America's Car-Mart, Inc. (CRMT) Income Statement
CRMT FY2026 at a glance
Fiscal year ended April 30, 2026 · U.S. dollarsCRMT revenue and net income
Where CRMT's revenue goes
FY2026Each bar shows an amount and its share of revenue. CRMT kept −10.9% of revenue as net income.
CRMT profit margins
CRMT growth rates
to FY2026| 1 year | 3 years | 5 years | 10 years | |
|---|---|---|---|---|
| Revenue | −7.9% | −3.0% | +6.9% | +8.5% |
| Gross profit | −7.1% | +1.0% | +7.0% | +8.9% |
| Operating income | −215.3% | — | — | — |
| Net income | −877.7% | — | — | — |
| EPS (diluted) | −304.0% | — | — | — |
1-year change and average annual growth (CAGR) over 3, 5 and 10 fiscal years. "—" when a starting value was zero or negative.
CRMT quarterly EPS vs estimates
America's Car-Mart beat the analyst EPS estimate in 3 of the last 8 quarters. Next report: December 3, 2026.
CRMT income statement
| FY2026 | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 | FY2020 | FY2019 | FY2018 | FY2017 | |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | $1.28B | $1.39B | $1.39B | $1.41B | $1.21B | $918.6M | $744.6M | $669.1M | $612.2M | $587.8M |
| Cost of revenue | $664.0M | $726.1M | $765.4M | $805.9M | $663.6M | $479.2M | $388.5M | $343.9M | $315.3M | $304.9M |
| Gross profit | $617.4M | $664.9M | $628.5M | $599.6M | $548.7M | $439.5M | $356.1M | $325.2M | $296.9M | $282.8M |
| Research & development | — | — | — | — | — | — | — | — | $0 | $0 |
| Sales, general & admin | $208.1M | $188.9M | $602.8M | $176.7M | $156.1M | $130.9M | $117.8M | $107.2M | $99.0M | $91.9M |
| Total operating expenses | $725.5M | $571.1M | $602.8M | $535.2M | $417.3M | $298.2M | $283.8M | $257.6M | $252.3M | $245.3M |
| Operating income | −$108.1M | $93.8M | $25.6M | $64.5M | $131.5M | $141.2M | $72.3M | $59.8M | $39.0M | $33.4M |
| Interest income | — | — | — | — | — | — | $8.1M | $7.9M | $5.6M | $4.1M |
| Interest expense | $74.5M | $70.7M | $65.3M | $38.3M | $10.9M | $6.8M | $8.1M | $7.9M | $5.6M | $4.1M |
| Income before taxes | −$108.0M | $22.8M | −$40.1M | $25.8M | $122.1M | $134.4M | $64.4M | $59.9M | $38.9M | $32.2M |
| Income taxes | $31.1M | $4.9M | −$8.7M | $5.4M | $27.1M | $30.3M | $13.0M | $12.2M | $2.4M | $12.0M |
| Net income | −$139.2M | $17.9M | −$31.4M | $20.4M | $95.0M | $104.8M | $51.3M | $47.6M | $36.5M | $20.2M |
| EBITDA | −$99.8M | $101.1M | $32.1M | $69.7M | $135.4M | $145.9M | $76.2M | $71.7M | $48.8M | $40.6M |
| EPS (diluted) | −$2.53 | $1.24 | −$4.95 | $3.03 | $13.68 | $14.92 | $6.91 | $6.46 | $3.60 | $2.56 |
| Gross margin | 48.2% | 47.8% | 45.1% | 42.7% | 45.3% | 47.8% | 47.8% | 48.6% | 48.5% | 48.1% |
| Operating margin | −8.4% | 6.7% | 1.8% | 4.6% | 10.8% | 15.4% | 9.7% | 8.9% | 6.4% | 5.7% |
| Net margin | −10.9% | 1.3% | −2.3% | 1.5% | 7.8% | 11.4% | 6.9% | 7.1% | 6.0% | 3.4% |
| Jul '26 | Apr '26 | Jan '26 | Oct '25 | Jul '25 | Apr '25 | Jan '25 | Oct '24 | Jul '24 | Apr '24 | Jan '24 | Oct '23 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | $145.8M | $242.6M | $286.8M | $350.2M | $341.3M | $309.7M | $325.7M | $347.3M | $341.3M | $364.7M | $299.6M | $347.3M |
| Cost of revenue | $72.1M | $167.0M | $144.9M | $181.1M | $175.1M | $196.9M | $169.4M | $173.2M | $175.1M | $199.6M | $160.0M | $173.2M |
| Gross profit | $73.7M | $75.6M | $141.9M | $169.1M | $166.2M | $112.8M | $156.4M | $174.1M | $166.2M | $165.0M | $139.7M | $174.1M |
