ChoiceOne Financial Services, Inc. (COFS) Stock Forecast

NASDAQ: COFSAnalyst ratings, price target and estimates.

COFS analyst forecast

as of October 18, 2026
Analyst consensus
Buy
4.33 / 5 from 3 analysts
Price target
$37.00
average of analyst targets
Upside to target
+11.8%
from the latest close
Next earnings
October 23, 2026
EPS estimate $0.93
52-week range
$27.03 – $34.62

COFS analyst ratings

3 analysts
Strong buy
267%
Buy
00%
Hold
133%
Sell
00%
Strong sell
00%

Number of analysts at each rating.

COFS price target

Price $33.10Target $37.00
52-week low $27.0352-week high $34.62

The average of analyst 12-month price targets compared with the latest close and the 52-week range.

COFS earnings per share estimates

ChoiceOne Financial Services, Inc. EPS estimates
PeriodAverageLowHighYear agoGrowthAnalysts
Current quarter (Sep '26)$0.93$0.92$0.93$0.97−4.5%3
Current fiscal year (2026)$3.67$3.60$3.70$3.68−0.4%3
Next fiscal year (2027)$3.72$3.62$3.80$3.67+1.6%3

Consensus EPS estimates; growth compares the average estimate with the year-ago EPS.

COFS revenue estimates

ChoiceOne Financial Services, Inc. revenue estimates
PeriodAverageLowHighGrowthAnalysts
Current quarter (Sep '26)$44.5M$44.1M$44.9M−0.5%2
Current fiscal year (2026)$174.8M$172.7M$177.0M+8.1%2
Next fiscal year (2027)$181.3M$181.1M$181.6M+3.7%2

COFS EPS: reported and forecast

Reported EPSEstimate (average; low–high)

Fiscal years; "E" marks estimates, the line shows the range from the lowest to the highest estimate.

COFS revenue: reported and forecast

Reported revenueEstimate (average; low–high)

COFS EPS estimate revisions

ChoiceOne Financial Services, Inc. EPS estimate revisions
Period90 days ago60 days ago30 days ago7 days agoNowChange (90 d)Revisions (30 d)
Current quarter (Sep '26)$0.90$0.93$0.93$0.93$0.93+2.6%3 up · 0 down
Current fiscal year (2026)$3.61$3.67$3.67$3.67$3.67+1.7%2 up · 1 down
Next fiscal year (2027)$3.68$3.74$3.74$3.72$3.72+1.1%0 up · 1 down

How the consensus EPS estimate changed over the last 90 days, and how many analysts raised or lowered it in the last 30 days.

COFS earnings surprises

Reported EPSEstimate

Reported EPS vs the consensus estimate for the last 12 quarters; COFS beat in 11 of 12.

What analysts expect from COFS

3 analysts cover ChoiceOne Financial Services; their consensus rating is buy (4.33 on a 1–5 scale, where 5 is a strong buy). The average price target is $37.00, 11.8% above the latest close of $33.10. Analysts expect earnings of $3.67 per share for 2026, −0.4% from a year earlier. For 2027 the average estimate is $3.72 per share on revenue of $181.3 million. ChoiceOne Financial Services beat the EPS estimate in 11 of the last 12 quarters.

Related: COFS income statement, COFS key metrics, COFS chart. See the COFS stock overview for the latest quote and news.

COFS forecast FAQ

What is ChoiceOne Financial Services's price target?

The average analyst price target for ChoiceOne Financial Services is $37.00, 11.8% above the latest close of $33.10.

Is ChoiceOne Financial Services a buy, hold or sell?

Of 3 analysts covering ChoiceOne Financial Services, 2 rate it a strong buy, 0 a buy, 1 a hold, 0 a sell and 0 a strong sell, a consensus of buy. Ratings are opinions, not a recommendation from Quotelinks.

What is ChoiceOne Financial Services's EPS forecast?

Analysts forecast $3.67 per share for 2026 (range $3.60 to $3.70); for 2027 the estimate is $3.72.

What is ChoiceOne Financial Services's revenue forecast?

The average revenue estimate for 2026 is $174.8 million, growth of 8.1%; for 2027 it is $181.3 million.

When does ChoiceOne Financial Services report earnings?

ChoiceOne Financial Services is expected to report results for the quarter ending September 30, 2026 on October 23, 2026 before the market opens; the EPS estimate is $0.93.

Does ChoiceOne Financial Services usually beat earnings estimates?

ChoiceOne Financial Services reported EPS at or above the analyst estimate in 11 of the last 12 quarters.

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