Hope Bancorp, Inc. (HOPE) Balance Sheet
HOPE balance sheet, 2025
December 31, 2025 · U.S. dollars$18.53B assets = $16.25B liabilities + $2.28B equity
Both columns are drawn to the same scale: what HOPE owns equals what it owes plus shareholders’ equity. Hover a block for its value.
HOPE financial health
Descriptive bands, not a rating. Fiscal 2025.
HOPE balance sheet trends, 2016–2025
| Metric | Trend | Then | Latest | Change |
|---|---|---|---|---|
| Total assets | $13.44B2016 | $18.53B2025 | +3.6%/yr | |
| Total liabilities | $11.59B2016 | $16.25B2025 | +3.8%/yr | |
| Shareholders’ equity | $1.86B2016 | $2.28B2025 | +2.3%/yr | |
| Cash & short-term investments | $2.04B2016 | $2.63B2025 | +2.9%/yr | |
| Total debt | $854.1M2016 | $395.9M2025 | −8.2%/yr | |
| Net cash (debt) | $1.18B2016 | $2.24B2025 | +$1.1B | |
| Working capital | −$8.59B2016 | −$1.05B2025 | +$7.5B | |
| Book value per share | $17.942016 | $17.732025 | −0.1%/yr | |
| Debt / equity | 0.462016 | 0.172025 | −0.29 | |
| Shares outstanding | 103.5M2016 | 128.8M2025 | +2.5%/yr |
Change is the average annual growth (CAGR) or the difference between the first and latest year.
HOPE assets
HOPE liabilities and equity
HOPE debt vs cash
Debt includes short- and long-term borrowings and, where reported, lease obligations.
HOPE balance sheet
| 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
|---|---|---|---|---|---|---|---|---|---|---|
| Assets | ||||||||||
| Cash & short-term investments | $2.63B | $458.2M | $4.07B | $2.48B | $2.98B | $2.66B | $2.44B | $2.34B | $2.27B | $2.04B |
| Cash & equivalents | $560.1M | $458.2M | $1.93B | $506.8M | $316.3M | $379.2M | $727.7M | $489.0M | $545.4M | $481.5M |
| Short-term investments | $2.07B | −$437.4M | $2.15B | $1.97B | $2.67B | $2.29B | $1.72B | $1.85B | $1.72B | $1.56B |
| Receivables | $52.2M | $51.2M | $61.7M | $55.5M | $41.8M | $59.4M | $30.8M | $32.2M | $30.0M | $26.9M |
| Inventory | $0 | $0 | $1.87B | −$566.2M | −$375.1M | −$460.0M | −$783.7M | $7.8M | $10.8M | $22.0M |
| Other current assets | $0 | $0 | $0 | $566.2M | $375.1M | $460.0M | $783.7M | $0 | $0 | $0 |
| Total current assets | $2.69B | $509.4M | $4.14B | $2.54B | $3.02B | $2.72B | $2.47B | $2.37B | $2.30B | $2.07B |
| Property, plant & equipment (net) | $69.6M | $91.2M | $97.2M | $101.9M | $45.7M | $96.1M | $110.6M | $53.8M | $56.7M | $55.3M |
| Goodwill & intangible assets | $571.0M | $466.8M | $468.4M | $470.2M | $472.1M | $474.2M | $476.3M | $478.5M | $481.0M | $483.7M |
| Long-term investments | $2.14B | $2.15B | $2.51B | $2.24B | $2.67B | $2.32B | $1.85B | $62.3M | $93.8M | $89.0M |
| Other non-current assets | $13.06B | $13.84B | $11.92B | $13.81B | $11.68B | $11.49B | $10.76B | $12.34B | $11.28B | $10.75B |
| Total assets | $18.53B | $17.05B | $19.13B | $19.16B | $17.89B | $17.11B | $15.67B | $15.31B | $14.21B | $13.44B |
| Liabilities | ||||||||||
| Accounts payable | $78.3M | $93.8M | $168.2M | $26.7M | $4.3M | $14.7M | $33.8M | $31.4M | $16.0M | $10.9M |
| Short-term debt | $284.9M | $254.1M | $1.80B | $880.0M | $313.9M | $164.5M | $349.5M | $345.0M | $69.9M | $230.2M |
