RenaissanceRe Holdings Ltd. (RNR) AI Stock Analysis

RenaissanceRe Holdings Ltd., founded in 1993 and headquartered in Pembroke, Bermuda, provides reinsurance and insurance products worldwide. It operates through two segments: Property, and Casualty and Specialty. The Property segment offers catastrophe excess of loss reinsurance and retrocessional reinsurance, protecting insurers against natural and man-made disasters including hurricanes, earthquakes, typhoons, floods, and terrorism. The Casualty and Specialty segment provides diverse coverages such as directors and officers liability, cyber, medical malpractice, professional indemnity, and trade credit. RenaissanceRe distributes products mainly through intermediaries and also operates an investment management business managing funds.

RenaissanceRe increased revenue from $5.27B in FY2021 to $12.75B in FY2025, achieving a 5-year revenue CAGR of 19.9%. Net income recovered from -$1.06B in FY2022 to $2.56B in FY2023 and reached $2.68B in FY2025, alongside an operating margin of 31.5% and a net margin of 21.0%. Over the trailing twelve months, revenue totaled $11.17B with an operating margin of 41.7% and EPS of $57.91. For the quarter ended June 30, 2026, quarterly revenue fell 13.2% year-over-year and quarterly earnings decreased 10.0%.

As of June 30, 2026, the company held $5.25B in cash and short-term investments against $2.33B in total debt, creating a net cash position of $2.92B. Shareholders' equity was $11.82B against total assets of $55.20B, yielding a debt-to-equity ratio of 0.20 and a current ratio of 1.76. In FY2025, operating cash flow and free cash flow both reached $3.69B. Capital returns in FY2025 included $1.60B in share buybacks and $110.2M in dividends paid, contributing to a 5-year share count decline of 7.2%.

At $351.06, RenaissanceRe trades at a trailing P/E of 6.1x and a forward P/E of 8.1x, below the US-listed Financial Services median of 12.1x trailing and 10.8x forward. Its price-to-sales multiple is 1.3x versus the peer median of 3.2x, while EV/revenue sits at 1.4x and price-to-book is 1.2x. Over the past year, RNR gained 40.1% compared to a 16.8% return for the S&P 500. Over 5 years, the stock returned 146.2% versus 83.0% for the S&P 500.

RenaissanceRe pays a quarterly dividend with an annualized forward rate of $1.64 per share, translating to a dividend yield of 0.47%. The payout ratio is 2.9%, and the company has paid dividends for 32 consecutive years. The dividend grew at an annualized rate of 2.7% over the past 5 years. Its last ex-dividend date was September 15, 2026.

Wall Street analysts hold 4 Strong Buy, 13 Hold, and 1 Strong Sell recommendations on RNR. The mean price target is $347.31, which is 1.1% below the last close of $351.06. For the current fiscal year ending December 31, 2026, consensus estimates project revenue of $8.15B and EPS of $46.62, representing 19.2% EPS growth. RenaissanceRe has beaten EPS estimates in each of the last 4 quarters, and its next earnings date is October 27, 2026.

This page is an AI-written research summary of RenaissanceRe Holdings Ltd. (RNR). The text was generated on October 30, 2026 from Quotelinks data as of October 16, 2026 (company profile, annual results, latest balance sheet, valuation, price performance and analyst estimates). An automatic check rejects any draft that contains a figure not found in that data. It is not investment advice; verify figures on the linked tabs before making decisions.

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