Coffee Holding Co., Inc. (JVA) Balance Sheet
JVA balance sheet, FY2025
October 31, 2025 · U.S. dollars$42.0M assets = $14.5M liabilities + $27.6M equity
Both columns are drawn to the same scale: what JVA owns equals what it owes plus shareholders’ equity. Hover a block for its value.
JVA financial health
Descriptive bands, not a rating. Fiscal FY2025.
JVA balance sheet trends, FY2016–FY2025
| Metric | Trend | Then | Latest | Change |
|---|---|---|---|---|
| Total assets | $37.0MFY2016 | $42.0MFY2025 | +1.4%/yr | |
| Total liabilities | $12.1MFY2016 | $14.5MFY2025 | +2.0%/yr | |
| Shareholders’ equity | $24.5MFY2016 | $27.6MFY2025 | +1.3%/yr | |
| Cash & short-term investments | $3.2MFY2016 | $701,872FY2025 | −15.6%/yr | |
| Total debt | $7.0MFY2016 | $8.4MFY2025 | +2.1%/yr | |
| Net cash (debt) | −$3.7MFY2016 | −$7.7MFY2025 | −$4.0M | |
| Working capital | $21.7MFY2016 | $22.6MFY2025 | +$963,850 | |
| Book value per share | $4.03FY2016 | $4.83FY2025 | +2.0%/yr | |
| Current ratio | 2.97FY2016 | 2.77FY2025 | −0.20 | |
| Debt / equity | 0.28FY2016 | 0.30FY2025 | +0.02 | |
| Shares outstanding | 6.1MFY2016 | 5.7MFY2025 | −0.7%/yr |
Change is the average annual growth (CAGR) or the difference between the first and latest year.
JVA assets
JVA liabilities and equity
JVA debt vs cash
Debt includes short- and long-term borrowings and, where reported, lease obligations.
JVA balance sheet
| FY2025 | FY2024 | FY2023 | FY2022 | FY2021 | FY2020 | FY2019 | FY2018 | FY2017 | FY2016 | |
|---|---|---|---|---|---|---|---|---|---|---|
| Assets | ||||||||||
| Cash & short-term investments | $701,872 | $1.4M | $2.7M | $2.5M | $3.7M | $2.9M | $2.4M | $4.6M | $2.3M | $3.2M |
| Cash & equivalents | $701,872 | $1.4M | $2.7M | $2.5M | $3.7M | $2.9M | $2.4M | $4.6M | $2.3M | $3.2M |
| Short-term investments | — | — | — | −$2.5M | — | $561,405 | — | — | $0 | $134,722 |
| Receivables | $13.7M | $11.1M | $11.8M | $9.5M | $10.1M | $7.6M | $9.9M | $10.3M | $13.9M | $14.1M |
| Inventory | $20.4M | $15.7M | $19.0M | $19.3M | $16.0M | $17.1M | $18.8M | $15.3M | $16.3M | $14.3M |
| Other current assets | $594,360 | $167,207 | $413,752 | $432,126 | $542,224 | $490,246 | $587,626 | $578,861 | $1.1M | $1.1M |
| Total current assets | $35.4M | $28.4M | $34.0M | $31.7M | $30.3M | $28.0M | $31.7M | $30.8M | $33.7M | $32.7M |
| Property, plant & equipment (net) | $5.5M | $4.4M | $6.2M | $6.1M | $6.2M | $4.3M | $2.4M | $2.4M | $2.4M | $2.3M |
| Goodwill & intangible assets | $450,750 | $481,250 | $511,750 | $3.0M | $3.4M | $4.5M | $4.6M | $4.6M | $3.3M | $1.4M |
| Long-term investments | $39,651 | $39,651 | $39,676 | $2.9M | $2.9M | $561,405 | $86,008 | $89,776 | $94,643 | $95,598 |
| Other non-current assets | $569,808 | $728,335 | $1.5M | $0 | $526,619 | $1.1M | $867,926 | $993,229 | $497,529 | $549,337 |
| Total assets | $42.0M | $34.0M | $42.2M | $42.7M | $43.3M | $38.5M | $39.7M | $38.8M | $40.0M | $37.0M |
