Century Communities, Inc. (CCS) Balance Sheet

NYSE: CCSAssets, liabilities, debt and equity over 10 years.

CCS balance sheet, 2025

December 31, 2025 · U.S. dollars

$4.49B assets = $1.89B liabilities + $2.59B equity

Both columns are drawn to the same scale: what CCS owns equals what it owes plus shareholders’ equity. Hover a block for its value.

CCS financial health

Current ratio4.15

Comfortable · current assets cover current liabilities 4.15×

Debt / equity0.56

Moderate leverage · $0.56 of debt for each $1 of equity

Equity / assets57.8%

Equity-funded · of assets funded by shareholders

Cash / debt10.9%

Low cash cover · cash & short-term investments vs total debt

Goodwill & intangibles1.2%

Mostly tangible · of total assets

Descriptive bands, not a rating. Fiscal 2025.

CCS balance sheet trends, 2016–2025

Century Communities, Inc. balance sheet trends
Metric	Then	Latest	Change
Total assets	$1.01B2016	$4.49B2025	+18.0%/yr
Total liabilities	$533.9M2016	$1.89B2025	+15.1%/yr
Shareholders’ equity	$473.6M2016	$2.59B2025	+20.8%/yr
Cash & short-term investments	$29.4M2016	$158.0M2025	+20.5%/yr
Total debt	$454.1M2016	$1.44B2025	+13.7%/yr
Net cash (debt)	−$424.6M2016	−$1.29B2025	−$860.5M
Working capital	$875.5M2016	$2.71B2025	+$1.8B
Book value per share	$22.782016	$85.372025	+15.8%/yr
Current ratio	12.222016	4.152025	−8.07
Debt / equity	0.962016	0.562025	−0.40
Shares outstanding	20.8M2016	30.4M2025	+4.3%/yr

Change is the average annual growth (CAGR) or the difference between the first and latest year.

CCS assets

Cash & ST investmentsReceivablesInventoryOther currentPP&EGoodwill & intangiblesLT investmentsOther non-current

CCS liabilities and equity

Current liabilitiesLong-term debtOther long-term liabilitiesEquity

CCS debt vs cash

Total debtCash & ST investmentsNet cash (debt)

Debt includes short- and long-term borrowings and, where reported, lease obligations.

