NBT Bancorp Inc. (NBTB) Ownership

NASDAQ: NBTBTop holders, insider trades and short interest.

NBTB ownership summary

as of October 18, 2026
Institutions
69.3%
of shares outstanding
Insiders
2.83%
of shares outstanding
Shares outstanding
52.0M
Float
51.0M
shares available to trade
Short interest
7.16%
2.7M shares short
Days to cover
7.79
short interest up 13.8% vs prior month
  • Institutions 69.35%
  • Insiders 2.83%
  • Other investors 27.82%

NBTB top institutional holders

20 largest
NBT Bancorp Inc. top institutional holders
#Holder% of sharesSharesValueChangeReported
1BlackRock Inc14.39%7.5M$380.3M+77,790 (+1.1%)June 30, 2026
2Vanguard Portfolio Management, LLC6.64%3.4M$175.4M−25,649 (−0.7%)June 30, 2026
3State Street Corp5.26%2.7M$138.9M+245,198 (+9.9%)June 30, 2026
4Dimensional Fund Advisors, Inc.4.63%2.4M$122.4M+75,198 (+3.2%)June 30, 2026
5Vanguard Capital Management, LLC4.34%2.3M$114.7M+1,810 (+0.1%)June 30, 2026
6FMR Inc3.34%1.7M$88.4M+1.6M (+1,231.8%)June 30, 2026
7Geode Capital Management, LLC2.68%1.4M$70.8M+63,468 (+4.8%)June 30, 2026
8Northern Trust Corp1.38%719K$36.6M+35,541 (+5.2%)June 30, 2026
9Silvercrest Asset Management Group LLC1.25%648K$32.9M−45,037 (−6.5%)June 30, 2026
10Victory Capital Management Inc.1.21%629K$32.0M−40,501 (−6.0%)June 30, 2026
11Charles Schwab Investment Management Inc1.18%612K$31.1M−3,943 (−0.6%)June 30, 2026
12Fuller & Thaler Asset Management Inc1.11%579K$29.4M+175,417 (+43.5%)June 30, 2026
13Manufacturers Life Insurance Co1.08%560K$28.5M−562 (−0.1%)June 30, 2026
14American Century Companies Inc1.00%520K$26.4M+337,467 (+185.0%)June 30, 2026
15Bank of New York Mellon Corp0.88%459K$23.4M+6,567 (+1.4%)June 30, 2026
16Morgan Stanley - Brokerage Accounts0.79%410K$20.9M−33,252 (−7.5%)June 30, 2026
17Nuveen, LLC0.74%386K$19.6M+13,802 (+3.7%)June 30, 2026
18Vanguard Fiduciary Trust Co0.66%344K$17.5M+6,682 (+2.0%)June 30, 2026
19Ceredex Value Advisors LLC0.53%277K$14.1M+8,700 (+3.2%)June 30, 2026
20NBT Bank National Association0.50%261K$13.3M+978 (+0.4%)June 30, 2026

Value at the latest close. Change = shares bought or sold in the latest quarterly filing (13F). In the top 20, 14 holders added 2.7M shares and 6 cut 149K.

