Schwab U.S. Dividend Equity ETF (SCHD) Performance
SCHD total return
Distributions reinvested · as of Oct 23, 2026- YTD
- +31.7% since Dec 31, 2025
- 1 year
- +35.1% total return
- 5 years
- +10.1% a year
- 10 years
- +13.6% a year
- Since first price
- +13.6% a year since 2011
SCHD trailing returns vs SPY, QQQ, AGG
| Period | SCHD total return | Price only | S&P 500 (SPY) | Nasdaq-100 (QQQ) | U.S. bonds (AGG) |
|---|---|---|---|---|---|
| 1 month | +6.0% | +6.0% | −1.0% | −5.0% | +0.9% |
| 3 months | +8.4% | +7.5% | +3.2% | +1.9% | −0.4% |
| 6 months | +14.0% | +12.3% | +7.8% | +8.4% | −1.5% |
| YTD | +31.7% | +28.6% | +12.3% | +15.1% | −1.0% |
| 1 year | +35.1% | +30.5% | +14.4% | +15.9% | −1.1% |
| 3 years | +71.7%+19.7%/yr | +53.9% | +87.4%+23.3%/yr | +101.4%+26.3%/yr | +16.6%+5.2%/yr |
| 5 years | +62.1%+10.1%/yr | +35.7% | +79.3%+12.4%/yr | +94.0%+14.2%/yr | −0.8%−0.2%/yr |
| 10 years | +257.9%+13.6%/yr | +155.6% | +315.9%+15.3%/yr | +538.9%+20.4%/yr | +14.0%+1.3%/yr |
| 15 years | +567.8%+13.5%/yr | +315.4% | +696.0%+14.8%/yr | +1,299.3%+19.2%/yr | +32.2%+1.9%/yr |
| Since inceptionOct 20, 2011 | +580.9%+13.6%/yr | +323.6% | — | — | — |
Total return from adjusted closes (distributions reinvested, before tax). Periods of 3 years or more are also shown annualized. Price only excludes distributions.
Growth of $10,000: SCHD vs SPY
From Oct 20, 2011: SCHD grew to $68,091, SPY to $81,114.
Year-end values with distributions reinvested, no taxes or trading costs. Start: first common trading day of both funds.
SCHD returns by calendar year
11 of 14 full years positive. Best 2013 (+32.9%), worst 2018 (−5.6%). 2026 is year to date.
SCHD annual returns table
| Year | SCHD | Largest drop | SPY | QQQ | AGG |
|---|---|---|---|---|---|
| 2026YTD | +31.7% | −6.9% | +12.3% | +15.1% | −1.0% |
| 2025 | +4.3% | −14.0% | +17.7% | +20.8% | +7.2% |
| 2024 | +11.7% | −8.0% | +24.9% | +25.6% | +1.3% |
| 2023 | +4.5% | −12.0% | +26.2% | +54.9% | +5.7% |
| 2022 | −3.3% | −16.8% | −18.2% | −32.6% | −13.0% |
| 2021 | +29.9% | −5.0% | +28.7% | +27.4% | −1.8% |
| 2020 | +15.0% | −33.4% | +18.3% | +48.6% | +7.5% |
| 2019 | +27.3% | −8.7% | +31.2% | +39.0% | +8.5% |
| 2018 | −5.6% | −17.1% | −4.6% | −0.1% | +0.1% |
| 2017 | +20.8% | −2.3% | +21.7% | +32.7% | +3.6% |
| 2016 | +16.4% | −7.1% | +12.0% | +7.1% | +2.4% |
| 2015 | −0.3% | −13.9% | +1.2% | +9.4% | +0.5% |
| 2014 | +11.7% | −6.5% | +13.5% | +19.2% | +6.0% |
| 2013 | +32.9% | −4.7% | +32.3% | +36.6% | −2.0% |
| 2012 | +11.4% | −6.3% | +16.0% | +18.1% | +3.8% |
Largest drop = deepest fall from a high within that calendar year.
Calendar-year return vs largest drop within the year
Most years include a sizable fall at some point even when the year ends higher.
