NBT Bancorp Inc. (NBTB) Stock Forecast

NASDAQ: NBTBAnalyst ratings, price target and estimates.

NBTB analyst forecast

as of October 18, 2026
Analyst consensus
Hold
3.43 / 5 from 7 analysts
Price target
$57.50
average of analyst targets
Upside to target
+13.1%
from the latest close
Next earnings
October 27, 2026
EPS estimate $1.09
52-week range
$39.61 – $54.26

NBTB analyst ratings

7 analysts
Strong buy
114%
Buy
114%
Hold
571%
Sell
00%
Strong sell
00%

Number of analysts at each rating.

NBTB price target

Price $50.85Target $57.50
52-week low $39.6152-week high $54.26

The average of analyst 12-month price targets compared with the latest close and the 52-week range.

NBTB earnings per share estimates

NBT Bancorp Inc. EPS estimates
PeriodAverageLowHighYear agoGrowthAnalysts
Current quarter (Sep '26)$1.09$1.08$1.12$1.05+4.2%7
Current fiscal year (2026)$4.18$4.13$4.20$3.82+9.5%6
Next fiscal year (2027)$4.57$4.35$4.70$4.18+9.2%7

Consensus EPS estimates; growth compares the average estimate with the year-ago EPS.

NBTB revenue estimates

NBT Bancorp Inc. revenue estimates
PeriodAverageLowHighGrowthAnalysts
Current quarter (Sep '26)$193.8M$192.2M$196.2M+4.2%6
Current fiscal year (2026)$759.7M$756.4M$763.2M+9.0%6
Next fiscal year (2027)$801.7M$784.5M$820.1M+5.5%6

NBTB EPS: reported and forecast

Reported EPSEstimate (average; low–high)

Fiscal years; "E" marks estimates, the line shows the range from the lowest to the highest estimate.

NBTB revenue: reported and forecast

Reported revenueEstimate (average; low–high)

NBTB EPS estimate revisions

NBT Bancorp Inc. EPS estimate revisions
Period90 days ago60 days ago30 days ago7 days agoNowChange (90 d)Revisions (30 d)
Current quarter (Sep '26)$1.09$1.09$1.09$1.09$1.09+0.2%2 up · 0 down
Current fiscal year (2026)$4.20$4.17$4.17$4.18$4.18−0.4%2 up · 0 down
Next fiscal year (2027)$4.50$4.54$4.54$4.57$4.57+1.6%2 up · 0 down

How the consensus EPS estimate changed over the last 90 days, and how many analysts raised or lowered it in the last 30 days.

NBTB earnings surprises

Reported EPSEstimate

Reported EPS vs the consensus estimate for the last 12 quarters; NBTB beat in 9 of 12.

What analysts expect from NBTB

7 analysts cover NBT Bancorp; their consensus rating is hold (3.43 on a 1–5 scale, where 5 is a strong buy). The average price target is $57.50, 13.1% above the latest close of $50.85. Analysts expect earnings of $4.18 per share for 2026, +9.5% from a year earlier. For 2027 the average estimate is $4.57 per share on revenue of $801.7 million. NBT Bancorp beat the EPS estimate in 9 of the last 12 quarters.

Related: NBTB income statement, NBTB key metrics, NBTB chart. See the NBTB stock overview for the latest quote and news.

NBTB forecast FAQ

What is NBT Bancorp's price target?

The average analyst price target for NBT Bancorp is $57.50, 13.1% above the latest close of $50.85.

Is NBT Bancorp a buy, hold or sell?

Of 7 analysts covering NBT Bancorp, 1 rate it a strong buy, 1 a buy, 5 a hold, 0 a sell and 0 a strong sell, a consensus of hold. Ratings are opinions, not a recommendation from Quotelinks.

What is NBT Bancorp's EPS forecast?

Analysts forecast $4.18 per share for 2026 (range $4.13 to $4.20); for 2027 the estimate is $4.57.

What is NBT Bancorp's revenue forecast?

The average revenue estimate for 2026 is $759.7 million, growth of 9.0%; for 2027 it is $801.7 million.

When does NBT Bancorp report earnings?

NBT Bancorp is expected to report results for the quarter ending September 30, 2026 on October 27, 2026 after the market closes; the EPS estimate is $1.09.

Does NBT Bancorp usually beat earnings estimates?

NBT Bancorp reported EPS at or above the analyst estimate in 9 of the last 12 quarters.

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