Citizens Financial Services, Inc. (CZFS) Dividend History

NASDAQ: CZFSYield, payment dates, growth and payout ratio.

CZFS latest dividend

$0.51last dividend per share
Ex-dividend dateSep 11Friday, 2026
Payment dateSep 25Friday, 2026

The next dividend has not been announced yet.

  • 4 yearsof dividend increases
  • 1994paying since
  • Quarterly4 payments a year
  • +1.2%5-year growth a year
  • 2.55%forward yield

CZFS dividend income calculator

Dividend income a year
$204
Each payment
$51
Value of the shares
$8,003
Dividend yield
2.55%

At the latest close; forward annual dividend $2.04 per share, before tax.

CZFS dividends per share by year

Dividends per shareYield at year-end (right axis)

Calendar years by ex-dividend date. Yield = the year's dividends divided by the year-end share price.

CZFS dividend safety

Payout ratio (earnings)23.6%
Well covered · of trailing twelve-month earnings paid as dividends
Payout ratio (free cash flow)27.1%
Well covered · of fiscal 2025 free cash flow
Dividend growth (5 years)+1.2%
Slow growth · a year on average
Years of increases4
Short record · consecutive calendar years with a higher dividend

Descriptive bands, not a rating.

CZFS yield on cost

Citizens Financial Services, Inc. yield on cost
BoughtPrice paidYield on costDividends since% of price
1 year ago$54.863.72%$2.023.7%
3 years ago$45.264.51%$5.9413.1%
5 years ago$59.303.44%$9.7116.4%
10 years ago$48.054.25%$18.4038.3%
20 years ago$19.4210.51%$30.51157.1%

Today’s forward dividend as a yield on the price paid then, and the dividends one share has paid since (split-adjusted, before tax).

CZFS dividend payments

Payment

Each bar is one payment, by ex-dividend month (last 40 payments).

CZFS dividends by year

Citizens Financial Services, Inc. dividends per share by year
YearDividends per shareGrowthYield (year-end)Payments
2025$1.99+1.8%3.48%4
2024$1.95+1.3%3.08%4
2023$1.93+3.1%3.01%4
2022$1.87+3.2%2.48%4
2021$1.81−3.4%3.07%4
2020$1.87+7.8%3.45%4
2019$1.74+2.3%2.91%4
2018$1.70+4.6%3.15%4
2017$1.62+1.2%2.68%4
2016$1.60−3.5%3.15%4
2015$1.66−20.0%3.53%4
2014$2.08+80.1%4.03%4
2013$1.15−19.0%2.25%4
2012$1.42+37.2%3.65%5
2011$1.04+6.0%3.35%5
2010$0.98+6.7%2.95%5
2009$0.92+5.1%3.97%5
2008$0.87—5.04%5
2007$0.79+5.7%4.47%4
2006$0.74—3.79%4

