ACI Worldwide, Inc. (ACIW) Key Metrics
ACIW valuation today
Trailing 12 months · as of October 18, 2026- Market cap
- $5.33B
- Enterprise value
- $5.65B
- P/E (TTM)
- 24.1 10-yr median 29.8
- Forward P/E
- 12.6
- PEG ratio
- 1.78
- Price / sales
- 2.9 10-yr median 2.9
- Price / book
- 3.3 10-yr median 3.3
- EV / EBITDA
- 12.1 10-yr median 14.1
- Dividend yield
- —
- Beta
- 0.99
ACIW key metrics, 2016–2025
Fiscal year ended December 31, 2025 · U.S. dollarsACIW valuation Price multiples at each fiscal year-end price.
ACIW returns How much profit the business earns on the capital it uses.
ACIW per-share figures Results divided by the shares outstanding at year-end.
ACIW financial health Debt, liquidity and how easily interest is covered.
ACIW efficiency & capital use Working capital cycle and where the cash goes.
ACIW valuation history
ACIW returns on capital
Net income (ROE, ROA) or after-tax operating income (ROIC) divided by the average of the opening and closing balance.
ACIW debt vs cash
Debt includes short- and long-term borrowings and, where reported, lease liabilities.
ACIW cash returned to shareholders
ACIW price vs earnings per share
ACIW key metrics
2016–2025| 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
|---|---|---|---|---|---|---|---|---|---|---|
| Valuation | ||||||||||
| Market capitalization | $5.01B | $5.53B | $3.33B | $2.63B | $4.12B | $4.54B | $4.49B | $3.25B | $2.71B | $2.16B |
| Enterprise value | $5.69B | $6.27B | $4.24B | $3.64B | $5.12B | $5.58B | $5.81B | $3.78B | $3.32B | $2.83B |
| P/E ratio | 22.1 | 27.2 | 27.4 | 18.5 | 32.2 | 62.5 | 67.0 | 47.2 | 527.3 | 16.7 |
| Price / sales | 2.8 | 3.5 | 2.3 | 1.8 | 3.0 | 3.5 | 3.6 | 3.2 | 2.6 | 2.1 |
| Price / book | 3.3 | 3.9 | 2.5 | 2.2 | 3.3 | 3.8 | 4.0 | 3.1 | 3.5 | 2.9 |
| Price / free cash flow | 16.2 | 16.1 | 25.5 | 25.4 | 23.5 | 15.7 | 50.1 | 23.2 | 29.5 | 58.7 |
| Price / operating cash flow | 15.5 | 15.4 | 19.8 | 18.3 | 18.7 | 13.5 | 32.6 | 17.7 | 18.5 | 21.6 |
| EV / sales | 3.2 | 3.9 | 2.9 | 2.6 | 3.7 | 4.3 | 4.6 | 3.7 | 3.2 | 2.8 |
| EV / EBITDA | 12.0 | 14.1 | 11.8 | 9.1 | 14.1 | 17.5 | 21.1 | 16.4 | 18.0 | 8.6 |
| EV / free cash flow | 18.3 | 18.3 | 32.5 | 35.1 | 29.2 | 19.3 | 64.8 | 27.0 | 36.2 | 76.9 |
| Earnings yield | 4.5% | 3.7% | 3.6% | 5.4% | 3.1% | 1.6% | 1.5% | 2.1% | 0.2% | 6.0% |
| Free cash flow yield | 6.2% | 6.2% | 3.9% | 3.9% | 4.3% | 6.4% | 2.0% | 4.3% | 3.4% | 1.7% |
| Dividend yield | — | — | — | — | 0.7% | 0.9% | 17.6% | 16.2% | 18.3% | 4.0% |
| Shareholder yield (dividends + buybacks) | 4.0% | 2.3% | 0.8% | 7.9% | 3.3% | 1.6% | 18.4% | 17.9% | 19.7% | 6.7% |
| Share price at fiscal year-end | $47.81 | $51.91 | $30.60 | $23.00 | $34.70 | $38.43 | $37.88 | $27.67 | $22.67 | $18.15 |
| Per share | ||||||||||
| Revenue per share | $16.79 | $14.97 | $13.34 | $12.45 | $11.55 | $10.96 | $10.61 | $8.58 | $8.57 | $8.46 |