| Sales, general & admin | $51.6M | $47.6M | $51.5M | $57.2M | $51.4M | $48.3M | $46.5M | $47.4M | $46.7M | $44.5M | $43.6M | $44.9M |
| Total operating expenses | $123.1M | $47.6M | $156.7M | $176.3M | $156.6M | $48.3M | $135.0M | $148.9M | $156.6M | $146.6M | $133.1M | $166.9M |
| Operating income | −$49.4M | $28.1M | −$14.8M | −$7.2M | $9.6M | $30.0M | $21.4M | $25.2M | $9.6M | $18.4M | $6.5M | $7.1M |
| Interest expense | $19.2M | $20.0M | $21.8M | $15.7M | $17.0M | $17.4M | $16.9M | $18.0M | $17.0M | $17.8M | $16.7M | $18.0M |
| Income before taxes | −$68.8M | −$31.7M | −$36.7M | −$27.5M | −$5.7M | $12.5M | $4.4M | $7.1M | −$7.4M | $578,000 | −$10.3M | $7.1M |
| Income taxes | $149,000 | −$2.2M | $40.0M | −$5.0M | −$10,000 | $1.8M | $1.2M | $2.0M | −$1.7M | $152,000 | −$1.8M | $2.0M |
| Net income | −$69.0M | −$29.6M | −$76.7M | −$22.5M | −$5.7M | $10.6M | $3.2M | $4.1M | −$5.7M | $426,000 | −$8.5M | $5.1M |
| EBITDA | −$47.6M | $30.0M | −$12.9M | −$9.7M | $11.8M | $31.8M | $23.2M | $27.1M | $11.5M | $20.1M | $8.1M | $8.8M |
| EPS (diluted) | −$6.65 | $0.48 | −$1.53 | −$0.79 | −$0.69 | $1.26 | $0.37 | −$0.24 | −$0.15 | $0.06 | −$1.34 | −$4.30 |
| Gross margin | 50.6% | 31.2% | 49.5% | 48.3% | 48.7% | 36.4% | 48.0% | 50.1% | 48.7% | 45.3% | 46.6% | 50.1% |
| Operating margin | −33.9% | 11.6% | −5.2% | −2.1% | 2.8% | 9.7% | 6.6% | 7.3% | 2.8% | 5.1% | 2.2% | 2.0% |
| Net margin | −47.3% | −12.2% | −26.7% | −6.4% | −1.7% | 3.4% | 1.0% | 1.2% | −1.7% | 0.1% | −2.9% | 1.5% |
Quarterly columns are labeled by the month the quarter ended. Figures in U.S. dollars as reported in CRMT's financial statements (latest annual report filed July 14, 2026); data from EODHD. Sales, general & administrative expenses include sales and marketing.
CRMT financial results
In fiscal year 2026 (ended April 30, 2026), America's Car-Mart reported revenue of $1.3 billion, down 7.9% from the year before. It had a net loss of $139.2 million, a net profit margin of −10.9%. Diluted earnings per share came to −$2.53. Over five years revenue grew at an average rate of 6.9% a year.
See the CRMT stock overview for the latest quote and news, or the CRMT chart for price history and technical indicators.
CRMT income statement FAQ
What is America's Car-Mart's annual revenue?
America's Car-Mart reported total revenue of $1.3 billion for fiscal year 2026, which ended on April 30, 2026. That was down 7.9% from $1.4 billion the previous year.
Is America's Car-Mart profitable?
No. America's Car-Mart reported a net loss of $139.2 million in fiscal 2026, a net profit margin of −10.9%; its operating margin was −8.4%.
What is America's Car-Mart's gross margin?
America's Car-Mart's gross margin was 48.2% in fiscal 2026: for every $100 of revenue, America's Car-Mart kept $48 after the direct cost of its products and services.
How fast is America's Car-Mart growing?
Revenue grew 6.9% a year on average over the last five fiscal years, from $918.6 million to $1.3 billion.
What are America's Car-Mart's earnings per share?
America's Car-Mart earned $-2.53 per diluted share in fiscal 2026, compared with $1.24 a year earlier.
When will America's Car-Mart report its next earnings?
America's Car-Mart is expected to report results for the quarter ending October 31, 2026 on December 3, 2026.
When does America's Car-Mart's fiscal year end?
America's Car-Mart's fiscal year ends in April. The latest annual report covers the year ended April 30, 2026 and was filed on July 14, 2026.