CCS balance sheet

Century Communities, Inc. annual balance sheet
	2025	2024	2023	2022	2021	2020	2019	2018	2017	2016
Assets
Cash & short-term investments	$158.0M	$150.0M	$328.0M	$296.7M	$316.3M	$394.0M	$55.4M	$32.9M	$88.8M	$29.4M
Cash & equivalents	$158.0M	$150.0M	$328.0M	$296.7M	$316.3M	$394.0M	$55.4M	$32.9M	$88.8M	$29.4M
Short-term investments	—	—	$15.9M	$25.4M	$13.5M	$8.7M	—	—	$42.6M	$21.5M
Receivables	$57.2M	$50.3M	$76.2M	$52.8M	$41.9M	$21.8M	$27.4M	$13.5M	$13.0M	$5.7M
Inventory	$3.36B	$3.45B	$3.02B	$2.83B	$2.46B	$1.93B	$2.00B	$1.85B	$1.39B	$857.9M
Other current assets	$0	$303.2M	$0	$510.7M	$605.4M	$392.2M	$308.9M	$273.0M	$149.1M	$60.5M
Total current assets	$3.58B	$3.96B	$3.42B	$3.69B	$3.42B	$2.74B	$2.39B	$2.17B	$1.64B	$953.6M
Property, plant & equipment (net)	$257.9M	$274.6M	$205.4M	$31.7M	$24.9M	$44.6M	$54.9M	$33.3M	$27.9M	$11.4M
Goodwill & intangible assets	$52.5M	$83.5M	$61.3M	$54.6M	$44.1M	$30.4M	$30.6M	$35.5M	$30.3M	$24.3M
Long-term investments	$0	$31.9M	$27.9M	$203.6M	$353.1M	$282.6M	$185.2M	$114.1M	$80.5M	$18.3M
Other non-current assets	$598.7M	$184.6M	$453.8M	$0	$0	$0	$0	$0	$0	$0
Total assets	$4.49B	$4.53B	$4.17B	$3.77B	$3.50B	$2.85B	$2.50B	$2.25B	$1.74B	$1.01B
Liabilities
Accounts payable	$114.4M	$133.1M	$147.3M	$106.9M	$84.7M	$107.7M	$84.8M	$89.9M	$24.8M	$15.7M
Short-term debt	$437.3M	$135.5M	$264.0M	$232.3M	$358.5M	$62.1M	$3.8M	$202.5M	$28.4M	$454.1M
Deferred revenue	—	—	−$264.0M	−$232.3M	−$358.5M	—	—	$119.8M	$64.5M	$400,000
Total current liabilities	$862.3M	$434.4M	$714.7M	$406.5M	$401.6M	$542.0M	$332.7M	$385.8M	$147.5M	$78.0M
Long-term debt	$1.44B	$1.48B	$1.30B	$1.22B	$1.33B	$894.9M	$896.7M	$784.8M	$776.3M	$454.1M
Lease obligations	—	—	—	$13.9M	$17.4M	$16.8M	$19.3M	—	—	—
Other long-term liabilities	$0	$1.0M	$0	$0	$0	$127.5M	$208.9M	$224.3M	$48.3M	$1.8M
Total liabilities	$1.89B	$1.91B	$1.78B	$1.62B	$1.73B	$1.56B	$1.44B	$1.39B	$999.8M	$533.9M
Shareholders' equity
Common stock & paid-in capital	$291,000	$310,000	$318,000	$318,000	$338,000	$334,000	$331,000	$302,000	$295,000	$355.8M
Retained earnings (deficit)	$2.21B	$2.09B	$1.79B	$1.57B	$1.07B	$583.2M	$377.0M	$264.0M	$168.1M	$117.9M
Treasury stock	—	—	—	—	—	—	—	—	$0	$0
Accumulated other comprehensive income	—	—	—	—	—	$0	$0	−$21.8M	$0	−$6.8M
Minority interest	—	—	—	—	—	—	—	—	$0	$0
Total shareholders' equity	$2.59B	$2.62B	$2.39B	$2.15B	$1.76B	$1.28B	$1.06B	$859.4M	$735.2M	$473.6M
Key figures
Total debt	$1.44B	$1.48B	$1.30B	$1.45B	$1.69B	$973.8M	$988.6M	$1.09B	$824.6M	$454.1M
Net cash (debt)	−$1.29B	−$1.33B	−$973.8M	−$1.15B	−$1.37B	−$579.8M	−$933.1M	−$1.06B	−$735.8M	−$424.6M
Working capital	$2.71B	$3.52B	$2.71B	$3.28B	$3.02B	$2.20B	$2.05B	$1.78B	$1.49B	$875.5M
Tangible book value	$2.54B	$2.54B	$2.33B	$2.10B	$1.72B	$1.25B	$1.03B	$823.9M	$704.9M	$449.4M
Book value per share	$85.37	$81.62	$74.11	$65.20	$51.23	$38.10	$34.04	$28.28	$29.94	$22.78
Shares outstanding	30.4M	32.1M	32.2M	33.0M	34.4M	33.6M	31.2M	30.4M	24.6M	20.8M
Current ratio	4.15	9.11	4.79	9.08	8.52	5.05	7.18	5.62	11.13	12.22
Quick ratio	0.25	0.46	0.57	0.86	0.89	0.77	0.25	0.12	0.69	0.45
Debt / equity	0.56	0.56	0.55	0.67	0.96	0.76	0.93	1.27	1.12	0.96
Equity / assets	57.8%	57.8%	57.3%	57.0%	50.5%	45.0%	42.5%	38.1%	42.4%	47.0%

