Vanguard Total Stock Market ETF (VTI) Performance
VTI total return
Distributions reinvested · as of Oct 23, 2026- YTD
- +12.2% since Dec 31, 2025
- 1 year
- +14.0% total return
- 5 years
- +11.3% a year
- 10 years
- +14.8% a year
- Since first price
- +9.5% a year since 2001
VTI trailing returns vs SPY, QQQ, AGG
| Period | VTI total return | Price only | S&P 500 (SPY) | Nasdaq-100 (QQQ) | U.S. bonds (AGG) |
|---|---|---|---|---|---|
| 1 month | −1.1% | −1.4% | −1.0% | −5.0% | +0.9% |
| 3 months | +2.5% | +2.3% | +3.2% | +1.9% | −0.4% |
| 6 months | +7.2% | +6.6% | +7.8% | +8.4% | −1.5% |
| YTD | +12.2% | +11.3% | +12.3% | +15.1% | −1.0% |
| 1 year | +14.0% | +12.7% | +14.4% | +15.9% | −1.1% |
| 3 years | +86.4%+23.1%/yr | +79.4% | +87.4%+23.3%/yr | +101.4%+26.3%/yr | +16.6%+5.2%/yr |
| 5 years | +70.6%+11.3%/yr | +59.2% | +79.3%+12.4%/yr | +94.0%+14.2%/yr | −0.8%−0.2%/yr |
| 10 years | +298.3%+14.8%/yr | +239.7% | +315.9%+15.3%/yr | +538.9%+20.4%/yr | +14.0%+1.3%/yr |
| 15 years | +663.0%+14.5%/yr | +489.6% | +696.0%+14.8%/yr | +1,299.3%+19.2%/yr | +32.2%+1.9%/yr |
| 20 years | +686.3%+10.9%/yr | +449.6% | +696.9%+10.9%/yr | +1,839.9%+16.0%/yr | +79.6%+3.0%/yr |
| Since inceptionMay 31, 2001 | +912.6%+9.5%/yr | +549.8% | — | — | — |
Total return from adjusted closes (distributions reinvested, before tax). Periods of 3 years or more are also shown annualized. Price only excludes distributions.
Growth of $10,000: VTI vs SPY
From May 31, 2001: VTI grew to $101,262, SPY to $95,275.
Year-end values with distributions reinvested, no taxes or trading costs. Start: first common trading day of both funds.
VTI returns by calendar year
20 of 24 full years positive. Best 2013 (+33.4%), worst 2008 (−37.0%). 2026 is year to date.
VTI annual returns table
| Year | VTI | Largest drop | SPY | QQQ | AGG |
|---|---|---|---|---|---|
| 2026YTD | +12.2% | −8.9% | +12.3% | +15.1% | −1.0% |
| 2025 | +17.1% | −19.3% | +17.7% | +20.8% | +7.2% |
| 2024 | +23.8% | −8.6% | +24.9% | +25.6% | +1.3% |
| 2023 | +26.0% | −10.7% | +26.2% | +54.9% | +5.7% |
| 2022 | −19.5% | −25.4% | −18.2% | −32.6% | −13.0% |
| 2021 | +25.7% | −5.2% | +28.7% | +27.4% | −1.8% |
| 2020 | +21.1% | −35.0% | +18.3% | +48.6% | +7.5% |
| 2019 | +30.7% | −6.8% | +31.2% | +39.0% | +8.5% |
| 2018 | −5.2% | −20.0% | −4.6% | −0.1% | +0.1% |
| 2017 | +21.2% | −2.7% | +21.7% | +32.7% | +3.6% |
| 2016 | +12.8% | −10.1% | +12.0% | +7.1% | +2.4% |
| 2015 | +0.4% | −12.1% | +1.2% | +9.4% | +0.5% |
| 2014 | +12.5% | −7.6% | +13.5% | +19.2% | +6.0% |
| 2013 | +33.4% | −5.7% | +32.3% | +36.6% | −2.0% |
| 2012 | +16.5% | −10.1% | +16.0% | +18.1% | +3.8% |
| 2011 | +1.0% | −20.3% | +1.9% | +3.4% | +7.7% |
| 2010 | +17.4% | −16.2% | +15.1% | +19.9% | +6.4% |
| 2009 | +28.9% | −27.4% | +26.4% | +54.7% | +3.0% |
| 2008 | −37.0% | −47.4% | −36.8% | −41.7% | +7.9% |
| 2007 | +5.4% | −10.1% | +5.1% | +19.0% | +6.6% |
| 2006 | +15.7% | −8.5% | +15.8% | +7.1% | +3.9% |
| 2005 | +6.3% | −7.0% | +4.8% | +1.6% | +2.3% |
| 2004 | +12.8% | −8.5% | +10.7% | +10.5% | +3.8% |
| 2003 | +30.7% | −13.2% | +28.2% | +49.7% | — |
| 2002 | −20.5% | −32.3% | −21.6% | −37.4% | — |
Largest drop = deepest fall from a high within that calendar year.
