Blue Ridge Bankshares, Inc. (BRBS) Key Metrics
BRBS valuation today
Trailing 12 months · as of October 18, 2026- Market cap
- $357.0M
- Enterprise value
- $459.9M
- P/E (TTM)
- 44.2
- Forward P/E
- —
- PEG ratio
- —
- Price / sales
- 4.3 10-yr median 1.2
- Price / book
- 1.2 10-yr median 0.7
- EV / EBITDA
- —
- Dividend yield
- 60.30% $2.40 a year
- Beta
- 0.57
BRBS key metrics, 2016–2025
Fiscal year ended December 31, 2025 · U.S. dollarsBRBS valuation Price multiples at each fiscal year-end price.
BRBS returns How much profit the business earns on the capital it uses.
BRBS per-share figures Results divided by the shares outstanding at year-end.
BRBS financial health Debt, liquidity and how easily interest is covered.
BRBS efficiency & capital use Working capital cycle and where the cash goes.
BRBS valuation history
BRBS returns on capital
Net income (ROE, ROA) or after-tax operating income (ROIC) divided by the average of the opening and closing balance.
BRBS debt vs cash
Debt includes short- and long-term borrowings and, where reported, lease liabilities.
BRBS cash returned to shareholders
BRBS price vs earnings per share
BRBS key metrics
2016–2025| 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
|---|---|---|---|---|---|---|---|---|---|---|
| Valuation | ||||||||||
| Market capitalization | $453.0M | $158.2M | $57.4M | $237.2M | — | — | — | — | — | — |
| Enterprise value | $183.4M | −$129.0M | −$114.7M | $165.0M | — | — | — | — | — | — |
| P/E ratio | 42.3 | — | — | 13.7 | — | — | — | — | — | — |
| Price / sales | 3.0 | 0.9 | 0.3 | 1.4 | — | — | — | — | — | — |
| Price / book | 1.4 | 0.5 | 0.3 | 1.0 | — | — | — | — | — | — |
| Price / free cash flow | 37.9 | — | 1.3 | 2.5 | — | — | — | — | — | — |
| Price / operating cash flow | 33.3 | — | 1.3 | 2.5 | — | — | — | — | — | — |
| EV / sales | 1.2 | -0.7 | -0.6 | 1.0 | — | — | — | — | — | — |
| EV / EBITDA | 11.4 | — | — | 6.4 | — | — | — | — | — | — |
| EV / free cash flow | 15.3 | — | — | 1.8 | — | — | — | — | — | — |
| Earnings yield | 2.4% | −9.7% | −90.2% | 7.3% | — | — | — | — | — | — |
| Free cash flow yield | 2.6% | −4.4% | 75.1% | 39.4% | — | — | — | — | — | — |
| Dividend yield | 5.0% | 0.0% | 8.1% | 3.9% | — | — | — | — | — | — |
| Shareholder yield (dividends + buybacks) | 7.1% | 0.0% | 8.1% | 3.9% | — | — | — | — | — | — |
| Share price at fiscal year-end | $4.27 | $3.22 | $3.03 | $12.49 | $17.90 | $11.87 | $13.97 | $11.50 | $11.33 | $10.11 |
| Per share | ||||||||||
| Revenue per share | $1.42 | $3.54 | $10.42 | $8.94 | — | — | — | — | — | — |
| Earnings per share | $0.10 | −$0.31 | −$2.73 | $0.91 | — | — | — | — | — | — |
| Operating cash flow per share | $0.13 | −$0.13 | $2.33 | $4.95 | — | — | — | — | — | — |
| Free cash flow per share | $0.11 | −$0.14 | $2.28 | $4.92 | — | — | — | — | — | — |
| Cash per share | $4.23 | $9.88 | $22.79 | $22.73 | — | — | — | — | — | — |
| Book value per share | $3.05 | $6.67 | $9.82 | $13.10 | — | — | — | — | — | — |
| Tangible book value per share | $3.03 | $6.59 | $6.69 | $9.82 | — | — | — | — | — | — |
| Dividends per share | $0.21 | $0.00 | $0.25 | $0.48 | — | — | — | — | — | — |
| Capex per share | $0.02 | $0.01 | $0.05 | $0.02 | — | — | — | — | — | — |
| Debt per share | $1.69 | $4.04 | $13.70 | $18.93 | — | — | — | — | — | — |
| Shares outstanding | 106.1M | 49.1M | 18.9M | 19.0M | — | — | — | — | — | — |
| Change in shares outstanding | +116.0% | +159.4% | −0.3% | — | — | — | — | — | — | — |
