Dime Community Bancshares, Inc. (DCOM) Income Statement
DCOM 2025 at a glance
Fiscal year ended December 31, 2025 · U.S. dollarsDCOM revenue and net income
Where DCOM's revenue goes
2025Each bar shows an amount and its share of revenue. DCOM kept 15.2% of revenue as net income.
DCOM profit margins
DCOM growth rates
to 2025| 1 year | 3 years | 5 years | 10 years | |
|---|---|---|---|---|
| Revenue | +13.0% | +15.2% | +23.4% | +14.8% |
| Gross profit | +47.5% | −0.2% | +18.9% | +11.5% |
| Operating income | +204.8% | −9.6% | +23.3% | +7.5% |
| Net income | +280.6% | −10.1% | +21.2% | +9.5% |
| EPS (diluted) | +78.8% | −11.5% | +1.9% | +3.7% |
1-year change and average annual growth (CAGR) over 3, 5 and 10 fiscal years. "—" when a starting value was zero or negative.
DCOM quarterly EPS vs estimates
Dime Community Bancshares beat the analyst EPS estimate in 3 of the last 8 quarters. Next report: October 22, 2026 (estimate $0.87).
DCOM income statement
| 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | $730.4M | $646.2M | $609.4M | $477.4M | $426.7M | $255.3M | $250.4M | $231.2M | $223.2M | $203.4M |
| Cost of revenue | $320.5M | $368.2M | −$256.6M | $64.7M | $33.2M | $82.5M | $108.2M | $77.6M | $59.9M | $54.3M |
| Gross profit | $409.9M | $278.0M | $609.4M | $412.6M | $393.5M | $172.8M | $142.2M | $153.6M | $163.3M | $149.1M |
| Research & development | — | — | — | — | — | — | — | $0 | $0 | $0 |
| Sales, general & admin | $163.9M | $152.7M | $133.9M | $129.9M | $117.1M | $68.5M | $63.2M | $58.8M | $55.7M | $57.2M |
| Total operating expenses | $253.1M | $226.5M | $6.8M | $200.7M | $245.3M | $117.8M | $95.4M | $86.9M | $74.6M | $15.6M |
| Operating income | $156.8M | $51.4M | $136.9M | $211.9M | $148.2M | $55.0M | $46.9M | $66.7M | $88.7M | $133.5M |
| Interest income | $685.4M | $650.1M | $580.5M | $439.2M | $384.6M | $184.2M | $238.3M | $221.7M | $212.1M | $195.6M |
| Interest expense | $277.4M | $332.1M | $292.8M | $59.4M | $27.0M | $56.3M | $90.8M | $75.4M | $59.4M | $52.1M |
| Income before taxes | $156.8M | $51.4M | $136.9M | $211.9M | $148.2M | $55.0M | $46.9M | $66.7M | $88.7M | $133.5M |
| Income taxes | $46.1M | $22.4M | $40.8M | $59.4M | $44.2M | $12.7M | $10.7M | $15.4M | $36.9M | $61.0M |
| Net income | $110.7M | $29.1M | $96.1M | $152.6M | $104.0M | $42.3M | $36.2M | $51.3M | $51.9M | $72.5M |
| EBITDA | $162.4M | $58.3M | $136.9M | $222.1M | $158.6M | $60.1M | $51.9M | $71.7M | $92.4M | $135.8M |
| EPS (diluted) | $2.61 | $1.46 | $2.58 | $3.77 | $2.13 | $2.37 | $1.67 | $2.08 | $1.98 | $1.94 |
| Gross margin | 56.1% | 43.0% | 100.0% | 86.4% | 92.2% | 67.7% | 56.8% | 66.4% | 73.2% | 73.3% |
| Operating margin | 21.5% | 8.0% | 22.5% | 44.4% | 34.7% | 21.5% | 18.7% | 28.9% | 39.8% | 65.6% |
| Net margin | 15.2% | 4.5% | 15.8% | 32.0% | 24.4% | 16.6% | 14.4% | 22.2% | 23.2% | 35.7% |
| Jun '26 | Mar '26 | Dec '25 | Sep '25 | Jun '25 | Mar '25 | Dec '24 | Sep '24 | Jun '24 | Mar '24 | Dec '23 | Sep '23 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | $186.5M | $184.7M | $192.0M | $187.8M | $179.1M | $171.5M | $131.6M | $171.9M | $171.2M | $171.5M | $167.6M | $165.8M |
| Cost of revenue | $73.9M | $73.5M | $79.1M | $85.4M | $78.7M | $77.3M | $88.1M | $95.9M | $89.5M | $94.7M | $88.4M | $83.2M |
| Gross profit | $112.6M | $111.3M | $112.9M | $102.3M | $100.5M | $94.2M | $43.5M | $76.0M | $81.7M | $76.8M | $79.3M | $82.6M |
| Sales, general & admin | $57.8M | $55.4M | $42.8M | $42.1M | $39.7M | $39.4M | $41.0M | $39.9M | $40.5M | $35.8M | $35.4M | $34.5M |
