South Plains Financial, Inc. (SPFI) Stock Forecast
SPFI analyst forecast
as of October 18, 2026- Analyst consensus
- Buy 4.25 / 5 from 4 analysts
- Price target
- $50.50 average of analyst targets
- Upside to target
- +16.0% from the latest close
- Next earnings
- October 22, 2026 EPS estimate $0.97
- 52-week range
- $35.93 – $45.96
SPFI analyst ratings
4 analystsNumber of analysts at each rating.
SPFI price target
The average of analyst 12-month price targets compared with the latest close and the 52-week range.
SPFI earnings per share estimates
| Period | Average | Low | High | Year ago | Growth | Analysts |
|---|---|---|---|---|---|---|
| Current quarter (Sep '26) | $0.99 | $0.96 | $1.03 | $0.96 | +3.4% | 4 |
| Current fiscal year (2026) | $3.90 | $3.82 | $3.97 | $3.44 | +13.5% | 4 |
| Next fiscal year (2027) | $4.18 | $4.15 | $4.24 | $3.90 | +7.2% | 4 |
Consensus EPS estimates; growth compares the average estimate with the year-ago EPS.
SPFI revenue estimates
| Period | Average | Low | High | Growth | Analysts |
|---|---|---|---|---|---|
| Current quarter (Sep '26) | $65.2M | $64.2M | $66.7M | +20.4% | 4 |
| Current fiscal year (2026) | $249.5M | $247.0M | $252.8M | +17.8% | 3 |
| Next fiscal year (2027) | $271.3M | $266.7M | $277.6M | +8.7% | 3 |
SPFI EPS: reported and forecast
Fiscal years; "E" marks estimates, the line shows the range from the lowest to the highest estimate.
SPFI revenue: reported and forecast
SPFI EPS estimate revisions
| Period | 90 days ago | 60 days ago | 30 days ago | 7 days ago | Now | Change (90 d) | Revisions (30 d) |
|---|---|---|---|---|---|---|---|
| Current quarter (Sep '26) | $1.00 | $0.99 | $0.99 | $0.99 | $0.99 | −0.7% | 0 up · 2 down |
| Current fiscal year (2026) | $3.87 | $3.90 | $3.90 | $3.90 | $3.90 | +1.0% | 3 up · 0 down |
| Next fiscal year (2027) | $4.14 | $4.17 | $4.17 | $4.17 | $4.18 | +1.0% | 1 up · 1 down |
How the consensus EPS estimate changed over the last 90 days, and how many analysts raised or lowered it in the last 30 days.
SPFI earnings surprises
Reported EPS vs the consensus estimate for the last 12 quarters; SPFI beat in 10 of 12.
What analysts expect from SPFI
4 analysts cover South Plains Financial; their consensus rating is buy (4.25 on a 1–5 scale, where 5 is a strong buy). The average price target is $50.50, 16.0% above the latest close of $43.53. Analysts expect earnings of $3.90 per share for 2026, +13.5% from a year earlier. For 2027 the average estimate is $4.18 per share on revenue of $271.3 million. South Plains Financial beat the EPS estimate in 10 of the last 12 quarters.
Related: SPFI income statement, SPFI key metrics, SPFI chart. See the SPFI stock overview for the latest quote and news.
SPFI forecast FAQ
What is South Plains Financial's price target?
The average analyst price target for South Plains Financial is $50.50, 16.0% above the latest close of $43.53.
Is South Plains Financial a buy, hold or sell?
Of 4 analysts covering South Plains Financial, 1 rate it a strong buy, 3 a buy, 0 a hold, 0 a sell and 0 a strong sell, a consensus of buy. Ratings are opinions, not a recommendation from Quotelinks.
What is South Plains Financial's EPS forecast?
Analysts forecast $3.90 per share for 2026 (range $3.82 to $3.97); for 2027 the estimate is $4.18.
What is South Plains Financial's revenue forecast?
The average revenue estimate for 2026 is $249.5 million, growth of 17.8%; for 2027 it is $271.3 million.
When does South Plains Financial report earnings?
South Plains Financial is expected to report results for the quarter ending September 30, 2026 on October 22, 2026 after the market closes; the EPS estimate is $0.97.
Does South Plains Financial usually beat earnings estimates?
South Plains Financial reported EPS at or above the analyst estimate in 10 of the last 12 quarters.