Hope Bancorp, Inc. (HOPE) Income Statement
HOPE 2025 at a glance
Fiscal year ended December 31, 2025 · U.S. dollarsHOPE revenue and net income
Where HOPE's revenue goes
2025Each bar shows an amount and its share of revenue. HOPE kept 6.0% of revenue as net income.
HOPE profit margins
HOPE growth rates
to 2025| 1 year | 3 years | 5 years | 10 years | |
|---|---|---|---|---|
| Revenue | −3.2% | +15.8% | +13.5% | +10.5% |
| Gross profit | +3.0% | −9.0% | −1.8% | +4.4% |
| Operating income | −39.3% | −42.9% | −10.7% | −6.3% |
| Net income | −41.3% | −35.5% | −12.1% | −4.4% |
| EPS (diluted) | +4.7% | −20.8% | −0.2% | −2.7% |
1-year change and average annual growth (CAGR) over 3, 5 and 10 fiscal years. "—" when a starting value was zero or negative.
HOPE quarterly EPS vs estimates
Hope Bancorp beat the analyst EPS estimate in 5 of the last 8 quarters. Next report: October 27, 2026 (estimate $0.30).
HOPE income statement
| 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | $967.8M | $1.00B | $1.09B | $623.9M | $552.0M | $514.1M | $511.3M | $545.2M | $637.9M | $470.8M |
| Cost of revenue | $497.4M | $543.4M | $554.6M | $147.5M | $41.6M | $226.4M | $225.5M | $177.1M | $108.1M | $67.6M |
| Gross profit | $470.4M | $456.6M | $539.8M | $623.9M | $552.0M | $514.1M | $511.3M | $545.2M | $529.9M | $403.2M |
| Research & development | — | — | — | — | — | — | — | $0 | $0 | $0 |
| Sales, general & admin | $169.9M | $189.4M | $225.1M | $211.0M | $190.6M | $177.8M | $175.8M | $174.3M | $172.3M | $130.8M |
| Total operating expenses | $389.6M | $323.7M | $362.0M | $13.8M | −$276.7M | −$371.8M | −$285.0M | −$127.5M | $266.0M | $212.0M |
| Operating income | $80.7M | $133.0M | $177.9M | $433.7M | $275.3M | $142.3M | $226.3M | $417.7M | $263.8M | $191.2M |
| Interest income | $941.2M | $954.0M | $1.00B | $716.1M | $566.5M | $598.9M | $684.8M | $650.2M | $572.1M | $421.9M |
| Interest expense | $468.9M | $526.1M | $523.0M | $137.7M | $53.8M | $131.4M | $218.2M | $162.2M | $90.7M | $58.6M |
| Income before taxes | $73.5M | $133.0M | $177.9M | $296.0M | $275.3M | $142.3M | $226.3M | $255.5M | $263.8M | $191.2M |
| Income taxes | $15.0M | $33.3M | $44.2M | $77.8M | $70.7M | $30.8M | $55.3M | $65.9M | $124.4M | $77.5M |
| Net income | $58.5M | $99.6M | $133.7M | $218.3M | $204.6M | $111.5M | $171.0M | $189.6M | $139.4M | $113.7M |
| EBITDA | $150.9M | $133.0M | $177.9M | $453.8M | $301.3M | $154.5M | $226.3M | $417.7M | $248.9M | $189.6M |
| EPS (diluted) | $0.90 | $0.86 | $1.22 | $1.81 | $1.66 | $0.91 | $1.36 | $1.46 | $1.23 | $1.13 |
| Gross margin | 48.6% | 45.7% | 49.3% | 100.0% | 100.0% | 100.0% | 100.0% | 100.0% | 83.1% | 85.6% |
| Operating margin | 8.3% | 13.3% | 16.3% | 69.5% | 49.9% | 27.7% | 44.3% | 76.6% | 41.4% | 40.6% |
| Net margin | 6.0% | 10.0% | 12.2% | 35.0% | 37.1% | 21.7% | 33.5% | 34.8% | 21.9% | 24.2% |
| Jun '26 | Mar '26 | Dec '25 | Sep '25 | Jun '25 | Mar '25 | Dec '24 | Sep '24 | Jun '24 | Mar '24 | Dec '23 | Sep '23 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | $250.9M | $246.6M | $258.6M | $260.2M | $216.2M | $232.9M | $241.5M | $246.9M | $243.7M | $268.0M | $278.5M | $284.1M |
| Cost of revenue | $114.0M | $114.7M | $112.8M | $126.9M | $136.6M | $121.1M | $134.5M | $133.6M | $128.1M | $147.2M | $145.0M | $157.3M |
| Gross profit | $136.9M | $131.9M | $145.8M | $133.3M | $79.6M | $111.7M | $107.0M | $113.4M | $115.5M | $120.7M | $133.5M | $126.8M |
| Sales, general & admin | $68.3M | $66.8M | $57.9M | $10.0M | $51.0M | $51.0M | $44.7M | $46.4M | $46.8M | $51.5M | $54.5M | $54.7M |
