UDR, Inc. (UDR) AI Stock Analysis
UDR AI stock analysis summary
AI ResearchUDR, Inc. (NYSE: UDR) is an S&P 500 multifamily residential REIT owning and managing apartment communities across targeted U.S. metropolitan markets. The company generated $1.77B in trailing twelve-month revenue with a 29.6% net profit margin, but top-line growth was flat at -0.1% in the quarter ending June 30, 2026. UDR carries $5.99B in net debt against $1.2M in cash, while offering a 5.08% dividend yield.
- Market cap
- $12.59B
- Revenue (TTM)
- $1.77B
- P/E
- 21.7x fwd 51.5x
- 1Y return
- -1.1% S&P 500 16.8%
- Avg. target
- $40.45 18.1% vs last close
Bull case
- UDR maintains a steady income stream backed by 42 consecutive years of dividend payments and a 5.08% dividend yield.
- The stock trades at an EV/EBITDA of 11.9x, representing a discount to the S&P 500 Real Estate median of 17.6x.
- Quarterly earnings increased 90.9% year-over-year in the period ended June 30, 2026.
Bear case
- Total debt of $5.99B substantially exceeds cash and short-term investments of $1.2M, resulting in a high debt-to-equity ratio of 2.04.
- Quarterly revenue fell 0.1% year-over-year in the latest quarter, trailing the sector peer median revenue growth of 5.7%.
- UDR has underperformed broader equities over five years, declining 22.8% compared to an 83.0% gain for the S&P 500.
What UDR does
UDR, Inc. is a prominent multifamily real estate investment trust listed on the S&P 500 with a track record spanning over 48 years. The company specializes in managing, acquiring, selling, developing, and revitalizing residential communities across targeted markets in the United States. As of September 30, 2020, UDR owned or held ownership interests in 51,649 apartment homes, with an additional 1,031 homes under development. Its operations focus on expanding in key metropolitan areas while delivering premium living experiences for residents, fostering a supportive workplace for its 1,420 employees, and pursuing sustainable growth across its diverse property portfolio.
Growth and profitability
Over the five-year period from FY2020 to FY2025, revenue grew at a compound annual growth rate of 6.6%, expanding from $1.29B in FY2021 to $1.71B in FY2025. Annual revenue growth moderated to 2.4% in FY2025, following 2.7% in FY2024 and 7.3% in FY2023. Gross margin reached 25.6% in FY2025, while operating margin stood at 18.8%. Net income rose to $377.7M in FY2025, up from $89.6M in FY2024, translating to diluted earnings per share of $1.04. Over the trailing twelve months, revenue was $1.77B with a net profit margin of 29.6%. For the latest quarter ended June 30, 2026, quarterly revenue fell 0.1% year-over-year, while quarterly earnings expanded 90.9%.
Balance sheet and cash flow
As of June 30, 2026, UDR held $1.2M in cash and short-term investments compared to $5.99B in total debt, resulting in net debt of $5.99B. Total assets stood at $10.27B against shareholders' equity of $2.94B, representing a debt-to-equity ratio of 2.04 and a current ratio of 0.15. In FY2025, operating cash flow reached $902.9M and free cash flow was $613.9M. Cash deployment in FY2025 included $288.9M in capital expenditures, $572.7M in dividends paid, and $117.8M in share buybacks.
Valuation and performance
At $34.26, UDR has a market capitalization of $12.59B and an enterprise value of $16.89B. The stock trades at a trailing P/E of 21.7x, below the 30.6x median of its S&P 500 Real Estate peers. However, its forward P/E of 51.5x exceeds the peer median of 29.2x. Its enterprise value to EBITDA ratio is 11.9x compared to the peer median of 17.6x, while price-to-sales is 7.1x versus the peer median of 7.0x. Over the past year, UDR shares fell 1.1% while the S&P 500 gained 16.8%. Over five years, UDR declined 22.8% compared to an 83.0% gain for the index.
UDR dividend
UDR pays a forward annual dividend of $1.74 per share, resulting in a dividend yield of 5.08% at the last close of $34.26. Dividends are paid monthly, and the company has paid dividends for 42 consecutive years. The annualized 5-year dividend growth rate is 3.8%, supported by a payout ratio of 30.4%.
What analysts expect
Wall Street coverage includes 8 Strong Buy, 1 Buy, 11 Hold, 1 Sell, and 1 Strong Sell ratings. The mean price target of $40.45 sits 18.1% above the last close of $34.26. For the current fiscal year ending December 31, 2026, consensus estimates project revenue of $1.70B and EPS of $1.04, reflecting an estimated EPS decline of 7.9%. UDR has topped EPS estimates in 3 of the last 4 quarters, with its next earnings report scheduled for November 4, 2026.
Key risks and what to watch
- A current ratio of 0.15 indicates tight short-term liquidity relative to existing current obligations.
- A forward P/E multiple of 51.5x sits well above the sector peer median of 29.2x, increasing sensitivity to earnings revisions.
- Consensus estimates forecast full-year FY2026 EPS to decline 7.9% to $1.04 alongside projected revenue of $1.70B.
AI-generated research summary. Written with AI from Quotelinks data as of October 16, 2026 and checked so every figure matches that data. For information only, not investment advice. Disclaimer
About this UDR AI stock analysis
This page is an AI-written research summary of UDR, Inc. (UDR). The text was generated on October 30, 2026 from Quotelinks data as of October 16, 2026 (company profile, annual results, latest balance sheet, valuation, price performance and analyst estimates). An automatic check rejects any draft that contains a figure not found in that data. It is not investment advice; verify figures on the linked tabs before making decisions.
Related: UDR income statement, UDR balance sheet, UDR key metrics, UDR analyst forecast, UDR chart. See the UDR stock overview for the latest quote and news.
UDR AI stock analysis FAQ
What dividend does UDR pay?
UDR pays a forward annual dividend of $1.74 per share on a monthly schedule, offering a 5.08% yield as of October 16, 2026. The company has paid dividends for 42 consecutive years with a payout ratio of 30.4%.
What is UDR's debt position?
As of June 30, 2026, UDR held $5.99B in total debt against $1.2M in cash and short-term investments, resulting in net debt of $5.99B. Its debt-to-equity ratio was 2.04, and its current ratio stood at 0.15.
What are analysts' price targets for UDR stock?
Analysts maintain a mean price target of $40.45, which is 18.1% above its last close of $34.26. Ratings consist of 8 Strong Buy, 1 Buy, 11 Hold, 1 Sell, and 1 Strong Sell.
When does UDR report its next earnings?
UDR is scheduled to report its next financial results on November 4, 2026.