| Returns & profitability | ||||||||||
| Return on equity (ROE) | 3.3% | −6.0% | −23.8% | 6.6% | 27.3% | 3.8% | 1.1% | 12.0% | 9.6% | 2.4% |
| Return on invested capital (ROIC) | 22.6% | −47.8% | −48.8% | 469.7% | — | 4.4% | 0.7% | 1.6% | 5.1% | 1.1% |
| Return on assets (ROA) | 0.4% | −0.5% | −1.7% | 0.6% | 2.5% | 1.4% | 0.6% | 0.9% | 0.8% | 0.2% |
| Return on tangible assets | 0.4% | −0.6% | −1.7% | 0.6% | 2.0% | 1.2% | 0.5% | 0.9% | 0.8% | 0.2% |
| Free cash flow margin | 7.9% | −4.0% | 21.8% | 55.1% | 30.5% | −100.9% | −34.1% | −20.7% | 161.3% | −28.0% |
| Income quality (OCF / net income) | 1.27 | — | — | 5.42 | 1.13 | −6.12 | −3.29 | −1.00 | 13.63 | −3.06 |
| Financial health | ||||||||||
| Total debt | $179.2M | $198.4M | $259.5M | $359.5M | $57.7M | $145.0M | $136.0M | $497.9M | $45.8M | $42.3M |
| Cash & short-term investments | $448.9M | $485.6M | $431.6M | $431.6M | $504.1M | $227.4M | $168.6M | $53.1M | $9.6M | $15.5M |
| Net debt | −$269.7M | −$287.2M | −$172.1M | −$72.1M | −$446.3M | −$82.4M | −$32.6M | $444.8M | $36.1M | $26.8M |
| Debt / equity | 0.55 | 0.61 | 1.40 | 1.44 | 0.21 | 1.34 | 0.16 | 12.57 | 1.26 | 1.26 |
| Debt / assets | 0.07 | 0.07 | 0.08 | 0.11 | 0.02 | 0.10 | 0.14 | 0.92 | 0.11 | 0.10 |
| Net debt / EBITDA | −16.80 | — | — | −2.81 | −6.18 | −3.40 | −4.96 | 66.99 | 5.76 | 16.57 |
| Current ratio | — | 0.23 | 0.17 | 0.23 | 0.22 | 0.26 | 0.44 | 0.11 | 0.07 | 0.12 |
| Quick ratio | — | 0.23 | 0.21 | 0.27 | 0.30 | 0.40 | 0.44 | 0.11 | 0.07 | 0.11 |
| Interest coverage | 0.2 | -0.2 | -0.8 | 1.3 | 6.2 | 2.3 | 0.6 | 1.1 | — | — |
| Working capital | — | −$1.68B | −$2.12B | −$1.52B | −$1.78B | −$703.7M | −$217.4M | −$435.1M | −$139.3M | −$125.3M |
| Invested capital | $54.0M | $40.6M | $13.9M | $176.7M | −$169.4M | $25.6M | $794.1M | $484.4M | $72.4M | $60.4M |
| Tangible asset value | $321.0M | $323.5M | $126.7M | $186.4M | $226.2M | $78.9M | $801.8M | $35.6M | $33.6M | $30.4M |
| Net current asset value | −$1.65B | −$1.91B | −$2.49B | −$2.44B | −$1.87B | −$1.15B | $34.0M | −$446.9M | −$377.0M | −$368.0M |
| Graham number | $2.63 | — | — | $16.40 | — | — | — | — | — | — |
| Graham net-net per share | −$15.57 | −$38.97 | −$133.82 | −$130.98 | — | — | — | — | — | — |
| Capital allocation | ||||||||||
| Dividends paid | $22.6M | $0 | $4.6M | $9.2M | $7.2M | $2.4M | $2.5M | $1.5M | $880,443 | $708,443 |
| Share buybacks (net) | $9.5M | $0 | $0 | $0 | $1.3M | $759,000 | $0 | $0 | $0 | $0 |
| Dividend payout ratio | 211.0% | — | — | 52.9% | 13.7% | 13.8% | 54.0% | 32.9% | 26.3% | 102.9% |
| Dividends + buybacks / free cash flow | 268.7% | — | 10.8% | 9.8% | 14.7% | — | — | — | 2.1% | — |
| Capex / revenue | 1.1% | 0.3% | 0.5% | 0.3% | 0.7% | 2.7% | 3.5% | 6.5% | 12.1% | 14.7% |
| Capex / operating cash flow | 12.3% | — | 2.2% | 0.5% | 2.1% | — | — | — | 7.0% | — |
| Capex / depreciation | 0.74 | 0.22 | 0.32 | 0.13 | 0.31 | 1.72 | 1.75 | 2.28 | 3.94 | 6.30 |
| Stock-based compensation / revenue | — | — | 0.8% | 0.9% | −29.5% | −27.7% | 0.5% | 0.4% | 0.8% | 1.9% |
| SG&A / revenue | 32.9% | 37.1% | 32.6% | 34.6% | 33.5% | 42.1% | 47.2% | 41.9% | 9.2% | 19.7% |
| Efficiency | ||||||||||
| Days sales outstanding | 28.3 | 28.9 | 24.5 | 22.7 | 22.5 | 24.9 | 8.3 | — | — | — |
| Days of inventory on hand | — | — | -339.7 | -1,176.1 | -5,188.1 | -2,392.2 | — | 17.6 | — | — |
| Days payables outstanding | — | — | — | 20,481.9 | 52,926.6 | 14,914.4 | 18,425.9 | 21,590.8 | — | — |