| Earnings per share | $2.16 | $1.91 | $1.12 | $1.24 | $1.08 | $0.62 | $0.57 | $0.59 | $0.04 | $1.09 |
| Operating cash flow per share | $3.08 | $3.37 | $1.55 | $1.26 | $1.86 | $2.85 | $1.16 | $1.56 | $1.22 | $0.84 |
| Free cash flow per share | $2.96 | $3.22 | $1.20 | $0.91 | $1.48 | $2.45 | $0.76 | $1.19 | $0.77 | $0.31 |
| Cash per share | $1.87 | $2.03 | $1.51 | $1.09 | $1.03 | $1.40 | $1.02 | $1.26 | $0.58 | $0.64 |
| Book value per share | $14.49 | $13.37 | $12.17 | $10.44 | $10.49 | $10.22 | $9.53 | $8.91 | $6.40 | $6.35 |
| Tangible book value per share | $0.60 | −$0.56 | −$1.89 | −$3.42 | −$4.01 | −$5.01 | −$6.26 | −$1.42 | −$4.12 | −$4.58 |
| Dividends per share | — | — | — | — | $0.24 | $0.36 | $6.65 | $4.49 | $4.15 | $0.72 |
| Capex per share | $0.12 | $0.14 | $0.35 | $0.35 | $0.38 | $0.39 | $0.40 | $0.37 | $0.46 | $0.53 |
| Debt per share | $8.32 | $8.98 | $9.89 | $9.94 | $9.44 | $10.23 | $12.10 | $5.71 | $5.74 | $6.26 |
| Shares outstanding | 104.8M | 106.5M | 108.9M | 114.2M | 118.6M | 118.1M | 118.6M | 117.6M | 119.4M | 118.8M |
| Change in shares outstanding | −1.6% | −2.2% | −4.7% | −3.7% | +0.5% | −0.4% | +0.8% | −1.5% | +0.5% | −0.1% |
| Returns & profitability | ||||||||||
| Return on equity (ROE) | 15.4% | 14.8% | 9.7% | 11.7% | 10.4% | 6.2% | 6.2% | 7.6% | 0.7% | 18.4% |
| Return on invested capital (ROIC) | 11.2% | 11.4% | 8.2% | 6.3% | 6.8% | 4.5% | 5.7% | 6.4% | 3.0% | 10.6% |
| Return on assets (ROA) | 7.4% | 6.3% | 3.7% | 4.5% | 3.9% | 2.2% | 2.5% | 3.5% | 0.3% | 6.7% |
| Return on tangible assets | 13.7% | 13.2% | 6.3% | 8.7% | 8.9% | 4.6% | 4.8% | 7.6% | 0.8% | 21.5% |
| Free cash flow margin | 17.6% | 21.5% | 9.0% | 7.3% | 12.8% | 22.4% | 7.1% | 13.9% | 9.0% | 3.7% |
| Income quality (OCF / net income) | 1.42 | 1.77 | 1.39 | 1.01 | 1.73 | 4.63 | 2.05 | 2.67 | 28.47 | 0.77 |
| Financial health | ||||||||||
| Total debt | $871.7M | $956.4M | $1.08B | $1.14B | $1.12B | $1.21B | $1.43B | $671.8M | $685.7M | $743.9M |
| Cash & short-term investments | $196.5M | $216.4M | $164.2M | $125.0M | $122.1M | $165.4M | $121.4M | $148.5M | $69.7M | $75.8M |
| Net debt | $675.2M | $740.0M | $912.2M | $1.01B | $998.5M | $1.04B | $1.31B | $523.3M | $616.0M | $668.2M |
| Debt / equity | 0.57 | 0.67 | 0.81 | 0.95 | 0.90 | 1.00 | 1.27 | 0.64 | 0.90 | 0.99 |
| Debt / assets | 0.28 | 0.32 | 0.31 | 0.35 | 0.35 | 0.36 | 0.44 | 0.32 | 0.37 | 0.39 |
| Net debt / EBITDA | 1.42 | 1.67 | 2.53 | 2.54 | 2.74 | 3.27 | 4.78 | 2.27 | 3.33 | 2.03 |
| Current ratio | 1.54 | 1.64 | 1.36 | 1.30 | 1.24 | 1.28 | 1.50 | 1.91 | 1.31 | 1.08 |
| Quick ratio | 1.54 | 1.64 | 1.36 | 1.27 | 1.21 | 1.25 | 1.46 | 1.83 | 1.24 | 1.02 |
| Interest coverage | 5.7 | 4.3 | 2.8 | 3.8 | 4.7 | 2.6 | 1.9 | 3.0 | 2.2 | 5.5 |