| Total operating expenses | $64.7M | $62.8M | $65.1M | $62.2M | $60.3M | $65.5M | $60.6M | $57.7M | $55.7M | $52.5M | $53.9M | $59.5M |
| Operating income | $47.9M | $48.5M | $47.8M | $40.1M | $40.2M | $28.7M | −$17.1M | $18.2M | $26.0M | $24.3M | $25.3M | $23.1M |
| Interest income | — | $173.4M | $180.5M | $175.5M | $167.6M | $161.9M | $165.5M | $164.2M | $159.4M | $161.0M | $158.8M | $157.8M |
| Interest expense | $60.1M | $61.1M | $68.2M | $72.1M | $69.5M | $67.7M | $74.4M | $84.3M | $83.9M | $89.5M | $84.6M | $81.4M |
| Income before taxes | $47.9M | $48.5M | $47.8M | $40.1M | $40.2M | $28.7M | −$17.1M | $18.2M | $26.0M | $24.3M | $25.3M | $23.1M |
| Income taxes | $13.1M | $13.9M | $16.0M | $12.4M | $10.5M | $7.3M | $3.3M | $4.9M | $7.6M | $6.6M | $9.0M | $8.1M |
| Net income | $34.8M | $34.6M | $31.9M | $27.7M | $29.7M | $21.5M | −$20.4M | $13.3M | $18.5M | $17.7M | $16.3M | $15.0M |
| EBITDA | $48.7M | $49.8M | $49.1M | $41.7M | $41.5M | $30.0M | −$15.6M | $20.0M | $27.7M | $26.2M | $27.1M | $24.9M |
| EPS (diluted) | $0.79 | $0.74 | $0.79 | $0.61 | $0.64 | $0.57 | $0.42 | $0.29 | $0.37 | $0.38 | $0.39 | $0.56 |
| Gross margin | 60.4% | 60.2% | 58.8% | 54.5% | 56.1% | 54.9% | 33.1% | 44.2% | 47.7% | 44.8% | 47.3% | 49.8% |
| Operating margin | 25.7% | 26.3% | 24.9% | 21.4% | 22.4% | 16.7% | −13.0% | 10.6% | 15.2% | 14.2% | 15.1% | 13.9% |
| Net margin | 18.7% | 18.7% | 16.6% | 14.7% | 16.6% | 12.5% | −15.5% | 7.8% | 10.8% | 10.3% | 9.7% | 9.0% |
Quarterly columns are labeled by the month the quarter ended. Figures in U.S. dollars as reported in DCOM's financial statements (latest annual report filed February 20, 2026); data from EODHD. Sales, general & administrative expenses include sales and marketing.
DCOM financial results
In fiscal year 2025 (ended December 31, 2025), Dime Community Bancshares reported revenue of $730.4 million, up 13.0% from the year before. It had net income of $110.7 million (up 280.6%), a net profit margin of 15.2%. Diluted earnings per share came to $2.61. Over five years revenue grew at an average rate of 23.4% a year.
See the DCOM stock overview for the latest quote and news, or the DCOM chart for price history and technical indicators.
DCOM income statement FAQ
What is Dime Community Bancshares's annual revenue?
Dime Community Bancshares reported total revenue of $730.4 million for fiscal year 2025, which ended on December 31, 2025. That was up 13.0% from $646.2 million the previous year.
Is Dime Community Bancshares profitable?
Yes. Dime Community Bancshares reported net income of $110.7 million in fiscal 2025, a net profit margin of 15.2%; its operating margin was 21.5%.
What is Dime Community Bancshares's gross margin?
Dime Community Bancshares's gross margin was 56.1% in fiscal 2025: for every $100 of revenue, Dime Community Bancshares kept $56 after the direct cost of its products and services.
How fast is Dime Community Bancshares growing?
Revenue grew 23.4% a year on average over the last five fiscal years, from $255.3 million to $730.4 million.
What are Dime Community Bancshares's earnings per share?
Dime Community Bancshares earned $2.61 per diluted share in fiscal 2025, compared with $1.46 a year earlier.
When will Dime Community Bancshares report its next earnings?
Dime Community Bancshares is expected to report results for the quarter ending September 30, 2026 on October 22, 2026 before the market opens.
When does Dime Community Bancshares's fiscal year end?
Dime Community Bancshares's fiscal year ends in December. The latest annual report covers the year ended December 31, 2025 and was filed on February 20, 2026.