Plumas Bancorp (PLBC) Income Statement
PLBC 2025 at a glance
Fiscal year ended December 31, 2025 · U.S. dollarsPLBC revenue and net income
Where PLBC's revenue goes
2025Each bar shows an amount and its share of revenue. PLBC kept 27.4% of revenue as net income.
PLBC profit margins
PLBC growth rates
to 2025| 1 year | 3 years | 5 years | 10 years | |
|---|---|---|---|---|
| Revenue | +48.6% | +15.3% | +17.7% | +13.6% |
| Gross profit | +43.4% | +8.8% | +15.0% | +12.1% |
| Operating income | +1.5% | +3.5% | +14.7% | +15.3% |
| Net income | +3.5% | +3.8% | +15.4% | +17.7% |
| EPS (diluted) | −3.5% | +1.0% | +10.8% | +14.1% |
1-year change and average annual growth (CAGR) over 3, 5 and 10 fiscal years. "—" when a starting value was zero or negative.
PLBC quarterly EPS vs estimates
Plumas Bancorp beat the analyst EPS estimate in 7 of the last 8 quarters. Next report: October 21, 2026 (estimate $1.46).
PLBC income statement
| 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | $108.2M | $72.9M | $84.9M | $70.5M | $56.5M | $47.9M | $47.2M | $43.0M | $37.2M | $32.6M |
| Cost of revenue | $20.7M | $11.8M | $7.6M | $2.5M | $2.3M | $4.4M | $3.2M | $2.2M | $1.6M | $1.8M |
| Gross profit | $87.5M | $61.0M | $77.3M | $68.0M | $54.2M | $43.5M | $44.0M | $40.8M | $35.6M | $30.8M |
| Research & development | — | — | — | — | — | — | — | $0 | $0 | $0 |
| Sales, general & admin | $35.2M | $23.2M | $22.8M | $19.3M | $14.2M | $15.0M | $15.4M | $14.6M | $12.5M | $12.7M |
| Total operating expenses | $47.9M | $22.0M | $37.1M | $32.3M | $25.8M | $23.5M | $22.6M | $21.7M | $20.0M | $18.6M |
| Operating income | $39.6M | $39.0M | $40.2M | $35.7M | $28.5M | $20.0M | $21.4M | $19.1M | $15.5M | $12.2M |
| Interest income | $101.6M | $84.3M | $72.8M | $59.8M | $48.1M | $39.6M | $39.3M | $34.3M | $29.0M | $25.1M |
| Interest expense | $13.9M | $10.6M | $4.8M | $1.2M | $1.1M | $1.2M | $1.7M | $1.2M | $1.0M | $1.0M |
| Income before taxes | $39.6M | $39.0M | $40.2M | $35.7M | $28.5M | $20.0M | $21.4M | $19.1M | $15.5M | $12.2M |
| Income taxes | $10.0M | $10.4M | $10.4M | $9.2M | $7.5M | $5.5M | $5.9M | $5.1M | $7.3M | $4.8M |
| Net income | $29.6M | $28.6M | $29.8M | $26.4M | $21.0M | $14.5M | $15.5M | $14.0M | $8.2M | $7.5M |
| EBITDA | $42.4M | $40.5M | $41.9M | $37.6M | $30.2M | $21.4M | $22.7M | $20.2M | $16.5M | $13.3M |
| EPS (diluted) | $4.62 | $4.79 | $5.01 | $4.48 | $3.75 | $2.77 | $2.97 | $2.68 | $1.85 | $1.57 |
| Gross margin | 80.9% | 83.8% | 91.1% | 96.4% | 96.0% | 90.8% | 93.1% | 94.8% | 95.6% | 94.4% |
| Operating margin | 36.6% | 53.5% | 47.4% | 50.6% | 50.4% | 41.7% | 45.3% | 44.4% | 41.7% | 37.5% |
| Net margin | 27.4% | 39.3% | 35.1% | 37.5% | 37.2% | 30.2% | 32.9% | 32.5% | 22.0% | 22.9% |
| Jun '26 | Mar '26 | Dec '25 | Sep '25 | Jun '25 | Mar '25 | Dec '24 | Sep '24 | Jun '24 | Mar '24 | Dec '23 | Sep '23 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | $33.1M | $32.4M | $33.3M | $31.9M | $23.0M | $23.7M | $23.4M | $24.0M | $23.2M | $2.2M | $21.8M | $21.3M |
| Cost of revenue | $5.0M | $3.9M | $5.1M | $10.0M | $3.3M | $2.3M | $2.2M | $2.6M | $3.7M | $3.4M | $2.0M | $1.1M |
| Gross profit | $28.2M | $28.5M | $28.2M | $21.9M | $19.7M | $21.4M | $21.2M | $21.4M | $19.6M | −$1.2M | $19.8M | $20.2M |
| Sales, general & admin | $11.2M | $10.4M | $9.8M | $8.2M | $6.2M | $6.5M | $6.3M | $6.1M | $5.9M | $5.7M | $5.9M | $5.7M |
