Velocity Financial, Inc. (VEL) Stock Forecast

NYSE: VELAnalyst ratings, price target and estimates.

VEL analyst forecast

as of October 18, 2026
Analyst consensus
Hold
3.33 / 5 from 3 analysts
Price target
$20.83
average of analyst targets
Upside to target
+41.6%
from the latest close
Next earnings
November 5, 2026
EPS estimate $0.71
52-week range
$14.54 – $20.76

VEL analyst ratings

3 analysts
Strong buy
133%
Buy
133%
Hold
00%
Sell
00%
Strong sell
133%

Number of analysts at each rating.

VEL price target

Price $14.71Target $20.83
52-week low $14.5452-week high $20.76

The average of analyst 12-month price targets compared with the latest close and the 52-week range.

VEL earnings per share estimates

Velocity Financial, Inc. EPS estimates
PeriodAverageLowHighYear agoGrowthAnalysts
Current quarter (Sep '26)$0.71$0.68$0.74$0.69+3.4%3
Current fiscal year (2026)$2.81$2.75$2.87$2.91−3.5%3
Next fiscal year (2027)$3.03$2.95$3.10$2.81+8.1%3

Consensus EPS estimates; growth compares the average estimate with the year-ago EPS.

VEL revenue estimates

Velocity Financial, Inc. revenue estimates
PeriodAverageLowHighGrowthAnalysts
Current quarter (Sep '26)$52.9M$47.2M$58.5M−38.4%2
Current fiscal year (2026)$205.0M$188.9M$221.1M+10.4%2
Next fiscal year (2027)$240.9M$230.4M$251.5M+17.5%2

VEL EPS: reported and forecast

Reported EPSEstimate (average; low–high)

Fiscal years; "E" marks estimates, the line shows the range from the lowest to the highest estimate.

VEL revenue: reported and forecast

Reported revenueEstimate (average; low–high)

VEL EPS estimate revisions

Velocity Financial, Inc. EPS estimate revisions
Period90 days ago60 days ago30 days ago7 days agoNowChange (90 d)Revisions (30 d)
Current quarter (Sep '26)$0.67$0.70$0.71$0.71$0.71+5.9%2 up · 0 down
Current fiscal year (2026)$2.71$2.76$2.81$2.81$2.81+3.6%2 up · 0 down
Next fiscal year (2027)$3.00$3.00$3.03$3.03$3.03+1.1%1 up · 0 down

How the consensus EPS estimate changed over the last 90 days, and how many analysts raised or lowered it in the last 30 days.

VEL earnings surprises

Reported EPSEstimate

Reported EPS vs the consensus estimate for the last 12 quarters; VEL beat in 9 of 12.

What analysts expect from VEL

3 analysts cover Velocity Financial; their consensus rating is hold (3.33 on a 1–5 scale, where 5 is a strong buy). The average price target is $20.83, 41.6% above the latest close of $14.71. Analysts expect earnings of $2.81 per share for 2026, −3.5% from a year earlier. For 2027 the average estimate is $3.03 per share on revenue of $240.9 million. Velocity Financial beat the EPS estimate in 9 of the last 12 quarters.

Related: VEL income statement, VEL key metrics, VEL chart. See the VEL stock overview for the latest quote and news.

VEL forecast FAQ

What is Velocity Financial's price target?

The average analyst price target for Velocity Financial is $20.83, 41.6% above the latest close of $14.71.

Is Velocity Financial a buy, hold or sell?

Of 3 analysts covering Velocity Financial, 1 rate it a strong buy, 1 a buy, 0 a hold, 0 a sell and 1 a strong sell, a consensus of hold. Ratings are opinions, not a recommendation from Quotelinks.

What is Velocity Financial's EPS forecast?

Analysts forecast $2.81 per share for 2026 (range $2.75 to $2.87); for 2027 the estimate is $3.03.

What is Velocity Financial's revenue forecast?

The average revenue estimate for 2026 is $205.0 million, growth of 10.4%; for 2027 it is $240.9 million.

When does Velocity Financial report earnings?

Velocity Financial is expected to report results for the quarter ending September 30, 2026 on November 5, 2026 after the market closes; the EPS estimate is $0.71.

Does Velocity Financial usually beat earnings estimates?

Velocity Financial reported EPS at or above the analyst estimate in 9 of the last 12 quarters.

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