United Community Banks, Inc. (UCB) Stock Forecast

NYSE: UCBAnalyst ratings, price target and estimates.

UCB analyst forecast

as of October 17, 2026
Analyst consensus
Buy
3.71 / 5 from 7 analysts
Price target
$40.17
average of analyst targets
Upside to target
+17.8%
from the latest close
Next earnings
October 20, 2026
EPS estimate $0.77
52-week range
$28.94 – $37.09

UCB analyst ratings

7 analysts
Strong buy
229%
Buy
114%
Hold
457%
Sell
00%
Strong sell
00%

Number of analysts at each rating.

UCB price target

Price $34.09Target $40.17
52-week low $28.9452-week high $37.09

The average of analyst 12-month price targets compared with the latest close and the 52-week range.

UCB earnings per share estimates

United Community Banks, Inc. EPS estimates
PeriodAverageLowHighYear agoGrowthAnalysts
Current quarter (Sep '26)$0.77$0.76$0.79$0.75+3.0%7
Current fiscal year (2026)$2.99$2.94$3.06$2.71+10.5%7
Next fiscal year (2027)$3.36$3.25$3.45$2.99+12.1%7

Consensus EPS estimates; growth compares the average estimate with the year-ago EPS.

UCB revenue estimates

United Community Banks, Inc. revenue estimates
PeriodAverageLowHighGrowthAnalysts
Current quarter (Sep '26)$282.1M$277.4M$287.5M+1.9%5
Current fiscal year (2026)$1.12B$1.12B$1.12B+5.0%6
Next fiscal year (2027)$1.17B$1.16B$1.18B+4.5%6

UCB EPS: reported and forecast

Reported EPSEstimate (average; low–high)

Fiscal years; "E" marks estimates, the line shows the range from the lowest to the highest estimate.

UCB revenue: reported and forecast

Reported revenueEstimate (average; low–high)

UCB EPS estimate revisions

United Community Banks, Inc. EPS estimate revisions
Period90 days ago60 days ago30 days ago7 days agoNowChange (90 d)Revisions (30 d)
Current quarter (Sep '26)$0.86$0.74$0.75$0.77$0.77−9.8%5 up · 0 down
Current fiscal year (2026)$3.12$2.92$2.92$2.99$2.99−4.1%5 up · 0 down
Next fiscal year (2027)$3.21$3.22$3.23$3.34$3.36+4.5%7 up · 0 down

How the consensus EPS estimate changed over the last 90 days, and how many analysts raised or lowered it in the last 30 days.

UCB earnings surprises

Reported EPSEstimate

Reported EPS vs the consensus estimate for the last 12 quarters; UCB beat in 9 of 12.

What analysts expect from UCB

7 analysts cover United Community Banks; their consensus rating is buy (3.71 on a 1–5 scale, where 5 is a strong buy). The average price target is $40.17, 17.8% above the latest close of $34.09. Analysts expect earnings of $2.99 per share for 2026, +10.5% from a year earlier. For 2027 the average estimate is $3.36 per share on revenue of $1.2 billion. United Community Banks beat the EPS estimate in 9 of the last 12 quarters.

Related: UCB income statement, UCB key metrics, UCB chart. See the UCB stock overview for the latest quote and news.

UCB forecast FAQ

What is United Community Banks's price target?

The average analyst price target for United Community Banks is $40.17, 17.8% above the latest close of $34.09.

Is United Community Banks a buy, hold or sell?

Of 7 analysts covering United Community Banks, 2 rate it a strong buy, 1 a buy, 4 a hold, 0 a sell and 0 a strong sell, a consensus of buy. Ratings are opinions, not a recommendation from Quotelinks.

What is United Community Banks's EPS forecast?

Analysts forecast $2.99 per share for 2026 (range $2.94 to $3.06); for 2027 the estimate is $3.36.

What is United Community Banks's revenue forecast?

The average revenue estimate for 2026 is $1.1 billion, growth of 5.0%; for 2027 it is $1.2 billion.

When does United Community Banks report earnings?

United Community Banks is expected to report results for the quarter ending September 30, 2026 on October 20, 2026 before the market opens; the EPS estimate is $0.77.

Does United Community Banks usually beat earnings estimates?

United Community Banks reported EPS at or above the analyst estimate in 9 of the last 12 quarters.

Banks - Regional: forecast