Fidelity D & D Bancorp, Inc. (FDBC) Income Statement
FDBC 2025 at a glance
Fiscal year ended December 31, 2025 · U.S. dollarsFDBC revenue and net income
Where FDBC's revenue goes
2025Each bar shows an amount and its share of revenue. FDBC kept 20.1% of revenue as net income.
FDBC profit margins
FDBC growth rates
to 2025| 1 year | 3 years | 5 years | 10 years | |
|---|---|---|---|---|
| Revenue | +12.3% | +14.4% | +18.3% | +15.8% |
| Gross profit | +15.8% | +1.9% | +11.3% | +11.9% |
| Operating income | +38.8% | −2.2% | +16.7% | +14.0% |
| Net income | +35.6% | −2.1% | +16.7% | +14.8% |
| EPS (diluted) | +35.3% | −2.8% | +11.9% | +9.5% |
1-year change and average annual growth (CAGR) over 3, 5 and 10 fiscal years. "—" when a starting value was zero or negative.
FDBC quarterly EPS vs estimates
Next report: October 28, 2026.
FDBC income statement
| 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | $140.4M | $125.1M | $104.6M | $93.9M | $79.8M | $60.7M | $48.6M | $43.9M | $38.7M | $34.5M |
| Cost of revenue | $48.4M | $45.6M | $32.2M | $6.9M | $1.5M | $7.0M | $7.8M | $5.7M | $3.8M | $2.4M |
| Gross profit | $92.0M | $79.4M | $72.3M | $87.0M | $78.3M | $53.7M | $40.8M | $38.2M | $34.9M | $32.1M |
| Research & development | — | — | — | — | — | — | — | $0 | $0 | $0 |
| Sales, general & admin | $35.4M | $33.0M | $29.9M | $31.1M | $28.0M | $24.4M | $19.6M | $18.3M | $17.6M | $15.2M |
| Total operating expenses | $58.8M | $55.6M | $52.1M | $51.6M | $50.3M | $38.5M | $26.9M | $25.1M | $25.0M | $21.7M |
| Operating income | $33.1M | $23.9M | $20.3M | $35.5M | $28.0M | $15.3M | $13.9M | $13.1M | $9.9M | $10.5M |
| Interest income | $119.8M | $107.0M | $90.3M | $78.7M | $65.5M | $49.5M | $39.3M | $35.3M | $31.1M | $27.5M |
| Interest expense | $47.2M | $45.2M | $31.8M | $6.4M | $3.6M | $5.3M | $7.6M | $4.9M | $3.2M | $2.4M |
| Income before taxes | $33.1M | $23.9M | $20.3M | $35.5M | $28.0M | $15.3M | $13.9M | $13.1M | $9.9M | $10.5M |
| Income taxes | $4.9M | $3.1M | $2.0M | $5.4M | $4.0M | $2.2M | $2.3M | $2.1M | $1.2M | $2.8M |
| Net income | $28.2M | $20.8M | $18.2M | $30.0M | $24.0M | $13.0M | $11.6M | $11.0M | $8.7M | $7.7M |
| EBITDA | $38.6M | $29.5M | $26.0M | $40.7M | $33.4M | $19.8M | $17.2M | $16.2M | $13.0M | $13.8M |
| EPS (diluted) | $4.87 | $3.60 | $3.19 | $5.30 | $4.48 | $2.77 | $3.03 | $2.90 | $2.05 | $2.16 |
| Gross margin | 65.5% | 63.5% | 69.2% | 92.7% | 98.2% | 88.5% | 84.0% | 87.1% | 90.2% | 93.1% |
| Operating margin | 23.6% | 19.1% | 19.4% | 37.8% | 35.1% | 25.2% | 28.6% | 29.9% | 25.6% | 30.3% |
| Net margin | 20.1% | 16.6% | 17.4% | 32.0% | 30.1% | 21.5% | 23.8% | 25.1% | 22.5% | 22.3% |
| Jun '26 | Mar '26 | Dec '25 | Sep '25 | Jun '25 | Mar '25 | Dec '24 | Sep '24 | Jun '24 | Mar '24 | Dec '23 | Sep '23 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | $37.2M | $35.6M | $36.2M | $35.6M | $34.8M | $32.2M | $32.7M | $32.0M | $30.4M | $30.0M | $22.6M | $27.8M |
| Cost of revenue | $11.7M | $12.0M | $12.1M | $12.4M | $11.8M | $10.9M | $11.6M | $12.4M | $11.1M | $10.6M | $9.7M | $9.0M |
| Gross profit | $25.5M | $23.6M | $24.1M | $23.2M | $23.0M | $21.3M | $21.0M | $19.6M | $19.3M | $19.4M | $12.9M | $18.8M |
| Sales, general & admin | $9.7M | $10.9M | $9.3M | $8.5M | $8.6M | $9.0M | $9.2M | $8.0M | $7.6M | $8.2M | $8.1M | $7.0M |
| Total operating expenses | $16.0M | $15.2M | $14.9M | $14.6M | $14.7M | $14.2M | $14.4M | $13.8M | $13.6M | $13.7M | $12.8M | $12.9M |
