Ohmyhome Limited (OMH) Balance Sheet

NASDAQ: OMHAssets, liabilities, debt and equity over 6 years.

OMH balance sheet, 2025

December 31, 2025 · Singapore dollars

S$9.1M assets = S$4.9M liabilities + S$4.3M equity

What it ownsS$9.1MCash & ST investments: S$4.6M (50.1%)Cash & ST investmentsS$4.6M · 50%Receivables: S$738,418 (8.1%)Receivables S$738,418Other current: S$767,577 (8.4%)Other current S$767,577PP&E: S$64,908 (0.7%)Goodwill & intangibles: S$2.8M (30.1%)Goodwill & intangiblesS$2.8M · 30%Other non-current: S$236,803 (2.6%)=How it is financedS$9.1MCurrent liabilities: S$4.9M (53.1%)Current liabilitiesS$4.9M · 53%Other LT liabilities: S$2.4M (26.5%)Other LT liabilitiesS$2.4M · 26%Shareholders’ equity: S$4.3M (46.9%)Shareholders’ equityS$4.3M · 47%

Both columns are drawn to the same scale: what OMH owns equals what it owes plus shareholders’ equity. Hover a block for its value.

OMH financial health

Current ratio1.25
Adequate · current assets cover current liabilities 1.25×
Debt / equity0.36
Low leverage · S$0.36 of debt for each $1 of equity
Equity / assets52.5%
Equity-funded · of assets funded by shareholders
Cash / debt263.6%
Cash covers debt · cash & short-term investments vs total debt
Goodwill & intangibles30.1%
Acquisition-heavy · of total assets

Descriptive bands, not a rating. Fiscal 2025.

OMH balance sheet trends, 2020–2025

MetricTrendThenLatestChange
Total assetsS$654,2252020S$9.1M2025+69.5%/yr
Total liabilitiesS$2.6M2020S$4.9M2025+13.2%/yr
Shareholders’ equity−S$1.6M2020S$4.8M2025—
Cash & short-term investmentsS$166,5922020S$4.6M2025+94.1%/yr
Total debtS$2.1M2020S$1.7M2025−3.8%/yr
Net cash (debt)−S$1.9M2020S$2.8M2025+S$4.8M
Working capital−S$1.1M2020S$1.2M2025+S$2.3M
Current ratio0.3020201.252025+0.95
Debt / equity0.9420210.362025−0.58
Shares outstanding325K2020513K2025+9.6%/yr

Change is the average annual growth (CAGR) or the difference between the first and latest year.

OMH assets

Cash & ST investmentsReceivablesInventoryOther currentPP&EGoodwill & intangiblesLT investmentsOther non-current

OMH liabilities and equity

Current liabilitiesLong-term debtOther long-term liabilitiesEquity

OMH debt vs cash

Total debtCash & ST investmentsNet cash (debt)

Debt includes short- and long-term borrowings and, where reported, lease obligations.