| Total operating expenses | $94.3M | $94.0M | $99.4M | $96.9M | $109.5M | $83.9M | $76.6M | $81.3M | $81.0M | $84.8M | $99.9M | $86.8M |
| Operating income | $42.6M | $37.9M | $46.3M | $36.5M | −$29.9M | $27.8M | $30.4M | $32.1M | $34.5M | $35.9M | $33.6M | $40.0M |
| Interest income | $236.2M | $230.1M | $240.0M | $244.8M | $239.2M | $217.2M | $226.6M | $235.1M | $232.6M | $259.7M | $269.2M | $275.8M |
| Interest expense | $107.2M | $106.1M | $112.8M | $118.1M | $121.6M | $116.3M | $124.5M | $130.3M | $126.7M | $144.6M | $143.3M | $140.4M |
| Income before taxes | $42.6M | $37.9M | $39.1M | $36.5M | −$29.9M | $27.8M | $30.4M | $32.1M | $34.5M | $35.9M | $33.6M | $40.0M |
| Income taxes | $9.6M | $8.4M | $4.7M | $5.6M | −$2.0M | $6.7M | $6.1M | $7.9M | $9.3M | $10.0M | $7.1M | $10.0M |
| Net income | $33.0M | $29.5M | $34.5M | $30.8M | −$27.9M | $21.1M | $24.3M | $24.2M | $25.3M | $25.9M | $26.5M | $30.0M |
| EBITDA | $70.8M | $37.9M | $70.2M | $36.5M | −$29.9M | $27.8M | $30.4M | $32.1M | $34.5M | $35.9M | $33.6M | $40.0M |
| EPS (diluted) | $0.27 | $0.23 | $0.27 | $0.25 | $0.19 | $0.19 | $0.20 | $0.21 | $0.22 | $0.23 | $0.32 | $0.25 |
| Gross margin | 54.6% | 53.5% | 56.4% | 51.2% | 36.8% | 48.0% | 44.3% | 45.9% | 47.4% | 45.1% | 47.9% | 44.6% |
| Operating margin | 17.0% | 15.4% | 17.9% | 14.0% | −13.8% | 12.0% | 12.6% | 13.0% | 14.2% | 13.4% | 12.1% | 14.1% |
| Net margin | 13.2% | 12.0% | 13.3% | 11.9% | −12.9% | 9.1% | 10.1% | 9.8% | 10.4% | 9.7% | 9.5% | 10.6% |
Quarterly columns are labeled by the month the quarter ended. Figures in U.S. dollars as reported in HOPE's financial statements (latest annual report filed February 25, 2026); data from EODHD. Sales, general & administrative expenses include sales and marketing.
HOPE financial results
In fiscal year 2025 (ended December 31, 2025), Hope Bancorp reported revenue of $967.8 million, down 3.2% from the year before. It had net income of $58.5 million (down 41.3%), a net profit margin of 6.0%. Diluted earnings per share came to $0.90. Over five years revenue grew at an average rate of 13.5% a year.
See the HOPE stock overview for the latest quote and news, or the HOPE chart for price history and technical indicators.
HOPE income statement FAQ
What is Hope Bancorp's annual revenue?
Hope Bancorp reported total revenue of $967.8 million for fiscal year 2025, which ended on December 31, 2025. That was down 3.2% from $1.0 billion the previous year.
Is Hope Bancorp profitable?
Yes. Hope Bancorp reported net income of $58.5 million in fiscal 2025, a net profit margin of 6.0%; its operating margin was 8.3%.
What is Hope Bancorp's gross margin?
Hope Bancorp's gross margin was 48.6% in fiscal 2025: for every $100 of revenue, Hope Bancorp kept $49 after the direct cost of its products and services.
How fast is Hope Bancorp growing?
Revenue grew 13.5% a year on average over the last five fiscal years, from $514.1 million to $967.8 million.
What are Hope Bancorp's earnings per share?
Hope Bancorp earned $0.90 per diluted share in fiscal 2025, compared with $0.86 a year earlier.
When will Hope Bancorp report its next earnings?
Hope Bancorp is expected to report results for the quarter ending September 30, 2026 on October 27, 2026 before the market opens.
When does Hope Bancorp's fiscal year end?
Hope Bancorp's fiscal year ends in December. The latest annual report covers the year ended December 31, 2025 and was filed on February 25, 2026.