Burke & Herbert Bank & Trust Company (BHRB) Key Metrics
BHRB valuation today
Trailing 12 months · as of October 18, 2026- Market cap
- $1.41B
- Enterprise value
- $1.96B
- P/E (TTM)
- 11.4 10-yr median 15.2
- Forward P/E
- —
- PEG ratio
- —
- Price / sales
- 3.9 10-yr median 3.5
- Price / book
- 1.2 10-yr median 1.3
- EV / EBITDA
- — 10-yr median 26.0
- Dividend yield
- 3.16% $2.20 a year
- Beta
- 0.22
BHRB key metrics, 2016–2025
Fiscal year ended December 31, 2025 · U.S. dollarsBHRB valuation Price multiples at each fiscal year-end price.
BHRB returns How much profit the business earns on the capital it uses.
BHRB per-share figures Results divided by the shares outstanding at year-end.
BHRB financial health Debt, liquidity and how easily interest is covered.
BHRB efficiency & capital use Working capital cycle and where the cash goes.
BHRB valuation history
BHRB returns on capital
Net income (ROE, ROA) or after-tax operating income (ROIC) divided by the average of the opening and closing balance.
BHRB debt vs cash
Debt includes short- and long-term borrowings and, where reported, lease liabilities.
BHRB cash returned to shareholders
BHRB price vs earnings per share
BHRB key metrics
2016–2025| 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
|---|---|---|---|---|---|---|---|---|---|---|
| Valuation | ||||||||||
| Market capitalization | $936.4M | $933.5M | $467.3M | $528.0M | $440.0M | $341.4M | $447.3M | $556.3M | $501.0M | $384.7M |
| Enterprise value | −$195.5M | $942.7M | $460.8M | −$207.9M | −$693.0M | −$597.0M | −$180.2M | $978.2M | $1.02B | $831.3M |
| P/E ratio | 8.0 | 26.1 | 20.6 | 12.0 | 12.2 | 12.9 | 26.3 | 16.2 | 18.0 | 14.1 |
| Price / sales | 1.9 | 2.4 | 2.9 | 4.1 | 3.7 | 2.8 | 3.5 | 4.3 | 4.1 | 3.4 |
| Price / book | 1.1 | 1.3 | 1.5 | 1.9 | 1.1 | 0.9 | 1.3 | 1.6 | 1.5 | 1.2 |
| Price / free cash flow | 9.7 | 11.5 | 16.5 | 13.9 | 8.2 | 16.7 | 18.7 | 17.5 | 15.7 | 11.1 |
| Price / operating cash flow | 8.7 | 10.8 | 11.0 | 8.6 | 8.0 | 14.7 | 17.4 | 16.0 | 14.4 | 11.1 |
| EV / sales | -0.4 | 2.4 | 2.8 | -1.6 | -5.8 | -4.9 | -1.4 | 7.5 | 8.3 | 7.3 |
| EV / EBITDA | — | 16.4 | 16.5 | — | — | — | — | 26.0 | 29.0 | 26.4 |
| EV / free cash flow | — | 11.6 | 16.3 | — | — | — | — | 30.7 | 31.9 | 24.0 |
| Earnings yield | 12.5% | 3.8% | 4.9% | 8.3% | 8.2% | 7.8% | 3.8% | 6.2% | 5.5% | 7.1% |
| Free cash flow yield | 10.3% | 8.7% | 6.0% | 7.2% | 12.2% | 6.0% | 5.3% | 5.7% | 6.4% | 9.0% |
| Dividend yield | 3.6% | 3.1% | 3.4% | 3.0% | 3.4% | 4.4% | 3.4% | 2.7% | 3.0% | 0.0% |
| Shareholder yield (dividends + buybacks) | 3.6% | 3.1% | 3.4% | 15.9% | 3.6% | 4.8% | 4.1% | 2.7% | 3.0% | 0.0% |
| Share price at fiscal year-end | $62.31 | $62.36 | $62.90 | $70.70 | $55.00 | $42.67 | $55.91 | $73.45 | $65.62 | $50.25 |