| Liabilities | ||||||||||
| Accounts payable | $2.1M | $2.9M | $3.7M | $2.6M | $5.0M | $3.0M | $4.3M | $4.8M | $4.4M | $4.1M |
| Short-term debt | $6.9M | $307,364 | $9.9M | $1.1M | $4.1M | $489,238 | $7.2M | $6.3M | $8.4M | $7.0M |
| Deferred revenue | — | — | — | — | — | — | — | $1,505 | $1,346 | — |
| Total current liabilities | $12.8M | $6.8M | $15.4M | $6.4M | $10.3M | $4.0M | $11.5M | $11.2M | $13.1M | $11.0M |
| Long-term debt | $0 | $0 | $3,034 | $8.3M | $13,092 | $3.8M | $0 | $0 | $0 | $0 |
| Lease obligations | $2.3M | $1.2M | $3.2M | $3.4M | $3.6M | $2.3M | — | — | — | — |
| Other long-term liabilities | $1.7M | $987,054 | $3.1M | $3.4M | $3.6M | $2.9M | $1.4M | $1.7M | $1.4M | $1.1M |
| Total liabilities | $14.5M | $7.8M | $18.5M | $18.1M | $13.9M | $10.7M | $13.0M | $12.8M | $14.4M | $12.1M |
| Shareholders' equity | ||||||||||
| Common stock & paid-in capital | $6,634 | $6,634 | $6,634 | $6,634 | $6,634 | $6,634 | $6,494 | $6,494 | $16.1M | $15.9M |
| Retained earnings (deficit) | $13.1M | $11.7M | $9.5M | $10.3M | $14.5M | $13.2M | $13.3M | $13.4M | $12.3M | $11.9M |
| Treasury stock | — | — | — | — | — | −$4.6M | −$4.6M | −$4.6M | −$3.5M | −$3.2M |
| Accumulated other comprehensive income | — | — | $0 | $0 | $0 | $0 | $0 | −$6.3M | −$5.6M | −$4.8M |
| Minority interest | — | $0 | −$244,462 | −$244,462 | — | $1.2M | $1.5M | $1.1M | $639,912 | $374,334 |
| Total shareholders' equity | $27.6M | $26.2M | $24.0M | $24.8M | $29.4M | $27.7M | $25.3M | $24.9M | $25.0M | $24.5M |
| Key figures | ||||||||||
| Total debt | $8.4M | $1.2M | $12.9M | $12.6M | $7.5M | $6.1M | $7.2M | $6.3M | $8.4M | $7.0M |
| Net cash (debt) | −$7.7M | $207,991 | −$10.1M | −$10.0M | −$3.8M | −$3.2M | −$4.8M | −$1.7M | −$6.1M | −$3.7M |
| Working capital | $22.6M | $21.5M | $18.6M | $25.3M | $20.0M | $24.0M | $20.2M | $19.6M | $20.6M | $21.7M |
| Tangible book value | $27.1M | $25.7M | $23.4M | $21.8M | $26.0M | $23.2M | $20.7M | $20.2M | $21.6M | $23.1M |
| Book value per share | $4.83 | $4.59 | $4.20 | $4.34 | $5.14 | $4.98 | $4.54 | $4.37 | $4.26 | $4.03 |
| Shares outstanding | 5.7M | 5.7M | 5.7M | 5.7M | 5.7M | 5.6M | 5.6M | 5.7M | 5.9M | 6.1M |
| Current ratio | 2.77 | 4.14 | 2.21 | 4.92 | 2.94 | 7.04 | 2.76 | 2.75 | 2.58 | 2.97 |
| Quick ratio | 1.12 | 1.83 | 0.95 | 1.87 | 1.34 | 2.62 | 1.07 | 1.33 | 1.24 | 1.58 |
| Debt / equity | 0.30 | 0.04 | 0.54 | 0.51 | 0.25 | 0.22 | 0.28 | 0.25 | 0.34 | 0.28 |
| Equity / assets | 65.6% | 77.0% | 56.8% | 58.1% | 67.8% | 72.1% | 63.7% | 64.1% | 62.4% | 66.3% |
| Jul '26 | Apr '26 | Jan '26 | Oct '25 | Jul '25 | Apr '25 | Jan '25 | Oct '24 | Jul '24 | Apr '24 | Jan '24 | Oct '23 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Assets | ||||||||||||
| Cash & short-term investments | $2.9M | $2.3M | $2.7M | $701,872 | $979,772 | $1.8M | $2.4M | $1.4M | $3.1M | $2.4M | $2.4M | $2.7M |
