UMH Properties, Inc. (UMH) AI Stock Analysis

UMH Properties, Inc., established in 1968, is a publicly traded real estate investment trust specializing in manufactured home communities. The company owns and manages 124 communities encompassing approximately 23,400 developed homesites across New Jersey, New York, Ohio, Pennsylvania, Tennessee, Indiana, Michigan, and Maryland. In addition to its manufactured home portfolio, UMH maintains a strategic investment in a portfolio of REIT securities to support financial flexibility and portfolio expansion. Headquartered in New Jersey, the REIT focuses on providing affordable housing options and proactive community management.

Revenue increased from $186.1M in FY2021 to $261.8M in FY2025, reflecting a 5-year compound annual growth rate of 9.9%. Net income shifted from $51.1M in FY2021 to -$4.9M in FY2022, before recovering to $8.0M in FY2023, $21.6M in FY2024, and $26.5M in FY2025. Operating margin was 18.2% in FY2021 and stood at 17.4% in FY2025, while gross margin was reported at 3.9% in FY2025. Over the trailing twelve months ended June 30, 2026, revenue stood at $271.1M with an operating margin of 18.8% and a profit margin of 11.6%. In the latest quarter, revenue grew 7.7% year-over-year and earnings grew 66.7% year-over-year.

As of June 30, 2026, UMH held $58.3M in cash and short-term investments alongside total assets of $1.71B. Total debt was $789.3M, resulting in net debt of $731.0M against shareholders' equity of $890.4M, with a debt-to-equity ratio of 0.89 and a current ratio of 8.80. In FY2025, operating cash flow and free cash flow both totaled $82.0M. During FY2025, capital expenditures were $172.6M, dividends paid reached $91.8M, and share buybacks totaled $4.8M.

At a last close of $15.24, UMH trades at a trailing P/E of 127.0x and a forward P/E of 142.9x, both higher than the median of its US-listed Real Estate peers at 21.6x and 23.5x, respectively. The company's price-to-sales ratio of 4.8x and EV/EBITDA of 17.7x also sit above the peer medians of 3.7x and 14.7x. Over the past year, UMH returned 13.7%, trailing the S&P 500 return of 16.8%. Over five years, UMH fell 17.1%, compared to an 83.0% gain for the S&P 500.

UMH pays a quarterly dividend with an annualized forward payout of $0.90 per share, yielding 5.91% as of October 16, 2026. The company has paid dividends for 37 consecutive years, producing a 5-year annualized dividend growth rate of 4.3%. The payout ratio is 2.8%, and the last ex-dividend date is November 16, 2026.

Wall Street coverage consists of 5 Strong Buy, 2 Buy, and 2 Hold ratings, with no Sell or Strong Sell ratings. The mean price target is $18.88, representing a 23.9% upside from the last close of $15.24. For the fiscal year ending December 31, 2026, consensus estimates project revenue of $283.5M and EPS of $0.15. UMH has beaten EPS estimates in 2 of the last 4 quarters, with the next earnings announcement set for November 2, 2026.

This page is an AI-written research summary of UMH Properties, Inc. (UMH). The text was generated on October 30, 2026 from Quotelinks data as of October 16, 2026 (company profile, annual results, latest balance sheet, valuation, price performance and analyst estimates). An automatic check rejects any draft that contains a figure not found in that data. It is not investment advice; verify figures on the linked tabs before making decisions.

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