| Per share | ||||||||||
| Revenue per share | $32.68 | $26.52 | $21.84 | $17.07 | $14.89 | $15.17 | $15.94 | $17.15 | $16.08 | $14.81 |
| Earnings per share | $7.81 | $2.39 | $3.05 | $5.89 | $4.52 | $3.31 | $2.12 | $4.54 | $3.64 | $3.55 |
| Operating cash flow per share | $7.18 | $5.76 | $5.72 | $8.18 | $6.85 | $2.90 | $3.21 | $4.58 | $4.54 | $4.53 |
| Free cash flow per share | $6.40 | $5.43 | $3.80 | $5.09 | $6.71 | $2.56 | $2.99 | $4.21 | $4.17 | $4.53 |
| Cash per share | $111.09 | $31.24 | $74.09 | $190.43 | $210.38 | $173.55 | $97.19 | −$13.45 | −$11.81 | −$9.51 |
| Book value per share | $56.87 | $48.78 | $42.37 | $36.62 | $48.70 | $48.11 | $44.19 | $45.66 | $45.03 | $42.93 |
| Tangible book value per share | $51.82 | $42.76 | $42.37 | $36.62 | $48.70 | $48.11 | $44.19 | $45.66 | $45.03 | $42.93 |
| Dividends per share | $2.26 | $1.91 | $2.12 | $2.11 | $1.86 | $1.86 | $1.87 | $2.00 | $1.98 | $0.00 |
| Capex per share | $0.78 | $0.31 | $1.92 | $3.09 | $0.14 | $0.34 | $0.22 | $0.37 | $0.37 | $0.00 |
| Debt per share | $35.76 | $31.86 | $73.23 | $91.89 | $68.75 | $56.25 | $18.75 | $42.25 | $55.67 | $48.82 |
| Shares outstanding | 15.0M | 15.0M | 7.4M | 7.5M | 8.0M | 8.0M | 8.0M | 7.6M | 7.6M | 7.7M |
| Change in shares outstanding | +0.4% | +101.5% | −0.5% | −6.7% | 0.0% | 0.0% | +5.6% | −0.8% | −0.3% | −0.3% |
| Returns & profitability | ||||||||||
| Return on equity (ROE) | 14.8% | 6.8% | 7.7% | 13.3% | 9.3% | 7.2% | 4.9% | 10.0% | 8.3% | 8.3% |
| Return on invested capital (ROIC) | — | 6.8% | — | — | — | — | — | 4.3% | 3.5% | 4.9% |
| Return on assets (ROA) | 1.5% | 0.6% | 0.6% | 1.2% | 1.0% | 0.8% | 0.6% | 1.1% | 0.9% | 1.0% |
| Return on tangible assets | 1.5% | 0.5% | 0.6% | 1.2% | 1.0% | 0.8% | 0.6% | 1.1% | 0.9% | 0.9% |
| Free cash flow margin | 19.6% | 20.5% | 17.4% | 29.8% | 45.1% | 16.9% | 18.7% | 24.5% | 26.0% | 30.6% |
| Income quality (OCF / net income) | 0.92 | 2.41 | 1.87 | 1.39 | 1.52 | 0.87 | 1.51 | 1.01 | 1.25 | 1.28 |
| Financial health | ||||||||||
| Total debt | $537.5M | $476.9M | $544.0M | $686.2M | $550.0M | $450.0M | $150.0M | $320.0M | $425.0M | $373.7M |
| Cash & short-term investments | $1.67B | $467.7M | $550.4M | $1.42B | $1.68B | $1.39B | $777.5M | −$101.9M | −$90.2M | −$72.8M |
| Net debt | −$1.13B | $9.2M | −$6.4M | −$735.9M | −$1.13B | −$938.4M | −$627.5M | $421.9M | $515.2M | $446.6M |
| Debt / equity | 0.63 | 0.65 | 1.73 | 2.51 | 1.41 | 1.17 | 0.42 | 0.93 | 1.24 | 1.14 |
| Debt / assets | 0.07 | 0.06 | 0.15 | 0.19 | 0.15 | 0.13 | 0.05 | 0.11 | 0.14 | 0.13 |
| Net debt / EBITDA | −6.75 | 0.16 | −0.23 | −13.25 | −25.96 | −29.91 | −31.75 | 11.22 | 14.71 | 14.16 |