| Working capital | $383.5M | $388.2M | $369.4M | $256.0M | $183.3M | $249.3M | $308.4M | $269.9M | $100.0M | $31.6M |
| Invested capital | $2.19B | $2.16B | $2.24B | $2.20B | $2.24B | $2.25B | $2.44B | $1.57B | $1.38B | $1.42B |
| Tangible asset value | $63.4M | −$60.0M | −$205.8M | −$390.6M | −$476.2M | −$592.1M | −$742.0M | −$166.8M | −$491.8M | −$543.9M |
| Net current asset value | −$496.7M | −$610.1M | −$713.8M | −$901.9M | −$976.5M | −$1.03B | −$1.21B | −$507.7M | −$675.2M | −$739.4M |
| Graham number | $26.56 | $23.96 | $17.48 | $17.10 | $15.95 | $11.89 | $11.01 | $10.84 | $2.49 | $12.48 |
| Graham net-net per share | −$7.22 | −$10.08 | −$14.85 | −$13.79 | −$12.97 | −$14.78 | −$14.54 | −$5.55 | −$6.61 | −$7.10 |
| Capital allocation | ||||||||||
| Dividends paid | — | — | — | — | $29.0M | $41.9M | $789.0M | $528.7M | $495.9M | $85.3M |
| Share buybacks (net) | $202.6M | $127.7M | $27.6M | $206.5M | $107.4M | $28.9M | $35.6M | $54.5M | $37.4M | $60.1M |
| Dividend payout ratio | — | — | — | — | 22.7% | 57.7% | — | 767.1% | — | 65.9% |
| Dividends + buybacks / free cash flow | 65.4% | 37.2% | 21.1% | 199.6% | 77.9% | 24.4% | 920.0% | 416.5% | 581.0% | 395.7% |
| Capex / revenue | 0.7% | 1.0% | 2.6% | 2.8% | 3.3% | 3.6% | 3.8% | 4.3% | 5.3% | 6.3% |
| Capex / operating cash flow | 4.0% | 4.3% | 22.4% | 27.8% | 20.6% | 13.9% | 34.9% | 23.9% | 37.2% | 63.2% |
| Capex / depreciation | 0.12 | 0.13 | 0.28 | 0.29 | 0.32 | 0.28 | 0.35 | 0.45 | 0.53 | 0.61 |
| Stock-based compensation / revenue | 4.0% | 2.6% | 1.7% | 2.1% | 2.0% | 2.3% | 2.9% | 2.0% | 1.3% | 4.3% |
| R&D / revenue | 9.5% | 9.2% | 9.7% | 10.3% | 10.5% | 10.8% | 11.6% | 14.2% | 13.4% | 16.9% |
| SG&A / revenue | 15.2% | 14.8% | 17.2% | 17.5% | 18.3% | 19.8% | 20.6% | 22.3% | 25.5% | 11.3% |
| Efficiency | ||||||||||
| Days sales outstanding | 130.4 | 99.2 | 107.6 | 92.9 | 88.3 | 99.0 | 102.6 | 117.3 | 104.8 | 95.5 |
| Days of inventory on hand | — | — | — | 13.8 | 14.0 | 14.3 | 14.1 | 19.7 | 19.8 | 21.9 |
| Days payables outstanding | 22.4 | 21.1 | 23.8 | 23.4 | 23.6 | 22.9 | 22.6 | 31.5 | 31.3 | 40.3 |
| Cash conversion cycle (days) | 108.0 | 78.2 | 83.7 | 83.4 | 78.7 | 90.4 | 94.1 | 105.5 | 93.3 | 77.1 |
| Receivables turnover | 2.80 | 3.68 | 3.39 | 3.93 | 4.13 | 3.69 | 3.56 | 3.11 | 3.48 | 3.82 |
| Payables turnover | 16.27 | 17.33 | 15.31 | 15.59 | 15.48 | 15.91 | 16.12 | 11.58 | 11.66 | 9.05 |
| Inventory turnover | — | — | — | 26.41 | 26.08 | 25.49 | 25.82 | 18.51 | 18.42 | 16.68 |
| Asset turnover | 0.57 | 0.49 | 0.44 | 0.45 | 0.42 | 0.39 | 0.47 | 0.51 | 0.54 | 0.52 |
| Average receivables | $628.8M | $433.4M | $428.1M | $362.1M | $331.6M | $351.0M | $353.7M | $324.5M | $294.0M | $263.1M |
| Average payables | $55.2M | $45.7M | $47.0M | $44.7M | $41.3M | $39.1M | $38.3M | $37.2M | $38.8M | $49.1M |