| Cash & equivalents | $2.9M | $2.3M | $2.7M | $701,872 | $979,772 | $1.8M | $2.4M | $1.4M | $3.1M | $2.4M | $2.4M | $2.7M |
| Receivables | $10.5M | $9.8M | $11.3M | $13.7M | $14.5M | $12.8M | $13.9M | $11.1M | $9.0M | $8.7M | $9.7M | $8.0M |
| Inventory | $19.5M | $19.5M | $19.0M | $20.4M | $21.7M | $17.2M | $15.0M | $15.7M | $14.5M | $15.5M | $17.0M | $19.0M |
| Other current assets | $722,376 | $383,708 | $452,629 | $594,360 | $831,640 | $439,129 | $296,098 | $167,207 | $213,443 | $337,601 | $493,519 | $4.3M |
| Total current assets | $33.7M | $32.0M | $33.5M | $35.4M | $38.0M | $32.3M | $31.5M | $28.4M | $26.8M | $27.0M | $29.6M | $34.0M |
| Property, plant & equipment (net) | $1.7M | $1.9M | $5.5M | $5.5M | $5.9M | $6.0M | $6.2M | $4.4M | $4.5M | $6.0M | $6.0M | $6.2M |
| Goodwill & intangible assets | $436,375 | $439,750 | $443,125 | $450,750 | $458,375 | $466,000 | $473,625 | $481,250 | $488,875 | $496,500 | $504,125 | $511,750 |
| Long-term investments | $889,651 | $889,652 | $889,651 | $39,651 | $39,651 | $39,651 | $39,628 | $39,651 | $39,676 | $39,676 | $33,652 | $39,676 |
| Other non-current assets | $3.5M | $3.9M | $830,163 | $569,808 | $1.5M | $895,182 | $728,799 | $728,335 | $1.2M | $1.4M | $1.4M | $1.5M |
| Total assets | $40.2M | $39.1M | $41.2M | $42.0M | $45.9M | $39.7M | $38.9M | $34.0M | $33.1M | $34.9M | $37.6M | $42.2M |
| Liabilities | ||||||||||||
| Accounts payable | $4.9M | $4.4M | $6.5M | $2.1M | $8.1M | $5.2M | $5.5M | $2.9M | $4.5M | $4.2M | $4.4M | $3.7M |
| Short-term debt | $3.1M | $3.6M | $871,265 | $6.9M | $7.1M | $793,729 | $3.0M | $307,364 | $2.5M | $3.6M | $5.3M | — |
| Deferred revenue | — | — | — | — | — | — | — | — | −$4.5M | $1 | — | — |
| Total current liabilities | $8.1M | $8.8M | $11.0M | $12.8M | $17.0M | $6.5M | $9.1M | $6.8M | $7.3M | $8.2M | $10.7M | $15.4M |
| Long-term debt | $0 | $0 | $0 | $0 | $0 | $3.0M | $0 | $0 | $2,860 | $4,325 | $2,071 | $3,034 |
| Lease obligations | $2.0M | $2.1M | $2.2M | $2.3M | $2.7M | $2.9M | $3.1M | $1.2M | $1.5M | $3.1M | $3.2M | $3.2M |
| Other long-term liabilities | $1.0M | $1.2M | $1.4M | $1.7M | $2.1M | $2.3M | $2.5M | $987,054 | $1.0M | $2.6M | $2.8M | $3.1M |
| Total liabilities | $9.2M | $10.1M | $12.4M | $14.5M | $19.1M | $11.8M | $11.6M | $7.8M | $8.4M | $10.9M | $13.5M | $18.5M |
| Shareholders' equity | ||||||||||||
| Common stock & paid-in capital | $6,634 | $6,634 | $6,634 | $6,634 | $6,634 | $6,634 | $6,634 | $6,634 | $6,634 | $6,634 | $6,634 | — |
| Retained earnings (deficit) | $16.5M | $14.6M | $14.3M | $13.1M | $12.3M | $13.5M | $12.9M | $11.7M | $10.4M | $9.8M | $9.8M | $9.5M |
| Accumulated other comprehensive income | — | — | — | — | — | — | — | — | $0 | $0 | $0 | — |
| Minority interest | — | — | — | — | $0 | — | — | — | — | — | — | — |
| Total shareholders' equity | $31.0M | $29.0M | $28.8M | $27.6M | $26.8M | $28.0M | $27.3M | $26.2M | $24.9M | $24.3M | $24.3M | $24.0M |
| Key figures | ||||||||||||
