WisdomTree 7-10 Year Laddered Treasury Fund (USIN) Performance
USIN total return
Distributions reinvested · as of Oct 23, 2026- YTD
- −2.5% since Dec 31, 2025
- 1 year
- −2.8% total return
- Since first price
- +6.9% since 2024
USIN trailing returns vs AGG, TLT, SPY
| Period | USIN total return | Price only | U.S. bonds (AGG) | 20+ yr Treasuries (TLT) | S&P 500 (SPY) |
|---|---|---|---|---|---|
| 1 month | +1.3% | +0.9% | +0.9% | +1.5% | −1.0% |
| 3 months | −1.0% | −2.0% | −0.4% | −1.0% | +3.2% |
| 6 months | −2.6% | −4.6% | −1.5% | −3.8% | +7.8% |
| YTD | −2.5% | −5.4% | −1.0% | −3.4% | +12.3% |
| 1 year | −2.8% | −6.6% | −1.1% | −6.9% | +14.4% |
| Since inceptionMar 14, 2024 | +6.9% | −3.3% | — | — | — |
Total return from adjusted closes (distributions reinvested, before tax). Periods of 3 years or more are also shown annualized. Price only excludes distributions.
Growth of $10,000: USIN vs AGG
From Mar 14, 2024: USIN grew to $10,694, AGG to $10,927.
Year-end values with distributions reinvested, no taxes or trading costs. Start: first common trading day of both funds.
USIN returns by calendar year
1 of 1 full years positive. Best 2025 (+8.0%), worst 2025 (+8.0%). 2026 is year to date.
USIN annual returns table
| Year | USIN | Largest drop | AGG | TLT | SPY |
|---|---|---|---|---|---|
| 2026YTD | −2.5% | −6.8% | −1.0% | −3.4% | +12.3% |
| 2025 | +8.0% | −3.2% | +7.2% | +4.3% | +17.7% |
Largest drop = deepest fall from a high within that calendar year.
Calendar-year return vs largest drop within the year
Most years include a sizable fall at some point even when the year ends higher.
USIN largest drawdowns
Now 4.6% below the high| Peak | Decline | Bottom | Recovered | Fall | Underwater |
|---|---|---|---|---|---|
| Sep 16, 2024 | −6.9% | Jan 13, 2025 | Aug 4, 2025 | 4 months | 11 months |
| Feb 27, 2026 | −6.8% | Oct 5, 2026 | not yet | 7 months | 8 months so far |
Declines from a closing high (distributions reinvested) of 5% or more. Underwater = time from the peak until the old high was regained.
USIN risk statistics
| Statistic | Since 2024 |
|---|---|
| Annualized return | +1.4% |
| Volatility (annualized) | 6.0% |
| Sharpe ratio | -0.43 |
| Sortino ratio | -0.52 |
| Best month | +2.9% |
| Worst month | −3.4% |
| Best 12 months | +9.0% |
| Worst 12 months | −3.9% |
| Positive months | 60% |
| Beta vs S&P 500 | — |
| Correlation with S&P 500 | — |
From monthly total returns. Sharpe and Sortino use 1–3 month T-bills (BIL) as the risk-free rate, so they need history from 2007 on.
USIN rolling returns
| Holding period | Periods | Worst | Median | Best | Positive |
|---|---|---|---|---|---|
| 1-year | 20 | −3.9% | +3.9% | +9.0% | 90% |
Every holding period starting at a month-end since 2024. Returns for 3 years and longer are annualized.
USIN performance overview
WisdomTree 7-10 Year Laddered Treasury Fund (USIN) returned −2.8% over the past year, with distributions reinvested. Since its first recorded price on Mar 14, 2024 it has returned +6.9%. Over the same year U.S. bonds (AGG) returned −1.1%.
The deepest decline was −6.9%, from Sep 16, 2024 to Jan 13, 2025, and it took 7 months to get back to the old high. Volatility has been 6.0% a year.
Related: USIN chart, USIN dividends, USIN bond profile. See the USIN overview for the latest quote and fund facts.
USIN performance FAQ
What is the USIN return over the past year?
USIN returned −2.8% over the 12 months to October 23, 2026, including reinvested distributions. On price alone it fell 6.6%.
How much would $10,000 invested in USIN be worth?
$10,000 invested in USIN at its first recorded close on March 14, 2024 would be worth about $10,694 on October 23, 2026 with distributions reinvested.
What is the biggest drawdown of USIN?
The largest peak-to-trough decline was −6.9% between September 16, 2024 and January 13, 2025. It recovered to the old high on August 4, 2025, 7 months after the bottom.
How volatile is USIN?
Over the past history USIN had an annualized volatility of 6.0% and a Sharpe ratio of -0.43 (excess return over 1–3 month T-bills per unit of risk).