The Bank of New York Mellon Corporation (BNY) Balance Sheet
BNY balance sheet, 2025
December 31, 2025 · U.S. dollars$472.30B assets = $427.49B liabilities + $44.81B equity
Both columns are drawn to the same scale: what BNY owns equals what it owes plus shareholders’ equity. Hover a block for its value.
BNY financial health
Descriptive bands, not a rating. Fiscal 2025.
BNY balance sheet trends, 2016–2025
| Metric | Trend | Then | Latest | Change |
|---|---|---|---|---|
| Total assets | $333.47B2016 | $472.30B2025 | +3.9%/yr | |
| Total liabilities | $293.89B2016 | $427.49B2025 | +4.3%/yr | |
| Shareholders’ equity | $38.81B2016 | $44.31B2025 | +1.5%/yr | |
| Cash & short-term investments | $179.82B2016 | $190.69B2025 | +0.7%/yr | |
| Total debt | $35.96B2016 | $33.88B2025 | −0.7%/yr | |
| Net cash (debt) | $143.87B2016 | $156.81B2025 | +$12.9B | |
| Working capital | −$65.48B2016 | −$114.37B2025 | −$48.9B | |
| Book value per share | $36.202016 | $62.882025 | +6.3%/yr | |
| Debt / equity | 0.932016 | 0.762025 | −0.16 | |
| Shares outstanding | 1.07B2016 | 704.7M2025 | −4.6%/yr |
Change is the average annual growth (CAGR) or the difference between the first and latest year.
BNY assets
BNY liabilities and equity
BNY debt vs cash
Debt includes short- and long-term borrowings and, where reported, lease obligations.
BNY balance sheet
| 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
|---|---|---|---|---|---|---|---|---|---|---|
| Assets | ||||||||||
| Cash & short-term investments | $190.69B | $200.61B | $238.93B | $225.56B | $266.75B | $313.01B | $243.76B | $225.11B | $219.80B | $179.82B |
| Cash & equivalents | $131.52B | $101.94B | $125.19B | $107.36B | $121.34B | $162.16B | $114.68B | $88.00B | $108.87B | $77.95B |
| Short-term investments | $59.17B | $98.67B | $113.74B | $118.20B | $145.41B | $150.85B | $129.08B | $137.11B | $110.93B | $101.88B |
| Receivables | $81.81B | $7.08B | $8.59B | $6.92B | $5.90B | $5.72B | $5.92B | $6.74B | $8.03B | $7.51B |
| Inventory | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 |
| Other current assets | $0 | $2.77B | $2.56B | $2.42B | $2.42B | $2.03B | $1.96B | $1.74B | $1.81B | $1.27B |
| Total current assets | $272.49B | $210.46B | $250.07B | $234.89B | $275.07B | $320.76B | $251.64B | $233.60B | $229.65B | $188.61B |
| Property, plant & equipment (net) | $3.58B | $3.27B | $3.16B | $3.26B | $3.43B | $3.60B | $3.62B | $1.83B | $1.63B | $1.30B |
| Goodwill & intangible assets | $19.59B | $22.12B | $21.55B | $21.31B | $22.60B | $22.39B | $22.08B | $22.22B | $22.47B | $22.36B |
| Long-term investments | $169.32B | $153.12B | $138.97B | $154.19B | $0 | $0 | $0 | $0 | $0 | $0 |
| Other non-current assets | $7.32B | $27.09B | $0 | $0 | $143.34B | $122.88B | $104.16B | $105.22B | $118.00B | $121.19B |
| Total assets | $472.30B | $416.06B | $409.88B | $405.78B | $444.44B | $469.63B | $381.51B | $362.87B | $371.76B | $333.47B |
| Liabilities | ||||||||||