NBTB top mutual fund and ETF holders

20 largest
NBT Bancorp Inc. top fund holders
#Holder% of sharesSharesValueChangeReported
1iShares Core S&P Small-Cap ETF5.97%3.1M$157.7M+729 (+0.0%)September 30, 2026
2Vanguard MStar Total Stk Mkt Idx Invest3.04%1.6M$80.4M−3,607 (−0.2%)August 31, 2026
3iShares Russell 2000 ETF2.62%1.4M$69.2M−15,680 (−1.1%)September 30, 2026
4Vanguard Small Cap Index2.14%1.1M$56.5M−24,491 (−2.2%)September 30, 2026
5Vanguard MStar Small Cap Value Index1.39%723K$36.8M+1,018 (+0.1%)September 30, 2026
6Avantis US Small Cap Value ETF1.30%676K$34.4M+5,064 (+0.8%)September 30, 2026
7Fidelity Small Cap Index1.09%568K$28.9M+4,084 (+0.7%)July 31, 2026
8FullerThaler Behavioral Sm-Cp Eq R61.07%555K$28.2M+173,800 (+45.5%)June 30, 2026
9Fidelity Stock Selector Small Cap1.06%551K$28.0M+496,321 (+910.5%)July 31, 2026
10Bridge Builder Small/Mid Cap Value1.00%518K$26.4M+241,407 (+87.2%)September 30, 2026
11iShares Russell 2000 Value ETF0.94%486K$24.7M+736 (+0.2%)September 30, 2026
12State Street SPDR Port S&P 600 Sm CpETF0.92%476K$24.2M—September 30, 2026
13State Street® SPDR® S&PRgnllBkgETF0.88%457K$23.2M+13,664 (+3.1%)September 30, 2026
14iShares S&P Small-Cap 600 Value ETF0.85%439K$22.3M—September 30, 2026
15DFA US Targeted Value I0.73%381K$19.4M—August 31, 2026
16Fidelity Series Small Cap Opps0.68%352K$17.9M+314,500 (+835.6%)July 31, 2026
17Fidelity Advisor Small Cap I0.67%349K$17.7M+304,520 (+684.6%)July 31, 2026
18Dimensional US Targeted Value ETF0.66%345K$17.6M—September 30, 2026
19Vanguard Tax-Managed Small Cap Adm0.64%333K$16.9M—September 30, 2026
20Vanguard Russell 2000 ETF0.58%301K$15.3M+3,303 (+1.1%)September 30, 2026

Funds report holdings monthly or quarterly; dates differ by fund.

NBTB insider transactions

latest 9
NBT Bancorp Inc. insider transactions
DateNameTransactionPriceSharesValue
2026-02-17Amy WilesSell$45.724,435$202,768
2026-01-28Timothy E DelaneyBuy$42.9722,730$976,708
2025-11-06Timothy E DelaneyBuy$40.9810,000$409,800
2025-10-31Timothy E DelaneyBuy$40.502,000$81,000
2025-08-13David J NascaSell$43.4219,603$851,162
2025-06-03Jason David BrownBuy$41.10350$14,385
2025-05-28John H Watt JrSell$42.027,869$330,655
2025-05-06Heidi M HoellerBuy$42.882,588$110,973
2025-04-29Heidi M HoellerBuy$43.212,553$110,315

Reported trades by company officers, directors and other filers (including disclosures by members of Congress where EODHD lists them). "—" where the filing gives no share count.

NBTB shares outstanding

Shares outstanding

Year-end shares outstanding, adjusted for splits.

Who owns NBTB

Institutional investors own 69.3% of NBT Bancorp's shares and insiders 2.83%. The largest holder is BlackRock Inc with 14.39% of the shares (7.5M), as of June 30, 2026. Among the top 20 institutions, 14 added shares and 6 reduced their stake in the latest filings. Short interest is 7.16% of the float, or 7.79 days of average trading volume. The share count rose 17.9% since 2014.

Related: NBTB analyst forecast, NBTB key metrics, NBTB dividend history. See the NBTB stock overview for the latest quote and news.

NBTB ownership FAQ

Who owns the most NBT Bancorp stock?

The largest shareholders of NBT Bancorp are BlackRock Inc (14.39%), Vanguard Portfolio Management, LLC (6.64%), State Street Corp (5.26%), Dimensional Fund Advisors, Inc. (4.63%), Vanguard Capital Management, LLC (4.34%).

What percentage of NBT Bancorp is owned by institutions?

Institutions hold 69.3% of NBT Bancorp's shares outstanding; insiders hold 2.83%.

Which funds own NBT Bancorp?

The largest fund holders of NBT Bancorp are iShares Core S&P Small-Cap ETF (5.97%), Vanguard MStar Total Stk Mkt Idx Invest (3.04%), iShares Russell 2000 ETF (2.62%), Vanguard Small Cap Index (2.14%), Vanguard MStar Small Cap Value Index (1.39%).

What is NBT Bancorp's short interest?

2.7M shares of NBT Bancorp were sold short, 7.16% of the float; at the average daily volume it would take 7.79 days to cover.

Are insiders buying or selling NBT Bancorp?

Of the latest 9 reported insider transactions in NBT Bancorp (since April 29, 2025), 6 were purchases and 3 were sales.

How many shares of NBT Bancorp are outstanding?

NBT Bancorp has 52.0M shares outstanding, of which 51.0M are in the public float.

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