OptimumBank Holdings, Inc. (OPHC) Stock Forecast
OPHC analyst forecast
as of October 18, 2026- Analyst consensus
- Hold 3.00 / 5 from 1 analysts
- Price target
- $10.92 average of analyst targets
- Upside to target
- +24.2% from the latest close
- Next earnings
- November 9, 2026 EPS estimate $0.27
- 52-week range
- $3.91 – $10.10
OPHC analyst ratings
1 analystsNumber of analysts at each rating.
OPHC price target
The average of analyst 12-month price targets compared with the latest close and the 52-week range.
OPHC earnings per share estimates
| Period | Average | Low | High | Year ago | Growth | Analysts |
|---|---|---|---|---|---|---|
| Current quarter (Sep '26) | $0.33 | $0.25 | $0.40 | — | — | 2 |
| Current fiscal year (2026) | $1.23 | $0.99 | $1.46 | $0.71 | +21.1% | 2 |
| Next fiscal year (2027) | $1.35 | $1.15 | $1.55 | $1.23 | +10.2% | 2 |
Consensus EPS estimates; growth compares the average estimate with the year-ago EPS.
OPHC revenue estimates
| Period | Average | Low | High | Growth | Analysts |
|---|---|---|---|---|---|
| Current quarter (Sep '26) | $0 | $0 | $0 | — | — |
| Current fiscal year (2026) | $0 | $0 | $0 | — | — |
| Next fiscal year (2027) | $0 | $0 | $0 | — | — |
OPHC EPS: reported and forecast
Fiscal years; "E" marks estimates, the line shows the range from the lowest to the highest estimate.
OPHC EPS estimate revisions
| Period | 90 days ago | 60 days ago | 30 days ago | 7 days ago | Now | Change (90 d) | Revisions (30 d) |
|---|---|---|---|---|---|---|---|
| Current quarter (Sep '26) | $0.25 | $0.25 | $0.25 | $0.33 | $0.33 | +30.0% | 1 up · 0 down |
| Current fiscal year (2026) | $0.98 | $0.98 | $0.99 | $1.23 | $1.23 | +25.0% | 1 up · 1 down |
| Next fiscal year (2027) | $1.06 | $1.06 | $1.12 | $1.33 | $1.35 | +27.4% | 2 up · 0 down |
How the consensus EPS estimate changed over the last 90 days, and how many analysts raised or lowered it in the last 30 days.
OPHC earnings surprises
Reported EPS vs the consensus estimate for the last 12 quarters; OPHC beat in 9 of 10.
What analysts expect from OPHC
1 analysts cover OptimumBank; their consensus rating is hold (3.00 on a 1–5 scale, where 5 is a strong buy). The average price target is $10.92, 24.2% above the latest close of $8.79. Analysts expect earnings of $1.23 per share for 2026, +21.1% from a year earlier. For 2027 the average estimate is $1.35 per share. OptimumBank beat the EPS estimate in 9 of the last 10 quarters.
Related: OPHC income statement, OPHC key metrics, OPHC chart. See the OPHC stock overview for the latest quote and news.
OPHC forecast FAQ
What is OptimumBank's price target?
The average analyst price target for OptimumBank is $10.92, 24.2% above the latest close of $8.79.
Is OptimumBank a buy, hold or sell?
Of 1 analysts covering OptimumBank, 0 rate it a strong buy, 0 a buy, 1 a hold, 0 a sell and 0 a strong sell, a consensus of hold. Ratings are opinions, not a recommendation from Quotelinks.
What is OptimumBank's EPS forecast?
Analysts forecast $1.23 per share for 2026 (range $0.99 to $1.46); for 2027 the estimate is $1.35.
When does OptimumBank report earnings?
OptimumBank is expected to report results for the quarter ending September 30, 2026 on November 9, 2026; the EPS estimate is $0.27.
Does OptimumBank usually beat earnings estimates?
OptimumBank reported EPS at or above the analyst estimate in 9 of the last 10 quarters.