| Accounts payable | $21.87B | $20.07B | $18.39B | $23.43B | $25.15B | $25.09B | $18.76B | $19.73B | $20.18B | $20.99B |
| Short-term debt | $2.00B | $14.37B | $14.51B | $12.34B | $11.57B | $11.30B | $15.36B | $16.18B | $18.24B | $10.74B |
| Total current liabilities | $386.86B | $325.96B | $319.11B | $317.31B | $358.95B | $380.27B | $295.24B | $275.89B | $283.95B | $254.09B |
| Long-term debt | $32.30B | $31.08B | $31.74B | $30.86B | $0 | $0 | $0 | $0 | $0 | $0 |
| Other long-term liabilities | $8.34B | $17.26B | $18.12B | $16.77B | $42.10B | $43.24B | $44.54B | $46.12B | $46.06B | $39.80B |
| Total liabilities | $427.49B | $374.30B | $368.97B | $364.93B | $401.05B | $423.51B | $339.78B | $322.00B | $330.01B | $293.89B |
| Shareholders' equity | ||||||||||
| Common stock & paid-in capital | $14.0M | $14.0M | $14.0M | $14.0M | $14.0M | $14.0M | $14.0M | $14.0M | $14.0M | $13.0M |
| Retained earnings (deficit) | $46.40B | $42.54B | $39.55B | $37.86B | $36.67B | $34.24B | $31.89B | $28.65B | $25.64B | $22.62B |
| Accumulated other comprehensive income | −$3.04B | −$4.66B | −$4.89B | −$5.97B | −$2.21B | −$985.0M | −$2.64B | −$3.17B | −$2.36B | −$3.77B |
| Minority interest | $495.0M | $446.0M | $135.0M | $116.0M | — | — | — | — | — | — |
| Total shareholders' equity | $44.31B | $41.32B | $40.77B | $40.73B | $43.03B | $45.80B | $41.48B | $40.64B | $41.25B | $38.81B |
| Key figures | ||||||||||
| Total debt | $33.88B | $45.44B | $46.24B | $43.19B | $38.25B | $37.64B | $43.46B | $48.57B | $49.24B | $35.96B |
| Net cash (debt) | $156.81B | $155.17B | $192.68B | $182.37B | $228.50B | $275.37B | $200.31B | $176.54B | $170.56B | $143.87B |
| Working capital | −$114.37B | −$115.50B | −$69.05B | −$82.42B | −$83.88B | −$59.51B | −$43.60B | −$42.29B | −$54.31B | −$65.48B |
| Tangible book value | $24.72B | $19.19B | $19.23B | $19.42B | $20.43B | $23.41B | $19.40B | $18.42B | $18.78B | $16.45B |
| Book value per share | $62.88 | $55.23 | $51.75 | $49.99 | $50.25 | $51.32 | $43.99 | $39.06 | $39.65 | $36.20 |
| Shares outstanding | 704.7M | 748.1M | 787.8M | 814.8M | 856.4M | 892.5M | 943.1M | 1.04B | 1.04B | 1.07B |
| Current ratio | 0.70 | 0.65 | 0.78 | 0.74 | 0.77 | 0.84 | 0.85 | 0.85 | 0.81 | 0.74 |
| Quick ratio | 0.70 | 0.64 | 0.78 | 0.73 | 0.76 | 0.84 | 0.85 | 0.84 | 0.80 | 0.74 |
| Debt / equity | 0.76 | 1.10 | 1.13 | 1.06 | 0.89 | 0.82 | 1.05 | 1.20 | 1.19 | 0.93 |
| Equity / assets | 9.4% | 9.9% | 9.9% | 10.0% | 9.7% | 9.8% | 10.9% | 11.2% | 11.1% | 11.6% |
| Sep '26 | Jun '26 | Mar '26 | Dec '25 | Sep '25 | Jun '25 | Mar '25 | Dec '24 | Sep '24 | Jun '24 | Mar '24 | Dec '23 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Assets | ||||||||||||
| Cash & short-term investments | $349.98B | $163.14B | $254.38B | $190.69B | $168.41B | $186.85B | $167.93B | $200.61B | $213.24B | $219.49B | $223.06B | $238.93B |
| Cash & equivalents | $128.38B | $7.48B | $187.04B | $131.52B | $119.86B | $141.30B | $116.55B | $101.94B | $116.21B | $132.94B | $135.14B | $125.19B |