| Total debt | $4.1M | $4.8M | $2.2M | $8.4M | $9.0M | $5.9M | $5.3M | $1.2M | $3.4M | $6.1M | $7.9M | $3,034 |
| Net cash (debt) | −$1.2M | −$2.5M | $569,938 | −$7.7M | −$8.0M | −$4.1M | −$3.0M | $207,991 | −$345,057 | −$3.7M | −$5.5M | $2.7M |
| Working capital | $25.5M | $23.2M | $22.6M | $22.6M | $21.0M | $25.8M | $22.4M | $21.5M | $19.5M | $18.7M | $18.9M | $18.6M |
| Tangible book value | $30.6M | $28.6M | $28.3M | $27.1M | $26.3M | $27.5M | $26.9M | $25.7M | $24.4M | $23.8M | $23.8M | $23.4M |
| Book value per share | $5.43 | $5.08 | $5.04 | $4.83 | $4.69 | $4.90 | $4.79 | $4.59 | $4.36 | $4.25 | $4.26 | $4.20 |
| Shares outstanding | 5.7M | 5.7M | 5.7M | 5.7M | 5.7M | 5.7M | 5.7M | 5.7M | 5.7M | 5.7M | 5.7M | 5.7M |
| Current ratio | 4.14 | 3.62 | 3.06 | 2.77 | 2.23 | 4.98 | 3.47 | 4.14 | 3.65 | 3.27 | 2.76 | 2.21 |
| Quick ratio | 1.66 | 1.37 | 1.28 | 1.12 | 0.91 | 2.26 | 1.79 | 1.83 | 1.65 | 1.35 | 1.13 | 0.70 |
| Debt / equity | 0.13 | 0.16 | 0.08 | 0.30 | 0.34 | 0.21 | 0.19 | 0.04 | 0.14 | 0.25 | 0.33 | 0.00 |
| Equity / assets | 77.2% | 74.2% | 69.9% | 65.6% | 58.3% | 70.4% | 70.3% | 77.0% | 75.4% | 69.6% | 64.7% | 56.8% |
Quarterly columns are labeled by the month the quarter ended. Figures in U.S. dollars as reported (latest annual report filed January 28, 2026); data from EODHD.
JVA financial position
At the end of fiscal 2025 (October 31, 2025), Coffee had total assets of $42.0 million (up 23.6% from a year earlier), total liabilities of $14.5 million and shareholders' equity of $27.6 million. It held $0.7 million in cash and short-term investments against $8.4 million of debt, net debt of $7.7 million. Its current ratio was 2.77. In the latest quarter (ended July 31, 2026) total assets were $40.2 million and equity $31.0 million.
Related: JVA income statement, JVA cash flow statement, JVA key metrics. See the JVA stock overview for the latest quote and news.
JVA balance sheet FAQ
What are Coffee's total assets?
Coffee reported total assets of $42.0 million at the end of fiscal 2025 (October 31, 2025), compared with $34.0 million a year earlier.
How much debt does Coffee have?
Coffee had $8.4 million of total debt at the end of fiscal 2025, including short-term borrowings and lease obligations. Its debt-to-equity ratio was 0.30.
How much cash does Coffee have?
Coffee held $0.7 million in cash and short-term investments at the end of fiscal 2025; with $8.4 million of debt that is net debt of $7.7 million.
What is Coffee's book value?
Coffee's shareholders' equity (book value) was $27.6 million at the end of fiscal 2025, or $4.83 per share.
What is Coffee's current ratio?
Coffee had current assets of $35.4 million and current liabilities of $12.8 million, a current ratio of 2.77 (it can cover its short-term obligations).
How much goodwill does Coffee have?
Coffee carried $0.5 million of goodwill and intangible assets, 1.1% of total assets, at the end of fiscal 2025.