| Average inventory | — | — | — | $26.4M | $24.5M | $24.4M | $23.9M | $23.2M | $24.6M | $26.7M |
| Intangibles / total assets | 46.9% | 49.1% | 44.4% | 49.3% | 54.5% | 53.1% | 57.5% | 57.2% | 67.5% | 68.3% |
Computed from ACIW's annual financial statements (latest annual report filed February 26, 2026) and the closing share price on each fiscal year-end, adjusted for stock splits. Figures in U.S. dollars; data from EODHD. Averages use the opening and closing balance of each year.
ACIW valuation and financial ratios
At the end of fiscal 2025 (December 31, 2025), ACI Worldwide traded at 22.1 times earnings, against a 10-year median of 29.8. Based on the latest twelve months, the trailing P/E is 24.1 and the forward P/E is 12.6. ACI Worldwide earned a return on equity of 15.4% and a return on invested capital of 11.2% in fiscal 2025. It ended the year with $871.7 million of debt and $196.5 million in cash and short-term investments, net debt of $675.2 million. It returned $202.6 million to shareholders: $0 in dividends and $202.6 million in share buybacks, 65% of free cash flow. The share count fell 11.8% from 118.8M to 104.8M over 9 years.
See the ACIW income statement, the ACIW chart for price history, or the ACIW stock overview for the latest quote and news.
ACIW key metrics FAQ
What is ACI Worldwide's P/E ratio?
ACI Worldwide's trailing P/E ratio is 24.1 based on the last twelve months of earnings (as of October 18, 2026), and its forward P/E is 12.6. At the end of fiscal 2025 it was 22.1, compared with a 10-year median of 29.8.
What is ACI Worldwide's EV/EBITDA?
ACI Worldwide's enterprise value was 12.0 times EBITDA at the end of fiscal 2025 (enterprise value $5.7 billion, EBITDA $475.4 million); the current EV/EBITDA is 12.1.
What is ACI Worldwide's return on equity?
ACI Worldwide's return on equity (ROE) was 15.4% in fiscal 2025: net income of $226.7 million on average shareholders' equity of $1.5 billion.
What is ACI Worldwide's ROIC?
ACI Worldwide's return on invested capital was 11.2% in fiscal 2025, using after-tax operating income divided by average debt plus equity minus cash.
How much debt does ACI Worldwide have?
ACI Worldwide had total debt of $871.7 million at the end of fiscal 2025, a debt-to-equity ratio of 0.57 and $675.2 million of net debt (1.42 times EBITDA).
Does ACI Worldwide buy back its shares?
Yes. ACI Worldwide spent $202.6 million on net share repurchases in fiscal 2025 Shares outstanding changed −1.6% over the year, to 104.8M..
What is ACI Worldwide's free cash flow yield?
ACI Worldwide generated $309.9 million of free cash flow in fiscal 2025, a free cash flow yield of 6.2% on its market value at year-end ($5.0 billion).
What is ACI Worldwide's current ratio?
ACI Worldwide's current ratio was 1.54 at the end of fiscal 2025: current assets were 1.54 times current liabilities.