Schwab Intermediate-Term U.S. Treasury ETF (SCHR) Performance
SCHR total return
Distributions reinvested · as of Oct 23, 2026- YTD
- −1.4% since Dec 31, 2025
- 1 year
- −1.3% total return
- 5 years
- +0.1% a year
- 10 years
- +1.1% a year
- Since first price
- +1.8% a year since 2010
SCHR trailing returns vs AGG, TLT, SPY
| Period | SCHR total return | Price only | U.S. bonds (AGG) | 20+ yr Treasuries (TLT) | S&P 500 (SPY) |
|---|---|---|---|---|---|
| 1 month | +1.1% | +0.8% | +0.9% | +1.5% | −1.0% |
| 3 months | −0.4% | −1.4% | −0.4% | −1.0% | +3.2% |
| 6 months | −1.6% | −3.6% | −1.5% | −3.8% | +7.8% |
| YTD | −1.4% | −4.3% | −1.0% | −3.4% | +12.3% |
| 1 year | −1.3% | −5.1% | −1.1% | −6.9% | +14.4% |
| 3 years | +13.4%+4.3%/yr | +1.2% | +16.6%+5.2%/yr | +9.7%+3.1%/yr | +87.4%+23.3%/yr |
| 5 years | +0.3%+0.1%/yr | −14.5% | −0.8%−0.2%/yr | −32.5%−7.6%/yr | +79.3%+12.4%/yr |
| 10 years | +11.3%+1.1%/yr | −13.1% | +14.0%+1.3%/yr | −18.7%−2.0%/yr | +315.9%+15.3%/yr |
| 15 years | +24.7%+1.5%/yr | −8.8% | +32.2%+1.9%/yr | +9.9%+0.6%/yr | +696.0%+14.8%/yr |
| Since inceptionAug 6, 2010 | +33.1%+1.8%/yr | −4.4% | — | — | — |
Total return from adjusted closes (distributions reinvested, before tax). Periods of 3 years or more are also shown annualized. Price only excludes distributions.
Growth of $10,000: SCHR vs AGG
From Aug 6, 2010: SCHR grew to $13,315, AGG to $13,995.
Year-end values with distributions reinvested, no taxes or trading costs. Start: first common trading day of both funds.
SCHR returns by calendar year
12 of 15 full years positive. Best 2011 (+10.3%), worst 2022 (−10.6%). 2026 is year to date.
SCHR annual returns table
| Year | SCHR | Largest drop | AGG | TLT | SPY |
|---|---|---|---|---|---|
| 2026YTD | −1.4% | −4.5% | −1.0% | −3.4% | +12.3% |
| 2025 | +7.3% | −2.1% | +7.2% | +4.3% | +17.7% |
| 2024 | +1.4% | −3.8% | +1.3% | −8.1% | +24.9% |
| 2023 | +4.3% | −6.4% | +5.7% | +2.8% | +26.2% |
| 2022 | −10.6% | −12.7% | −13.0% | −31.2% | −18.2% |
| 2021 | −2.6% | −3.4% | −1.8% | −4.6% | +28.7% |
| 2020 | +7.7% | −2.2% | +7.5% | +18.2% | +18.3% |
| 2019 | +6.2% | −2.3% | +8.5% | +14.1% | +31.2% |
| 2018 | +1.5% | −2.7% | +0.1% | −1.6% | −4.6% |
| 2017 | +1.6% | −2.2% | +3.6% | +9.2% | +21.7% |
| 2016 | +0.9% | −5.2% | +2.4% | +1.2% | +12.0% |
| 2015 | +1.6% | −2.7% | +0.5% | −1.8% | +1.2% |
| 2014 | +4.4% | −1.3% | +6.0% | +27.3% | +13.5% |
| 2013 | −2.7% | −5.2% | −2.0% | −13.4% | +32.3% |
| 2012 | +2.1% | −2.6% | +3.8% | +2.6% | +16.0% |
| 2011 | +10.3% | −2.5% | +7.7% | +34.0% | +1.9% |
Largest drop = deepest fall from a high within that calendar year.
Calendar-year return vs largest drop within the year
Most years include a sizable fall at some point even when the year ends higher.