| Current ratio | 3.79 | 0.07 | 0.17 | 0.44 | 0.53 | 0.46 | 0.31 | 0.17 | 0.15 | 0.07 |
| Quick ratio | 3.79 | 0.07 | 0.17 | 0.46 | 0.55 | 0.54 | 0.35 | 0.16 | 0.15 | 0.07 |
| Interest coverage | 1.0 | 0.3 | 0.5 | 5.8 | 9.6 | 2.5 | 0.8 | 5.5 | 7.6 | 30.1 |
| Working capital | $1.25B | −$6.38B | −$2.74B | −$1.85B | −$1.53B | −$1.64B | −$1.73B | −$516.3M | −$526.4M | −$989.1M |
| Invested capital | −$277.3M | $739.4M | $308.3M | −$462.4M | −$743.4M | −$553.5M | −$274.0M | $767.7M | $859.0M | $775.2M |
| Tangible asset value | $778.8M | $640.1M | $314.8M | $273.5M | $389.6M | $384.9M | $353.5M | $345.9M | $343.8M | $328.7M |
| Net current asset value | −$5.36B | −$6.58B | −$2.74B | −$1.85B | −$1.53B | −$1.64B | −$1.73B | −$2.56B | −$2.65B | −$2.56B |
| Graham number | $99.94 | $51.17 | $53.96 | $69.68 | $70.38 | $59.88 | $45.94 | $68.30 | $60.75 | $58.57 |
| Graham net-net per share | −$357.32 | −$440.14 | −$369.36 | −$252.91 | −$197.99 | −$220.30 | −$221.84 | −$364.74 | −$371.38 | −$353.22 |
| Capital allocation | ||||||||||
| Dividends paid | $33.9M | $28.6M | $15.7M | $15.7M | $14.9M | $14.9M | $15.0M | $15.1M | $15.1M | $0 |
| Share buybacks (net) | — | — | $0 | $68.2M | $1.1M | $1.5M | $3.1M | $0 | $0 | $0 |
| Dividend payout ratio | 28.9% | 80.2% | 69.4% | 35.8% | 41.1% | 56.2% | 88.3% | 44.0% | 54.5% | 0.0% |
| Dividends + buybacks / free cash flow | 35.2% | 35.3% | 55.7% | 221.0% | 29.8% | 80.3% | 75.8% | 47.5% | 47.5% | 0.0% |
| Capex / revenue | 2.4% | 1.2% | 8.8% | 18.1% | 0.9% | 2.2% | 1.4% | 2.2% | 2.3% | 0.0% |
| Capex / operating cash flow | 10.8% | 5.3% | 33.5% | 37.8% | 2.0% | 11.6% | 6.9% | 8.2% | 8.2% | 0.0% |
| Capex / depreciation | 0.52 | 0.26 | 4.96 | 7.56 | 0.34 | 0.92 | 0.58 | 1.09 | 1.09 | 0.00 |
| Stock-based compensation / revenue | 1.0% | 0.7% | 1.5% | 1.6% | 0.2% | 0.1% | 0.0% | — | — | — |
| SG&A / revenue | 26.9% | 25.6% | 32.8% | 40.3% | 45.8% | 40.7% | 48.9% | 35.6% | 42.4% | 46.4% |
| Efficiency | ||||||||||
| Days sales outstanding | 26.0 | 23.1 | 35.3 | 44.0 | 44.5 | 32.9 | 23.2 | — | — | — |
| Days of inventory on hand | — | — | -248.9 | -19,597.7 | -19,022.2 | -2,550.0 | -603.0 | — | — | — |
| Days payables outstanding | — | — | 187.8 | 6,142.4 | 2,790.4 | 525.2 | 15,486.5 | — | — | — |
| Cash conversion cycle (days) | — | — | -401.4 | -25,696.0 | -21,768.2 | -3,042.2 | -16,066.3 | — | — | — |
| Receivables turnover | 14.05 | 15.77 | 10.34 | 8.30 | 8.21 | 11.09 | 15.72 | — | — | — |
| Payables turnover | — | — | 1.94 | 0.06 | 0.13 | 0.70 | 0.02 | 0.00 | 0.00 | 0.00 |
| Inventory turnover | — | — | — | — | — | — | — | 0.00 | 0.00 | 0.00 |
| Asset turnover | 0.06 | 0.07 | 0.05 | 0.04 | 0.03 | 0.04 | 0.04 | 0.04 | 0.04 | 0.04 |