OMH balance sheet in Singapore dollars

202520242023202220212020
Assets
Cash & short-term investmentsS$4.6MS$1.1MS$191,807S$301,433S$1.2MS$166,592
Cash & equivalentsS$4.6MS$1.1MS$191,807S$301,433S$1.2MS$166,592
ReceivablesS$738,418S$514,176S$580,889S$243,716S$1.0MS$255,913
InventoryS$0S$0S$211,976S$51,774S$61,814S$10,916
Other current assetsS$767,577S$293,103S$8,417S$6,613S$4,287S$28,959
Total current assetsS$6.1MS$2.0MS$993,089S$603,536S$2.3MS$462,380
Property, plant & equipment (net)S$64,908S$171,539S$521,000S$790,214S$127,777S$84,275
Goodwill & intangible assetsS$2.8MS$4.6MS$5.2MS$0S$0S$0
Long-term investmentsS$0S$0S$0S$0S$0S$0
Other non-current assetsS$236,803S$4.0MS$3.6MS$775,040S$75,622S$107,570
Total assetsS$9.1MS$10.8MS$10.3MS$2.2MS$2.5MS$654,225
Liabilities
Accounts payableS$1.2MS$343,597S$449,031S$67,730S$97,488S$352,878
Short-term debtS$1.7MS$359,928S$674,511S$2.9MS$378,683S$1.0M
Deferred revenueS$24,386—S$103,655S$194,300S$78,340S$7,995
Total current liabilitiesS$4.9MS$2.1MS$2.7MS$3.4MS$839,156S$1.5M
Long-term debtS$0S$414,918S$226,227S$475,737S$790,620S$1.1M
Lease obligationsS$10,424S$121,407S$455,691S$763,826S$79,140S$87,036
Other long-term liabilitiesS$2.4MS$2.0MS$3.4MS$444,571S$0S$0
Total liabilitiesS$4.9MS$4.5MS$6.3MS$4.4MS$1.6MS$2.6M
Shareholders' equity
Common stock & paid-in capitalS$298,951S$32,229S$25,926S$21,970S$21,970S$21,970
Retained earnings (deficit)−S$32.1M−S$22.9M−S$18.6M−S$13.1M−S$10.1M−S$8.3M
Accumulated other comprehensive income−S$241,129S$96,416−S$34,099S$36,153S$9,997S$4,117
Minority interest−S$510,627−S$475,138−S$448,335−S$401,841——
Total shareholders' equityS$4.8MS$6.8MS$4.5M−S$1.8MS$1.2M−S$1.6M
Key figures
Total debtS$1.7MS$774,846S$1.0MS$3.8MS$1.2MS$2.1M
Net cash (debt)S$2.8MS$370,983−S$821,639−S$3.5MS$51,628−S$1.9M
Working capitalS$1.2M−S$152,264−S$1.7M−S$2.8MS$1.5M−S$1.1M
Tangible book valueS$2.0MS$2.1M−S$740,114−S$1.8MS$1.2M−S$1.6M
Shares outstanding513K437K385K381K325K325K
Current ratio1.250.930.360.182.730.30
Quick ratio1.100.790.280.162.650.28
Debt / equity0.360.110.23—0.94—
Equity / assets52.5%62.8%43.2%−82.1%49.9%−251.5%

Quarterly columns are labeled by the month the quarter ended. Figures in Singapore dollars as reported (latest annual report filed April 28, 2026); data from EODHD.

OMH financial position

At the end of fiscal 2025 (December 31, 2025), Ohmyhome had total assets of S$9.1 million (down 15.3% from a year earlier), total liabilities of S$4.9 million and shareholders' equity of S$4.8 million. It held S$4.6 million in cash and short-term investments against S$1.7 million of debt, a net cash position of S$2.8 million. Its current ratio was 1.25. In the latest quarter (ended June 30, 2026) total assets were S$4.1 million and equity S$3.3 million.

Related: OMH income statement, OMH cash flow statement, OMH key metrics. See the OMH stock overview for the latest quote and news.

OMH balance sheet FAQ

What are Ohmyhome's total assets?

Ohmyhome reported total assets of S$9.1 million at the end of fiscal 2025 (December 31, 2025), compared with S$10.8 million a year earlier.

How much debt does Ohmyhome have?

Ohmyhome had S$1.7 million of total debt at the end of fiscal 2025, including short-term borrowings and lease obligations. Its debt-to-equity ratio was 0.36.

How much cash does Ohmyhome have?

Ohmyhome held S$4.6 million in cash and short-term investments at the end of fiscal 2025; with S$1.7 million of debt that is net cash of S$2.8 million.

What is Ohmyhome's book value?

Ohmyhome's shareholders' equity (book value) was S$4.8 million at the end of fiscal 2025.

What is Ohmyhome's current ratio?

Ohmyhome had current assets of S$6.1 million and current liabilities of S$4.9 million, a current ratio of 1.25 (it can cover its short-term obligations).

How much goodwill does Ohmyhome have?

Ohmyhome carried S$2.8 million of goodwill and intangible assets, 30.1% of total assets, at the end of fiscal 2025.

Real Estate Services: balance sheet