7,511.4 | -8,347.4 | -10,486.7 | -6,322.2 |
| Days payables outstanding | 276.8 | 238.5 | 277.0 | 772.8 | 4,993.7 | 588.8 | 562.9 | 724.1 | 906.3 | 1,049.0 |
| Cash conversion cycle (days) | -153.4 | -125.9 | -4,980.3 | -13,573.8 | -96,448.2 | -11,024.8 | -7,941.4 | -8,932.8 | -11,255.1 | -7,247.2 |
| Receivables turnover | 2.96 | 3.24 | 2.86 | 1.83 | 1.60 | 2.10 | 2.75 | 2.63 | 2.64 | 2.95 |
| Payables turnover | 1.32 | 1.53 | 1.32 | 0.47 | 0.07 | 0.62 | 0.65 | 0.50 | 0.40 | 0.35 |
| Asset turnover | 0.07 | 0.07 | 0.06 | 0.04 | 0.04 | 0.04 | 0.05 | 0.05 | 0.05 | 0.05 |
| Average receivables | $56.90B | $52.65B | $54.37B | $54.67B | $49.80B | $42.33B | $37.65B | $36.92B | $33.64B | $28.29B |
| Average payables | $70.72B | $65.07B | $66.38B | $65.32B | $55.96B | $49.54B | $56.59B | $62.96B | $59.25B | $55.44B |
| Average inventory | — | — | −$1.16T | −$1.10T | −$1.03T | −$892.78B | −$755.09B | −$725.73B | −$685.52B | −$334.12B |
| Intangibles / total assets | 0.9% | 1.0% | 1.0% | 1.0% | 1.1% | 1.2% | 1.4% | 1.4% | 1.5% | 1.6% |
Computed from C's annual financial statements (latest annual report filed February 20, 2026) and the closing share price on each fiscal year-end, adjusted for stock splits. Figures in U.S. dollars; data from EODHD. Averages use the opening and closing balance of each year.
C valuation and financial ratios
At the end of fiscal 2025 (December 31, 2025), Citigroup traded at 15.2 times earnings, against a 10-year median of 10.6. Based on the latest twelve months, the trailing P/E is 12.1 and the forward P/E is 10.2. Citigroup earned a return on equity of 6.8% and a return on invested capital of 5.2% in fiscal 2025. It ended the year with $715.8 billion of debt and $675.4 billion in cash and short-term investments, net debt of $40.4 billion. It returned $23.6 billion to shareholders: $5.4 billion in dividends and $18.2 billion in share buybacks. The share count fell 35.5% from 2.89B to 1.86B over 9 years.
See the C income statement, the C chart for price history, or the C stock overview for the latest quote and news.
C key metrics FAQ
What is Citigroup's P/E ratio?
Citigroup's trailing P/E ratio is 12.1 based on the last twelve months of earnings (as of October 18, 2026), and its forward P/E is 10.2. At the end of fiscal 2025 it was 15.2, compared with a 10-year median of 10.6.
What is Citigroup's EV/EBITDA?
Citigroup's enterprise value was 10.6 times EBITDA at the end of fiscal 2025 (enterprise value $257.7 billion, EBITDA $24.2 billion).
What is Citigroup's return on equity?
Citigroup's return on equity (ROE) was 6.8% in fiscal 2025: net income of $14.3 billion on average shareholders' equity of $210.4 billion.
What is Citigroup's ROIC?
Citigroup's return on invested capital was 5.2% in fiscal 2025, using after-tax operating income divided by average debt plus equity minus cash.
How much debt does Citigroup have?
Citigroup had total debt of $715.8 billion at the end of fiscal 2025, a debt-to-equity ratio of 3.37 and $40.4 billion of net debt (1.67 times EBITDA).
What is Citigroup's dividend yield?
Citigroup's forward dividend yield is 2.16%. Citigroup paid $5.4 billion in dividends in fiscal 2025 ($2.88 per share), a payout ratio of 37.6%.
Does Citigroup buy back its shares?
Yes. Citigroup spent $18.2 billion on net share repurchases in fiscal 2025 Shares outstanding changed −2.0% over the year, to 1.86B..
What is Citigroup's free cash flow yield?
Citigroup generated -$74.2 billion of free cash flow in fiscal 2025, a free cash flow yield of −34.1% on its market value at year-end ($217.3 billion).
What is Citigroup's current ratio?
Citigroup's current ratio was 0.48 at the end of fiscal 2025: current assets were 0.48 times current liabilities.