| Average receivables | $34.9M | $25.2M | $15.7M | $15.4M | $14.5M | $10.9M | $8.1M | — | — | — |
| Average payables | — | — | $27.4M | $24.8M | $24.6M | $34.4M | $1.18B | $2.30B | $2.26B | $2.21B |
| Average inventory | — | — | −$36.4M | −$79.2M | −$167.6M | −$167.2M | −$45.8M | $374,500 | $424,000 | $759,000 |
| Intangibles / total assets | 1.0% | 1.2% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% |
Computed from BHRB's annual financial statements (latest annual report filed February 27, 2026) and the closing share price on each fiscal year-end, adjusted for stock splits. Figures in U.S. dollars; data from EODHD. Averages use the opening and closing balance of each year.
BHRB valuation and financial ratios
At the end of fiscal 2025 (December 31, 2025), Burke & Herbert Bank & traded at 8.0 times earnings, against a 10-year median of 15.2. Based on the latest twelve months, the trailing P/E is 11.4. Burke & Herbert Bank & earned a return on equity of 14.8% in fiscal 2025. It ended the year with $537.5 million of debt and $1.7 billion in cash and short-term investments, a net cash position of $1.1 billion. It returned $33.9 million to shareholders: $33.9 million in dividends and $0 in share buybacks, 35% of free cash flow. The share count rose 96.3% from 7.7M to 15.0M over 9 years.
See the BHRB income statement, the BHRB chart for price history, or the BHRB stock overview for the latest quote and news.
BHRB key metrics FAQ
What is Burke & Herbert Bank &'s P/E ratio?
Burke & Herbert Bank &'s trailing P/E ratio is 11.4 based on the last twelve months of earnings (as of October 18, 2026). At the end of fiscal 2025 it was 8.0, compared with a 10-year median of 15.2.
What is Burke & Herbert Bank &'s return on equity?
Burke & Herbert Bank &'s return on equity (ROE) was 14.8% in fiscal 2025: net income of $117.3 million on average shareholders' equity of $792.4 million.
How much debt does Burke & Herbert Bank & have?
Burke & Herbert Bank & had total debt of $537.5 million at the end of fiscal 2025, a debt-to-equity ratio of 0.63 and more cash than debt.
What is Burke & Herbert Bank &'s dividend yield?
Burke & Herbert Bank &'s forward dividend yield is 3.16%. Burke & Herbert Bank & paid $33.9 million in dividends in fiscal 2025 ($2.26 per share), a payout ratio of 28.9%.
What is Burke & Herbert Bank &'s free cash flow yield?
Burke & Herbert Bank & generated $96.2 million of free cash flow in fiscal 2025, a free cash flow yield of 10.3% on its market value at year-end ($936.4 million).
What is Burke & Herbert Bank &'s current ratio?
Burke & Herbert Bank &'s current ratio was 3.79 at the end of fiscal 2025: current assets were 3.79 times current liabilities.