NerdWallet, Inc. (NRDS) AI Stock Analysis

NerdWallet, Inc. operates a digital platform designed to guide consumers through financial decisions with educational tools and advisory insights. The company has ventured into cryptocurrency, integrating digital asset advice and recommendations into its core platform. By providing insights tailored to both novice investors and seasoned traders, NerdWallet seeks to broaden its financial services scope and democratize access to financial education. The initiative aims to enhance its standing as a go-to resource for financial guidance across diverse sectors within an increasingly digital financial ecosystem.

NerdWallet grew revenue from $379.6M in FY2021 to $836.6M in FY2025, reflecting a 5-year revenue CAGR of 27.8% from FY2020 to FY2025. Gross margin remained steady, posting 92.5% in FY2021 and 92.4% in FY2025. Operating margin improved from -10.3% in FY2021 to 8.3% in FY2025, while net income shifted from -$42.5M to $48.7M. Over the trailing twelve months, revenue reached $860.0M with a profit margin of 7.6%. For the latest quarter ended June 30, 2026, quarterly revenue rose 5.6% year-over-year, while quarterly earnings declined 39.7%.

As of June 30, 2026, NerdWallet held $62.0M in cash and short-term investments against total debt of $5.1M, yielding net cash of $56.9M. Its current ratio stood at 2.62, and debt-to-equity was 0.02. In FY2025, the company produced operating cash flow of $131.6M and free cash flow of $130.3M. Capital expenditures were $1.3M in FY2025, while share buybacks totaled $70.2M. Total assets reached $418.0M alongside shareholders' equity of $325.8M.

At its last close of $10.03 on October 16, 2026, NerdWallet had a market capitalization of $640.8M and an enterprise value of $432.1M. The stock traded at a trailing P/E of 11.1x and a forward P/E of 8.1x, below the median of its US-listed Communication Services peers of 16.2x and 14.1x, respectively. Its EV/EBITDA of 3.3x sat below the peer median of 10.0x, while price-to-sales was 0.7x against the peer median of 0.8x. Over the past year, NRDS shares returned -6.9%, trailing the S&P 500 return of 16.8%.

Wall Street analysts covering NerdWallet report 3 Strong Buy, 1 Hold, and 1 Strong Sell ratings. The mean price target of $11.50 sits 14.7% above the last close of $10.03. For the current fiscal year ending December 31, 2026, consensus estimates project revenue of $912.7M and EPS of $1.32, reflecting 174.5% EPS growth. NerdWallet exceeded EPS estimates in 1 of the last 4 quarters. The next earnings date is November 5, 2026.

This page is an AI-written research summary of NerdWallet, Inc. (NRDS). The text was generated on October 30, 2026 from Quotelinks data as of October 16, 2026 (company profile, annual results, latest balance sheet, valuation, price performance and analyst estimates). An automatic check rejects any draft that contains a figure not found in that data. It is not investment advice; verify figures on the linked tabs before making decisions.

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