| Deferred revenue | — | — | −$1.80B | −$853.3M | −$309.6M | −$149.8M | −$315.7M | −$313.6M | −$483.8M | −$219.3M |
| Total current liabilities | $3.73B | $14.42B | $14.92B | $15.77B | $4.3M | $14.35B | $12.56B | $12.19B | $10.93B | $10.65B |
| Long-term debt | $395.9M | $348.6M | $1.90B | $1.19B | $321.6M | $308.7M | $302.5M | $296.5M | $100.9M | $99.8M |
| Lease obligations | $59.3M | $44.1M | $52.7M | $59.1M | $57.3M | $52.0M | $60.5M | — | — | — |
| Other long-term liabilities | $12.12B | $149.6M | $184.4M | $191.0M | $300.0M | $395.6M | $767.8M | $919.2M | $1.25B | $833.2M |
| Total liabilities | $16.25B | $14.92B | $17.01B | $17.15B | $15.80B | $15.05B | $13.63B | $13.40B | $12.28B | $11.59B |
| Shareholders' equity | ||||||||||
| Common stock & paid-in capital | $146,000 | $138,000 | $138,000 | $137,000 | $136,000 | $136,000 | $136,000 | $136,000 | $136,000 | $135,000 |
| Retained earnings (deficit) | $1.17B | $1.18B | $1.15B | $1.08B | $932.6M | $785.9M | $762.5M | $662.4M | $541.3M | $469.5M |
| Treasury stock | — | — | — | — | −$250.0M | −$200.0M | −$163.8M | −$150.0M | $0 | $0 |
| Accumulated other comprehensive income | −$148.3M | −$227.9M | −$204.7M | −$230.9M | −$11.4M | $32.8M | $9.1M | −$32.7M | −$21.8M | −$14.7M |
| Minority interest | — | — | — | — | — | — | — | — | $0 | $0 |
| Total shareholders' equity | $2.28B | $2.13B | $2.12B | $2.02B | $2.09B | $2.05B | $2.04B | $1.90B | $1.93B | $1.86B |
| Key figures | ||||||||||
| Total debt | $395.9M | $392.6M | $1.96B | $1.25B | $635.4M | $610.8M | $988.0M | $1.12B | $1.33B | $854.1M |
| Net cash (debt) | $2.24B | $65.6M | $2.12B | $1.23B | $2.35B | $2.05B | $1.46B | $1.22B | $937.2M | $1.18B |
| Working capital | −$1.05B | −$13.91B | −$10.79B | −$13.23B | $3.02B | −$11.62B | −$10.09B | −$9.82B | −$8.64B | −$8.59B |
| Tangible book value | $1.71B | $1.67B | $1.65B | $1.55B | $1.62B | $1.58B | $1.56B | $1.42B | $1.45B | $1.37B |
| Book value per share | $17.73 | $17.62 | $17.62 | $16.76 | $17.00 | $16.58 | $16.05 | $14.42 | $14.21 | $17.94 |
| Shares outstanding | 128.8M | 121.1M | 120.4M | 120.5M | 123.1M | 123.9M | 126.9M | 132.0M | 135.7M | 103.5M |
| Current ratio | 0.72 | 0.04 | 0.28 | 0.16 | 707.95 | 0.19 | 0.20 | 0.19 | 0.21 | 0.19 |
| Quick ratio | 0.72 | 0.04 | 0.28 | 0.16 | 707.95 | 0.19 | 0.20 | 0.19 | 0.21 | 0.19 |
| Debt / equity | 0.17 | 0.18 | 0.92 | 0.62 | 0.30 | 0.30 | 0.49 | 0.59 | 0.69 | 0.46 |
| Equity / assets | 12.3% | 12.5% | 11.1% | 10.5% | 11.7% | 12.0% | 13.0% | 12.4% | 13.6% | 13.8% |
| Jun '26 | Mar '26 | Dec '25 | Sep '25 | Jun '25 | Mar '25 | Dec '24 | Sep '24 | Jun '24 | Mar '24 | Dec '23 | Sep '23 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Assets | ||||||||||||
| Cash & short-term investments | $640.4M | $594.8M | $2.63B | $454.9M | $689.7M | $737.4M | $458.2M | $2.60B | $2.57B | $3.20B | $4.07B | $4.49B |
| Cash & equivalents | $640.4M | $594.8M | $560.1M | $454.9M | $689.7M | $733.5M | $458.2M | $680.9M | $654.0M | $1.19B | $1.93B | $2.50B |