Calendar-year return vs largest drop within the year
Most years include a sizable fall at some point even when the year ends higher.
VTI largest drawdowns
Now 2.7% below the high| Peak | Decline | Bottom | Recovered | Fall | Underwater |
|---|---|---|---|---|---|
| Oct 9, 2007 | −55.5% | Mar 9, 2009 | Mar 13, 2012 | 1.4 years | 4.4 years |
| Jun 5, 2001 | −37.0% | Oct 9, 2002 | Nov 4, 2004 | 1.3 years | 3.4 years |
| Feb 19, 2020 | −35.0% | Mar 23, 2020 | Aug 12, 2020 | 33 days | 6 months |
| Jan 3, 2022 | −25.4% | Oct 12, 2022 | Dec 19, 2023 | 9 months | 2.0 years |
| Sep 20, 2018 | −20.0% | Dec 24, 2018 | Apr 23, 2019 | 3 months | 7 months |
| Feb 19, 2025 | −19.3% | Apr 8, 2025 | Jun 27, 2025 | 48 days | 4 months |
Declines from a closing high (distributions reinvested) of 10% or more. Underwater = time from the peak until the old high was regained.
VTI risk statistics
| Statistic | 3 years | 5 years | 10 years | Since 2001 |
|---|---|---|---|---|
| Annualized return | +22.3% | +12.6% | +14.7% | +9.6% |
| Volatility (annualized) | 12.9% | 15.9% | 15.8% | 15.3% |
| Sharpe ratio | 1.31 | 0.60 | 0.81 | — |
| Sortino ratio | 2.64 | 0.95 | 1.26 | — |
| Best month | +10.4% | +10.4% | +13.1% | +13.1% |
| Worst month | −5.9% | −9.2% | −13.9% | −17.5% |
| Best 12 months | +37.9% | +37.9% | +62.9% | +62.9% |
| Worst 12 months | +7.2% | −19.5% | −19.5% | −43.3% |
| Positive months | 64% | 58% | 68% | 65% |
| Beta vs S&P 500 | 1.03 | 1.01 | 1.02 | — |
| Correlation with S&P 500 | 1.00 | 1.00 | 1.00 | — |
From monthly total returns. Sharpe and Sortino use 1–3 month T-bills (BIL) as the risk-free rate, so they need history from 2007 on.
VTI rolling returns
| Holding period | Periods | Worst | Median | Best | Positive |
|---|---|---|---|---|---|
| 1-year | 294 | −43.3% | +14.1% | +62.9% | 81% |
| 3-year (a year) | 270 | −15.1% | +11.8% | +26.7% | 90% |
| 5-year (a year) | 246 | −6.1% | +11.6% | +24.0% | 95% |
| 10-year (a year) | 186 | +3.7% | +11.3% | +16.9% | 100% |
Every holding period starting at a month-end since 2001. Returns for 3 years and longer are annualized.
VTI performance overview
Vanguard Total Stock Market ETF (VTI) returned +14.0% over the past year and +14.8% a year over ten years, with distributions reinvested. Since its first recorded price in 2001 it has returned +9.5% a year, turning $10,000 into about $101,262. Over the same year S&P 500 (SPY) returned +14.4%.
The deepest decline was −55.5%, from Oct 9, 2007 to Mar 9, 2009, and it took 3.0 years to get back to the old high. VTI finished 20 of its 24 full calendar years with a gain; the best year was 2013 (+33.4%) and the worst 2008 (−37.0%). Volatility has been 15.3% a year.
Related: VTI chart, VTI holdings, VTI dividends, VTI valuation. See the VTI overview for the latest quote and fund facts.
VTI performance FAQ
What is the VTI return over the past year?
VTI returned +14.0% over the 12 months to October 23, 2026, including reinvested distributions. On price alone it rose 12.7%.
What is the average annual return of VTI?
VTI has returned +11.3% a year over 5 years, +14.8% a year over 10 years, +9.5% a year since May 31, 2001 (total return, distributions reinvested).
How much would $10,000 invested in VTI be worth?
$10,000 invested in VTI at its first recorded close on May 31, 2001 would be worth about $101,262 on October 23, 2026 with distributions reinvested.
What was the worst year for VTI?
The worst calendar year was 2008, with a total return of −37.0%. The best was 2013 at +33.4%.
What is the biggest drawdown of VTI?
The largest peak-to-trough decline was −55.5% between October 9, 2007 and March 9, 2009. It recovered to the old high on March 13, 2012, 3.0 years after the bottom.
How volatile is VTI?
Over the past 3 years VTI had an annualized volatility of 12.9% and a Sharpe ratio of 1.31 (excess return over 1–3 month T-bills per unit of risk).