EverQuote, Inc (EVER) AI Stock Analysis

Headquartered in Cambridge, Massachusetts, EverQuote, Inc. operates an online marketplace designed for insurance shopping across the United States. Originally founded as AdHarmonics, Inc. in 2008 and rebranded in November 2014, the company connects consumers looking for auto, home, renters, life, and health insurance with insurance carriers, agents, and indirect distributors. EverQuote uses technology and data analytics to provide personalized recommendations and comparison shopping tools. The platform aims to streamline the insurance buying process by offering a user-friendly interface that helps consumers make informed purchasing decisions.

EverQuote experienced revenue contraction from $418.5M in FY2021 to $404.1M in FY2022 and $287.9M in FY2023, generating net losses of -$19.4M, -$24.4M, and -$51.3M across those years. Results turned positive in FY2024 as revenue grew 73.7% to $500.2M with net income of $32.2M. Growth continued in FY2025 with revenue rising 38.5% to $692.5M, gross margin expanding to 97.2%, operating margin reaching 9.6%, and net income totaling $99.3M. For the trailing twelve months ending June 30, 2026, revenue stood at $755.2M with an operating margin of 12.0%. In the latest quarter ended June 30, 2026, quarterly revenue grew 24.6% year-over-year while quarterly earnings expanded 35.9%.

As of June 30, 2026, EverQuote held $192.3M in cash and short-term investments against $1.9M in total debt, resulting in a net cash position of $190.4M. Its current ratio was 3.33 and its debt-to-equity ratio stood at 0.01. Shareholders' equity totaled $256.8M out of $341.0M in total assets. In FY2025, operating cash flow reached $95.4M and free cash flow was $90.3M. Capital expenditures in FY2025 were $5.1M, while the company deployed $21.0M toward share buybacks.

Trading at $21.79 as of October 16, 2026, EverQuote has a market capitalization of $767.9M and an enterprise value of $430.0M. The stock trades at a trailing P/E of 7.1x and an EV to EBITDA multiple of 5.0x, compared to 16.2x and 10.0x for the median of its US-listed Communication Services peers. Its price-to-sales ratio is 1.0x, slightly above the peer median of 0.8x. Over the past year, EverQuote returned 12.1% compared to a 16.8% return for the S&P 500 (SPY), while its 5-year return of 26.0% lagged the S&P 500 return of 83.0%.

Wall Street analysts cover EverQuote with 3 Strong Buy, 3 Buy, and 2 Hold ratings, with zero Sell or Strong Sell ratings. The mean price target is $29.50, representing an upside of 35.4% from the last close of $21.79. For the current fiscal year ending December 31, 2026, consensus estimates project revenue of $801.2M and EPS of $2.60, representing an EPS decline of 25.6%. For FY2027, 3 analysts project revenue of $882.9M and EPS of $3.08. EverQuote beat EPS estimates in 4 of its last 4 quarters, and its next earnings date is November 2, 2026.

This page is an AI-written research summary of EverQuote, Inc (EVER). The text was generated on October 30, 2026 from Quotelinks data as of October 16, 2026 (company profile, annual results, latest balance sheet, valuation, price performance and analyst estimates). An automatic check rejects any draft that contains a figure not found in that data. It is not investment advice; verify figures on the linked tabs before making decisions.

Related: EVER income statement, EVER balance sheet, EVER key metrics, EVER analyst forecast, EVER chart. See the EVER stock overview for the latest quote and news.