CZFS dividend history

128 payments
Citizens Financial Services, Inc. dividend payment history
Ex-dividend datePayment dateAmountChangeFrequency
2026-09-112026-09-25$0.51—Quarterly
2026-06-122026-06-26$0.51+2.0%Quarterly
2026-03-132026-03-27$0.5—Quarterly
2025-12-122025-12-26$0.5—Quarterly
2025-09-122025-09-26$0.5+2.0%Quarterly
2025-06-132025-06-27$0.49−1.0%Quarterly
2025-03-142025-03-28$0.495+1.0%Quarterly
2024-12-132024-12-27$0.49—Quarterly
2024-09-132024-09-27$0.49+1.0%Quarterly
2024-06-142024-06-28$0.485−0.0%Quarterly
2024-03-142024-03-29$0.4852—Quarterly
2023-12-142023-12-29$0.4852—Quarterly
2023-09-142023-09-29$0.4852+1.0%Quarterly
2023-06-082023-06-30$0.4802+1.0%Quarterly
2023-03-092023-03-31$0.4754+1.0%Quarterly
2022-12-152022-12-30$0.4705—Quarterly
Show all 128 payments
Ex-dividend datePayment dateAmountChangeFrequency
2022-09-152022-09-30$0.4705+1.1%Quarterly
2022-06-092022-06-24$0.4656+1.0%Quarterly
2022-03-102022-03-25$0.461+1.1%Quarterly
2021-12-152021-12-30$0.4562—Quarterly
2021-09-152021-09-30$0.4562+2.2%Quarterly
2021-06-102021-06-25$0.4465−1.1%Quarterly
2021-03-112021-03-26$0.4513+1.1%Quarterly
2020-12-142020-12-29$0.4465—Quarterly
2020-09-102020-09-25$0.4465+1.1%Quarterly
2020-06-112020-06-26$0.4416−18.0%Quarterly
2020-03-122020-03-27$0.5387+23.3%Quarterly
2019-12-122019-12-27$0.4368—Quarterly
2019-09-122019-09-27$0.4368+1.1%Quarterly
2019-06-132019-06-28$0.4319—Quarterly
2019-03-142019-03-29$0.4319+0.1%Quarterly
2018-12-132018-12-28$0.4313+1.0%Quarterly
2018-09-132018-09-28$0.4271+1.1%Quarterly
2018-06-142018-06-29$0.4222+1.0%Quarterly
2018-03-152018-03-30$0.418+1.2%Quarterly
2017-12-142017-12-29$0.4132—Quarterly
2017-09-142017-09-29$0.4132+6.2%Quarterly
2017-06-142017-06-30$0.3892−4.7%Quarterly
2017-03-152017-03-31$0.4084+1.2%Quarterly
2016-12-142016-12-30$0.4036—Quarterly
2016-09-142016-09-30$0.4036+1.2%Quarterly
2016-06-212016-06-30$0.3988—Quarterly
2016-03-162016-03-24$0.3988+1.2%Quarterly
2015-12-162015-12-30$0.394−19.6%Quarterly
2015-09-162015-09-25$0.4901+25.9%Quarterly
2015-06-172015-06-26$0.3892—Quarterly
2015-03-182015-03-27$0.3892+1.3%Quarterly
2014-12-112014-12-22$0.3844−60.0%Quarterly
2014-09-172014-09-26$0.961+162.5%Quarterly
2014-06-182014-06-27$0.3661−0.0%Quarterly
2014-03-192014-03-28$0.3663—Quarterly
2013-12-172013-12-27$0.3663+35.1%Quarterly
2013-09-182013-09-27$0.2712+5.2%Quarterly
2013-06-192013-06-28$0.2579−0.2%Quarterly
2013-03-202013-03-29$0.2583−25.0%Quarterly
2012-12-192012-12-31$0.3443+24.6%Quarterly
2012-10-172012-10-26$0.2764+2.7%Quarterly
2012-07-182012-07-27$0.2691−0.0%Quarterly
2012-04-182012-04-27$0.2692+1.7%Quarterly
2012-01-182012-01-27$0.2647+195.0%Quarterly
2011-11-162011-11-25$0.0897−63.0%
2011-10-192011-10-28$0.2422+3.1%Quarterly
2011-07-132011-07-29$0.2351−1.1%Quarterly
2011-04-132011-04-29$0.2377+1.9%Quarterly
2011-01-122011-01-28$0.2333+246.7%Quarterly
2010-11-242010-12-17$0.0673−71.2%
2010-10-132010-11-05$0.2333+3.2%Quarterly
2010-07-142010-07-30$0.2261−1.2%Quarterly
2010-04-142010-04-30$0.2288+2.0%Quarterly
2010-01-132010-01-29$0.2243+400.0%Quarterly
2009-11-122009-12-10$0.0449−80.0%
2009-10-142009-10-30$0.2243+2.9%Quarterly
2009-07-152009-07-31$0.218+0.2%Quarterly
2009-04-152009-04-30$0.2176+2.1%Quarterly
2009-01-142009-01-30$0.2132+379.9%Quarterly
2008-11-122008-11-28$0.0444−79.2%
2008-10-152008-10-31$0.2132+3.0%Quarterly
2008-07-092008-07-25$0.207+0.1%Quarterly
2008-04-092008-04-25$0.2067+2.2%Quarterly
2008-01-102008-01-25$0.2023—Quarterly
2007-10-102007-10-26$0.2023+3.1%Quarterly
2007-07-112007-07-27$0.1961+0.1%Quarterly
2007-04-112007-04-27$0.1959+2.3%Quarterly
2007-01-102007-01-26$0.1916—Quarterly
2006-10-112006-10-27$0.1916+3.3%Quarterly
2006-07-122006-07-28$0.1855+0.1%Quarterly
2006-04-112006-04-28$0.1854+2.4%Quarterly
2006-01-112006-01-27$0.1811−13.8%Quarterly
2005-10-122005-10-28$0.21+8.7%Quarterly
2005-07-132005-07-29$0.1931+10.4%Quarterly
2005-04-132005-04-29$0.175+2.5%Quarterly
2005-01-122005-01-28$0.1707—Quarterly
2004-10-132004-10-29$0.1707−7.1%Quarterly
2004-07-142004-07-30$0.1837+10.4%Quarterly
2004-04-142004-04-30$0.1665+2.6%Quarterly
2004-01-142004-01-30$0.1622—Quarterly
2003-10-152003-10-31$0.1622−6.9%Quarterly
2003-07-092003-07-25$0.1743+11.5%Quarterly
2003-04-092003-04-25$0.1564+2.8%Quarterly
2003-01-152003-01-31$0.1521+2.9%Quarterly
2002-10-102002-10-25$0.1479+2.9%Quarterly
2002-07-102002-07-26$0.1437+1.0%Quarterly
2002-04-102002-04-26$0.1423+3.0%Quarterly
2002-01-112002-01-25$0.1381—Quarterly
2001-10-102001-10-26$0.1381+4.2%Quarterly
2001-07-112001-07-27$0.1326—Quarterly
2001-04-102001-04-27$0.1326−9.2%Quarterly
2001-01-102001-01-26$0.146—Quarterly
2000-10-112000-10-27$0.146+3.3%Quarterly
2000-07-122000-07-28$0.1413—Quarterly
2000-04-122000-04-28$0.1413+3.4%Quarterly
2000-01-122000-01-28$0.1366—Quarterly
1999-10-131999-10-29$0.1366+3.6%Quarterly
1999-07-141999-07-30$0.1319—Quarterly
1999-04-141999-04-30$0.1319+3.7%Quarterly
1999-01-131999-01-29$0.1272+30.6%Quarterly
1998-10-141998-10-30$0.0974+3.8%Quarterly
1998-07-201998-07-30$0.0938+1.0%Quarterly
1998-04-151998-04-30$0.0929+4.0%Quarterly
1998-01-141998-01-30$0.0893—Quarterly
1997-10-151997-10-30$0.0893−45.7%
1997-06-131997-06-15$0.1643+18.6%Semiannual
1996-12-121997-01-15$0.1386+3.3%Semiannual
1996-06-121996-07-15$0.1341+2.3%Semiannual
1995-12-131996-01-16$0.1311−33.7%Semiannual
1995-06-131995-06-30$0.1978+2.4%Semiannual
1994-12-091995-01-16$0.1931+2.5%Semiannual
1994-06-091994-07-15$0.1884—Semiannual