| Short-term investments | $221.59B | $155.66B | $67.34B | $59.17B | $48.55B | $45.55B | $51.39B | $98.67B | $97.03B | $86.55B | $87.92B | $113.74B |
| Receivables | $1.48B | $32.47B | $6.63B | $81.81B | $7.15B | $7.97B | $7.27B | $7.08B | $7.42B | $7.43B | $6.45B | $8.59B |
| Inventory | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 |
| Other current assets | $0 | $0 | $6.66B | $0 | $3.18B | $0 | $3.03B | $2.77B | $2.82B | $2.85B | $2.74B | $2.56B |
| Total current assets | $351.45B | $195.61B | $267.67B | $272.49B | $178.74B | $188.20B | $178.24B | $210.46B | $223.49B | $229.77B | $232.25B | $250.07B |
| Property, plant & equipment (net) | $4.12B | $3.91B | $3.80B | $3.58B | $3.55B | $3.29B | $3.26B | $3.27B | $3.38B | $3.27B | $3.14B | $3.16B |
| Goodwill & intangible assets | $19.52B | $19.53B | $22.25B | $19.59B | $22.31B | $19.67B | $22.17B | $22.12B | $21.67B | $21.54B | $21.52B | $21.55B |
| Long-term investments | $0 | $0 | $174.94B | $169.32B | $167.32B | $163.19B | $160.84B | $0 | $0 | $0 | $0 | $0 |
| Other non-current assets | $118.89B | $305.97B | $92.86B | $7.32B | $83.40B | $111.43B | $76.18B | $180.21B | $178.92B | $173.96B | $177.82B | $135.10B |
| Total assets | $493.98B | $525.02B | $561.52B | $472.30B | $455.31B | $485.78B | $440.69B | $416.06B | $427.46B | $428.54B | $434.73B | $409.88B |
| Liabilities | ||||||||||||
| Accounts payable | — | — | $24.75B | $21.87B | $23.64B | $21.27B | $22.24B | $20.07B | $19.74B | $17.57B | $19.39B | $18.39B |
| Short-term debt | $32.96B | $4.82B | $20.51B | $2.00B | $18.95B | $17.85B | $17.32B | $14.37B | $14.88B | $16.00B | $15.11B | $14.51B |
| Total current liabilities | $403.57B | $4.82B | $469.23B | $386.86B | $359.90B | $385.52B | $351.01B | $325.96B | $333.03B | $339.40B | $344.94B | $319.11B |
| Long-term debt | $0 | $0 | $32.76B | $32.30B | $32.57B | $33.72B | $31.08B | $0 | $0 | $0 | $0 | $0 |
| Other long-term liabilities | $46.28B | $474.86B | $14.22B | $8.34B | $18.48B | $22.00B | $14.97B | $48.34B | $52.04B | $48.02B | $49.03B | $49.86B |
| Total liabilities | $449.85B | $479.67B | $516.20B | $427.49B | $410.95B | $441.24B | $397.07B | $374.30B | $385.07B | $387.42B | $393.97B | $368.97B |
| Shareholders' equity | ||||||||||||
| Common stock & paid-in capital | $14.0M | $14.0M | $14.0M | $14.0M | $14.0M | $14.0M | $14.0M | $14.0M | $14.0M | $14.0M | $14.0M | $14.0M |
| Retained earnings (deficit) | $50.08B | $48.91B | $47.58B | $46.40B | $45.35B | $44.39B | $43.34B | $42.54B | $41.76B | $41.00B | $40.18B | $39.55B |
| Accumulated other comprehensive income | −$4.41B | −$3.46B | −$3.50B | −$3.04B | −$3.36B | −$3.55B | −$4.12B | −$4.66B | −$3.87B | −$4.90B | −$4.88B | −$4.89B |
| Minority interest | — | — | $536.0M | $495.0M | $482.0M | $589.0M | $504.0M | — | — | — | — | — |
| Total shareholders' equity | $43.58B | $44.66B | $44.78B | $44.31B | $43.88B | $43.95B | $43.12B | $41.32B | $41.99B | $40.84B | $40.57B | $40.77B |
| Key figures | ||||||||||||