SCHD largest drawdowns
Now 0.4% below the high| Peak | Decline | Bottom | Recovered | Fall | Underwater |
|---|---|---|---|---|---|
| Jan 23, 2020 | −33.4% | Mar 23, 2020 | Sep 2, 2020 | 2 months | 7 months |
| Sep 21, 2018 | −17.1% | Dec 24, 2018 | Apr 4, 2019 | 3 months | 6 months |
| Jan 11, 2022 | −16.8% | Sep 30, 2022 | Dec 28, 2023 | 9 months | 2.0 years |
| Nov 29, 2024 | −16.1% | Apr 8, 2025 | Jan 8, 2026 | 4 months | 1.1 years |
| Mar 2, 2015 | −13.9% | Aug 25, 2015 | Mar 11, 2016 | 6 months | 1.0 years |
| Jan 26, 2018 | −12.4% | Mar 23, 2018 | Sep 20, 2018 | 56 days | 8 months |
Declines from a closing high (distributions reinvested) of 10% or more. Underwater = time from the peak until the old high was regained.
SCHD risk statistics
| Statistic | 3 years | 5 years | 10 years | Since 2011 |
|---|---|---|---|---|
| Annualized return | +15.4% | +9.5% | +12.4% | +13.0% |
| Volatility (annualized) | 13.8% | 15.1% | 15.3% | 13.6% |
| Sharpe ratio | 0.80 | 0.44 | 0.69 | 0.85 |
| Sortino ratio | 1.29 | 0.69 | 1.10 | 1.39 |
| Best month | +8.7% | +11.2% | +13.2% | +13.2% |
| Worst month | −7.7% | −8.0% | −11.9% | −11.9% |
| Best 12 months | +30.9% | +30.9% | +67.8% | +67.8% |
| Worst 12 months | −3.0% | −8.2% | −10.9% | −10.9% |
| Positive months | 69% | 58% | 63% | 65% |
| Beta vs S&P 500 | 0.56 | 0.68 | 0.82 | — |
| Correlation with S&P 500 | 0.50 | 0.71 | 0.83 | — |
From monthly total returns. Sharpe and Sortino use 1–3 month T-bills (BIL) as the risk-free rate, so they need history from 2007 on.
SCHD rolling returns
| Holding period | Periods | Worst | Median | Best | Positive |
|---|---|---|---|---|---|
| 1-year | 169 | −10.9% | +12.9% | +67.8% | 87% |
| 3-year (a year) | 145 | +3.4% | +11.6% | +23.9% | 100% |
| 5-year (a year) | 121 | +5.9% | +12.2% | +17.3% | 100% |
| 10-year (a year) | 61 | +10.2% | +11.9% | +15.3% | 100% |
Every holding period starting at a month-end since 2011. Returns for 3 years and longer are annualized.
SCHD performance overview
Schwab U.S. Dividend Equity ETF (SCHD) returned +35.1% over the past year and +13.6% a year over ten years, with distributions reinvested. Since its first recorded price in 2011 it has returned +13.6% a year, turning $10,000 into about $68,091. Over the same year S&P 500 (SPY) returned +14.4%.
The deepest decline was −33.4%, from Jan 23, 2020 to Mar 23, 2020, and it took 5 months to get back to the old high. SCHD finished 11 of its 14 full calendar years with a gain; the best year was 2013 (+32.9%) and the worst 2018 (−5.6%). Volatility has been 13.6% a year.
Related: SCHD chart, SCHD holdings, SCHD dividends, SCHD valuation. See the SCHD overview for the latest quote and fund facts.
SCHD performance FAQ
What is the SCHD return over the past year?
SCHD returned +35.1% over the 12 months to October 23, 2026, including reinvested distributions. On price alone it rose 30.5%.
What is the average annual return of SCHD?
SCHD has returned +10.1% a year over 5 years, +13.6% a year over 10 years, +13.6% a year since October 20, 2011 (total return, distributions reinvested).
How much would $10,000 invested in SCHD be worth?
$10,000 invested in SCHD at its first recorded close on October 20, 2011 would be worth about $68,091 on October 23, 2026 with distributions reinvested.
What was the worst year for SCHD?
The worst calendar year was 2018, with a total return of −5.6%. The best was 2013 at +32.9%.
What is the biggest drawdown of SCHD?
The largest peak-to-trough decline was −33.4% between January 23, 2020 and March 23, 2020. It recovered to the old high on September 2, 2020, 5 months after the bottom.
How volatile is SCHD?
Over the past 3 years SCHD had an annualized volatility of 13.8% and a Sharpe ratio of 0.80 (excess return over 1–3 month T-bills per unit of risk).