SCHR largest drawdowns
Now 3.3% below the high| Peak | Decline | Bottom | Recovered | Fall | Underwater |
|---|---|---|---|---|---|
| Aug 4, 2020 | −16.1% | Oct 20, 2022 | not yet | 2.2 years | 6.2 years so far |
| Nov 4, 2010 | −5.8% | Feb 10, 2011 | Jun 24, 2011 | 3 months | 8 months |
| Jul 5, 2016 | −5.4% | May 17, 2018 | Mar 22, 2019 | 1.9 years | 2.7 years |
| May 1, 2013 | −5.2% | Sep 5, 2013 | Oct 13, 2014 | 4 months | 1.5 years |
Declines from a closing high (distributions reinvested) of 5% or more. Underwater = time from the peak until the old high was regained.
SCHR risk statistics
| Statistic | 3 years | 5 years | 10 years | Since 2010 |
|---|---|---|---|---|
| Annualized return | +3.5% | −0.4% | +0.9% | +1.6% |
| Volatility (annualized) | 4.7% | 5.4% | 4.5% | 4.2% |
| Sharpe ratio | -0.18 | -0.74 | -0.29 | 0.07 |
| Sortino ratio | -0.24 | -0.88 | -0.38 | 0.10 |
| Best month | +3.1% | +3.1% | +3.1% | +3.1% |
| Worst month | −2.4% | −3.3% | −3.3% | −3.3% |
| Best 12 months | +9.5% | +9.5% | +12.1% | +12.1% |
| Worst 12 months | −2.0% | −12.1% | −12.1% | −12.1% |
| Positive months | 61% | 48% | 52% | 52% |
| Beta vs S&P 500 | 0.13 | 0.17 | 0.05 | — |
| Correlation with S&P 500 | 0.36 | 0.50 | 0.16 | — |
From monthly total returns. Sharpe and Sortino use 1–3 month T-bills (BIL) as the risk-free rate, so they need history from 2007 on.
SCHR rolling returns
| Holding period | Periods | Worst | Median | Best | Positive |
|---|---|---|---|---|---|
| 1-year | 183 | −12.1% | +2.3% | +12.1% | 65% |
| 3-year (a year) | 159 | −4.9% | +1.9% | +5.4% | 79% |
| 5-year (a year) | 135 | −1.0% | +1.3% | +3.8% | 81% |
| 10-year (a year) | 75 | +0.5% | +1.3% | +3.3% | 100% |
Every holding period starting at a month-end since 2010. Returns for 3 years and longer are annualized.
SCHR performance overview
Schwab Intermediate-Term U.S. Treasury ETF (SCHR) returned −1.3% over the past year and +1.1% a year over ten years, with distributions reinvested. Since its first recorded price in 2010 it has returned +1.8% a year, turning $10,000 into about $13,315. Over the same year U.S. bonds (AGG) returned −1.1%.
The deepest decline was −16.1%, from Aug 4, 2020 to Oct 20, 2022; the fund has not yet regained that high. SCHR finished 12 of its 15 full calendar years with a gain; the best year was 2011 (+10.3%) and the worst 2022 (−10.6%). Volatility has been 4.2% a year.
Related: SCHR chart, SCHR dividends, SCHR bond profile. See the SCHR overview for the latest quote and fund facts.
SCHR performance FAQ
What is the SCHR return over the past year?
SCHR returned −1.3% over the 12 months to October 23, 2026, including reinvested distributions. On price alone it fell 5.1%.
What is the average annual return of SCHR?
SCHR has returned +0.1% a year over 5 years, +1.1% a year over 10 years, +1.8% a year since August 6, 2010 (total return, distributions reinvested).
How much would $10,000 invested in SCHR be worth?
$10,000 invested in SCHR at its first recorded close on August 6, 2010 would be worth about $13,315 on October 23, 2026 with distributions reinvested.
What was the worst year for SCHR?
The worst calendar year was 2022, with a total return of −10.6%. The best was 2011 at +10.3%.
What is the biggest drawdown of SCHR?
The largest peak-to-trough decline was −16.1% between August 4, 2020 and October 20, 2022. It has not yet recovered to that high; it is 3.3% below its peak.
How volatile is SCHR?
Over the past 3 years SCHR had an annualized volatility of 4.7% and a Sharpe ratio of -0.18 (excess return over 1–3 month T-bills per unit of risk).