| Total debt | $66.26B | $35.18B | $53.27B | $33.88B | $51.52B | $51.28B | $48.41B | $45.44B | $48.48B | $47.23B | $47.81B | $46.24B |
| Net cash (debt) | $283.71B | $127.95B | $201.12B | $156.81B | $116.89B | $135.57B | $119.53B | $155.17B | $164.77B | $172.26B | $175.24B | $192.68B |
| Working capital | −$52.12B | $190.79B | −$201.56B | −$114.37B | −$181.16B | −$197.32B | −$172.77B | −$115.50B | −$109.54B | −$109.63B | −$112.69B | −$69.05B |
| Tangible book value | $24.06B | $25.13B | $22.53B | $24.72B | $21.57B | $24.28B | $20.95B | $19.19B | $20.32B | $19.30B | $19.05B | $19.23B |
| Book value per share | — | $63.97 | $64.14 | $62.88 | $62.26 | $61.04 | $59.28 | $56.31 | $56.59 | $54.34 | $53.22 | $52.80 |
| Shares outstanding | — | 698.2M | 698.2M | 704.7M | 704.7M | 720.0M | 727.4M | 733.7M | 742.1M | 751.6M | 762.3M | 772.1M |
| Current ratio | 0.87 | 40.62 | 0.57 | 0.70 | 0.50 | 0.49 | 0.51 | 0.65 | 0.67 | 0.68 | 0.67 | 0.78 |
| Quick ratio | 0.87 | 40.62 | 0.56 | 0.70 | 0.49 | 0.51 | 0.50 | 0.64 | 0.66 | 0.67 | 0.67 | 0.78 |
| Debt / equity | 1.52 | 0.79 | 1.19 | 0.76 | 1.17 | 1.17 | 1.12 | 1.10 | 1.15 | 1.16 | 1.18 | 1.13 |
| Equity / assets | 8.8% | 8.5% | 8.0% | 9.4% | 9.6% | 9.0% | 9.8% | 9.9% | 9.8% | 9.5% | 9.3% | 9.9% |
Quarterly columns are labeled by the month the quarter ended. Figures in U.S. dollars as reported (latest annual report filed February 25, 2026); data from EODHD.
BNY financial position
At the end of fiscal 2025 (December 31, 2025), BNY had total assets of $472.3 billion (up 13.5% from a year earlier), total liabilities of $427.5 billion and shareholders' equity of $44.3 billion. It held $190.7 billion in cash and short-term investments against $33.9 billion of debt, a net cash position of $156.8 billion. Its current ratio was 0.70. In the latest quarter (ended September 30, 2026) total assets were $494.0 billion and equity $43.6 billion.
Related: BNY income statement, BNY cash flow statement, BNY key metrics. See the BNY stock overview for the latest quote and news.
BNY balance sheet FAQ
What are BNY's total assets?
BNY reported total assets of $472.3 billion at the end of fiscal 2025 (December 31, 2025), compared with $416.1 billion a year earlier.
How much debt does BNY have?
BNY had $33.9 billion of total debt at the end of fiscal 2025, including short-term borrowings. Its debt-to-equity ratio was 0.76.
How much cash does BNY have?
BNY held $190.7 billion in cash and short-term investments at the end of fiscal 2025; with $33.9 billion of debt that is net cash of $156.8 billion.
What is BNY's book value?
BNY's shareholders' equity (book value) was $44.3 billion at the end of fiscal 2025, or $62.88 per share.
What is BNY's current ratio?
BNY had current assets of $272.5 billion and current liabilities of $386.9 billion, a current ratio of 0.70 (current liabilities exceed current assets).
How much goodwill does BNY have?
BNY carried $19.6 billion of goodwill and intangible assets, 4.1% of total assets, at the end of fiscal 2025.