| Short-term investments | $88.4M | $39.8M | $2.07B | $2.27B | $2.27B | $3.9M | $1.82B | $1.92B | $1.91B | $2.02B | $2.15B | $1.99B |
| Receivables | $53.6M | $53.7M | $52.2M | $53.2M | $53.6M | $50.0M | $51.2M | $51.9M | $57.6M | $60.3M | $61.7M | $60.7M |
| Inventory | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | −$711.7M | −$1.25B | $1.87B | −$2.56B |
| Other current assets | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $711.7M | $1.25B | $0 | $2.56B |
| Total current assets | $694.0M | $648.5M | $2.69B | $508.1M | $743.3M | $787.4M | $509.4M | $2.65B | $2.63B | $3.26B | $4.14B | $4.56B |
| Property, plant & equipment (net) | $70.0M | $68.6M | $69.6M | $125.6M | $127.5M | $88.9M | $91.2M | $93.6M | $92.8M | $94.4M | $97.2M | $103.5M |
| Goodwill & intangible assets | $1.01B | $571.9M | $571.0M | $524.5M | $525.4M | $466.4M | $466.8M | $467.2M | $467.6M | $468.0M | $468.4M | $468.8M |
| Long-term investments | $2.26B | $2.26B | $2.14B | $2.38B | $2.39B | $2.21B | $2.15B | $2.25B | $2.27B | $2.37B | $2.51B | $2.26B |
| Other non-current assets | $14.96B | $15.11B | $13.06B | $14.96B | $14.76B | $13.52B | $13.84B | $11.89B | $11.92B | $11.89B | $11.92B | $12.69B |
| Total assets | $18.99B | $18.66B | $18.53B | $18.51B | $18.55B | $17.07B | $17.05B | $17.35B | $17.38B | $18.09B | $19.13B | $20.08B |
| Liabilities | ||||||||||||
| Accounts payable | $63.9M | $68.4M | $78.3M | $74.4M | $72.0M | $81.4M | $93.8M | $107.0M | $86.8M | $122.5M | $168.2M | $166.8M |
| Short-term debt | $472.0M | $285.0M | $284.9M | $29.6M | $29.8M | $111.4M | $254.1M | $103.9M | $177.7M | $807.3M | $1.80B | $1.80B |
| Deferred revenue | — | — | — | — | — | — | — | — | −$86.8M | −$122.5M | −$1.80B | −$1.63B |
| Total current liabilities | $472.0M | $285.0M | $3.73B | $15.91B | $16.02B | $14.57B | $14.42B | $14.84B | $14.80B | $14.88B | $14.92B | $15.91B |
| Long-term debt | $583.7M | $396.3M | $395.9M | $135.5M | $140.0M | $209.9M | $348.6M | $209.2M | $278.9M | $904.2M | $1.90B | $1.90B |
| Lease obligations | $56.0M | $57.3M | $59.3M | $58.8M | $60.9M | $40.9M | $44.1M | $47.0M | $47.1M | $49.7M | $52.7M | $55.9M |
| Other long-term liabilities | $15.64B | $15.69B | $12.12B | $210.7M | $167.5M | $128.6M | $149.6M | $138.6M | $186.6M | $195.8M | $184.4M | $235.6M |
| Total liabilities | $16.70B | $16.37B | $16.25B | $16.25B | $16.32B | $14.91B | $14.92B | $15.18B | $15.26B | $15.98B | $17.01B | $18.05B |
| Shareholders' equity | ||||||||||||
| Common stock & paid-in capital | $146,000 | $146,000 | $146,000 | $146,000 | $146,000 | $138,000 | $138,000 | $138,000 | $138,000 | $138,000 | $138,000 | $137,000 |
| Retained earnings (deficit) | $1.20B | $1.18B | $1.17B | $1.15B | $1.14B | $1.19B | $1.18B | $1.17B | $1.17B | $1.16B | $1.15B | $1.14B |
| Accumulated other comprehensive income | −$155.6M | −$152.4M | −$148.3M | −$154.1M | −$171.4M | −$206.3M | −$227.9M | −$182.8M | −$233.1M | −$222.3M | −$204.7M | −$282.7M |
| Total shareholders' equity | $2.30B | $2.28B | $2.28B | $2.26B | $2.22B | $2.16B | $2.13B | $2.17B | $2.11B | $2.11B | $2.12B | $2.03B |
| Key figures | ||||||||||||