| Cash conversion cycle (days) | — | — | — | -21,635.3 | -58,092.2 | -17,281.6 | -18,417.6 | — | — | — |
| Receivables turnover | 12.91 | 12.64 | 14.88 | 16.06 | 16.20 | 14.64 | 43.72 | — | — | — |
| Payables turnover | — | — | — | 0.02 | 0.01 | 0.02 | 0.02 | 0.02 | 0.00 | 0.00 |
| Inventory turnover | — | — | — | — | — | — | — | 20.72 | 0.00 | 0.00 |
| Asset turnover | 0.06 | 0.06 | 0.06 | 0.06 | 0.09 | 0.09 | 0.07 | 0.07 | 0.06 | 0.05 |
| Average receivables | $11.7M | $13.8M | $13.3M | $10.6M | $11.8M | $7.5M | $1.1M | — | — | — |
| Average payables | — | — | — | $2.40B | $1.62B | $833.6M | $568.5M | $377.2M | $340.1M | $268.7M |
| Average inventory | — | — | −$91.5M | −$137.8M | −$158.9M | −$133.7M | — | $307,749 | $905,984 | $700,235 |
| Intangibles / total assets | 0.1% | 0.2% | 1.9% | 2.0% | 1.9% | 2.0% | 2.6% | 0.7% | 0.7% | 0.8% |
Computed from BRBS's annual financial statements (latest annual report filed March 12, 2026) and the closing share price on each fiscal year-end, adjusted for stock splits. Figures in U.S. dollars; data from EODHD. Averages use the opening and closing balance of each year.
BRBS valuation and financial ratios
At the end of fiscal 2025 (December 31, 2025), Blue Ridge Bankshares traded at 42.3 times earnings. Based on the latest twelve months, the trailing P/E is 44.2. Blue Ridge Bankshares earned a return on equity of 3.3% and a return on invested capital of 22.6% in fiscal 2025. It ended the year with $179.2 million of debt and $448.9 million in cash and short-term investments, a net cash position of $269.7 million. It returned $32.1 million to shareholders: $22.6 million in dividends and $9.5 million in share buybacks, 269% of free cash flow.
See the BRBS income statement, the BRBS chart for price history, or the BRBS stock overview for the latest quote and news.
BRBS key metrics FAQ
What is Blue Ridge Bankshares's P/E ratio?
Blue Ridge Bankshares's trailing P/E ratio is 44.2 based on the last twelve months of earnings (as of October 18, 2026). At the end of fiscal 2025 it was 42.3.
What is Blue Ridge Bankshares's EV/EBITDA?
Blue Ridge Bankshares's enterprise value was 11.4 times EBITDA at the end of fiscal 2025 (enterprise value $183.4 million, EBITDA $16.1 million).
What is Blue Ridge Bankshares's return on equity?
Blue Ridge Bankshares's return on equity (ROE) was 3.3% in fiscal 2025: net income of $10.7 million on average shareholders' equity of $325.7 million.
What is Blue Ridge Bankshares's ROIC?
Blue Ridge Bankshares's return on invested capital was 22.6% in fiscal 2025, using after-tax operating income divided by average debt plus equity minus cash.
How much debt does Blue Ridge Bankshares have?
Blue Ridge Bankshares had total debt of $179.2 million at the end of fiscal 2025, a debt-to-equity ratio of 0.55 and more cash than debt.
What is Blue Ridge Bankshares's dividend yield?
Blue Ridge Bankshares's forward dividend yield is 60.30%. Blue Ridge Bankshares paid $22.6 million in dividends in fiscal 2025 ($0.21 per share), a payout ratio of 211.0%.
Does Blue Ridge Bankshares buy back its shares?
Yes. Blue Ridge Bankshares spent $9.5 million on net share repurchases in fiscal 2025 Shares outstanding changed +116.0% over the year, to 106.1M..
What is Blue Ridge Bankshares's free cash flow yield?
Blue Ridge Bankshares generated $11.9 million of free cash flow in fiscal 2025, a free cash flow yield of 2.6% on its market value at year-end ($453.0 million).