Intercorp Financial Services Inc. (IFS) Stock

Intercorp Financial Services Inc. is a leading financial services provider based in Lima, Peru, offering a comprehensive range of banking, insurance, and wealth management solutions to both retail and commercial clients. Established in 1897 and operating as a subsidiary of Intercorp Per� Ltd., the company operates through three distinct segments: Banking, Insurance, and Wealth Management. Within its Banking segment, Intercorp Financial Services offers a variety of transactional accounts, savings accounts, investment products, and time deposits, catering to the diverse financial needs of its clientele.

The company's retail banking products include a wide array of credit offerings such as credit cards, payroll deduction loans, mortgages, and consumer loans, as well as specialized products like cash loans, student loans, and collateralized cash loans. For businesses, Intercorp Financial Services provides comprehensive corporate, medium-sized business, and small business banking services, including commercial real estate financing, vehicle and machinery loans, cash management solutions, trade finance, and electronic factoring products. The company also engages in treasury services, institutional banking, and securitization.

In the Insurance segment, Intercorp Financial Services offers a range of insurance products including annuities, conventional life insurance, and various retail insurance products. Additionally, the company provides extensive financial advisory services covering equities, fixed income, structured products, alternative investments, and managed accounts. With a robust network comprising 189 financial stores and 1,581 ATMs as of December 31, 2021, Intercorp Financial Services continues to uphold its legacy of providing innovative financial solutions and superior customer service across Peru's financial landscape.