Amounts per share, adjusted for stock splits. Highlighted rows are announced but not yet paid.

CZFS stock split history

  • 101:100June 14, 2024
  • 101:100June 8, 2023
  • 101:100June 9, 2022
  • 101:100June 14, 2018
  • 101:100June 18, 2014
  • 21:20June 19, 2013
  • 101:100July 18, 2012
  • 101:100July 15, 2009
  • 101:100July 9, 2008
  • 101:100July 11, 2007
  • 101:100July 12, 2006
  • 101:100July 13, 2005
  • 101:100July 9, 2003
  • 101:100July 10, 2002
  • 101:100July 19, 2001

CZFS dividend overview

Citizens Financial Services pays an annual dividend of $2.04 per share, a yield of 2.55% at the latest close, paid quarterly. It paid $1.99 per share in 2025, up 1.8% from 2024. It has raised its dividend for 4 consecutive years. Over five years the dividend grew 1.2% a year on average and over ten years 1.8% a year. The payout ratio is 23.6% of trailing earnings.

Related: CZFS cash flow statement, CZFS key metrics, CZFS chart. See the CZFS stock overview for the latest quote and news.

CZFS dividends FAQ

Does Citizens Financial Services pay a dividend?

Yes. Citizens Financial Services has paid a regular dividend since 1994, quarterly, most recently $0.51 per share with an ex-dividend date of September 11, 2026.

What is Citizens Financial Services's dividend yield?

Citizens Financial Services's forward annual dividend is $2.04 per share, a dividend yield of 2.55% at the latest close of $80.03.

How often does Citizens Financial Services pay dividends?

Citizens Financial Services pays dividends quarterly.

How fast is Citizens Financial Services's dividend growing?

Citizens Financial Services's dividend per share grew from $1.87 in 2020 to $1.99 in 2025, 1.2% a year on average over five years; it has increased for 4 years in a row.

What is Citizens Financial Services's dividend payout ratio?

Citizens Financial Services pays out 23.6% of its trailing earnings as dividends and 27.1% of its free cash flow (fiscal 2025).

Has Citizens Financial Services split its stock?

Citizens Financial Services has split its stock 15 times: 101:100 on June 14, 2024, 101:100 on June 8, 2023, 101:100 on June 9, 2022, 101:100 on June 14, 2018, 101:100 on June 18, 2014, 21:20 on June 19, 2013, 101:100 on July 18, 2012, 101:100 on July 15, 2009, 101:100 on July 9, 2008, 101:100 on July 11, 2007, 101:100 on July 12, 2006, 101:100 on July 13, 2005, 101:100 on July 9, 2003, 101:100 on July 10, 2002, 101:100 on July 19, 2001. Dividends per share on this page are adjusted for splits.

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