| Total operating expenses | $11.2M | $15.3M | $14.2M | $15.0M | $11.0M | $11.4M | $10.6M | $10.7M | $10.3M | −$9.6M | $9.7M | $9.4M |
| Operating income | $17.0M | $13.2M | $14.0M | $6.9M | $8.7M | $10.0M | $10.7M | $10.7M | $9.3M | $8.4M | $10.1M | $10.8M |
| Interest income | $30.4M | $29.4M | $30.6M | $29.8M | $20.6M | $20.6M | $21.3M | $21.9M | $21.2M | $20.0M | $19.5M | $19.0M |
| Interest expense | $4.4M | $4.2M | $4.8M | $4.6M | $2.5M | $2.1M | $2.3M | $3.0M | $2.8M | $2.6M | $1.9M | $1.3M |
| Income before taxes | $13.7M | $13.2M | $14.0M | $6.9M | $8.7M | $10.0M | $10.7M | $10.7M | $9.3M | $8.4M | $10.1M | $10.8M |
| Income taxes | $3.7M | $3.4M | $3.0M | $1.8M | $2.4M | $2.9M | $2.9M | $2.9M | $2.5M | $2.1M | $2.6M | $2.8M |
| Net income | $10.0M | $9.8M | $11.0M | $5.1M | $6.3M | $7.2M | $7.7M | $7.8M | $6.8M | $6.3M | $7.5M | $8.0M |
| EBITDA | $18.0M | $14.2M | $15.0M | $8.0M | $9.0M | $10.4M | $11.0M | $11.1M | $9.6M | $8.8M | $10.6M | $11.3M |
| EPS (diluted) | $1.41 | $1.38 | $1.56 | $0.82 | $1.11 | $1.13 | $1.29 | $1.31 | $1.14 | $1.05 | $1.27 | $1.34 |
| Gross margin | 85.0% | 88.0% | 84.6% | 68.7% | 85.6% | 90.3% | 90.7% | 89.2% | 84.2% | −53.5% | 90.9% | 94.8% |
| Operating margin | 51.2% | 40.7% | 41.9% | 21.7% | 37.7% | 42.3% | 45.5% | 44.5% | 39.9% | 379.5% | 46.6% | 50.8% |
| Net margin | 30.1% | 30.2% | 32.9% | 16.1% | 27.5% | 30.3% | 33.1% | 32.6% | 29.2% | 283.2% | 34.6% | 37.5% |
Quarterly columns are labeled by the month the quarter ended. Figures in U.S. dollars as reported in PLBC's financial statements (latest annual report filed March 19, 2026); data from EODHD. Sales, general & administrative expenses include sales and marketing.
PLBC financial results
In fiscal year 2025 (ended December 31, 2025), Plumas Bancorp reported revenue of $108.2 million, up 48.6% from the year before. It had net income of $29.6 million (up 3.5%), a net profit margin of 27.4%. Diluted earnings per share came to $4.62. Over five years revenue grew at an average rate of 17.7% a year.
See the PLBC stock overview for the latest quote and news, or the PLBC chart for price history and technical indicators.
PLBC income statement FAQ
What is Plumas Bancorp's annual revenue?
Plumas Bancorp reported total revenue of $108.2 million for fiscal year 2025, which ended on December 31, 2025. That was up 48.6% from $72.9 million the previous year.
Is Plumas Bancorp profitable?
Yes. Plumas Bancorp reported net income of $29.6 million in fiscal 2025, a net profit margin of 27.4%; its operating margin was 36.6%.
What is Plumas Bancorp's gross margin?
Plumas Bancorp's gross margin was 80.9% in fiscal 2025: for every $100 of revenue, Plumas Bancorp kept $81 after the direct cost of its products and services.
How fast is Plumas Bancorp growing?
Revenue grew 17.7% a year on average over the last five fiscal years, from $47.9 million to $108.2 million.
What are Plumas Bancorp's earnings per share?
Plumas Bancorp earned $4.62 per diluted share in fiscal 2025, compared with $4.79 a year earlier.
When will Plumas Bancorp report its next earnings?
Plumas Bancorp is expected to report results for the quarter ending September 30, 2026 on October 21, 2026 before the market opens.
When does Plumas Bancorp's fiscal year end?
Plumas Bancorp's fiscal year ends in December. The latest annual report covers the year ended December 31, 2025 and was filed on March 19, 2026.