Barclays PLC (BCS) Balance Sheet
BCS balance sheet, 2025
December 31, 2025 · British pounds£1.54T assets = £1.47T liabilities + £78.24B equity
Both columns are drawn to the same scale: what BCS owns equals what it owes plus shareholders’ equity. Hover a block for its value.
BCS financial health
Descriptive bands, not a rating. Fiscal 2025.
BCS balance sheet trends, 2016–2025
| Metric | Trend | Then | Latest | Change |
|---|---|---|---|---|
| Total assets | £1.21T2016 | £1.54T2025 | +2.7%/yr | |
| Total liabilities | £1.14T2016 | £1.47T2025 | +2.8%/yr | |
| Shareholders’ equity | £64.87B2016 | £77.78B2025 | +2.0%/yr | |
| Cash & short-term investments | £196.05B2016 | £407.56B2025 | +8.5%/yr | |
| Total debt | £99.31B2016 | £219.94B2025 | +9.2%/yr | |
| Net cash (debt) | £96.73B2016 | £187.62B2025 | +£90.9B | |
| Working capital | −£226.49B2016 | −£289.81B2025 | −£63.3B | |
| Debt / equity | 1.532016 | 2.832025 | +1.30 | |
| Shares outstanding | 4.26B2016 | 3.45B2025 | −2.3%/yr |
Change is the average annual growth (CAGR) or the difference between the first and latest year.
BCS assets
BCS liabilities and equity
BCS debt vs cash
Debt includes short- and long-term borrowings and, where reported, lease obligations.
BCS balance sheet in British pounds
| 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
|---|---|---|---|---|---|---|---|---|---|---|
| Assets | ||||||||||
| Cash & short-term investments | £407.56B | £509.67B | £224.63B | £256.35B | £238.57B | £191.13B | £150.26B | £395.37B | £394.29B | £196.05B |
| Cash & equivalents | £229.75B | £210.18B | £224.63B | £256.35B | £238.57B | £191.13B | £150.26B | £177.07B | £171.08B | £102.35B |
| Short-term investments | £177.81B | £299.49B | −£299.65B | −£172.04B | −£164.43B | £266.25B | £2.25T | £218.30B | £223.21B | £93.69B |
| Receivables | £276.0M | £0 | £0 | £385.0M | £261.0M | £477.0M | £412.0M | £798.0M | £482.0M | £561.0M |
| Inventory | £0 | £0 | £0 | £0 | £0 | £0 | £0 | £0 | £0 | £0 |
| Other current assets | £0 | £0 | £286.21B | £0 | £0 | £0 | £0 | £0 | £1.91B | £2.33B |
| Total current assets | £407.84B | £509.67B | £510.84B | £256.35B | £238.57B | £191.13B | £150.26B | £395.37B | £396.68B | £198.94B |
| Property, plant & equipment (net) | £3.68B | £3.60B | £3.42B | £3.62B | £3.56B | £4.04B | £4.21B | £2.53B | £2.46B | £2.74B |
| Goodwill & intangible assets | £8.28B | £8.28B | £7.79B | £8.24B | £8.06B | £7.95B | £8.12B | £7.97B | £7.85B | £7.73B |
| Long-term investments | £578.21B | £597.28B | £557.36B | £543.70B | £664.33B | £540.13B | £463.85B | £522.72B | £527.34B | £503.34B |
| Other non-current assets | £546.15B | £399.38B | £398.07B | £701.79B | £469.76B | £606.27B | £513.78B | £204.70B | £198.92B | £500.38B |
| Total assets | £1.54T | £1.52T | £1.48T | £1.51T | £1.38T | £1.35T | £1.14T | £1.13T | £1.13T | £1.21T |
| Liabilities | ||||||||||
| Accounts payable | — | — | £89.0M | £85.0M | £202.0M | £88.0M | £213.0M | £426.52B | £403.15B | £390.74B |
| Short-term debt | £73.13B | — | £41.60B | £69.51B | £76.75B | £46.70B | £42.33B | £0 | £0 | £0 |
| Deferred revenue | — | — | −£89.0M | — | — | — | — | — | — | — |
| Total current liabilities | £697.65B | £663.95B | £100.80B | £436.29B | £396.55B | £401.76B | £315.12B | £464.40B | £440.50B | £425.43B |
| Long-term debt | £77.98B | £76.16B | £67.81B | £67.00B | £64.54B | £60.86B | £68.27B | £68.83B | £60.83B | £57.62B |
| Lease obligations | — | — | — | — | — | — | £0 | £0 | £0 | £0 |
| Other long-term liabilities | £690.29B | £705.60B | £1.25T | £1.38T | £47.09B | £31.28B | £26.25B | £536.27B | £565.91B | £658.71B |
| Total liabilities | £1.47T | £1.45T | £1.42T | £1.44T | £111.63B | £92.14B | £94.53B | £1.07T | £1.07T | £1.14T |
| Shareholders' equity | ||||||||||
| Common stock & paid-in capital | £3.47B | £3.60B | £4.29B | £3.97B | £4.19B | £4.34B | £4.33B | £4.28B | £4.26B | £21.84B |