| Total debt | $583.7M | $396.3M | $395.9M | $223.9M | $200.9M | $250.8M | $392.6M | $256.3M | $326.0M | $954.0M | $1.96B | $1.96B |
| Net cash (debt) | $56.8M | $198.5M | $2.24B | $231.0M | $488.8M | $486.6M | $65.6M | $2.35B | $2.24B | $2.25B | $2.12B | $2.54B |
| Working capital | $222.0M | $363.5M | −$1.05B | −$15.40B | −$15.27B | −$13.78B | −$13.91B | −$12.18B | −$12.17B | −$11.61B | −$10.79B | −$11.35B |
| Tangible book value | $1.28B | $1.71B | $1.71B | $1.73B | $1.70B | $1.69B | $1.67B | $1.70B | $1.64B | $1.64B | $1.65B | $1.56B |
| Book value per share | $17.89 | $17.74 | $17.73 | $17.54 | $17.81 | $17.79 | $17.58 | $17.91 | $17.46 | $17.45 | $17.57 | $16.87 |
| Shares outstanding | 128.3M | 128.7M | 128.8M | 128.6M | 124.9M | 121.4M | 121.4M | 121.2M | 120.9M | 121.0M | 120.8M | 120.4M |
| Current ratio | 1.47 | 2.28 | 0.72 | 0.03 | 0.05 | 0.05 | 0.04 | 0.18 | 0.18 | 0.22 | 0.28 | 0.29 |
| Quick ratio | 1.47 | 2.28 | 0.72 | 0.03 | 0.05 | 0.05 | 0.04 | 0.18 | 0.18 | 0.22 | 0.28 | 0.29 |
| Debt / equity | 0.25 | 0.17 | 0.17 | 0.10 | 0.09 | 0.12 | 0.18 | 0.12 | 0.15 | 0.45 | 0.92 | 0.97 |
| Equity / assets | 12.1% | 12.2% | 12.3% | 12.2% | 12.0% | 12.7% | 12.5% | 12.5% | 12.2% | 11.7% | 11.1% | 10.1% |
Quarterly columns are labeled by the month the quarter ended. Figures in U.S. dollars as reported (latest annual report filed February 25, 2026); data from EODHD.
HOPE financial position
At the end of fiscal 2025 (December 31, 2025), Hope Bancorp had total assets of $18.5 billion (up 8.7% from a year earlier), total liabilities of $16.2 billion and shareholders' equity of $2.3 billion. It held $2.6 billion in cash and short-term investments against $395.9 million of debt, a net cash position of $2.2 billion. Its current ratio was 0.72. In the latest quarter (ended June 30, 2026) total assets were $19.0 billion and equity $2.3 billion.
Related: HOPE income statement, HOPE cash flow statement, HOPE key metrics. See the HOPE stock overview for the latest quote and news.
HOPE balance sheet FAQ
What are Hope Bancorp's total assets?
Hope Bancorp reported total assets of $18.5 billion at the end of fiscal 2025 (December 31, 2025), compared with $17.1 billion a year earlier.
How much debt does Hope Bancorp have?
Hope Bancorp had $395.9 million of total debt at the end of fiscal 2025, including short-term borrowings and lease obligations. Its debt-to-equity ratio was 0.17.
How much cash does Hope Bancorp have?
Hope Bancorp held $2.6 billion in cash and short-term investments at the end of fiscal 2025; with $395.9 million of debt that is net cash of $2.2 billion.
What is Hope Bancorp's book value?
Hope Bancorp's shareholders' equity (book value) was $2.3 billion at the end of fiscal 2025, or $17.73 per share.
What is Hope Bancorp's current ratio?
Hope Bancorp had current assets of $2.7 billion and current liabilities of $3.7 billion, a current ratio of 0.72 (current liabilities exceed current assets).
How much goodwill does Hope Bancorp have?
Hope Bancorp carried $571.0 million of goodwill and intangible assets, 3.1% of total assets, at the end of fiscal 2025.