Royal Bank of Canada (RY) Income Statement
RY FY2025 at a glance
Fiscal year ended October 31, 2025 · U.S. dollarsRY revenue and net income
Where RY's revenue goes
FY2025Each bar shows an amount and its share of revenue. RY kept 14.8% of revenue as net income.
RY profit margins
RY growth rates
to FY2025| 1 year | 3 years | 5 years | 10 years | |
|---|---|---|---|---|
| Revenue | — | — | — | — |
| Gross profit | — | — | — | — |
| Operating income | — | — | — | — |
| Net income | — | — | — | — |
| EPS (diluted) | — | — | — | — |
1-year change and average annual growth (CAGR) over 3, 5 and 10 fiscal years. "—" when a starting value was zero or negative.
RY quarterly EPS vs estimates
Royal Bank of Canada beat the analyst EPS estimate in 1 of the last 1 quarters. Next report: December 2, 2026 (estimate $2.98).
RY income statement
| FY2025 | |
|---|---|
| Revenue | $137.36B |
| Cost of revenue | $75.19B |
| Gross profit | $62.17B |
| Sales, general & admin | $23.12B |
| Total operating expenses | $36.52B |
| Operating income | $25.65B |
| Interest income | $103.83B |
| Interest expense | $70.83B |
| Income before taxes | $25.65B |
| Income taxes | $5.28B |
| Net income | $20.36B |
| EBITDA | $28.73B |
| EPS (diluted) | $14.43 |
| Gross margin | 45.3% |
| Operating margin | 18.7% |
| Net margin | 14.8% |
| Oct '25 | |
|---|---|
| Revenue | $34.84B |
| Cost of revenue | $18.65B |
| Gross profit | $16.19B |
| Sales, general & admin | $5.79B |
| Total operating expenses | $9.36B |
| Operating income | $6.83B |
| Interest income | $26.29B |
| Interest expense | $17.64B |
| Income before taxes | $6.83B |
| Income taxes | $1.39B |
| Net income | $5.43B |
| EBITDA | $7.58B |
| EPS (diluted) | $3.85 |
| Gross margin | 46.5% |
| Operating margin | 19.6% |
| Net margin | 15.6% |
Quarterly columns are labeled by the month the quarter ended. Figures in U.S. dollars as reported in RY's financial statements (latest annual report filed December 3, 2025); data from EODHD. Sales, general & administrative expenses include sales and marketing.
RY financial results
In fiscal year 2025 (ended October 31, 2025), Royal Bank of Canada reported revenue of $137.4 billion. It had net income of $20.4 billion, a net profit margin of 14.8%. Diluted earnings per share came to $14.43.
See the RY stock overview for the latest quote and news, or the RY chart for price history and technical indicators.
RY income statement FAQ
What is Royal Bank of Canada's annual revenue?
Royal Bank of Canada reported total revenue of $137.4 billion for fiscal year 2025, which ended on October 31, 2025.
Is Royal Bank of Canada profitable?
Yes. Royal Bank of Canada reported net income of $20.4 billion in fiscal 2025, a net profit margin of 14.8%; its operating margin was 18.7%.
What is Royal Bank of Canada's gross margin?
Royal Bank of Canada's gross margin was 45.3% in fiscal 2025: for every $100 of revenue, Royal Bank of Canada kept $45 after the direct cost of its products and services.
What are Royal Bank of Canada's earnings per share?
Royal Bank of Canada earned $14.43 per diluted share in fiscal 2025.
When will Royal Bank of Canada report its next earnings?
Royal Bank of Canada is expected to report results for the quarter ending October 31, 2026 on December 2, 2026.
When does Royal Bank of Canada's fiscal year end?
Royal Bank of Canada's fiscal year ends in October. The latest annual report covers the year ended October 31, 2025 and was filed on December 3, 2025.