Century Communities, Inc. quarterly balance sheet
	Jun '26	Mar '26	Dec '25	Sep '25	Jun '25	Mar '25	Dec '24	Sep '24	Jun '24	Mar '24	Dec '23	Sep '23
Assets
Cash & short-term investments	$92.3M	$78.2M	$158.0M	$130.1M	$93.2M	$100.3M	$150.0M	$149.2M	$106.7M	$122.8M	$226.2M	$193.1M
Cash & equivalents	$92.3M	$78.2M	$158.0M	$130.1M	$93.2M	$100.3M	$150.0M	$149.2M	$106.7M	$122.8M	$226.2M	$193.1M
Short-term investments	—	—	—	—	—	—	—	—	−$83.9M	$84.8M	$27.9M	$28.3M
Receivables	$64.8M	$55.7M	$57.2M	$70.5M	$68.9M	$43.8M	$50.3M	$73.0M	$78.3M	$66.0M	$76.2M	$53.9M
Inventory	$3.60B	$3.53B	$3.36B	$3.58B	$3.51B	$3.47B	$3.45B	$3.58B	$3.30B	$3.11B	$3.02B	$3.06B
Other current assets	$551.3M	$0	$0	$315.4M	$390.1M	$406.5M	$303.2M	$503.4M	$451.9M	$437.4M	$417.3M	$340.7M
Total current assets	$4.31B	$3.66B	$3.58B	$4.10B	$4.06B	$4.02B	$3.96B	$4.31B	$3.93B	$3.73B	$3.74B	$3.65B
Property, plant & equipment (net)	$73.1M	$70.8M	$257.9M	$359.2M	$86.9M	$86.6M	$274.6M	$165.1M	$97.2M	$74.6M	$205.4M	$34.0M
Goodwill & intangible assets	$66.9M	$58.8M	$52.5M	$47.0M	$42.3M	$85.0M	$83.5M	$74.0M	$66.2M	$64.8M	$61.3M	$60.9M
Long-term investments	$0	$0	$0	$0	$0	$0	$31.9M	$0	$0	$0	$27.9M	$0
Other non-current assets	$243.9M	$720.5M	$598.7M	$187.5M	$388.4M	$360.6M	$184.6M	$235.3M	$235.9M	$238.8M	$108.4M	$208.4M
Total assets	$4.69B	$4.51B	$4.49B	$4.69B	$4.58B	$4.56B	$4.53B	$4.78B	$4.33B	$4.11B	$4.14B	$3.95B
Liabilities
Accounts payable	$151.3M	$152.2M	$114.4M	$169.0M	$145.3M	$134.3M	$133.1M	$165.4M	$158.8M	$135.8M	$147.3M	$161.1M
Short-term debt	$243.8M	$222.3M	$437.3M	$339.0M	$270.0M	$237.0M	$135.5M	$414.0M	$111.0M	$212.4M	$264.0M	$162.1M
Deferred revenue	—	—	—	—	—	—	—	−$470.8M	—	$8.5M	−$264.0M	−$162.1M
Total current liabilities	$674.2M	$640.1M	$862.3M	$675.1M	$756.6M	$726.0M	$434.4M	$998.5M	$658.6M	$486.8M	$575.5M	$471.3M
Long-term debt	$1.35B	$1.32B	$1.44B	$1.66B	$1.59B	$1.56B	$1.48B	$1.78B	$1.32B	$1.28B	$1.30B	$1.05B
Lease obligations	$11.3M	$11.1M	—	—	—	—	—	—	—	—	—	—
Other long-term liabilities	$97.1M	$0	$0	$0	$0	$0	$1.0M	$0	$0	$0	$128.5M	$134.2M
Total liabilities	$2.13B	$1.96B	$1.89B	$2.12B	$2.02B	$1.98B	$1.91B	$2.23B	$1.87B	$1.69B	$1.75B	$1.66B
Shareholders' equity
Common stock & paid-in capital	$284,000	$288,000	$291,000	$294,000	$297,000	$305,000	$310,000	$313,000	$313,000	$318,000	$318,000	$318,000
Retained earnings (deficit)	$2.25B	$2.22B	$2.21B	$2.18B	$2.15B	$2.12B	$2.09B	$2.00B	$1.92B	$1.85B	$1.79B	$1.71B
Accumulated other comprehensive income	—	—	—	—	—	$0	—	$0	$0	$0	—	—
Total shareholders' equity	$2.57B	$2.55B	$2.59B	$2.58B	$2.56B	$2.58B	$2.62B	$2.55B	$2.47B	$2.42B	$2.39B	$2.29B
Key figures
Total debt	$1.70B	$1.54B	$1.44B	$1.66B	$1.41B	$1.35B	$1.48B	$1.53B	$1.19B	$1.07B	$1.30B	$1.05B
Net cash (debt)	−$1.60B	−$1.46B	−$1.29B	−$1.53B	−$1.31B	−$1.25B	−$1.33B	−$1.38B	−$1.08B	−$946.9M	−$1.08B	−$858.2M
Working capital	$3.63B	$3.02B	$2.71B	$3.43B	$3.31B	$3.30B	$3.52B	$3.31B	$3.27B	$3.25B	$3.16B	$3.17B
Tangible book value	$2.50B	$2.49B	$2.54B	$2.53B	$2.52B	$2.49B	$2.54B	$2.47B	$2.40B	$2.35B	$2.33B	$2.23B
Book value per share	$88.68	$87.39	$87.51	$85.88	$83.57	$82.79	$81.73	$79.55	$76.83	$75.04	$74.04	$71.12
Shares outstanding	28.9M	29.2M	29.6M	30.0M	30.7M	31.1M	32.1M	32.0M	32.1M	32.2M	32.2M	32.2M
Current ratio	6.39	5.72	4.15	6.07	5.37	5.54	9.11	4.31	5.97	7.67	6.49	7.74
Quick ratio	0.23	0.21	0.25	0.30	0.21	0.20	0.46	0.22	0.28	0.39	0.53	0.52
Debt / equity	0.66	0.60	0.56	0.65	0.55	0.52	0.56	0.60	0.48	0.44	0.55	0.46
Equity / assets	54.7%	56.6%	57.8%	54.9%	56.0%	56.6%	57.8%	53.3%	56.9%	58.8%	57.7%	58.1%

