Independent Bank Corporation (IBCP) Stock Forecast
IBCP analyst forecast
as of October 18, 2026- Analyst consensus
- Buy 3.60 / 5 from 5 analysts
- Price target
- $40.20 average of analyst targets
- Upside to target
- +12.9% from the latest close
- Next earnings
- October 27, 2026 EPS estimate $0.86
- 52-week range
- $30.08 – $38.67
IBCP analyst ratings
5 analystsNumber of analysts at each rating.
IBCP price target
The average of analyst 12-month price targets compared with the latest close and the 52-week range.
IBCP earnings per share estimates
| Period | Average | Low | High | Year ago | Growth | Analysts |
|---|---|---|---|---|---|---|
| Current quarter (Sep '26) | $0.88 | $0.65 | $0.96 | $0.84 | +4.3% | 5 |
| Current fiscal year (2026) | $3.54 | $3.34 | $3.63 | $3.27 | +8.2% | 5 |
| Next fiscal year (2027) | $3.88 | $3.80 | $4.05 | $3.54 | +9.6% | 5 |
Consensus EPS estimates; growth compares the average estimate with the year-ago EPS.
IBCP revenue estimates
| Period | Average | Low | High | Growth | Analysts |
|---|---|---|---|---|---|
| Current quarter (Sep '26) | $54.9M | $53.2M | $56.2M | +20.9% | 3 |
| Current fiscal year (2026) | $204.9M | $202.1M | $206.6M | +13.8% | 3 |
| Next fiscal year (2027) | $226.2M | $223.4M | $228.2M | +10.4% | 3 |
IBCP EPS: reported and forecast
Fiscal years; "E" marks estimates, the line shows the range from the lowest to the highest estimate.
IBCP revenue: reported and forecast
IBCP EPS estimate revisions
| Period | 90 days ago | 60 days ago | 30 days ago | 7 days ago | Now | Change (90 d) | Revisions (30 d) |
|---|---|---|---|---|---|---|---|
| Current quarter (Sep '26) | $0.86 | $0.88 | $0.88 | $0.88 | $0.88 | +2.1% | 0 up · 1 down |
| Current fiscal year (2026) | $3.45 | $3.54 | $3.54 | $3.54 | $3.54 | +2.4% | 0 up · 1 down |
| Next fiscal year (2027) | $3.83 | $3.88 | $3.88 | $3.88 | $3.88 | +1.3% | 0 up · 1 down |
How the consensus EPS estimate changed over the last 90 days, and how many analysts raised or lowered it in the last 30 days.
IBCP earnings surprises
Reported EPS vs the consensus estimate for the last 12 quarters; IBCP beat in 11 of 12.
What analysts expect from IBCP
5 analysts cover Independent Bank; their consensus rating is buy (3.60 on a 1–5 scale, where 5 is a strong buy). The average price target is $40.20, 12.9% above the latest close of $35.60. Analysts expect earnings of $3.54 per share for 2026, +8.2% from a year earlier. For 2027 the average estimate is $3.88 per share on revenue of $226.2 million. Independent Bank beat the EPS estimate in 11 of the last 12 quarters.
Related: IBCP income statement, IBCP key metrics, IBCP chart. See the IBCP stock overview for the latest quote and news.
IBCP forecast FAQ
What is Independent Bank's price target?
The average analyst price target for Independent Bank is $40.20, 12.9% above the latest close of $35.60.
Is Independent Bank a buy, hold or sell?
Of 5 analysts covering Independent Bank, 1 rate it a strong buy, 1 a buy, 3 a hold, 0 a sell and 0 a strong sell, a consensus of buy. Ratings are opinions, not a recommendation from Quotelinks.
What is Independent Bank's EPS forecast?
Analysts forecast $3.54 per share for 2026 (range $3.34 to $3.63); for 2027 the estimate is $3.88.
What is Independent Bank's revenue forecast?
The average revenue estimate for 2026 is $204.9 million, growth of 13.8%; for 2027 it is $226.2 million.
When does Independent Bank report earnings?
Independent Bank is expected to report results for the quarter ending September 30, 2026 on October 27, 2026 before the market opens; the EPS estimate is $0.86.
Does Independent Bank usually beat earnings estimates?
Independent Bank reported EPS at or above the analyst estimate in 11 of the last 12 quarters.