| Operating income | $9.5M | $8.4M | $9.2M | $8.6M | $8.3M | $7.1M | $6.7M | $5.8M | $5.7M | $5.8M | $107,000 | $5.9M |
| Interest income | $31.7M | $30.5M | $31.1M | $30.7M | $29.8M | $28.3M | $28.1M | $27.3M | $26.0M | $25.6M | $24.8M | $23.7M |
| Interest expense | $11.0M | $11.1M | $11.8M | $12.3M | $11.8M | $11.3M | $11.7M | $11.9M | $10.9M | $10.7M | $9.9M | $9.0M |
| Income before taxes | $9.5M | $8.4M | $9.2M | $8.6M | $8.3M | $7.1M | $6.7M | $5.8M | $5.7M | $5.8M | $107,000 | $5.9M |
| Income taxes | $1.7M | $979,000 | $1.3M | $1.2M | $1.3M | $1.1M | $826,000 | $793,000 | $766,000 | $694,000 | −$361,000 | $590,000 |
| Net income | $7.8M | $7.5M | $7.9M | $7.3M | $6.9M | $6.0M | $5.8M | $5.0M | $4.9M | $5.1M | $468,000 | $5.3M |
| EBITDA | $10.9M | $9.9M | $10.5M | $10.0M | $9.7M | $8.5M | $8.1M | $7.3M | $7.1M | $7.1M | $1.6M | $7.6M |
| EPS (diluted) | $1.33 | $1.28 | $1.37 | $1.27 | $1.20 | $1.03 | $1.01 | $0.86 | $0.86 | $0.88 | $0.08 | $0.93 |
| Gross margin | 68.5% | 66.3% | 66.7% | 65.3% | 66.0% | 66.2% | 64.3% | 61.3% | 63.5% | 64.8% | 57.0% | 67.7% |
| Operating margin | 25.6% | 23.7% | 25.4% | 24.1% | 23.7% | 22.0% | 20.4% | 18.0% | 18.7% | 19.2% | 0.5% | 21.4% |
| Net margin | 21.1% | 20.9% | 21.9% | 20.6% | 19.9% | 18.6% | 17.8% | 15.5% | 16.2% | 16.9% | 2.1% | 19.2% |
Quarterly columns are labeled by the month the quarter ended. Figures in U.S. dollars as reported in FDBC's financial statements (latest annual report filed March 13, 2026); data from EODHD. Sales, general & administrative expenses include sales and marketing.
FDBC financial results
In fiscal year 2025 (ended December 31, 2025), Fidelity D & D Bancorp reported revenue of $140.4 million, up 12.3% from the year before. It had net income of $28.2 million (up 35.6%), a net profit margin of 20.1%. Diluted earnings per share came to $4.87. Over five years revenue grew at an average rate of 18.3% a year.
See the FDBC stock overview for the latest quote and news, or the FDBC chart for price history and technical indicators.
FDBC income statement FAQ
What is Fidelity D & D Bancorp's annual revenue?
Fidelity D & D Bancorp reported total revenue of $140.4 million for fiscal year 2025, which ended on December 31, 2025. That was up 12.3% from $125.1 million the previous year.
Is Fidelity D & D Bancorp profitable?
Yes. Fidelity D & D Bancorp reported net income of $28.2 million in fiscal 2025, a net profit margin of 20.1%; its operating margin was 23.6%.
What is Fidelity D & D Bancorp's gross margin?
Fidelity D & D Bancorp's gross margin was 65.5% in fiscal 2025: for every $100 of revenue, Fidelity D & D Bancorp kept $65 after the direct cost of its products and services.
How fast is Fidelity D & D Bancorp growing?
Revenue grew 18.3% a year on average over the last five fiscal years, from $60.7 million to $140.4 million.
What are Fidelity D & D Bancorp's earnings per share?
Fidelity D & D Bancorp earned $4.87 per diluted share in fiscal 2025, compared with $3.60 a year earlier.
When will Fidelity D & D Bancorp report its next earnings?
Fidelity D & D Bancorp is expected to report results for the quarter ending September 30, 2026 on October 28, 2026.
When does Fidelity D & D Bancorp's fiscal year end?
Fidelity D & D Bancorp's fiscal year ends in December. The latest annual report covers the year ended December 31, 2025 and was filed on March 13, 2026.