Quarterly columns are labeled by the month the quarter ended. Figures in U.S. dollars as reported (latest annual report filed January 29, 2026); data from EODHD.

CCS financial position

At the end of fiscal 2025 (December 31, 2025), Century Communities had total assets of $4.5 billion (down 1.0% from a year earlier), total liabilities of $1.9 billion and shareholders' equity of $2.6 billion. It held $158.0 million in cash and short-term investments against $1.4 billion of debt, net debt of $1.3 billion. Its current ratio was 4.15. In the latest quarter (ended June 30, 2026) total assets were $4.7 billion and equity $2.6 billion.

Related: CCS income statement, CCS cash flow statement, CCS key metrics. See the CCS stock overview for the latest quote and news.

CCS balance sheet FAQ

What are Century Communities's total assets?

Century Communities reported total assets of $4.5 billion at the end of fiscal 2025 (December 31, 2025), compared with $4.5 billion a year earlier.

How much debt does Century Communities have?

Century Communities had $1.4 billion of total debt at the end of fiscal 2025, including short-term borrowings. Its debt-to-equity ratio was 0.56.

How much cash does Century Communities have?

Century Communities held $158.0 million in cash and short-term investments at the end of fiscal 2025; with $1.4 billion of debt that is net debt of $1.3 billion.

What is Century Communities's book value?

Century Communities's shareholders' equity (book value) was $2.6 billion at the end of fiscal 2025, or $85.37 per share.

What is Century Communities's current ratio?

Century Communities had current assets of $3.6 billion and current liabilities of $862.3 million, a current ratio of 4.15 (it can cover its short-term obligations).

How much goodwill does Century Communities have?

Century Communities carried $52.5 million of goodwill and intangible assets, 1.2% of total assets, at the end of fiscal 2025.