Financial Select Sector SPDR Fund (XLF)
- Expense ratio0.09%
- Net assets$52.15B
- Dividend yield1.50%
- 1-year return+8.50%
- Holdings76
XLF ETF price chart
XLF quote & trading statistics
XLF performance
Total return · as of October 17, 2026- YTD+2.70%
- 1 year+8.50%
- 3 years+19.34%/yr
- 5 years+8.78%/yr
- 10 years+13.56%/yr
- 1Y volatility
- 14.59%
- 3Y volatility
- 14.71%
- 3Y Sharpe ratio
- 0.93
Returns include reinvested distributions; 3-, 5- and 10-year figures are annualized.
XLF top 10 holdings
| # | Symbol | Name | Weight |
|---|---|---|---|
| 1 | BRK.B | Berkshire Hathaway Inc | 13.09% |
| 2 | JPM | JPMorgan Chase & Co | 11.53% |
| 3 | V | Visa Inc. Class A | 9.18% |
| 4 | MA | Mastercard Inc | 6.44% |
| 5 | BAC | Bank of America Corp | 4.12% |
| 6 | GS | Goldman Sachs Group Inc | 3.33% |
| 7 | WFC | Wells Fargo & Company | 3.15% |
| 8 | MS | Morgan Stanley | 2.63% |
| 9 | C | Citigroup Inc. | 2.58% |
| 10 | AXP | American Express Company | 2.02% |
The top 10 holdings make up 58.1% of the fund (76 holdings in total). As of October 17, 2026.
About Financial Select Sector SPDR Fund
The fund generally invests substantially all, but at least 95%, of its total assets in the securities comprising the index. The index includes companies that have been identified as Financial companies by the Global Industry Classification Standard, including securities of companies from the following industries: financial services; insurance; banks; capital markets; mortgage real estate investment trusts; and consumer finance. The fund is non-diversified.
XLF ETF FAQ
What is the XLF expense ratio?
Financial Select Sector SPDR Fund has a net expense ratio of 0.09%, or $9.00 a year for every $10,000 invested.
How much money is in XLF?
Financial Select Sector SPDR Fund has about $52.15B in net assets.
What are the top holdings of XLF?
The largest positions in XLF are Berkshire Hathaway Inc (13.09%), JPMorgan Chase & Co (11.53%), Visa Inc. Class A (9.18%). The fund holds 76 securities in total.
How has XLF performed?
XLF returned +8.50% over the past year and +8.78% a year over the past five years, including reinvested distributions.
Does XLF pay dividends?
XLF has a dividend yield of 1.50% and pays distributions na.
When was XLF launched?
Financial Select Sector SPDR Fund began trading on December 16, 1998.
ETFs similar to XLF
Funds that track the same index or whose top-10 holdings overlap most with XLF's. Overlap: shared top-10 weight as a share of the larger top-10 total of the two funds.
| Symbol | Fund | Overlap | Expense ratio | Net assets | 1-year return |
|---|---|---|---|---|---|
| XLF | Financial Select Sector SPDR Fund | — | 0.09% | $52.15B | +8.50% |
| IYG | iShares U.S. Financial Services ETF | 90% | 0.39% | $2.23B | +8.75% |
| VFH | Vanguard Financials ETF | 79% | 0.10% | $13.15B | +9.22% |
| FNCL | Fidelity MSCI Financials ETF | 79% | 0.07% | $2.24B | +9.22% |
| TFNS | T. Rowe Price Financials ETF | 76% | — | $18.4M | +7.92% |
| IYF | iShares U.S. Financials ETF | 68% | 0.40% | $3.79B | +8.18% |
| SKF | ProShares UltraShort Financials | 66% | 0.93% | $10.3M | -6.64% |
| SEF | ProShares Short Financials | 65% | 0.95% | $17.4M | -0.90% |
| UYG | ProShares Ultra Financials | 57% | 0.93% | $752.0M | +10.29% |