| Retained earnings (deficit) | £59.25B | £56.03B | £53.73B | £52.83B | £50.66B | £45.53B | £44.20B | £43.46B | £27.54B | £30.53B |
| Treasury stock | — | — | — | — | — | — | £0 | £0 | £0 | £0 |
| Accumulated other comprehensive income | £14.35B | £11.61B | −£77.0M | −£2.19B | £1.77B | £4.46B | £4.76B | −£4.12B | −£3.79B | −£4.54B |
| Minority interest | £452.0M | £660.0M | £660.0M | £968.0M | — | — | £0 | £0 | £0 | £0 |
| Total shareholders' equity | £77.78B | £71.82B | £61.77B | £69.26B | £1.27T | £1.26T | £1.05T | £62.56B | £63.91B | £64.87B |
| Key figures | ||||||||||
| Total debt | £219.94B | £185.75B | £176.65B | £136.51B | £141.29B | £107.55B | £110.61B | £149.52B | £139.72B | £99.31B |
| Net cash (debt) | £187.62B | £323.93B | £47.98B | £119.84B | £97.28B | £83.57B | £39.65B | £245.85B | £254.56B | £96.73B |
| Working capital | −£289.81B | −£154.28B | £410.04B | −£179.94B | −£157.97B | −£210.63B | −£164.86B | −£69.03B | −£43.82B | −£226.49B |
| Tangible book value | £69.50B | £63.55B | £53.98B | £61.02B | £1.26T | £1.25T | £1.04T | £54.58B | £56.06B | £57.15B |
| Shares outstanding | 3.45B | 3.82B | 15.9M | 16.87B | 17.42B | 17.67B | 17.48B | 4.35B | 4.32B | 4.26B |
| Current ratio | 0.58 | 0.77 | 5.07 | 0.59 | 0.60 | 0.48 | 0.48 | 0.85 | 0.90 | 0.47 |
| Quick ratio | 0.58 | 0.77 | 2.23 | 0.59 | 0.60 | 0.48 | 0.48 | 0.85 | 0.90 | 0.46 |
| Debt / equity | 2.83 | 2.59 | 2.86 | 1.97 | 0.11 | 0.09 | 0.11 | 2.39 | 2.19 | 1.53 |
| Equity / assets | 5.0% | 4.7% | 4.2% | 4.6% | 91.9% | 93.2% | 91.7% | 5.5% | 5.6% | 5.3% |
| Jun '26 | Mar '26 | Dec '25 | Sep '25 | Mar '25 | Dec '24 | Sep '24 | Jun '24 | Mar '24 | Dec '23 | Sep '23 | |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Assets | |||||||||||
| Cash & short-term investments | £455.96B | £426.40B | £407.56B | £867.54B | £434.27B | £509.67B | £406.04B | £445.49B | £449.67B | £224.63B | £262.80B |
| Cash & equivalents | £245.86B | £235.35B | £229.75B | £396.56B | £239.48B | £210.18B | £215.06B | £243.46B | £251.27B | £224.63B | £262.80B |
| Short-term investments | £210.10B | £191.05B | £177.81B | £470.99B | £194.78B | £299.49B | £190.98B | £202.03B | £198.40B | −£640.00B | £156.80B |
| Receivables | £222.0M | £228.0M | £276.0M | £0 | £0 | £0 | £0 | £0 | £0 | £0 | £109.0M |
| Inventory | £0 | £0 | £0 | £0 | £0 | £0 | £0 | £0 | £0 | £0 | £0 |
| Other current assets | £0 | £0 | £0 | £220.0M | £0 | £0 | £0 | £0 | £0 | £286.21B | £0 |
| Total current assets | £456.18B | £426.63B | £407.84B | £867.76B | £434.27B | £509.67B | £406.04B | £445.49B | £449.67B | £510.84B | £262.80B |
| Property, plant & equipment (net) | £4.23B | £0 | £3.68B | £0 | £0 | £3.60B | £0 | £3.65B | £704.57B | £3.42B | £808.01B |
| Goodwill & intangible assets | £8.91B | £16.71B | £8.28B | £8.26B | £8.25B | £8.28B | £8.12B | £7.84B | £7.81B | £7.79B | £12.44B |
| Long-term investments | £884.07B | £848.35B | £578.21B | £831.65B | £807.30B | £597.28B | £806.59B | £811.45B | £811.59B | £557.36B | £806.52B |
| Other non-current assets | £376.97B | £403.09B | £546.15B | £0 | £343.67B | £399.38B | £310.38B | £308.21B | £0 | £398.07B | £0 |
| Total assets | £1.73T | £1.69T | £1.54T | £1.63T | £1.59T | £1.52T | £1.53T | £1.58T | £1.58T | £1.48T | £1.59T |
| Liabilities | |||||||||||
| Accounts payable | — | — | — | — | — | — | — | — | — | £89.0M | £561.29B |
| Short-term debt | — | — | £73.13B | £35.40B | — | — | — | £52.35B | £42.85B | £41.60B | £41.25B |
| Deferred revenue | — | — | — | — | — | — | — | — | — | −£89.0M | −£89.0M |
| Total current liabilities | £673.78B | £671.67B | £697.65B | £1.09T | £644.81B | £663.95B | £607.04B | £616.77B | £622.27B | £100.80B | £109.18B |
| Long-term debt | £0 | £0 | £131.99B | £121.50B | £110.53B | £104.32B | £100.75B | £0 | £0 | £0 | £114.01B |
| Other long-term liabilities | £976.76B | £945.99B | £636.29B | £342.01B | £762.61B | £677.44B | £751.72B | £888.03B | £882.51B | £1.31T | £0 |
| Total liabilities | £1.65T | £1.62T | £1.47T | £1.55T | £1.52T | £1.45T | £1.46T | £1.50T | £1.50T | £1.42T | £114.01B |
| Shareholders' equity | |||||||||||
| Common stock & paid-in capital | £4.19B | £4.22B | £3.47B | £4.17B | £4.22B | £3.60B | £4.21B | £4.26B | £4.30B | £4.29B | £4.26B |
| Retained earnings (deficit) | £60.40B | £58.84B | £59.25B | £58.37B | £57.42B | £56.03B | £55.50B | £54.84B | £54.87B | £53.73B | £54.33B |
| Accumulated other comprehensive income | — | — | £14.35B | £13.85B | £13.24B | £11.61B | £11.26B | £12.08B | £12.51B | −£77.0M | −£2.12B |
| Minority interest | £453.0M | £452.0M | £452.0M | £449.0M | — | — | — | — | — | — | — |
| Total shareholders' equity | £79.36B | £76.67B | £77.78B | £76.39B | £74.88B | £71.82B | £70.97B | £71.17B | £71.68B | £57.95B | £68.31B |
| Key figures | |||||||||||
| Total debt | £137.94B | £136.84B | £219.94B | £143.98B | £110.53B | £185.75B | £100.75B | £108.57B | £118.79B | £176.65B | £155.27B |
| Net cash (debt) | £318.03B | £289.56B | £187.62B | £723.56B | £323.74B | £323.93B | £305.29B | £336.92B | £330.88B | £47.98B | £107.53B |
| Working capital | −£217.60B | −£245.04B | −£289.81B | −£221.03B | −£210.55B | −£154.28B | −£201.00B | −£171.28B | −£172.60B | £410.04B | £153.62B |
| Tangible book value | £70.45B | £59.95B | £69.50B | £68.14B | £66.63B | £63.55B | £62.85B | £63.33B | £63.87B | £50.15B | £55.87B |
| Shares outstanding | 3.43B | 3.43B | 3.47B | 3.51B | 3.58B | 3.82B | 3.66B | 3.96B | 3.75B | 15.09B | 3.85B |
| Current ratio | 0.68 | 0.64 | 0.58 | 0.80 | 0.67 | 0.77 | 0.67 | 0.72 | 0.72 | 5.07 | 2.41 |
| Quick ratio | 0.68 | 0.64 | 0.58 | 0.80 | 0.67 | 0.77 | 0.67 | 0.72 | 0.72 | 2.23 | 2.41 |
| Debt / equity | 1.74 | 1.78 | 2.83 | 1.88 | 1.48 | 2.59 | 1.42 | 1.53 | 1.66 | 3.05 | 2.27 |
| Equity / assets | 4.6% | 4.5% | 5.0% | 4.7% | 4.7% | 4.7% | 4.6% | 4.5% | 4.5% | 3.9% | 4.3% |
Quarterly columns are labeled by the month the quarter ended. Figures in British pounds as reported (latest annual report filed February 10, 2026); data from EODHD.
BCS financial position
At the end of fiscal 2025 (December 31, 2025), Barclays had total assets of £1.54 trillion (up 1.7% from a year earlier), total liabilities of £1.47 trillion and shareholders' equity of £77.8 billion. It held £407.6 billion in cash and short-term investments against £219.9 billion of debt, a net cash position of £187.6 billion. Its current ratio was 0.58. In the latest quarter (ended June 30, 2026) total assets were £1.73 trillion and equity £79.4 billion.
Related: BCS income statement, BCS cash flow statement, BCS key metrics. See the BCS stock overview for the latest quote and news.
BCS balance sheet FAQ
What are Barclays's total assets?
Barclays reported total assets of £1.54 trillion at the end of fiscal 2025 (December 31, 2025), compared with £1.52 trillion a year earlier.
How much debt does Barclays have?
Barclays had £219.9 billion of total debt at the end of fiscal 2025, including short-term borrowings. Its debt-to-equity ratio was 2.83.
How much cash does Barclays have?
Barclays held £407.6 billion in cash and short-term investments at the end of fiscal 2025; with £219.9 billion of debt that is net cash of £187.6 billion.
What is Barclays's book value?
Barclays's shareholders' equity (book value) was £77.8 billion at the end of fiscal 2025.
What is Barclays's current ratio?
Barclays had current assets of £407.8 billion and current liabilities of £697.7 billion, a current ratio of 0.58 (current liabilities exceed current assets).
How much goodwill does Barclays have?
Barclays carried £8.3 billion of goodwill and intangible assets, 0.5% of total assets, at the end of fiscal 2025.